Zip code 46738: Garrett, Indiana

Q: What city is zip code 46738?

46738 is assigned to Garrett, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46738 in?

46738 is in DeKalb County, Indiana.

Q: What is the population of 46738?

About 8,533 people live in 46738, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46738?

The median household income in 46738 is $57,545.

Q: What zip codes are near 46738?

The closest zip codes to 46738 are 46748, 46763, 46710, 46706, 46845.

Residential delivery areaDeKalb CountyEastern Time

Population

8,533

Median household income

$58K

U.S. $81K

Median home value

$164K

U.S. $333K

Median rent

$879/mo

U.S. $1,413

Median age

40.7

U.S. 38.9

Land area

26 sq mi

328 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46738

46738 is a small-town zip code in Garrett, Indiana (DeKalb County), covering 26 sq mi of land. About 8,533 people live here, or 328 per square mile. The median resident is 40.7 years old, compared with 38.9 nationally.

The median household earns $57,545 a year, 29% below the national median of $80,734. 14.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $164,200, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 81% of occupied homes are lived in by their owners, and renters pay a median of $879 a month.

16% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.2 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in production and manufacturing; office and administrative support; and transportation and moving goods.

How 46738 compares

Sorted from highest to lowest national percentile

Homeownership rate81.1%
81st
StrengthU.S. 65.2% · IN 70.6%386th of 742 in IN
Poverty rate14.6%
68th
U.S. 12.5% · IN 12.3%194th of 742 in IN
Median age40.7
63rd
U.S. 38.9 · IN 38.1352nd of 745 in IN
Rent-burdened renters53.7%
62nd
U.S. 51.1% · IN 48.1%164th of 716 in IN
Residents 65 and older18.1%
61st
U.S. 17.2% · IN 16.8%374th of 745 in IN
Housing vacancy7.5%
57th
U.S. 10.1% · IN 8.8%399th of 742 in IN
Residents under 1822.9%
57th
U.S. 22% · IN 23.3%358th of 745 in IN
Veterans5.5%
45th
U.S. 6.2% · IN 6.3%493rd of 745 in IN
Uninsured rate6.1%
44th
U.S. 8.4% · IN 7.4%341st of 745 in IN
Unemployment rate4.2%
37th
U.S. 5.2% · IN 4.3%280th of 745 in IN
Population density328/sq mi
27th
U.S. 95/sq mi · IN 191/sq mi230th of 745 in IN
Per capita income$30,649
20th
WeaknessU.S. $44,673 · IN $38,351546th of 744 in IN
Median earnings per worker$39,474
20th
WeaknessU.S. $49,666 · IN $46,609603rd of 740 in IN
Median household income$57,545
17th
WeaknessU.S. $80,734 · IN $71,957581st of 719 in IN
Income inequality (Gini)0.391
14th
StrengthU.S. 0.483 · IN 0.452417th of 740 in IN
Population8,533
13th
U.S. 334,922,499 · IN 6,851,073237th of 745 in IN
Median home value$164,200
13th
U.S. $332,700 · IN $218,200431st of 719 in IN
Average commute20.2 min
13th
StrengthU.S. 26.4 min · IN 24.1 min639th of 726 in IN
Median gross rent$879
12th
U.S. $1,413 · IN $1,062381st of 640 in IN
Broadband access85%
12th
WeaknessU.S. 91% · IN 89.9%534th of 742 in IN
Foreign-born residents2%
12th
U.S. 14.1% · IN 6.3%304th of 745 in IN
Bachelor's degree or higher15.9%
11th
WeaknessU.S. 35.7% · IN 29.5%491st of 744 in IN
Diversity index18
11th
U.S. 61.4 · IN 41.4314th of 745 in IN
Tech workers0.7%
8th
U.S. 3.8% · IN 2.5%475th of 745 in IN
Work from home4.5%
6th
U.S. 15.1% · IN 10.7%534th of 745 in IN
Self-employed workers5.4%
6th
U.S. 10% · IN 8%583rd of 745 in IN
Government workers6.9%
4th
U.S. 14.5% · IN 11.7%623rd of 745 in IN
Healthcare workers4.4%
2nd
U.S. 9.7% · IN 9.8%625th of 745 in IN

