Zip code 46321: Munster, Indiana

Q: What city is zip code 46321?

46321 is assigned to Munster, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46321 in?

46321 is in Lake County, Indiana.

Q: What is the population of 46321?

About 23,733 people live in 46321, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46321?

The median household income in 46321 is $110,187.

Q: What zip codes are near 46321?

The closest zip codes to 46321 are 46322, 46324, 60438, 46323, 46320.

Residential delivery areaLake CountyCentral Time

Population

23,733

Median household income

$110K

U.S. $81K

Median home value

$334K

U.S. $333K

Median rent

$1,507/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

7.6 sq mi

3,125 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46321

46321 is an urban zip code in Munster, Indiana (Lake County), covering 7.6 sq mi of land. About 23,733 people live here, or 3,125 per square mile. The median resident is 45 years old, compared with 38.9 nationally.

The median household earns $110,187 a year, 36% above the national median of $80,734. 6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $334,300, or 3.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 87% of occupied homes are lived in by their owners, and renters pay a median of $1,507 a month.

50% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.1 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and healthcare.

How 46321 compares

Sorted from highest to lowest national percentile

Homeownership rate87%
92nd
StrengthU.S. 65.2% · IN 70.6%214th of 742 in IN
Healthcare workers13.7%
91st
U.S. 9.7% · IN 9.8%97th of 745 in IN
Median age45
86th
U.S. 38.9 · IN 38.1174th of 745 in IN
Median earnings per worker$67,117
85th
StrengthU.S. $49,666 · IN $46,60920th of 740 in IN
Per capita income$57,382
82nd
StrengthU.S. $44,673 · IN $38,35119th of 744 in IN
Median household income$110,187
79th
U.S. $80,734 · IN $71,95742nd of 719 in IN
Bachelor's degree or higher49.9%
79th
U.S. 35.7% · IN 29.5%37th of 744 in IN
Residents 65 and older20.7%
77th
U.S. 17.2% · IN 16.8%217th of 745 in IN
Tech workers4.2%
71st
U.S. 3.8% · IN 2.5%76th of 745 in IN
Income inequality (Gini)0.461
71st
U.S. 0.483 · IN 0.45294th of 740 in IN
Population density3,125/sq mi
68th
U.S. 95/sq mi · IN 191/sq mi39th of 745 in IN
Average commute28.1 min
63rd
U.S. 26.4 min · IN 24.1 min243rd of 726 in IN
Unemployment rate5.5%
61st
U.S. 5.2% · IN 4.3%191st of 745 in IN
Median gross rent$1,507
57th
U.S. $1,413 · IN $1,06231st of 640 in IN
Work from home13%
51st
U.S. 15.1% · IN 10.7%125th of 745 in IN
Median home value$334,300
50th
U.S. $332,700 · IN $218,20032nd of 719 in IN
Self-employed workers9.3%
50th
U.S. 10% · IN 8%272nd of 745 in IN
Diversity index48.4
49th
U.S. 61.4 · IN 41.477th of 745 in IN
Foreign-born residents8.6%
45th
U.S. 14.1% · IN 6.3%80th of 745 in IN
Rent-burdened renters49.3%
45th
U.S. 51.1% · IN 48.1%234th of 716 in IN
Veterans5.4%
44th
U.S. 6.2% · IN 6.3%511th of 745 in IN
Broadband access90.8%
40th
U.S. 91% · IN 89.9%260th of 742 in IN
Population23,733
37th
U.S. 334,922,499 · IN 6,851,07397th of 745 in IN
Residents under 1819.5%
28th
U.S. 22% · IN 23.3%555th of 745 in IN
Uninsured rate4.4%
26th
U.S. 8.4% · IN 7.4%499th of 745 in IN
Government workers10.9%
26th
U.S. 14.5% · IN 11.7%385th of 745 in IN
Poverty rate6%
19th
StrengthU.S. 12.5% · IN 12.3%566th of 742 in IN
Housing vacancy3.5%
16th
U.S. 10.1% · IN 8.8%606th of 742 in IN

