Zip code 49095: Vandalia, Michigan
Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.
About 49095
49095 is a small-town zip code in Vandalia, Michigan (Cass County), covering 29 sq mi of land. About 2,432 people live here, or 85 per square mile. The median resident is 52.4 years old, compared with 38.9 nationally.
The median household earns $83,393 a year, close to the national median of $80,734. 8.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $264,300, or 3.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 88% of occupied homes are lived in by their owners, and renters pay a median of $1,085 a month.
24% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.5 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in construction and repair; management; and production and manufacturing. 16% of them are self-employed (U.S.: 10%).
How 49095 compares
- Median age52.497thU.S. 38.9 · MI 40.2158th of 962 in MI
- Housing vacancy23.6%96thU.S. 10.1% · MI 11.8%280th of 958 in MI
- 96thU.S. 17.2% · MI 18.6%159th of 962 in MI
- 96thWeaknessU.S. 0.483 · MI 0.46519th of 958 in MI
- Homeownership rate87.5%93rdStrengthU.S. 65.2% · MI 73.2%380th of 958 in MI
- 92ndU.S. 10% · MI 8.6%106th of 961 in MI
- 88thWeaknessU.S. 5.2% · MI 5.7%148th of 961 in MI
- Per capita income$59,20884thStrengthU.S. $44,673 · MI $40,73565th of 962 in MI
- Veterans8.3%80thU.S. 6.2% · MI 5.8%279th of 962 in MI
- Broadband access94.2%68thU.S. 91% · MI 90.5%143rd of 958 in MI
- Average commute28.5 min66thU.S. 26.4 min · MI 24.2 min270th of 941 in MI
- Median earnings per worker$50,54357thU.S. $49,666 · MI $47,178254th of 960 in MI
- Median household income$83,39354thU.S. $80,734 · MI $72,875246th of 952 in MI
- Uninsured rate6.9%51stU.S. 8.4% · MI 4.9%217th of 961 in MI
- Median home value$264,30036thU.S. $332,700 · MI $231,600242nd of 946 in MI
- Poverty rate8.7%36thU.S. 12.5% · MI 13.2%601st of 959 in MI
- 30thU.S. 35.7% · MI 32.4%430th of 961 in MI
- Residents under 1819.9%30thU.S. 22% · MI 21.2%514th of 962 in MI
- Median gross rent$1,08527thU.S. $1,413 · MI $1,129289th of 851 in MI
- Government workers10.7%24thU.S. 14.5% · MI 11.6%548th of 961 in MI
- Tech workers1.1%15thU.S. 3.8% · MI 3.1%625th of 961 in MI
- Population density85/sq mi12thU.S. 95/sq mi · MI 178/sq mi555th of 962 in MI
- Diversity index18.811thU.S. 61.4 · MI 45.3519th of 962 in MI
- Work from home5.5%9thU.S. 15.1% · MI 13.5%811th of 961 in MI
- 7thU.S. 9.7% · MI 10.1%825th of 961 in MI
- 6thU.S. 14.1% · MI 7.2%675th of 962 in MI
- Population2,4324thU.S. 334,922,499 · MI 10,077,761643rd of 962 in MI
- 1stStrengthU.S. 51.1% · MI 50.4%856th of 931 in MI
| Measure | 49095 | Cass | MI | U.S. | National percentile | Rank in MI |
|---|---|---|---|---|---|---|
| Median age | 52.4 | 45.5 | 40.2 | 38.9 | 158th of 962 | |
| Housing vacancy | 23.6% | 17.4% | 11.8% | 10.1% | 280th of 958 | |
| Residents 65 and older | 28.7% | 22.6% | 18.6% | 17.2% | 159th of 962 | |
| Income inequality (Gini)Weakness | 0.542 | 0.463 | 0.465 | 0.483 | 19th of 958 | |
| Homeownership rateStrength | 87.5% | 81.6% | 73.2% | 65.2% | 380th of 958 | |
| Self-employed workers | 15.6% | 9% | 8.6% | 10% | 106th of 961 | |
| Unemployment rateWeakness | 8.3% | 5% | 5.7% | 5.2% | 148th of 961 | |
| Per capita incomeStrength | $59,208 | $39,236 | $40,735 | $44,673 | 65th of 962 | |
| Veterans | 8.3% | 7.9% | 5.8% | 6.2% | 279th of 962 | |
| Broadband access | 94.2% | 88.6% | 90.5% | 91% | 143rd of 958 | |
| Average commute | 28.5 min | 24.4 min | 24.2 min | 26.4 min | 270th of 941 | |
| Median earnings per worker | $50,543 | $46,718 | $47,178 | $49,666 | 254th of 960 | |
| Median household income | $83,393 | $70,443 | $72,875 | $80,734 | 246th of 952 | |
| Uninsured rate | 6.9% | 6.9% | 4.9% | 8.4% | 217th of 961 | |
| Median home value | $264,300 | $218,000 | $231,600 | $332,700 | 242nd of 946 | |
| Poverty rate | 8.7% | 11.9% | 13.2% | 12.5% | 601st of 959 | |
| Bachelor's degree or higher | 23.6% | 21.8% | 32.4% | 35.7% | 430th of 961 | |
| Residents under 18 | 19.9% | 20.2% | 21.2% | 22% | 514th of 962 | |
| Median gross rent | $1,085 | $916 | $1,129 | $1,413 | 289th of 851 | |
| Government workers | 10.7% | 10.8% | 11.6% | 14.5% | 548th of 961 | |
| Tech workers | 1.1% | 1.7% | 3.1% | 3.8% | 625th of 961 | |
| Population density | 85/sq mi | 105/sq mi | 178/sq mi | 95/sq mi | 555th of 962 | |
| Diversity index | 18.8 | 28.7 | 45.3 | 61.4 | 519th of 962 | |
| Work from home | 5.5% | 7.8% | 13.5% | 15.1% | 811th of 961 | |
| Healthcare workers | 5.9% | 8.7% | 10.1% | 9.7% | 825th of 961 | |
| Foreign-born residents | 1% | 2.7% | 7.2% | 14.1% | 675th of 962 | |
| Population | 2,432 | 51,520 | 10,077,761 | 334,922,499 | 643rd of 962 | |
| Rent-burdened rentersStrength | 14.4% | 46.4% | 50.4% | 51.1% | 856th of 931 |
The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.