Measure	46738	DeKalb	IN	U.S.	National percentile	Rank in IN
Homeownership rateStrength	81.1%	82.1%	70.6%	65.2%	81st	386th of 742
Poverty rate	14.6%	9.5%	12.3%	12.5%	68th	194th of 742
Median age	40.7	38.4	38.1	38.9	63rd	352nd of 745
Rent-burdened renters	53.7%	39.5%	48.1%	51.1%	62nd	164th of 716
Residents 65 and older	18.1%	17.4%	16.8%	17.2%	61st	374th of 745
Housing vacancy	7.5%	7%	8.8%	10.1%	57th	399th of 742
Residents under 18	22.9%	24.1%	23.3%	22%	57th	358th of 745
Veterans	5.5%	6.7%	6.3%	6.2%	45th	493rd of 745
Uninsured rate	6.1%	6.5%	7.4%	8.4%	44th	341st of 745
Unemployment rate	4.2%	4.5%	4.3%	5.2%	37th	280th of 745
Population density	328/sq mi	121/sq mi	191/sq mi	95/sq mi	27th	230th of 745
Per capita incomeWeakness	$30,649	$35,553	$38,351	$44,673	20th	546th of 744
Median earnings per workerWeakness	$39,474	$44,990	$46,609	$49,666	20th	603rd of 740
Median household incomeWeakness	$57,545	$74,331	$71,957	$80,734	17th	581st of 719
Income inequality (Gini)Strength	0.391	0.406	0.452	0.483	14th	417th of 740
Population	8,533	43,807	6,851,073	334,922,499	13th	237th of 745
Median home value	$164,200	$194,100	$218,200	$332,700	13th	431st of 719
Average commuteStrength	20.2 min	21.3 min	24.1 min	26.4 min	13th	639th of 726
Median gross rent	$879	$861	$1,062	$1,413	12th	381st of 640
Broadband accessWeakness	85%	88.1%	89.9%	91%	12th	534th of 742
Foreign-born residents	2%	1.5%	6.3%	14.1%	12th	304th of 745
Bachelor's degree or higherWeakness	15.9%	20.2%	29.5%	35.7%	11th	491st of 744
Diversity index	18	12.3	41.4	61.4	11th	314th of 745
Tech workers	0.7%	1.9%	2.5%	3.8%	8th	475th of 745
Work from home	4.5%	5%	10.7%	15.1%	6th	534th of 745
Self-employed workers	5.4%	7.1%	8%	10%	6th	583rd of 745
Government workers	6.9%	9%	11.7%	14.5%	4th	623rd of 745
Healthcare workers	4.4%	8.3%	9.8%	9.7%	2nd	625th of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

11%

25–34

10%

35–44

15%

45–54

14%

55–64

11%

65–74

75+

Median age

40.7

Under 18

22.9%

65 and over

18.1%

Race and ethnicity

White90%
Black0.0%
Hispanic4%
Asian1.0%
Native American0%
Pacific Islander0%
Other0%
Multiracial5%

Diversity index

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

74.1%

Language spoken at home (households)

English only

96%

Spanish

0.4%

Other Indo-European

Asian / Pacific

0.6%

Other

Households

Households: 3,627
Average household size: 2.3
Family households: 65.4%
Married couples: 45.8%
Living alone: 28.6%
Veterans (of adults): 5.5%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

30%

$50–75k

20%

$75–100k

16%

$100–150k

11%

$150–200k

$200k+

Median household income

46738

$57,545

DeKalb Co.

$74,331

Indiana

$71,957

United States

$80,734

Per capita income

$30,649

U.S. $44,673

Poverty rate

14.6%

U.S. 12.5%

Households earning $150K+

8.9%

U.S. 23%

Income inequality (Gini)

0.391

U.S. 0.483

Housing

Median home value

46738

$164,200

DeKalb Co.

