Zip code 48601: Saginaw, Michigan

Q: What city is zip code 48601?

48601 is assigned to Saginaw, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48601 in?

48601 is in Saginaw County, Michigan.

Q: What is the population of 48601?

About 31,601 people live in 48601, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48601?

The median household income in 48601 is $38,900.

Q: What zip codes are near 48601?

The closest zip codes to 48601 are 48607, 48663, 48722, 48602, 48724.

Residential delivery areaSaginaw CountyEastern Time

Population

31,601

Median household income

$39K

U.S. $81K

Median home value

$63K

U.S. $333K

Median rent

$856/mo

U.S. $1,413

Median age

38.2

U.S. 38.9

Land area

104 sq mi

303 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48601

48601 is a small-town zip code in Saginaw, Michigan (Saginaw County), covering 104 sq mi of land. About 31,601 people live here, or 303 per square mile. The median resident is 38.2 years old, compared with 38.9 nationally.

The median household earns $38,900 a year, about 48% of the national median of $80,734. 31.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $62,800, or 1.6 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 67% of occupied homes are lived in by their owners, and renters pay a median of $856 a month.

10% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in office and administrative support; healthcare; and production and manufacturing.

How 48601 compares

Sorted from highest to lowest national percentile

Poverty rate31.6%
97th
WeaknessU.S. 12.5% · MI 13.2%42nd of 959 in MI
Unemployment rate8.6%
89th
WeaknessU.S. 5.2% · MI 5.7%144th of 961 in MI
Housing vacancy16.3%
89th
U.S. 10.1% · MI 11.8%376th of 958 in MI
Healthcare workers12.6%
86th
U.S. 9.7% · MI 10.1%164th of 961 in MI
Rent-burdened renters60.8%
85th
WeaknessU.S. 51.1% · MI 50.4%144th of 931 in MI
Residents 65 and older21%
79th
U.S. 17.2% · MI 18.6%457th of 962 in MI
Residents under 1825.7%
79th
U.S. 22% · MI 21.2%130th of 962 in MI
Diversity index58
68th
U.S. 61.4 · MI 45.364th of 962 in MI
Income inequality (Gini)0.454
65th
U.S. 0.483 · MI 0.465221st of 958 in MI
Population31,601
53rd
U.S. 334,922,499 · MI 10,077,76180th of 962 in MI
Veterans5.7%
48th
U.S. 6.2% · MI 5.8%637th of 962 in MI
Homeownership rate67.2%
47th
U.S. 65.2% · MI 73.2%825th of 958 in MI
Median age38.2
44th
U.S. 38.9 · MI 40.2760th of 962 in MI
Uninsured rate5.2%
35th
U.S. 8.4% · MI 4.9%394th of 961 in MI
Tech workers2%
33rd
U.S. 3.8% · MI 3.1%415th of 961 in MI
Government workers11.5%
31st
U.S. 14.5% · MI 11.6%479th of 961 in MI
Population density303/sq mi
26th
U.S. 95/sq mi · MI 178/sq mi329th of 962 in MI
Self-employed workers7.2%
22nd
U.S. 10% · MI 8.6%704th of 961 in MI
Average commute21 min
17th
StrengthU.S. 26.4 min · MI 24.2 min760th of 941 in MI
Work from home6.6%
14th
U.S. 15.1% · MI 13.5%741st of 961 in MI
Broadband access85.7%
14th
WeaknessU.S. 91% · MI 90.5%660th of 958 in MI
Median gross rent$856
10th
U.S. $1,413 · MI $1,129605th of 851 in MI
Foreign-born residents1.2%
7th
U.S. 14.1% · MI 7.2%644th of 962 in MI
Per capita income$21,720
4th
WeaknessU.S. $44,673 · MI $40,735923rd of 962 in MI
Median earnings per worker$31,612
4th
WeaknessU.S. $49,666 · MI $47,178900th of 960 in MI
Median household income$38,900
3rd
WeaknessU.S. $80,734 · MI $72,875923rd of 952 in MI
Bachelor's degree or higher9.9%
2nd
WeaknessU.S. 35.7% · MI 32.4%900th of 961 in MI
Median home value$62,800
1st
U.S. $332,700 · MI $231,600934th of 946 in MI

