Zip code 48465: Palms, Michigan
Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.
About 48465
48465 is a rural zip code in Palms, Michigan (Sanilac County), covering 42 sq mi of land. About 458 people live here, or 11 per square mile. The median resident is 53.1 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.
The median household earns $73,750 a year, close to the national median of $80,734. 8.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $200,600, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $675 a month.
14% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.9 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and production and manufacturing. 17% of them are self-employed (U.S.: 10%).
How 48465 compares
Only about 458 people live here, so these survey estimates have wide margins of error.
- 99thU.S. 10.1% · MI 11.8%119th of 958 in MI
- Median age53.197thU.S. 38.9 · MI 40.2147th of 962 in MI
- 94thU.S. 17.2% · MI 18.6%214th of 962 in MI
- 94thU.S. 10% · MI 8.6%89th of 961 in MI
- 93rdWeaknessU.S. 0.483 · MI 0.46537th of 958 in MI
- Homeownership rate84.4%88thStrengthU.S. 65.2% · MI 73.2%508th of 958 in MI
- Average commute32.9 min86thWeaknessU.S. 26.4 min · MI 24.2 min111th of 941 in MI
- Veterans8.9%84thU.S. 6.2% · MI 5.8%244th of 962 in MI
- Per capita income$50,24072ndU.S. $44,673 · MI $40,735132nd of 962 in MI
- Work from home13.2%52ndU.S. 15.1% · MI 13.5%280th of 961 in MI
- Median household income$73,75041stU.S. $80,734 · MI $72,875393rd of 952 in MI
- Poverty rate8.8%37thU.S. 12.5% · MI 13.2%599th of 959 in MI
- Median earnings per worker$43,43834thU.S. $49,666 · MI $47,178519th of 960 in MI
- Median home value$200,60021stU.S. $332,700 · MI $231,600444th of 946 in MI
- 10thU.S. 14.5% · MI 11.6%766th of 961 in MI
- Uninsured rate2.6%9thStrengthU.S. 8.4% · MI 4.9%785th of 961 in MI
- 7thWeaknessU.S. 35.7% · MI 32.4%806th of 961 in MI
- Residents under 1814.4%7thU.S. 22% · MI 21.2%821st of 962 in MI
- Broadband access80.5%5thWeaknessU.S. 91% · MI 90.5%846th of 958 in MI
- 4thU.S. 14.1% · MI 7.2%789th of 962 in MI
- 3rdU.S. 61.4 · MI 45.3892nd of 962 in MI
- 2ndU.S. $1,413 · MI $1,129799th of 851 in MI
- 2ndU.S. 9.7% · MI 10.1%907th of 961 in MI
- Population4581stU.S. 334,922,499 · MI 10,077,761888th of 962 in MI
- Population density11/sq mi1stU.S. 95/sq mi · MI 178/sq mi889th of 962 in MI
- 1stStrengthU.S. 5.2% · MI 5.7%916th of 961 in MI
- 1stStrengthU.S. 51.1% · MI 50.4%931st of 931 in MI
- 1stU.S. 3.8% · MI 3.1%952nd of 961 in MI
| Measure | 48465 | Sanilac | MI | U.S. | National percentile | Rank in MI |
|---|---|---|---|---|---|---|
| Housing vacancy | 44% | 19.5% | 11.8% | 10.1% | 119th of 958 | |
| Median age | 53.1 | 45.5 | 40.2 | 38.9 | 147th of 962 | |
| Residents 65 and older | 26.4% | 23.2% | 18.6% | 17.2% | 214th of 962 | |
| Self-employed workers | 16.7% | 13.8% | 8.6% | 10% | 89th of 961 | |
| Income inequality (Gini)Weakness | 0.519 | 0.432 | 0.465 | 0.483 | 37th of 958 | |
| Homeownership rateStrength | 84.4% | 82.6% | 73.2% | 65.2% | 508th of 958 | |
| Average commuteWeakness | 32.9 min | 28.6 min | 24.2 min | 26.4 min | 111th of 941 | |
| Veterans | 8.9% | 7.5% | 5.8% | 6.2% | 244th of 962 | |
| Per capita income | $50,240 | $33,584 | $40,735 | $44,673 | 132nd of 962 | |
| Work from home | 13.2% | 8.1% | 13.5% | 15.1% | 280th of 961 | |
| Median household income | $73,750 | $58,863 | $72,875 | $80,734 | 393rd of 952 | |
| Poverty rate | 8.8% | 15.3% | 13.2% | 12.5% | 599th of 959 | |
| Median earnings per worker | $43,438 | $40,631 | $47,178 | $49,666 | 519th of 960 | |
| Median home value | $200,600 | $168,300 | $231,600 | $332,700 | 444th of 946 | |
| Government workers | 8.5% | 12.9% | 11.6% | 14.5% | 766th of 961 | |
| Uninsured rateStrength | 2.6% | 7.8% | 4.9% | 8.4% | 785th of 961 | |
| Bachelor's degree or higherWeakness | 13.7% | 16.5% | 32.4% | 35.7% | 806th of 961 | |
| Residents under 18 | 14.4% | 20.9% | 21.2% | 22% | 821st of 962 | |
| Broadband accessWeakness | 80.5% | 85.4% | 90.5% | 91% | 846th of 958 | |
| Foreign-born residents | 0.7% | 1.4% | 7.2% | 14.1% | 789th of 962 | |
| Diversity index | 8.1 | 15.3 | 45.3 | 61.4 | 892nd of 962 | |
| Median gross rent | $675 | $807 | $1,129 | $1,413 | 799th of 851 | |
| Healthcare workers | 3.8% | 9.7% | 10.1% | 9.7% | 907th of 961 | |
| Population | 458 | 40,462 | 10,077,761 | 334,922,499 | 888th of 962 | |
| Population density | 11/sq mi | 42/sq mi | 178/sq mi | 95/sq mi | 889th of 962 | |
| Unemployment rateStrength | 0.4% | 6% | 5.7% | 5.2% | 916th of 961 | |
| Rent-burdened rentersStrength | 0% | 44.9% | 50.4% | 51.1% | 931st of 931 | |
| Tech workers | 0% | 1.1% | 3.1% | 3.8% | 952nd of 961 |
The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.
