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48470

Zip code 48470: Ruth, Michigan

Residential delivery areaHuron CountyEastern Time
Population
600
Median household income
$59K
U.S. $81K
Median home value
$189K
U.S. $333K
Median rent
$930/mo
U.S. $1,413
Median age
50.6
U.S. 38.9
Land area
40 sq mi
15 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48470

48470 is a rural zip code in Ruth, Michigan (Huron County), covering 40 sq mi of land. About 600 people live here, or 15 per square mile. The median resident is 50.6 years old, compared with 38.9 nationally.

The median household earns $58,594 a year, 27% below the national median of $80,734. 15.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $188,500, or 3.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $930 a month.

16% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.9 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and construction and repair. 34% of them are self-employed (U.S.: 10%).

How 48470 compares

Sorted from highest to lowest national percentile

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Median age
50.6
Under 18
18.2%
65 and over
23%

Race and ethnicity

  • White96%
  • Black0.2%
  • Hispanic0.3%
  • Asian0.2%
  • Native American0%
  • Pacific Islander0%
  • Other0%
  • Multiracial3%
Diversity index
7.7
U.S. 61.4
Foreign-born
0.3%
U.S. 14.1%
Born in state
97.5%

Language spoken at home (households)

English only
100%
Spanish
0%
Other Indo-European
0.4%
Asian / Pacific
0%
Other
0%

Households

Households
277
Average household size
2.2
Family households
65.7%
Married couples
59.9%
Living alone
32.1%
Veterans (of adults)
8.6%
Male / female
52% / 48%

Income and poverty

Household income distribution

<$25k
11%
$25–50k
31%
$50–75k
21%
$75–100k
13%
$100–150k
16%
$150–200k
4%
$200k+
5%

Median household income

48470
$58,594
Huron Co.
$58,870
Michigan
$72,875
United States
$80,734
Per capita income
$33,107
U.S. $44,673
Poverty rate
15.8%
U.S. 12.5%
Households earning $150K+
8.3%
U.S. 23%
Income inequality (Gini)
0.378
U.S. 0.483

Housing

Median home value

48470
$188,500
Huron Co.
$154,300
Michigan
$231,600
United States
$332,700

Median gross rent

48470
$930
Huron Co.
$788
Michigan
$1,129
United States
$1,413

Types of housing

Single-family
99%
2–4 units
0%
5–19 units
0.7%
20+ units
0%
Mobile home
0.7%
Boat, RV, van
0%
Housing units
300
Owner-occupied
84.1%
Vacant
7.7%
Median year built
1957
Median rooms
6.5
Renters paying 30%+ of income
38.5%
Renters paying 50%+ of income
30.8%
Home value to income
3.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone
61%
Carpooled
10%
Transit
1%
Walked
16%
Bicycle
0%
Worked from home
12%
Other
0%

Commute time (one way)

<10 min
26%
10–19
27%
20–29
21%
30–44
18%
45–59
4%
60+
3%
Average commute
20.9 min
U.S. 26.4 min
Unemployment
1.9%
U.S. 5.2%
In labor force
64.8%
U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management
25%
Office and admin
14%
Construction and repair
11%
Transportation and moving
11%
Production
9%
Healthcare
5%
Education
4%
Business and finance
4%
Cleaning and personal care
4%
Sales
3%
Arts, media and sports
3%
Police and fire
3%
Food service
3%
Legal and social services
2%
Engineering and science
0.3%
Farming, fishing and forestry
0.3%
Computer and math
0%

Industries

Manufacturing
25%
Agriculture and mining
22%
Retail
10%
Construction
9%
Health care and social assistance
7%
Public administration
7%
Education
6%
Transportation, warehousing and utilities
4%
Finance, insurance and real estate
3%
Admin, support and management
2%
Other services
2%
Restaurants and hotels
1%
Arts and recreation
1%
Professional and technical services
0.3%
Wholesale
0.3%
Information
0%
Median earnings per worker
$43,750
U.S. $49,666
Self-employed
33.8%
U.S. 10%
Government workers
13.7%
U.S. 14.5%
Nonprofit workers
2.9%
U.S. 8.8%

Median earnings by type of work

Type of work48470U.S.
Management, business, science and arts$55,341$74,888
Service$33,750$26,804
Sales and office$38,750$40,476
Construction and maintenance$53,000$49,199
Production and transportation$38,125$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma
4%
High school
54%
Some college
15%
Associate's
11%
Bachelor's
11%
Graduate
4%
High school graduate or higher
95.6%
Bachelor's degree or higher
15.5%
Graduate or professional degree
4.4%
Households with broadband
90.3%
Cable, fiber or DSL
53.8%
No internet access
9%
Without health insurance
3.2%
Limited-English households
0%

Geography

City (USPS)
Ruth
Center point
43.7362° N, 82.7635° W
Land area
40 sq mi
Water area
under 0.1 sq mi
Time zone
Eastern Time (UTC-5, UTC-4 in summer)
Zip type
Residential delivery area

Zip codes near 48470

ZipCityDistanceIncome
48456Minden City4.8 mi$62,321
48441Harbor Beach5.1 mi$50,765
48465Palms8.8 mi$73,750
48434Forestville9.2 mi$40,938
48475Ubly9.6 mi$61,719
48413Bad Axe13 mi$58,346
48468Port Hope14 mi$63,000
48427Deckerville14 mi$56,842
48410Argyle15 mi$55,250
48432Filion16 mi$63,661
48472Snover18 mi$61,000
48445Kinde19 mi$51,645

Questions about 48470

What city is zip code 48470?

48470 is assigned to Ruth, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48470 in?

48470 is in Huron County, Michigan.

What is the population of 48470?

About 600 people live in 48470, according to the Census Bureau's American Community Survey.

What time zone is 48470 in?

48470 is in Eastern Time.

What is the median household income in 48470?

The median household income in 48470 is $58,594.

What zip codes are near 48470?

The closest zip codes to 48470 are 48456, 48441, 48465, 48434, 48475.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48470, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.