Measure	48601	Saginaw	MI	U.S.	National percentile	Rank in MI
Poverty rateWeakness	31.6%	18.2%	13.2%	12.5%	97th	42nd of 959
Unemployment rateWeakness	8.6%	6.4%	5.7%	5.2%	89th	144th of 961
Housing vacancy	16.3%	9.6%	11.8%	10.1%	89th	376th of 958
Healthcare workers	12.6%	11.6%	10.1%	9.7%	86th	164th of 961
Rent-burdened rentersWeakness	60.8%	55%	50.4%	51.1%	85th	144th of 931
Residents 65 and older	21%	20.4%	18.6%	17.2%	79th	457th of 962
Residents under 18	25.7%	21.3%	21.2%	22%	79th	130th of 962
Diversity index	58	49.8	45.3	61.4	68th	64th of 962
Income inequality (Gini)	0.454	0.468	0.465	0.483	65th	221st of 958
Population	31,601	188,665	10,077,761	334,922,499	53rd	80th of 962
Veterans	5.7%	6.6%	5.8%	6.2%	48th	637th of 962
Homeownership rate	67.2%	74.1%	73.2%	65.2%	47th	825th of 958
Median age	38.2	41.2	40.2	38.9	44th	760th of 962
Uninsured rate	5.2%	4.5%	4.9%	8.4%	35th	394th of 961
Tech workers	2%	2.3%	3.1%	3.8%	33rd	415th of 961
Government workers	11.5%	12.1%	11.6%	14.5%	31st	479th of 961
Population density	303/sq mi	236/sq mi	178/sq mi	95/sq mi	26th	329th of 962
Self-employed workers	7.2%	7.2%	8.6%	10%	22nd	704th of 961
Average commuteStrength	21 min	22.4 min	24.2 min	26.4 min	17th	760th of 941
Work from home	6.6%	10%	13.5%	15.1%	14th	741st of 961
Broadband accessWeakness	85.7%	89%	90.5%	91%	14th	660th of 958
Median gross rent	$856	$947	$1,129	$1,413	10th	605th of 851
Foreign-born residents	1.2%	2.4%	7.2%	14.1%	7th	644th of 962
Per capita incomeWeakness	$21,720	$34,578	$40,735	$44,673	4th	923rd of 962
Median earnings per workerWeakness	$31,612	$41,818	$47,178	$49,666	4th	900th of 960
Median household incomeWeakness	$38,900	$60,622	$72,875	$80,734	3rd	923rd of 952
Bachelor's degree or higherWeakness	9.9%	24.4%	32.4%	35.7%	2nd	900th of 961
Median home value	$62,800	$152,800	$231,600	$332,700	1st	934th of 946

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

13%

25–34

11%

35–44

45–54

13%

55–64

13%

65–74

75+

Median age

38.2

Under 18

25.7%

65 and over

21%

Race and ethnicity

White28%
Black57%
Hispanic12%
Asian0.1%
Native American0.1%
Pacific Islander0%
Other0.4%
Multiracial2%

Diversity index

U.S. 61.4

Foreign-born

1.2%

U.S. 14.1%

Born in state

81.4%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

0.5%

Asian / Pacific

0.2%

Other

0.1%

Households

Households: 13,323
Average household size: 2.4
Family households: 55.4%
Married couples: 23.6%
Living alone: 38.9%
Veterans (of adults): 5.7%
Male / female: 44% / 56%

Income and poverty

Household income distribution

<$25k

34%

$25–50k

27%

$50–75k

18%

$75–100k

10%

$100–150k

$150–200k

$200k+

0.5%

Median household income

48601

$38,900

Saginaw Co.

$60,622

Michigan

$72,875

United States

$80,734

Per capita income

$21,720

U.S. $44,673

Poverty rate

31.6%

U.S. 12.5%

Households earning $150K+

3.3%

U.S. 23%

Income inequality (Gini)

0.454

U.S. 0.483

Housing

Median home value

48601

$62,800

Saginaw Co.