People
Age
Race and ethnicity
- White96%
- Black0%
- Hispanic2%
- Asian0%
- Native American0%
- Pacific Islander0%
- Other1%
- Multiracial1%
Language spoken at home (households)
Households
- Households
- 205
- Average household size
- 2.2
- Family households
- 63.9%
- Married couples
- 55.1%
- Living alone
- 31.2%
- Veterans (of adults)
- 8.9%
- Male / female
- 50% / 50%
Income and poverty
Household income distribution
Median household income
Housing
Median home value
Median gross rent
Types of housing
- Housing units
- 366
- Owner-occupied
- 84.4%
- Vacant
- 44%
- Median year built
- 1974
- Median rooms
- 5.4
- Renters paying 30%+ of income
- 0%
- Renters paying 50%+ of income
- 0%
- Home value to income
- 2.7× (U.S. 4.1×)
Work and commute
How people get to work
Commute time (one way)
Jobs and careers
Occupations
Industries
Median earnings by type of work
| Type of work | 48465 | U.S. |
|---|---|---|
| Management, business, science and arts | $55,250 | $74,888 |
| Service | under $2,500 | $26,804 |
| Sales and office | $38,182 | $40,476 |
| Construction and maintenance | $29,500 | $49,199 |
| Production and transportation | $50,909 | $39,989 |
Education, internet and health coverage
Highest education (adults 25+)
- High school graduate or higher
- 92.9%
- Bachelor's degree or higher
- 13.7%
- Graduate or professional degree
- 2.6%
- Households with broadband
- 80.5%
- Cable, fiber or DSL
- 25.4%
- No internet access
- 16.6%
- Without health insurance
- 2.6%
- Limited-English households
- 0%
Geography
- City (USPS)
- Palms
- State
- Michigan
- County
- Sanilac County
- Center point
- 43.6157° N, 82.7056° W
- Land area
- 42 sq mi
- Water area
- 1.4 sq mi
- Time zone
- Eastern Time (UTC-5, UTC-4 in summer)
- Zip type
- Residential delivery area
Zip codes near 48465
| Zip | City | Distance | IncomeMedian income |
|---|---|---|---|
| 48456 | Minden City, MI | 4.5 mi | $62,321 |
| 48427 | Deckerville, MI | 5.6 mi | $56,842 |
| 48434 | Forestville, MI | 5.6 mi | $40,938 |
| 48470 | Ruth, MI | 8.8 mi | $58,594 |
| 48475 | Ubly, MI | 12 mi | $61,719 |
| 48410 | Argyle, MI | 12 mi | $55,250 |
| 48419 | Carsonville, MI | 13 mi | $59,485 |
| 48441 | Harbor Beach, MI | 13 mi | $50,765 |
| 48469 | Port Sanilac, MI | 14 mi | $56,023 |
| 48472 | Snover, MI | 15 mi | $61,000 |
| 48471 | Sandusky, MI | 15 mi | $62,844 |
| 48401 | Applegate, MI | 19 mi | $70,536 |
Questions about 48465
What city is zip code 48465?
48465 is assigned to Palms, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.
What county is 48465 in?
48465 is in Sanilac County, Michigan.
What is the population of 48465?
About 458 people live in 48465, according to the Census Bureau's American Community Survey.
What time zone is 48465 in?
48465 is in Eastern Time.
What is the median household income in 48465?
The median household income in 48465 is $73,750.
What zip codes are near 48465?
The closest zip codes to 48465 are 48456, 48427, 48434, 48470, 48475.
Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48465, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.