Zip code 46793: Waterloo, Indiana

Q: What city is zip code 46793?

46793 is assigned to Waterloo, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46793 in?

46793 is mostly in DeKalb County, but it extends into 1 other county.

Q: What is the population of 46793?

About 4,104 people live in 46793, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46793?

The median household income in 46793 is $79,949.

Q: What zip codes are near 46793?

The closest zip codes to 46793 are 46705, 46730, 46721, 46706, 46779.

Residential delivery areaDeKalb CountyEastern Time

Population

4,104

Median household income

$80K

U.S. $81K

Median home value

$184K

U.S. $333K

Median rent

$846/mo

U.S. $1,413

Median age

39.1

U.S. 38.9

Land area

53 sq mi

77 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46793

46793 is a small-town zip code in Waterloo, Indiana (DeKalb County), covering 53 sq mi of land. About 4,104 people live here, or 77 per square mile. The median resident is 39.1 years old, compared with 38.9 nationally.

The median household earns $79,949 a year, close to the national median of $80,734. 7.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $184,100, or 2.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 90% of occupied homes are lived in by their owners, and renters pay a median of $846 a month.

17% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.6 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in production and manufacturing; office and administrative support; and transportation and moving goods.

How 46793 compares

Sorted from highest to lowest national percentile

Homeownership rate89.9%
96th
StrengthU.S. 65.2% · IN 70.6%138th of 742 in IN
Residents under 1824.2%
68th
U.S. 22% · IN 23.3%276th of 745 in IN
Median household income$79,949
50th
U.S. $80,734 · IN $71,957220th of 719 in IN
Median age39.1
50th
U.S. 38.9 · IN 38.1452nd of 745 in IN
Veterans5.8%
49th
U.S. 6.2% · IN 6.3%452nd of 745 in IN
Rent-burdened renters50.3%
48th
U.S. 51.1% · IN 48.1%218th of 716 in IN
Average commute25.6 min
47th
U.S. 26.4 min · IN 24.1 min365th of 726 in IN
Residents 65 and older15.4%
41st
U.S. 17.2% · IN 16.8%520th of 745 in IN
Tech workers2.4%
41st
U.S. 3.8% · IN 2.5%198th of 745 in IN
Per capita income$36,852
40th
U.S. $44,673 · IN $38,351283rd of 744 in IN
Broadband access90.9%
40th
U.S. 91% · IN 89.9%256th of 742 in IN
Uninsured rate5.6%
39th
U.S. 8.4% · IN 7.4%385th of 745 in IN
Healthcare workers8.6%
36th
U.S. 9.7% · IN 9.8%403rd of 745 in IN
Unemployment rate3.9%
32nd
U.S. 5.2% · IN 4.3%314th of 745 in IN
Housing vacancy4.7%
30th
U.S. 10.1% · IN 8.8%546th of 742 in IN
Poverty rate7.5%
28th
U.S. 12.5% · IN 12.3%478th of 742 in IN
Median earnings per worker$40,877
24th
U.S. $49,666 · IN $46,609563rd of 740 in IN
Self-employed workers7.3%
23rd
U.S. 10% · IN 8%430th of 745 in IN
Median home value$184,100
18th
U.S. $332,700 · IN $218,200342nd of 719 in IN
Bachelor's degree or higher17.3%
14th
WeaknessU.S. 35.7% · IN 29.5%452nd of 744 in IN
Income inequality (Gini)0.386
12th
StrengthU.S. 0.483 · IN 0.452442nd of 740 in IN
Population density77/sq mi
11th
U.S. 95/sq mi · IN 191/sq mi409th of 745 in IN
Work from home5.9%
11th
U.S. 15.1% · IN 10.7%449th of 745 in IN
Median gross rent$846
10th
U.S. $1,413 · IN $1,062436th of 640 in IN
Diversity index15.1
8th
U.S. 61.4 · IN 41.4372nd of 745 in IN
Foreign-born residents1.4%
8th
U.S. 14.1% · IN 6.3%365th of 745 in IN
Population4,104
7th
U.S. 334,922,499 · IN 6,851,073343rd of 745 in IN
Government workers5.6%
1st
U.S. 14.5% · IN 11.7%675th of 745 in IN