$152,800

Michigan

$231,600

United States

$332,700

Median gross rent

48601

$856

Saginaw Co.

$947

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

81%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 15,924
Owner-occupied: 67.2%
Vacant: 16.3%
Median year built: 1958
Median rooms: 5.7
Renters paying 30%+ of income: 60.8%
Renters paying 50%+ of income: 44.8%
Home value to income: 1.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

13%

Transit

0.1%

Walked

Bicycle

0.3%

Worked from home

Other

0.7%

Commute time (one way)

<10 min

17%

10–19

44%

20–29

20%

30–44

10%

45–59

60+

Average commute

21 min

U.S. 26.4 min

Unemployment

8.6%

U.S. 5.2%

In labor force

51.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

15%

Healthcare

13%

Production

12%

Sales

12%

Transportation and moving

10%

Food service

Cleaning and personal care

Education

Construction and repair

Management

Arts, media and sports

Computer and math

Legal and social services

Police and fire

Engineering and science

0.9%

Business and finance

0.9%

Farming, fishing and forestry

Industries

Health care and social assistance

22%

Retail

16%

Manufacturing

15%

Restaurants and hotels

10%

Transportation, warehousing and utilities

Education

Construction

Admin, support and management

Public administration

Other services

Finance, insurance and real estate

Professional and technical services

Wholesale

Information

0.6%

Agriculture and mining

0.5%

Arts and recreation

0.4%

Median earnings per worker

$31,612

U.S. $49,666

Self-employed

7.2%

U.S. 10%

Government workers

11.5%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	48601	U.S.
Management, business, science and arts	$40,546	$74,888
Service	$17,377	$26,804
Sales and office	$33,103	$40,476
Construction and maintenance	$40,728	$49,199
Production and transportation	$35,192	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

38%

Some college

29%

Associate's

12%

Bachelor's

Graduate

High school graduate or higher: 88.6%
Bachelor's degree or higher: 9.9%
Graduate or professional degree: 2.7%
Households with broadband: 85.7%
Cable, fiber or DSL: 65.1%
No internet access: 11.5%
Without health insurance: 5.2%
Limited-English households: 0.4%

Geography

City (USPS): Saginaw
State: Michigan
County: Saginaw County
Center point: 43.3950° N, 83.8893° W
Land area: 104 sq mi
Water area: 3.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Saginaw8% of zip
Bridgeport (unincorporated)4% of zip
Buena Vista (unincorporated)4% of zip
Robin Glen-Indiantown (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 48601

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48607	Saginaw, MI	3.4 mi	1,614	$37,973	$73,800
48663	Saginaw, MI · PO box	3.5 mi	—	—	—
48722	Bridgeport, MI	4 mi	3,127	$66,473	$139,700
48602	Saginaw, MI	4.6 mi	27,127	$46,984	$73,600
48724	Carrollton, MI	4.7 mi	1,229	$34,512	$66,100
48638	Saginaw, MI	6.7 mi	12,875	$69,459	$172,600
48734	Frankenmuth, MI	7.5 mi	7,746	$91,032	$305,100
48606	Saginaw, MI · PO box	7.9 mi	—	—	—
48608	Saginaw, MI · PO box	7.9 mi	—	—	—
48787	Frankenmuth, MI · PO box	8.2 mi	—	—	—
48603	Saginaw, MI	8.3 mi	27,757	$66,352	$186,800
48604	Saginaw, MI	8.3 mi	11,011	$53,042	$101,200

Zip codes like 48601 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48601

What city is zip code 48601?

48601 is assigned to Saginaw, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48601 in?

48601 is in Saginaw County, Michigan.

What is the population of 48601?

About 31,601 people live in 48601, according to the Census Bureau's American Community Survey.

What time zone is 48601 in?

48601 is in Eastern Time.

What is the median household income in 48601?

The median household income in 48601 is $38,900.

What zip codes are near 48601?

The closest zip codes to 48601 are 48607, 48663, 48722, 48602, 48724.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48601, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.