Zip code 48654: Rose City, Michigan

Q: What city is zip code 48654?

48654 is assigned to Rose City, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48654 in?

48654 is mostly in Ogemaw County, but it extends into 1 other county.

Q: What is the population of 48654?

About 2,384 people live in 48654, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48654?

The median household income in 48654 is $45,202.

Q: What zip codes are near 48654?

The closest zip codes to 48654 are 48635, 48636, 48761, 48647, 48661.

Residential delivery areaOgemaw CountyEastern Time

Population

2,384

Median household income

$45K

U.S. $81K

Median home value

$141K

U.S. $333K

Median rent

$732/mo

U.S. $1,413

Median age

58.2

U.S. 38.9

Land area

98 sq mi

24 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48654

48654 is a rural zip code in Rose City, Michigan (Ogemaw County), covering 98 sq mi of land. About 2,384 people live here, or 24 per square mile. The median resident is 58.2 years old, compared with 38.9 nationally.

The median household earns $45,202 a year, 44% below the national median of $80,734. 18.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $140,800, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $732 a month.

19% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.2 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in sales; management; and cleaning and personal care.

How 48654 compares

Sorted from highest to lowest national percentile

Median age58.2
99th
U.S. 38.9 · MI 40.283rd of 962 in MI
Housing vacancy44.3%
99th
U.S. 10.1% · MI 11.8%114th of 958 in MI
Residents 65 and older31.4%
97th
U.S. 17.2% · MI 18.6%129th of 962 in MI
Veterans10.7%
92nd
U.S. 6.2% · MI 5.8%133rd of 962 in MI
Homeownership rate84.2%
87th
StrengthU.S. 65.2% · MI 73.2%514th of 958 in MI
Poverty rate18.7%
81st
WeaknessU.S. 12.5% · MI 13.2%166th of 959 in MI
Income inequality (Gini)0.480
81st
WeaknessU.S. 0.483 · MI 0.465107th of 958 in MI
Rent-burdened renters55.8%
69th
U.S. 51.1% · MI 50.4%230th of 931 in MI
Unemployment rate5.9%
67th
U.S. 5.2% · MI 5.7%324th of 961 in MI
Government workers15.3%
61st
U.S. 14.5% · MI 11.6%225th of 961 in MI
Self-employed workers10.1%
60th
U.S. 10% · MI 8.6%393rd of 961 in MI
Average commute26.2 min
51st
U.S. 26.4 min · MI 24.2 min414th of 941 in MI
Work from home11.3%
42nd
U.S. 15.1% · MI 13.5%372nd of 961 in MI
Healthcare workers7.8%
25th
U.S. 9.7% · MI 10.1%692nd of 961 in MI
Uninsured rate4%
22nd
U.S. 8.4% · MI 4.9%571st of 961 in MI
Per capita income$30,047
19th
WeaknessU.S. $44,673 · MI $40,735764th of 962 in MI
Bachelor's degree or higher18.5%
17th
WeaknessU.S. 35.7% · MI 32.4%620th of 961 in MI
Residents under 1817.1%
15th
U.S. 22% · MI 21.2%716th of 962 in MI
Median earnings per worker$36,420
12th
WeaknessU.S. $49,666 · MI $47,178808th of 960 in MI
Tech workers0.9%
11th
U.S. 3.8% · MI 3.1%695th of 961 in MI
Median home value$140,800
8th
U.S. $332,700 · MI $231,600778th of 946 in MI
Median household income$45,202
6th
WeaknessU.S. $80,734 · MI $72,875878th of 952 in MI
Foreign-born residents0.8%
5th
U.S. 14.1% · MI 7.2%752nd of 962 in MI
Population2,384
4th
U.S. 334,922,499 · MI 10,077,761645th of 962 in MI
Median gross rent$732
4th
U.S. $1,413 · MI $1,129751st of 851 in MI
Population density24/sq mi
3rd
U.S. 95/sq mi · MI 178/sq mi815th of 962 in MI
Diversity index8.5
3rd
U.S. 61.4 · MI 45.3885th of 962 in MI
Broadband access74.9%
2nd
WeaknessU.S. 91% · MI 90.5%927th of 958 in MI

