Zip code 46950: Lucerne, Indiana

Q: What city is zip code 46950?

46950 is assigned to Lucerne, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46950 in?

46950 is mostly in Cass County, but it extends into 1 other county.

Q: What is the population of 46950?

About 459 people live in 46950, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46950?

The median household income in 46950 is $48,816.

Q: What zip codes are near 46950?

The closest zip codes to 46950 are 46935, 46931, 46988, 46939, 46978.

Residential delivery areaCass CountyEastern Time

Population

459

Small sample: rough estimates

Median household income

$49K

U.S. $81K

Median home value

$110K

U.S. $333K

Median rent

$850/mo

U.S. $1,413

Median age

52.9

U.S. 38.9

Land area

30 sq mi

16 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46950

46950 is a rural zip code in Lucerne, Indiana (Cass County), covering 30 sq mi of land. About 459 people live here, or 16 per square mile. The median resident is 52.9 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

The median household earns $48,816 a year, 40% below the national median of $80,734. 7.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $110,100, or 2.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 90% of occupied homes are lived in by their owners, and renters pay a median of $850 a month.

8% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.8 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in transportation and moving goods; production and manufacturing; and construction and repair.

How 46950 compares

Sorted from highest to lowest national percentile

Only about 459 people live here, so these survey estimates have wide margins of error.

Residents 65 and older33.8%
98th
U.S. 17.2% · IN 16.8%22nd of 745 in IN
Median age52.9
97th
U.S. 38.9 · IN 38.137th of 745 in IN
Homeownership rate90.3%
96th
StrengthU.S. 65.2% · IN 70.6%126th of 742 in IN
Housing vacancy8.5%
63rd
U.S. 10.1% · IN 8.8%342nd of 742 in IN
Median earnings per worker$48,611
51st
U.S. $49,666 · IN $46,609250th of 740 in IN
Government workers12.9%
43rd
U.S. 14.5% · IN 11.7%251st of 745 in IN
Average commute24.8 min
42nd
U.S. 26.4 min · IN 24.1 min414th of 726 in IN
Poverty rate7.6%
29th
U.S. 12.5% · IN 12.3%472nd of 742 in IN
Work from home8.6%
26th
U.S. 15.1% · IN 10.7%280th of 745 in IN
Per capita income$32,007
24th
U.S. $44,673 · IN $38,351479th of 744 in IN
Veterans3.7%
23rd
U.S. 6.2% · IN 6.3%652nd of 745 in IN
Rent-burdened renters37.5%
12th
StrengthU.S. 51.1% · IN 48.1%443rd of 716 in IN
Median gross rent$850
10th
U.S. $1,413 · IN $1,062427th of 640 in IN
Median household income$48,816
8th
WeaknessU.S. $80,734 · IN $71,957661st of 719 in IN
Foreign-born residents1.3%
8th
U.S. 14.1% · IN 6.3%374th of 745 in IN
Median home value$110,100
4th
U.S. $332,700 · IN $218,200649th of 719 in IN
Residents under 1810.7%
3rd
U.S. 22% · IN 23.3%705th of 745 in IN
Income inequality (Gini)0.350
3rd
StrengthU.S. 0.483 · IN 0.452584th of 740 in IN
Population density16/sq mi
2nd
U.S. 95/sq mi · IN 191/sq mi732nd of 745 in IN
Broadband access75.4%
2nd
WeaknessU.S. 91% · IN 89.9%686th of 742 in IN
Population459
1st
U.S. 334,922,499 · IN 6,851,073670th of 745 in IN
Bachelor's degree or higher8.4%
1st
WeaknessU.S. 35.7% · IN 29.5%677th of 744 in IN
Unemployment rate0%
1st
StrengthU.S. 5.2% · IN 4.3%665th of 745 in IN
Diversity index0
1st
U.S. 61.4 · IN 41.4715th of 745 in IN
Uninsured rate0%
1st
StrengthU.S. 8.4% · IN 7.4%714th of 745 in IN
Tech workers0%
1st
U.S. 3.8% · IN 2.5%589th of 745 in IN
Healthcare workers2.9%
1st
U.S. 9.7% · IN 9.8%667th of 745 in IN
Self-employed workers2.9%
1st
U.S. 10% · IN 8%667th of 745 in IN

Measure	46950	Cass	IN	U.S.	National percentile	Rank in IN
Residents 65 and older	33.8%	18.8%	16.8%	17.2%	98th	22nd of 745
Median age	52.9	41.8	38.1	38.9	97th	37th of 745
Homeownership rateStrength	90.3%	74.3%	70.6%	65.2%	96th	126th of 742
Housing vacancy	8.5%	8.2%	8.8%	10.1%	63rd	342nd of 742
Median earnings per worker	$48,611	$40,113	$46,609	$49,666	51st	250th of 740
Government workers	12.9%	11.7%	11.7%	14.5%	43rd	251st of 745
Average commute	24.8 min	22.3 min	24.1 min	26.4 min	42nd	414th of 726
Poverty rate	7.6%	13.2%	12.3%	12.5%	29th	472nd of 742
Work from home	8.6%	4.1%	10.7%	15.1%	26th	280th of 745
Per capita income	$32,007	$29,807	$38,351	$44,673	24th	479th of 744
Veterans	3.7%	7.3%	6.3%	6.2%	23rd	652nd of 745
Rent-burdened rentersStrength	37.5%	40.5%	48.1%	51.1%	12th	443rd of 716
Median gross rent	$850	$783	$1,062	$1,413	10th	427th of 640
Median household incomeWeakness	$48,816	$56,403	$71,957	$80,734	8th	661st of 719
Foreign-born residents	1.3%	10.2%	6.3%	14.1%	8th	374th of 745
Median home value	$110,100	$133,800	$218,200	$332,700	4th	649th of 719
Residents under 18	10.7%	23%	23.3%	22%	3rd	705th of 745
Income inequality (Gini)Strength	0.350	0.406	0.452	0.483	3rd	584th of 740
Population density	16/sq mi	91/sq mi	191/sq mi	95/sq mi	2nd	732nd of 745
Broadband accessWeakness	75.4%	83.5%	89.9%	91%	2nd	686th of 742
Population	459	37,680	6,851,073	334,922,499	1st	670th of 745
Bachelor's degree or higherWeakness	8.4%	16.5%	29.5%	35.7%	1st	677th of 744
Unemployment rateStrength	0%	4.6%	4.3%	5.2%	1st	665th of 745
Diversity index	0	41.5	41.4	61.4	1st	715th of 745
Uninsured rateStrength	0%	6.6%	7.4%	8.4%	1st	714th of 745
Tech workers	0%	0.1%	2.5%	3.8%	1st	589th of 745
Healthcare workers	2.9%	8%	9.8%	9.7%	1st	667th of 745
Self-employed workers	2.9%	6.1%	8%	10%	1st	667th of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