Measure	46793	DeKalb	IN	U.S.	National percentile	Rank in IN
Homeownership rateStrength	89.9%	82.1%	70.6%	65.2%	96th	138th of 742
Residents under 18	24.2%	24.1%	23.3%	22%	68th	276th of 745
Median household income	$79,949	$74,331	$71,957	$80,734	50th	220th of 719
Median age	39.1	38.4	38.1	38.9	50th	452nd of 745
Veterans	5.8%	6.7%	6.3%	6.2%	49th	452nd of 745
Rent-burdened renters	50.3%	39.5%	48.1%	51.1%	48th	218th of 716
Average commute	25.6 min	21.3 min	24.1 min	26.4 min	47th	365th of 726
Residents 65 and older	15.4%	17.4%	16.8%	17.2%	41st	520th of 745
Tech workers	2.4%	1.9%	2.5%	3.8%	41st	198th of 745
Per capita income	$36,852	$35,553	$38,351	$44,673	40th	283rd of 744
Broadband access	90.9%	88.1%	89.9%	91%	40th	256th of 742
Uninsured rate	5.6%	6.5%	7.4%	8.4%	39th	385th of 745
Healthcare workers	8.6%	8.3%	9.8%	9.7%	36th	403rd of 745
Unemployment rate	3.9%	4.5%	4.3%	5.2%	32nd	314th of 745
Housing vacancy	4.7%	7%	8.8%	10.1%	30th	546th of 742
Poverty rate	7.5%	9.5%	12.3%	12.5%	28th	478th of 742
Median earnings per worker	$40,877	$44,990	$46,609	$49,666	24th	563rd of 740
Self-employed workers	7.3%	7.1%	8%	10%	23rd	430th of 745
Median home value	$184,100	$194,100	$218,200	$332,700	18th	342nd of 719
Bachelor's degree or higherWeakness	17.3%	20.2%	29.5%	35.7%	14th	452nd of 744
Income inequality (Gini)Strength	0.386	0.406	0.452	0.483	12th	442nd of 740
Population density	77/sq mi	121/sq mi	191/sq mi	95/sq mi	11th	409th of 745
Work from home	5.9%	5%	10.7%	15.1%	11th	449th of 745
Median gross rent	$846	$861	$1,062	$1,413	10th	436th of 640
Diversity index	15.1	12.3	41.4	61.4	8th	372nd of 745
Foreign-born residents	1.4%	1.5%	6.3%	14.1%	8th	365th of 745
Population	4,104	43,807	6,851,073	334,922,499	7th	343rd of 745
Government workers	5.6%	9%	11.7%	14.5%	1st	675th of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

25–34

14%

35–44

14%

45–54

14%

55–64

11%

65–74

75+

Median age

39.1

Under 18

24.2%

65 and over

15.4%

Race and ethnicity

White92%
Black0.2%
Hispanic3%
Asian0.7%
Native American0%
Pacific Islander0%
Other0.5%
Multiracial3%

Diversity index

15.1

U.S. 61.4

Foreign-born

1.4%

U.S. 14.1%

Born in state

72.3%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,599
Average household size: 2.6
Family households: 68.7%
Married couples: 57.2%
Living alone: 23.8%
Veterans (of adults): 5.8%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

$25–50k

20%

$50–75k

14%

$75–100k

28%

$100–150k

19%

$150–200k

$200k+

Median household income

46793

$79,949

DeKalb Co.

$74,331

Indiana

$71,957

United States

$80,734

Per capita income

$36,852

U.S. $44,673

Poverty rate

7.5%

U.S. 12.5%

Households earning $150K+

10%

U.S. 23%

Income inequality (Gini)

0.386

U.S. 0.483

Housing

Median home value

46793

$184,100

DeKalb Co.

