Zip code 46320: Hammond, Indiana

Q: What city is zip code 46320?

46320 is assigned to Hammond, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46320 in?

46320 is in Lake County, Indiana.

Q: What is the population of 46320?

About 14,353 people live in 46320, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46320?

The median household income in 46320 is $37,158.

Q: What zip codes are near 46320?

The closest zip codes to 46320 are 46324, 46323, 46327, 60409, 46312.

Residential delivery areaLake CountyCentral Time

Population

14,353

Median household income

$37K

U.S. $81K

Median home value

$135K

U.S. $333K

Median rent

$994/mo

U.S. $1,413

Median age

32.6

U.S. 38.9

Land area

4.7 sq mi

3,082 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46320

46320 is an urban zip code in Hammond, Indiana (Lake County), covering 4.7 sq mi of land. About 14,353 people live here, or 3,082 per square mile. The median resident is 32.6 years old, compared with 38.9 nationally.

The median household earns $37,158 a year, about 46% of the national median of $80,734. 31.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $135,000, or 3.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 41% of occupied homes are lived in by their owners, and renters pay a median of $994 a month.

13% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.5 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in transportation and moving goods; production and manufacturing; and office and administrative support. 26% of households speak a language other than English at home, most often Spanish.

How 46320 compares

Sorted from highest to lowest national percentile

Poverty rate31.5%
97th
WeaknessU.S. 12.5% · IN 12.3%25th of 742 in IN
Unemployment rate10.4%
95th
WeaknessU.S. 5.2% · IN 4.3%39th of 745 in IN
Residents under 1828.3%
92nd
U.S. 22% · IN 23.3%107th of 745 in IN
Uninsured rate16.1%
90th
WeaknessU.S. 8.4% · IN 7.4%60th of 745 in IN
Housing vacancy13.6%
84th
U.S. 10.1% · IN 8.8%150th of 742 in IN
Diversity index62.5
77th
U.S. 61.4 · IN 41.427th of 745 in IN
Income inequality (Gini)0.468
74th
U.S. 0.483 · IN 0.45280th of 740 in IN
Population density3,082/sq mi
68th
U.S. 95/sq mi · IN 191/sq mi40th of 745 in IN
Average commute28.5 min
66th
U.S. 26.4 min · IN 24.1 min220th of 726 in IN
Rent-burdened renters53.7%
62nd
U.S. 51.1% · IN 48.1%165th of 716 in IN
Foreign-born residents13%
60th
U.S. 14.1% · IN 6.3%31st of 745 in IN
Tech workers2.7%
47th
U.S. 3.8% · IN 2.5%176th of 745 in IN
Self-employed workers8.3%
37th
U.S. 10% · IN 8%343rd of 745 in IN
Veterans4%
26th
U.S. 6.2% · IN 6.3%634th of 745 in IN
Healthcare workers7.8%
25th
U.S. 9.7% · IN 9.8%467th of 745 in IN
Residents 65 and older13%
23rd
U.S. 17.2% · IN 16.8%601st of 745 in IN
Population14,353
22nd
U.S. 334,922,499 · IN 6,851,073172nd of 745 in IN
Median gross rent$994
21st
U.S. $1,413 · IN $1,062218th of 640 in IN
Work from home7.8%
21st
U.S. 15.1% · IN 10.7%332nd of 745 in IN
Median age32.6
10th
U.S. 38.9 · IN 38.1668th of 745 in IN
Homeownership rate41.2%
10th
WeaknessU.S. 65.2% · IN 70.6%721st of 742 in IN
Government workers8.2%
8th
U.S. 14.5% · IN 11.7%567th of 745 in IN
Median home value$135,000
7th
U.S. $332,700 · IN $218,200574th of 719 in IN
Bachelor's degree or higher13.2%
6th
WeaknessU.S. 35.7% · IN 29.5%566th of 744 in IN
Broadband access79.8%
4th
WeaknessU.S. 91% · IN 89.9%639th of 742 in IN
Median earnings per worker$30,729
3rd
WeaknessU.S. $49,666 · IN $46,609715th of 740 in IN
Median household income$37,158
2nd
WeaknessU.S. $80,734 · IN $71,957708th of 719 in IN
Per capita income$19,549
2nd
WeaknessU.S. $44,673 · IN $38,351727th of 744 in IN