35–44

21%

45–54

16%

55–64

26%

65–74

75+

Median age

52.9

Under 18

10.7%

65 and over

33.8%

Race and ethnicity

White100%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial0%

Diversity index

U.S. 61.4

Foreign-born

1.3%

U.S. 14.1%

Born in state

90.6%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 248
Average household size: 1.9
Family households: 51.6%
Married couples: 35.5%
Living alone: 40.7%
Veterans (of adults): 3.7%
Male / female: 40% / 60%

Income and poverty

Household income distribution

<$25k

$25–50k

46%

$50–75k

16%

$75–100k

20%

$100–150k

$150–200k

$200k+

Median household income

46950

$48,816

Cass Co.

$56,403

Indiana

$71,957

United States

$80,734

Per capita income

$32,007

U.S. $44,673

Poverty rate

7.6%

U.S. 12.5%

Households earning $150K+

5.6%

U.S. 23%

Income inequality (Gini)

0.350

U.S. 0.483

Housing

Median home value

46950

$110,100

Cass Co.

$133,800

Indiana

$218,200

United States

$332,700

Median gross rent

46950

$850

Cass Co.

$783

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

100%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 271
Owner-occupied: 90.3%
Vacant: 8.5%
Median year built: 1939 or earlier
Median rooms: 6.9
Renters paying 30%+ of income: 37.5%
Renters paying 50%+ of income: 0%
Home value to income: 2.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

30%

20–29

32%

30–44

45–59

18%

60+

Average commute

24.8 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

50.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

24%

Production

18%

Construction and repair

12%

Education

Arts, media and sports

Sales

Office and admin

Engineering and science

Food service

Cleaning and personal care

Business and finance

Management

Healthcare

Computer and math

Legal and social services

Police and fire

Farming, fishing and forestry

Industries

Manufacturing

34%

Transportation, warehousing and utilities

18%

Education

Public administration

Construction

Finance, insurance and real estate

Restaurants and hotels

Admin, support and management

Wholesale

Health care and social assistance

Agriculture and mining

Retail

Professional and technical services

Other services

Information

Arts and recreation

Median earnings per worker

$48,611

U.S. $49,666

Self-employed

2.9%

U.S. 10%

Government workers

12.9%

U.S. 14.5%

Nonprofit workers

7.1%

U.S. 8.8%

Median earnings by type of work

Type of work	46950	U.S.
Management, business, science and arts	$41,991	$74,888
Service	$40,938	$26,804
Sales and office	$48,750	$40,476
Construction and maintenance	$58,906	$49,199
Production and transportation	$50,375	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

24%

High school

44%

Some college

16%

Associate's

Bachelor's

Graduate

High school graduate or higher: 76.1%
Bachelor's degree or higher: 8.4%
Graduate or professional degree: 5.1%
Households with broadband: 75.4%
Cable, fiber or DSL: 14.9%
No internet access: 16.9%
Without health insurance: 0%
Limited-English households: 0%

Geography

City (USPS): Lucerne
State: Indiana
County: Cass County
Center point: 40.8882° N, 86.3649° W
Land area: 30 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

46950 spans 2 counties

Cass County94% of land
Fulton County6% of land

Zip codes near 46950

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46935	Grass Creek, IN · PO box	4.6 mi	—	—	—
46931	Fulton, IN	6.6 mi	245	$46,667	$85,000
46988	Twelve Mile, IN	6.8 mi	1,086	$44,792	$165,500
46939	Kewanna, IN	7.5 mi	1,909	$69,000	$140,700
46978	Royal Center, IN	7.9 mi	2,034	$78,750	$130,000
46947	Logansport, IN	8.8 mi	28,687	$54,791	$126,800
46942	Lake Cicott, IN · PO box	11 mi	—	—	—
46985	Star City, IN	12 mi	1,419	$59,063	$170,200
46961	New Waverly, IN	12 mi	101	$110,400	—
46958	Mexico, IN	14 mi	620	$87,640	$102,000
46921	Deedsville, IN · PO box	14 mi	—	—	—
47926	Burnettsville, IN	14 mi	863	$77,917	$145,000

Questions about 46950

What city is zip code 46950?

46950 is assigned to Lucerne, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46950 in?

46950 is mostly in Cass County, but it extends into 1 other county.

What is the population of 46950?

About 459 people live in 46950, according to the Census Bureau's American Community Survey.

What time zone is 46950 in?

46950 is in Eastern Time.

What is the median household income in 46950?

The median household income in 46950 is $48,816.

What zip codes are near 46950?

The closest zip codes to 46950 are 46935, 46931, 46988, 46939, 46978.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46950, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.