Zip code 46978: Royal Center, Indiana

Q: What city is zip code 46978?

46978 is assigned to Royal Center, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46978 in?

46978 is mostly in Cass County, but it extends into 3 other counties.

Q: What is the population of 46978?

About 2,034 people live in 46978, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46978?

The median household income in 46978 is $78,750.

Q: What zip codes are near 46978?

The closest zip codes to 46978 are 47926, 46985, 46950, 46935, 47950.

Residential delivery areaCass CountyEastern Time

Population

2,034

Median household income

$79K

U.S. $81K

Median home value

$130K

U.S. $333K

Median rent

$828/mo

U.S. $1,413

Median age

41.5

U.S. 38.9

Land area

68 sq mi

30 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46978

46978 is a rural zip code in Royal Center, Indiana (Cass County), covering 68 sq mi of land. About 2,034 people live here, or 30 per square mile. The median resident is 41.5 years old, compared with 38.9 nationally.

The median household earns $78,750 a year, close to the national median of $80,734. 6.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $130,000, or 1.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 86% of occupied homes are lived in by their owners, and renters pay a median of $828 a month.

19% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.5 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in production and manufacturing; construction and repair; and healthcare.

How 46978 compares

Sorted from highest to lowest national percentile

Healthcare workers13.9%
92nd
U.S. 9.7% · IN 9.8%93rd of 745 in IN
Homeownership rate86%
91st
StrengthU.S. 65.2% · IN 70.6%234th of 742 in IN
Housing vacancy15.5%
87th
U.S. 10.1% · IN 8.8%110th of 742 in IN
Average commute32.5 min
85th
WeaknessU.S. 26.4 min · IN 24.1 min99th of 726 in IN
Median age41.5
68th
U.S. 38.9 · IN 38.1317th of 745 in IN
Residents 65 and older18.2%
62nd
U.S. 17.2% · IN 16.8%367th of 745 in IN
Median household income$78,750
48th
U.S. $80,734 · IN $71,957236th of 719 in IN
Veterans5.7%
48th
U.S. 6.2% · IN 6.3%471st of 745 in IN
Residents under 1820.2%
33rd
U.S. 22% · IN 23.3%526th of 745 in IN
Median earnings per worker$42,500
31st
U.S. $49,666 · IN $46,609490th of 740 in IN
Self-employed workers7.5%
26th
U.S. 10% · IN 8%404th of 745 in IN
Per capita income$32,171
25th
U.S. $44,673 · IN $38,351471st of 744 in IN
Poverty rate6.5%
22nd
U.S. 12.5% · IN 12.3%542nd of 742 in IN
Bachelor's degree or higher19%
18th
WeaknessU.S. 35.7% · IN 29.5%389th of 744 in IN
Unemployment rate3%
16th
StrengthU.S. 5.2% · IN 4.3%414th of 745 in IN
Foreign-born residents1.9%
11th
U.S. 14.1% · IN 6.3%310th of 745 in IN
Rent-burdened renters36.8%
11th
StrengthU.S. 51.1% · IN 48.1%450th of 716 in IN
Median gross rent$828
9th
U.S. $1,413 · IN $1,062463rd of 640 in IN
Diversity index15.5
8th
U.S. 61.4 · IN 41.4360th of 745 in IN
Median home value$130,000
6th
U.S. $332,700 · IN $218,200585th of 719 in IN
Work from home4%
5th
U.S. 15.1% · IN 10.7%558th of 745 in IN
Population density30/sq mi
4th
U.S. 95/sq mi · IN 191/sq mi658th of 745 in IN
Government workers7.2%
4th
U.S. 14.5% · IN 11.7%615th of 745 in IN
Population2,034
3rd
U.S. 334,922,499 · IN 6,851,073457th of 745 in IN
Income inequality (Gini)0.355
3rd
StrengthU.S. 0.483 · IN 0.452564th of 740 in IN
Broadband access76.2%
2nd
WeaknessU.S. 91% · IN 89.9%678th of 742 in IN
Uninsured rate1%
1st
StrengthU.S. 8.4% · IN 7.4%697th of 745 in IN
Tech workers0%
1st
U.S. 3.8% · IN 2.5%591st of 745 in IN