Measure	48654	Ogemaw	MI	U.S.	National percentile	Rank in MI
Median age	58.2	51.2	40.2	38.9	99th	83rd of 962
Housing vacancy	44.3%	38.9%	11.8%	10.1%	99th	114th of 958
Residents 65 and older	31.4%	27.9%	18.6%	17.2%	97th	129th of 962
Veterans	10.7%	10.5%	5.8%	6.2%	92nd	133rd of 962
Homeownership rateStrength	84.2%	83.7%	73.2%	65.2%	87th	514th of 958
Poverty rateWeakness	18.7%	16.7%	13.2%	12.5%	81st	166th of 959
Income inequality (Gini)Weakness	0.480	0.434	0.465	0.483	81st	107th of 958
Rent-burdened renters	55.8%	52.2%	50.4%	51.1%	69th	230th of 931
Unemployment rate	5.9%	6.2%	5.7%	5.2%	67th	324th of 961
Government workers	15.3%	11.9%	11.6%	14.5%	61st	225th of 961
Self-employed workers	10.1%	10.4%	8.6%	10%	60th	393rd of 961
Average commute	26.2 min	26.9 min	24.2 min	26.4 min	51st	414th of 941
Work from home	11.3%	9.6%	13.5%	15.1%	42nd	372nd of 961
Healthcare workers	7.8%	13.5%	10.1%	9.7%	25th	692nd of 961
Uninsured rate	4%	6%	4.9%	8.4%	22nd	571st of 961
Per capita incomeWeakness	$30,047	$31,408	$40,735	$44,673	19th	764th of 962
Bachelor's degree or higherWeakness	18.5%	17.2%	32.4%	35.7%	17th	620th of 961
Residents under 18	17.1%	17.8%	21.2%	22%	15th	716th of 962
Median earnings per workerWeakness	$36,420	$39,851	$47,178	$49,666	12th	808th of 960
Tech workers	0.9%	1.4%	3.1%	3.8%	11th	695th of 961
Median home value	$140,800	$154,900	$231,600	$332,700	8th	778th of 946
Median household incomeWeakness	$45,202	$54,666	$72,875	$80,734	6th	878th of 952
Foreign-born residents	0.8%	1.9%	7.2%	14.1%	5th	752nd of 962
Population	2,384	20,885	10,077,761	334,922,499	4th	645th of 962
Median gross rent	$732	$823	$1,129	$1,413	4th	751st of 851
Population density	24/sq mi	37/sq mi	178/sq mi	95/sq mi	3rd	815th of 962
Diversity index	8.5	14.2	45.3	61.4	3rd	885th of 962
Broadband accessWeakness	74.9%	86.4%	90.5%	91%	2nd	927th of 958

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

25–34

35–44

45–54

22%

55–64

19%

65–74

13%

75+

Median age

58.2

Under 18

17.1%

65 and over

31.4%

Race and ethnicity

White96%
Black0.7%
Hispanic2%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

8.5

U.S. 61.4

Foreign-born

0.8%

U.S. 14.1%

Born in state

86.8%

Language spoken at home (households)

English only

98%

Spanish

0.3%

Other Indo-European

Asian / Pacific

Other

0.7%

Households

Households: 1,095
Average household size: 2.1
Family households: 62%
Married couples: 50%
Living alone: 32.5%
Veterans (of adults): 10.7%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

27%

$25–50k

27%

$50–75k

16%

$75–100k

11%

$100–150k

12%

$150–200k

$200k+

Median household income

48654

$45,202

Ogemaw Co.

$54,666

Michigan

$72,875

United States

$80,734

Per capita income

$30,047

U.S. $44,673

Poverty rate

18.7%

U.S. 12.5%

Households earning $150K+

6.8%

U.S. 23%

Income inequality (Gini)

0.480

U.S. 0.483

Housing

Median home value

48654

$140,800

Ogemaw Co.