Measure	46321	Lake	IN	U.S.	National percentile	Rank in IN
Homeownership rateStrength	87%	71.7%	70.6%	65.2%	92nd	214th of 742
Healthcare workers	13.7%	10.1%	9.8%	9.7%	91st	97th of 745
Median age	45	39.7	38.1	38.9	86th	174th of 745
Median earnings per workerStrength	$67,117	$47,372	$46,609	$49,666	85th	20th of 740
Per capita incomeStrength	$57,382	$37,284	$38,351	$44,673	82nd	19th of 744
Median household income	$110,187	$71,493	$71,957	$80,734	79th	42nd of 719
Bachelor's degree or higher	49.9%	25.8%	29.5%	35.7%	79th	37th of 744
Residents 65 and older	20.7%	17.9%	16.8%	17.2%	77th	217th of 745
Tech workers	4.2%	1.9%	2.5%	3.8%	71st	76th of 745
Income inequality (Gini)	0.461	0.456	0.452	0.483	71st	94th of 740
Population density	3,125/sq mi	1,003/sq mi	191/sq mi	95/sq mi	68th	39th of 745
Average commute	28.1 min	28.5 min	24.1 min	26.4 min	63rd	243rd of 726
Unemployment rate	5.5%	6.1%	4.3%	5.2%	61st	191st of 745
Median gross rent	$1,507	$1,131	$1,062	$1,413	57th	31st of 640
Work from home	13%	8.2%	10.7%	15.1%	51st	125th of 745
Median home value	$334,300	$230,600	$218,200	$332,700	50th	32nd of 719
Self-employed workers	9.3%	7.3%	8%	10%	50th	272nd of 745
Diversity index	48.4	64	41.4	61.4	49th	77th of 745
Foreign-born residents	8.6%	7.3%	6.3%	14.1%	45th	80th of 745
Rent-burdened renters	49.3%	52.3%	48.1%	51.1%	45th	234th of 716
Veterans	5.4%	5.8%	6.3%	6.2%	44th	511th of 745
Broadband access	90.8%	89.7%	89.9%	91%	40th	260th of 742
Population	23,733	500,379	6,851,073	334,922,499	37th	97th of 745
Residents under 18	19.5%	23.2%	23.3%	22%	28th	555th of 745
Uninsured rate	4.4%	6.6%	7.4%	8.4%	26th	499th of 745
Government workers	10.9%	11.4%	11.7%	14.5%	26th	385th of 745
Poverty rateStrength	6%	14.3%	12.3%	12.5%	19th	566th of 742
Housing vacancy	3.5%	10.3%	8.8%	10.1%	16th	606th of 742

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

10%

25–34

13%

35–44

14%

45–54

15%

55–64

11%

65–74

10%

75+

Median age

Under 18

19.5%

65 and over

20.7%

Race and ethnicity

White70%
Black7%
Hispanic14%
Asian6%
Native American0.2%
Pacific Islander0%
Other0.1%
Multiracial2%

Diversity index

48.4

U.S. 61.4

Foreign-born

8.6%

U.S. 14.1%

Born in state

49%

Language spoken at home (households)

English only

84%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 9,471
Average household size: 2.5
Family households: 67.4%
Married couples: 56.9%
Living alone: 28.3%
Veterans (of adults): 5.4%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

15%

$50–75k

11%

$75–100k

11%

$100–150k

19%

$150–200k

15%

$200k+

19%

Median household income

46321

$110,187

Lake Co.

$71,493

Indiana

$71,957

United States

$80,734

Per capita income

$57,382

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

34.3%

U.S. 23%

Income inequality (Gini)

0.461

U.S. 0.483

Housing

Median home value

46321

$334,300

Lake Co.

$230,600

Indiana

$218,200

United States

$332,700

Median gross rent

46321

$1,507

Lake Co.