Measure	46978	Cass	IN	U.S.	National percentile	Rank in IN
Healthcare workers	13.9%	8%	9.8%	9.7%	92nd	93rd of 745
Homeownership rateStrength	86%	74.3%	70.6%	65.2%	91st	234th of 742
Housing vacancy	15.5%	8.2%	8.8%	10.1%	87th	110th of 742
Average commuteWeakness	32.5 min	22.3 min	24.1 min	26.4 min	85th	99th of 726
Median age	41.5	41.8	38.1	38.9	68th	317th of 745
Residents 65 and older	18.2%	18.8%	16.8%	17.2%	62nd	367th of 745
Median household income	$78,750	$56,403	$71,957	$80,734	48th	236th of 719
Veterans	5.7%	7.3%	6.3%	6.2%	48th	471st of 745
Residents under 18	20.2%	23%	23.3%	22%	33rd	526th of 745
Median earnings per worker	$42,500	$40,113	$46,609	$49,666	31st	490th of 740
Self-employed workers	7.5%	6.1%	8%	10%	26th	404th of 745
Per capita income	$32,171	$29,807	$38,351	$44,673	25th	471st of 744
Poverty rate	6.5%	13.2%	12.3%	12.5%	22nd	542nd of 742
Bachelor's degree or higherWeakness	19%	16.5%	29.5%	35.7%	18th	389th of 744
Unemployment rateStrength	3%	4.6%	4.3%	5.2%	16th	414th of 745
Foreign-born residents	1.9%	10.2%	6.3%	14.1%	11th	310th of 745
Rent-burdened rentersStrength	36.8%	40.5%	48.1%	51.1%	11th	450th of 716
Median gross rent	$828	$783	$1,062	$1,413	9th	463rd of 640
Diversity index	15.5	41.5	41.4	61.4	8th	360th of 745
Median home value	$130,000	$133,800	$218,200	$332,700	6th	585th of 719
Work from home	4%	4.1%	10.7%	15.1%	5th	558th of 745
Population density	30/sq mi	91/sq mi	191/sq mi	95/sq mi	4th	658th of 745
Government workers	7.2%	11.7%	11.7%	14.5%	4th	615th of 745
Population	2,034	37,680	6,851,073	334,922,499	3rd	457th of 745
Income inequality (Gini)Strength	0.355	0.406	0.452	0.483	3rd	564th of 740
Broadband accessWeakness	76.2%	83.5%	89.9%	91%	2nd	678th of 742
Uninsured rateStrength	1%	6.6%	7.4%	8.4%	1st	697th of 745
Tech workers	0%	0.1%	2.5%	3.8%	1st	591st of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

14%

25–34

13%

35–44

11%

45–54

18%

55–64

10%

65–74

75+

Median age

41.5

Under 18

20.2%

65 and over

18.2%

Race and ethnicity

White92%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0.1%
Multiracial8%

Diversity index

15.5

U.S. 61.4

Foreign-born

1.9%

U.S. 14.1%

Born in state

83.8%

Language spoken at home (households)

English only

99%

Spanish

0.6%

Other Indo-European

0.6%

Asian / Pacific

Other

Households

Households: 826
Average household size: 2.5
Family households: 73.8%
Married couples: 54.2%
Living alone: 22%
Veterans (of adults): 5.7%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

19%

$50–75k

15%

$75–100k

21%

$100–150k

21%

$150–200k

$200k+

Median household income

46978

$78,750

Cass Co.