$154,900

Michigan

$231,600

United States

$332,700

Median gross rent

48654

$732

Ogemaw Co.

$823

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

86%

2–4 units

5–19 units

20+ units

0.1%

Mobile home

Boat, RV, van

Housing units: 1,965
Owner-occupied: 84.2%
Vacant: 44.3%
Median year built: 1973
Median rooms: 5.1
Renters paying 30%+ of income: 55.8%
Renters paying 50%+ of income: 41.6%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

Transit

Walked

0.6%

Bicycle

Worked from home

11%

Other

Commute time (one way)

<10 min

31%

10–19

16%

20–29

21%

30–44

16%

45–59

60+

11%

Average commute

26.2 min

U.S. 26.4 min

Unemployment

5.9%

U.S. 5.2%

In labor force

39.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

15%

Management

10%

Cleaning and personal care

Construction and repair

Healthcare

Education

Office and admin

Transportation and moving

Food service

Production

Business and finance

Engineering and science

Legal and social services

Arts, media and sports

Police and fire

Computer and math

0.9%

Farming, fishing and forestry

0.3%

Industries

Retail

17%

Health care and social assistance

15%

Manufacturing

13%

Restaurants and hotels

10%

Education

Transportation, warehousing and utilities

Finance, insurance and real estate

Public administration

Other services

Admin, support and management

Information

Professional and technical services

Construction

Wholesale

Arts and recreation

Agriculture and mining

0.7%

Median earnings per worker

$36,420

U.S. $49,666

Self-employed

10.1%

U.S. 10%

Government workers

15.3%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	48654	U.S.
Management, business, science and arts	$60,795	$74,888
Service	$23,611	$26,804
Sales and office	$22,885	$40,476
Construction and maintenance	$44,271	$49,199
Production and transportation	$35,750	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

13%

High school

40%

Some college

20%

Associate's

Bachelor's

11%

Graduate

High school graduate or higher: 87.3%
Bachelor's degree or higher: 18.5%
Graduate or professional degree: 7.1%
Households with broadband: 74.9%
Cable, fiber or DSL: 45.5%
No internet access: 19.4%
Without health insurance: 4%
Limited-English households: 0.5%

Geography

City (USPS): Rose City
State: Michigan
County: Ogemaw County
Center point: 44.4767° N, 84.1175° W
Land area: 98 sq mi
Water area: 1.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

48654 spans 2 counties

Ogemaw County77% of land
Oscoda County23% of land

Cities and towns within this zip

Rose City1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 48654

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48635	Lupton, MI	8.7 mi	1,546	$57,500	$150,300
48636	Luzerne, MI	11 mi	938	$65,870	$139,800
48761	South Branch, MI	11 mi	799	$47,188	$111,200
48647	Mio, MI	12 mi	3,980	$47,281	$111,800
48661	West Branch, MI	12 mi	10,618	$61,377	$177,000
48743	Long Lake, MI	13 mi	30	—	—
48739	Hale, MI	15 mi	3,629	$52,802	$179,400
48621	Fairview, MI	18 mi	1,126	$51,304	$145,300
48756	Prescott, MI	18 mi	4,060	$46,008	$81,500
48656	Saint Helen, MI	19 mi	3,846	$47,750	$112,900
48737	Glennie, MI	21 mi	1,082	$38,000	$122,500
48770	Whittemore, MI	22 mi	1,843	$49,957	$105,500

Zip codes like 48654 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48654

What city is zip code 48654?

48654 is assigned to Rose City, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48654 in?

48654 is mostly in Ogemaw County, but it extends into 1 other county.

What is the population of 48654?

About 2,384 people live in 48654, according to the Census Bureau's American Community Survey.

What time zone is 48654 in?

48654 is in Eastern Time.

What is the median household income in 48654?

The median household income in 48654 is $45,202.

What zip codes are near 48654?

The closest zip codes to 48654 are 48635, 48636, 48761, 48647, 48661.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48654, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.