$194,100

Indiana

$218,200

United States

$332,700

Median gross rent

46738

$879

DeKalb Co.

$861

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

80%

2–4 units

11%

5–19 units

20+ units

0.3%

Mobile home

Boat, RV, van

Housing units: 3,920
Owner-occupied: 81.1%
Vacant: 7.5%
Median year built: 1973
Median rooms: 6.1
Renters paying 30%+ of income: 53.7%
Renters paying 50%+ of income: 17%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

13%

Transit

0.2%

Walked

Bicycle

0.2%

Worked from home

Other

0.0%

Commute time (one way)

<10 min

22%

10–19

35%

20–29

22%

30–44

13%

45–59

60+

Average commute

20.2 min

U.S. 26.4 min

Unemployment

4.2%

U.S. 5.2%

In labor force

66.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

27%

Office and admin

12%

Transportation and moving

12%

Construction and repair

11%

Sales

Management

Cleaning and personal care

Healthcare

Engineering and science

Education

Food service

Business and finance

Legal and social services

Computer and math

0.7%

Arts, media and sports

0.5%

Police and fire

0.0%

Farming, fishing and forestry

Industries

Manufacturing

41%

Retail

15%

Health care and social assistance

Construction

Education

Other services

Admin, support and management

Transportation, warehousing and utilities

Restaurants and hotels

Wholesale

Professional and technical services

Finance, insurance and real estate

Public administration

Arts and recreation

0.5%

Agriculture and mining

0.4%

Information

0.3%

Median earnings per worker

$39,474

U.S. $49,666

Self-employed

5.4%

U.S. 10%

Government workers

6.9%

U.S. 14.5%

Nonprofit workers

8.6%

U.S. 8.8%

Median earnings by type of work

Type of work	46738	U.S.
Management, business, science and arts	$53,064	$74,888
Service	$21,761	$26,804
Sales and office	$26,003	$40,476
Construction and maintenance	$46,944	$49,199
Production and transportation	$42,631	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

42%

Some college

24%

Associate's

11%

Bachelor's

12%

Graduate

High school graduate or higher: 93.3%
Bachelor's degree or higher: 15.9%
Graduate or professional degree: 3.8%
Households with broadband: 85%
Cable, fiber or DSL: 65.2%
No internet access: 11.2%
Without health insurance: 6.1%
Limited-English households: 0%

Geography

City (USPS): Garrett
State: Indiana
County: DeKalb County
Center point: 41.3189° N, 85.1489° W
Land area: 26 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Garrett15% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46738

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46748	Huntertown, IN	4.9 mi	6,902	$109,375	$319,700
46763	Laotto, IN	5.4 mi	1,444	$97,054	$270,800
46710	Avilla, IN	5.8 mi	4,506	$84,408	$218,200
46706	Auburn, IN	6.2 mi	20,403	$80,965	$219,100
46845	Fort Wayne, IN	7.7 mi	29,583	$112,676	$339,200
46765	Leo, IN	8.5 mi	5,786	$112,328	$357,900
46730	Corunna, IN	9.6 mi	1,299	$116,181	$316,500
46723	Churubusco, IN	11 mi	7,617	$84,286	$219,300
46755	Kendallville, IN	11 mi	15,441	$66,717	$164,100
46825	Fort Wayne, IN	11 mi	29,296	$70,544	$220,600
46793	Waterloo, IN	12 mi	4,104	$79,949	$184,100
46741	Grabill, IN	12 mi	4,713	$102,281	$330,200

Zip codes like 46738 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46738

What city is zip code 46738?

46738 is assigned to Garrett, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46738 in?

46738 is in DeKalb County, Indiana.

What is the population of 46738?

About 8,533 people live in 46738, according to the Census Bureau's American Community Survey.

What time zone is 46738 in?

46738 is in Eastern Time.

What is the median household income in 46738?

The median household income in 46738 is $57,545.

What zip codes are near 46738?

The closest zip codes to 46738 are 46748, 46763, 46710, 46706, 46845.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46738, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.