$56,403

Indiana

$71,957

United States

$80,734

Per capita income

$32,171

U.S. $44,673

Poverty rate

6.5%

U.S. 12.5%

Households earning $150K+

8.8%

U.S. 23%

Income inequality (Gini)

0.355

U.S. 0.483

Housing

Median home value

46978

$130,000

Cass Co.

$133,800

Indiana

$218,200

United States

$332,700

Median gross rent

46978

$828

Cass Co.

$783

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

90%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 977
Owner-occupied: 86%
Vacant: 15.5%
Median year built: 1949
Median rooms: 7.1
Renters paying 30%+ of income: 36.8%
Renters paying 50%+ of income: 22.8%
Home value to income: 1.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

86%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

22%

20–29

36%

30–44

14%

45–59

60+

16%

Average commute

32.5 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

67.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

16%

Construction and repair

15%

Healthcare

14%

Office and admin

12%

Management

11%

Transportation and moving

Sales

Cleaning and personal care

Food service

Engineering and science

Education

Business and finance

Legal and social services

Police and fire

0.2%

Farming, fishing and forestry

0.1%

Computer and math

Arts, media and sports

Industries

Manufacturing

27%

Health care and social assistance

23%

Retail

11%

Construction

Finance, insurance and real estate

Education

Other services

Transportation, warehousing and utilities

Restaurants and hotels

Arts and recreation

Professional and technical services

Admin, support and management

Public administration

Agriculture and mining

0.9%

Information

0.8%

Wholesale

0.5%

Median earnings per worker

$42,500

U.S. $49,666

Self-employed

7.5%

U.S. 10%

Government workers

7.2%

U.S. 14.5%

Nonprofit workers

9.8%

U.S. 8.8%

Median earnings by type of work

Type of work	46978	U.S.
Management, business, science and arts	$44,837	$74,888
Service	$26,111	$26,804
Sales and office	$43,250	$40,476
Construction and maintenance	$45,000	$49,199
Production and transportation	$47,969	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

41%

Some college

17%

Associate's

16%

Bachelor's

15%

Graduate

High school graduate or higher: 93.1%
Bachelor's degree or higher: 19%
Graduate or professional degree: 4%
Households with broadband: 76.2%
Cable, fiber or DSL: 45.6%
No internet access: 20%
Without health insurance: 1%
Limited-English households: 0%

Geography

City (USPS): Royal Center
State: Indiana
County: Cass County
Center point: 40.8587° N, 86.5111° W
Land area: 68 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

46978 spans 4 counties

Cass County89% of land
Pulaski County5% of land
White County5% of land
Fulton County1% of land

Zip codes near 46978

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
47926	Burnettsville, IN	7 mi	863	$77,917	$145,000
46985	Star City, IN	7.8 mi	1,419	$59,063	$170,200
46950	Lucerne, IN	7.9 mi	459	$48,816	$110,100
46935	Grass Creek, IN · PO box	8.3 mi	—	—	—
47950	Idaville, IN	8.4 mi	657	$49,271	$153,700
46947	Logansport, IN	9.9 mi	28,687	$54,791	$126,800
46939	Kewanna, IN	11 mi	1,909	$69,000	$140,700
46942	Lake Cicott, IN · PO box	11 mi	—	—	—
47925	Buffalo, IN	12 mi	109	—	—
46916	Burrows, IN · PO box	13 mi	—	—	—
47960	Monticello, IN	14 mi	14,825	$65,603	$192,700
46931	Fulton, IN	14 mi	245	$46,667	$85,000

Zip codes like 46978 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46978

What city is zip code 46978?

46978 is assigned to Royal Center, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46978 in?

46978 is mostly in Cass County, but it extends into 3 other counties.

What is the population of 46978?

About 2,034 people live in 46978, according to the Census Bureau's American Community Survey.

What time zone is 46978 in?

46978 is in Eastern Time.

What is the median household income in 46978?

The median household income in 46978 is $78,750.

What zip codes are near 46978?

The closest zip codes to 46978 are 47926, 46985, 46950, 46935, 47950.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46978, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.