$194,100

Indiana

$218,200

United States

$332,700

Median gross rent

46793

$846

DeKalb Co.

$861

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

20+ units

0.7%

Mobile home

Boat, RV, van

Housing units: 1,678
Owner-occupied: 89.9%
Vacant: 4.7%
Median year built: 1981
Median rooms: 6
Renters paying 30%+ of income: 50.3%
Renters paying 50%+ of income: 23%
Home value to income: 2.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

84%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

16%

10–19

31%

20–29

19%

30–44

19%

45–59

60+

12%

Average commute

25.6 min

U.S. 26.4 min

Unemployment

3.9%

U.S. 5.2%

In labor force

68.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

23%

Office and admin

11%

Transportation and moving

10%

Healthcare

Construction and repair

Management

Farming, fishing and forestry

Food service

Sales

Cleaning and personal care

Legal and social services

Computer and math

Education

Arts, media and sports

Police and fire

Engineering and science

Business and finance

0.7%

Industries

Manufacturing

32%

Health care and social assistance

13%

Transportation, warehousing and utilities

Agriculture and mining

Retail

Restaurants and hotels

Construction

Other services

Education

Professional and technical services

Wholesale

Admin, support and management

Information

Finance, insurance and real estate

Public administration

Arts and recreation

0.4%

Median earnings per worker

$40,877

U.S. $49,666

Self-employed

7.3%

U.S. 10%

Government workers

5.6%

U.S. 14.5%

Nonprofit workers

12.2%

U.S. 8.8%

Median earnings by type of work

Type of work	46793	U.S.
Management, business, science and arts	$42,175	$74,888
Service	$24,048	$26,804
Sales and office	$28,409	$40,476
Construction and maintenance	$92,901	$49,199
Production and transportation	$41,464	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

45%

Some college

18%

Associate's

11%

Bachelor's

Graduate

High school graduate or higher: 90.4%
Bachelor's degree or higher: 17.3%
Graduate or professional degree: 8.3%
Households with broadband: 90.9%
Cable, fiber or DSL: 59.3%
No internet access: 6.5%
Without health insurance: 5.6%
Limited-English households: 0%

Geography

City (USPS): Waterloo
State: Indiana
County: DeKalb County
Center point: 41.4523° N, 85.0153° W
Land area: 53 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

46793 spans 2 counties

DeKalb County99% of land
Steuben County1% of land

Cities and towns within this zip

Waterloo4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46793

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46705	Ashley, IN	5.1 mi	1,972	$67,266	$159,700
46730	Corunna, IN	7.1 mi	1,299	$116,181	$316,500
46721	Butler, IN	7.6 mi	4,739	$68,580	$138,800
46706	Auburn, IN	7.7 mi	20,403	$80,965	$219,100
46779	Pleasant Lake, IN	7.7 mi	2,221	$86,000	$171,000
46742	Hamilton, IN	9.7 mi	3,292	$78,750	$250,500
46747	Hudson, IN	11 mi	2,388	$75,662	$161,400
46785	Saint Joe, IN	11 mi	1,491	$63,250	$163,300
46738	Garrett, IN	12 mi	8,533	$57,545	$164,200
46789	Stroh, IN	13 mi	142	—	—
46755	Kendallville, IN	14 mi	15,441	$66,717	$164,100
46788	Spencerville, IN	14 mi	4,373	$101,553	$285,200

Zip codes like 46793 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46793

What city is zip code 46793?

46793 is assigned to Waterloo, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46793 in?

46793 is mostly in DeKalb County, but it extends into 1 other county.

What is the population of 46793?

About 4,104 people live in 46793, according to the Census Bureau's American Community Survey.

What time zone is 46793 in?

46793 is in Eastern Time.

What is the median household income in 46793?

The median household income in 46793 is $79,949.

What zip codes are near 46793?

The closest zip codes to 46793 are 46705, 46730, 46721, 46706, 46779.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46793, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.