$1,131

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

82%

2–4 units

5–19 units

20+ units

Mobile home

0.1%

Boat, RV, van

Housing units: 9,814
Owner-occupied: 87%
Vacant: 3.5%
Median year built: 1973
Median rooms: 6.4
Renters paying 30%+ of income: 49.3%
Renters paying 50%+ of income: 31.9%
Home value to income: 3.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

Transit

Walked

Bicycle

0.1%

Worked from home

13%

Other

Commute time (one way)

<10 min

14%

10–19

28%

20–29

17%

30–44

19%

45–59

12%

60+

11%

Average commute

28.1 min

U.S. 26.4 min

Unemployment

5.5%

U.S. 5.2%

In labor force

62.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Office and admin

14%

Healthcare

14%

Business and finance

Education

Transportation and moving

Sales

Construction and repair

Food service

Computer and math

Legal and social services

Production

Cleaning and personal care

Engineering and science

Arts, media and sports

Police and fire

Farming, fishing and forestry

0.1%

Industries

Health care and social assistance

16%

Education

12%

Manufacturing

11%

Transportation, warehousing and utilities

10%

Finance, insurance and real estate

Professional and technical services

Retail

Other services

Restaurants and hotels

Construction

Admin, support and management

Information

Arts and recreation

Public administration

Wholesale

Agriculture and mining

0.8%

Median earnings per worker

$67,117

U.S. $49,666

Self-employed

9.3%

U.S. 10%

Government workers

10.9%

U.S. 14.5%

Nonprofit workers

11.2%

U.S. 8.8%

Median earnings by type of work

Type of work	46321	U.S.
Management, business, science and arts	$90,642	$74,888
Service	$20,136	$26,804
Sales and office	$39,222	$40,476
Construction and maintenance	$74,535	$49,199
Production and transportation	$45,632	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

22%

Some college

14%

Associate's

10%

Bachelor's

31%

Graduate

19%

High school graduate or higher: 95.8%
Bachelor's degree or higher: 49.9%
Graduate or professional degree: 18.6%
Households with broadband: 90.8%
Cable, fiber or DSL: 81.3%
No internet access: 4.7%
Without health insurance: 4.4%
Limited-English households: 2.1%

Geography

City (USPS): Munster
State: Indiana
County: Lake County
Center point: 41.5475° N, 87.5033° W
Land area: 7.6 sq mi
Water area: 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Munster99% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46321

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46322	Highland, IN	2.4 mi	23,680	$78,062	$233,300
46324	Hammond, IN	2.5 mi	21,409	$63,052	$158,800
60438	Lansing, IL	2.8 mi	28,806	$75,681	$177,700
46323	Hammond, IN	3.9 mi	23,047	$59,688	$166,400
46320	Hammond, IN	4.3 mi	14,353	$37,158	$135,000
46319	Griffith, IN	4.6 mi	17,847	$74,662	$203,300
46375	Schererville, IN	4.7 mi	24,188	$93,160	$315,400
60409	Calumet City, IL	5.2 mi	35,100	$55,369	$145,200
60411	Chicago Heights, IL	5.3 mi	52,175	$62,073	$159,800
60476	Thornton, IL	5.3 mi	1,940	$59,647	$155,100
46311	Dyer, IN	5.5 mi	23,321	$116,652	$331,600
60425	Glenwood, IL	5.6 mi	8,714	$77,174	$197,000

Zip codes like 46321 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46321

What city is zip code 46321?

46321 is assigned to Munster, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46321 in?

46321 is in Lake County, Indiana.

What is the population of 46321?

About 23,733 people live in 46321, according to the Census Bureau's American Community Survey.

What time zone is 46321 in?

46321 is in Central Time.

What is the median household income in 46321?

The median household income in 46321 is $110,187.

What zip codes are near 46321?

The closest zip codes to 46321 are 46322, 46324, 60438, 46323, 46320.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46321, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.