People
Age
Race and ethnicity
- White90%
- Black3%
- Hispanic1%
- Asian0.9%
- Native American0.0%
- Pacific Islander0%
- Other0.3%
- Multiracial4%
Language spoken at home (households)
Households
- Households
- 1,015
- Average household size
- 2.4
- Family households
- 72.7%
- Married couples
- 61.6%
- Living alone
- 18.3%
- Veterans (of adults)
- 8.3%
- Male / female
- 54% / 46%
Income and poverty
Household income distribution
Median household income
Housing
Median home value
Median gross rent
Types of housing
- Housing units
- 1,329
- Owner-occupied
- 87.5%
- Vacant
- 23.6%
- Median year built
- 1972
- Median rooms
- 6.3
- Renters paying 30%+ of income
- 14.4%
- Renters paying 50%+ of income
- 0%
- Home value to income
- 3.2× (U.S. 4.1×)
Work and commute
How people get to work
Commute time (one way)
Jobs and careers
Occupations
Industries
Median earnings by type of work
| Type of work | 49095 | U.S. |
|---|---|---|
| Management, business, science and arts | $72,778 | $74,888 |
| Service | $18,456 | $26,804 |
| Sales and office | $68,750 | $40,476 |
| Construction and maintenance | $42,500 | $49,199 |
| Production and transportation | $44,318 | $39,989 |
Education, internet and health coverage
Highest education (adults 25+)
- High school graduate or higher
- 88.9%
- Bachelor's degree or higher
- 23.6%
- Graduate or professional degree
- 7.4%
- Households with broadband
- 94.2%
- Cable, fiber or DSL
- 77.5%
- No internet access
- 3.9%
- Without health insurance
- 6.9%
- Limited-English households
- 0.6%
Geography
- City (USPS)
- Vandalia
- State
- Michigan
- County
- Cass County
- Center point
- 41.9064° N, 85.8856° W
- Land area
- 29 sq mi
- Water area
- 1.6 sq mi
- Time zone
- Eastern Time (UTC-5, UTC-4 in summer)
- Zip type
- Residential delivery area
Cities and towns within this zip
- Vandalia4% of zip
Census places overlapping the zip's area. Mail may use a different city name than the municipality.
Zip codes near 49095
| Zip | City | Distance | IncomeMedian income |
|---|---|---|---|
| 49061 | Jones, MI | 4.3 mi | $79,229 |
| 49031 | Cassopolis, MI | 4.7 mi | $66,944 |
| 49130 | Union, MI | 9.2 mi | $76,667 |
| 49067 | Marcellus, MI | 9.3 mi | $74,583 |
| 49112 | Edwardsburg, MI | 11 mi | $61,785 |
| 49042 | Constantine, MI | 12 mi | $72,910 |
| 49093 | Three Rivers, MI | 13 mi | $63,118 |
| 46507 | Bristol, IN | 13 mi | $82,683 |
| 46514 | Elkhart, IN | 14 mi | $65,833 |
| 49099 | White Pigeon, MI | 14 mi | $70,307 |
| 49047 | Dowagiac, MI | 14 mi | $62,963 |
| 49045 | Decatur, MI | 15 mi | $57,436 |
Zip codes like 49095 elsewhere
Questions about 49095
What city is zip code 49095?
49095 is assigned to Vandalia, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.
What county is 49095 in?
49095 is in Cass County, Michigan.
What is the population of 49095?
About 2,432 people live in 49095, according to the Census Bureau's American Community Survey.
What time zone is 49095 in?
49095 is in Eastern Time.
What is the median household income in 49095?
The median household income in 49095 is $83,393.
What zip codes are near 49095?
The closest zip codes to 49095 are 49061, 49031, 49130, 49067, 49112.
Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49095, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.