Measure	46320	Lake	IN	U.S.	National percentile	Rank in IN
Poverty rateWeakness	31.5%	14.3%	12.3%	12.5%	97th	25th of 742
Unemployment rateWeakness	10.4%	6.1%	4.3%	5.2%	95th	39th of 745
Residents under 18	28.3%	23.2%	23.3%	22%	92nd	107th of 745
Uninsured rateWeakness	16.1%	6.6%	7.4%	8.4%	90th	60th of 745
Housing vacancy	13.6%	10.3%	8.8%	10.1%	84th	150th of 742
Diversity index	62.5	64	41.4	61.4	77th	27th of 745
Income inequality (Gini)	0.468	0.456	0.452	0.483	74th	80th of 740
Population density	3,082/sq mi	1,003/sq mi	191/sq mi	95/sq mi	68th	40th of 745
Average commute	28.5 min	28.5 min	24.1 min	26.4 min	66th	220th of 726
Rent-burdened renters	53.7%	52.3%	48.1%	51.1%	62nd	165th of 716
Foreign-born residents	13%	7.3%	6.3%	14.1%	60th	31st of 745
Tech workers	2.7%	1.9%	2.5%	3.8%	47th	176th of 745
Self-employed workers	8.3%	7.3%	8%	10%	37th	343rd of 745
Veterans	4%	5.8%	6.3%	6.2%	26th	634th of 745
Healthcare workers	7.8%	10.1%	9.8%	9.7%	25th	467th of 745
Residents 65 and older	13%	17.9%	16.8%	17.2%	23rd	601st of 745
Population	14,353	500,379	6,851,073	334,922,499	22nd	172nd of 745
Median gross rent	$994	$1,131	$1,062	$1,413	21st	218th of 640
Work from home	7.8%	8.2%	10.7%	15.1%	21st	332nd of 745
Median age	32.6	39.7	38.1	38.9	10th	668th of 745
Homeownership rateWeakness	41.2%	71.7%	70.6%	65.2%	10th	721st of 742
Government workers	8.2%	11.4%	11.7%	14.5%	8th	567th of 745
Median home value	$135,000	$230,600	$218,200	$332,700	7th	574th of 719
Bachelor's degree or higherWeakness	13.2%	25.8%	29.5%	35.7%	6th	566th of 744
Broadband accessWeakness	79.8%	89.7%	89.9%	91%	4th	639th of 742
Median earnings per workerWeakness	$30,729	$47,372	$46,609	$49,666	3rd	715th of 740
Median household incomeWeakness	$37,158	$71,493	$71,957	$80,734	2nd	708th of 719
Per capita incomeWeakness	$19,549	$37,284	$38,351	$44,673	2nd	727th of 744

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

24%

5–17

11%

18–24

14%

25–34

12%

35–44

45–54

13%

55–64

65–74

75+

Median age

32.6

Under 18

28.3%

65 and over

13%

Race and ethnicity

White12%
Black48%
Hispanic36%
Asian1%
Native American0.0%
Pacific Islander0%
Other0.1%
Multiracial2%

Diversity index

62.5

U.S. 61.4

Foreign-born

13%

U.S. 14.1%

Born in state

37.2%

Language spoken at home (households)

English only

74%

Spanish

24%

Other Indo-European

Asian / Pacific

Other

Households

Households: 5,480
Average household size: 2.6
Family households: 54.6%
Married couples: 24.7%
Living alone: 39.1%
Veterans (of adults): 4%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

35%

$25–50k

29%

$50–75k

14%

$75–100k

10%

$100–150k

10%

$150–200k

$200k+

Median household income

46320

$37,158

Lake Co.

$71,493

Indiana

$71,957

United States

$80,734

Per capita income

$19,549

U.S. $44,673

Poverty rate

31.5%

U.S. 12.5%

Households earning $150K+

2.9%

U.S. 23%

Income inequality (Gini)

0.468

U.S. 0.483

Housing

Median home value

46320

$135,000

Lake Co.

$230,600

Indiana

$218,200

United States

$332,700

Median gross rent

46320

$994

Lake Co.

$1,131

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

57%

2–4 units

13%

5–19 units

13%

20+ units

16%

Mobile home

0.8%

Boat, RV, van

Housing units: 6,340
Owner-occupied: 41.2%
Vacant: 13.6%
Median year built: 1945
Median rooms: 4.8
Renters paying 30%+ of income: 53.7%
Renters paying 50%+ of income: 30.9%
Home value to income: 3.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

72%

Carpooled

13%

Transit

Walked

Bicycle

0.7%

Worked from home

Other

Commute time (one way)

<10 min

11%

10–19

28%

20–29

15%

30–44

23%

45–59

13%

60+

10%

Average commute

28.5 min

U.S. 26.4 min

Unemployment

10.4%

U.S. 5.2%

In labor force

55.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

18%

Production

11%

Office and admin

11%

Sales

Healthcare

Construction and repair

Food service

Education

Management

Cleaning and personal care

Engineering and science

Computer and math

Police and fire

Business and finance

Legal and social services

0.8%

Farming, fishing and forestry

0.7%

Arts, media and sports

0.3%

Industries

Health care and social assistance

19%

Retail

15%

Manufacturing

13%

Transportation, warehousing and utilities

10%

Restaurants and hotels

Construction

Admin, support and management

Education

Other services

Finance, insurance and real estate

Professional and technical services

Public administration

Wholesale

Information

Arts and recreation

0.8%

Agriculture and mining

0.7%

Median earnings per worker

$30,729

U.S. $49,666

Self-employed

8.3%

U.S. 10%

Government workers

8.2%

U.S. 14.5%

Nonprofit workers

10.3%

U.S. 8.8%

Median earnings by type of work

Type of work	46320	U.S.
Management, business, science and arts	$40,217	$74,888
Service	$24,881	$26,804
Sales and office	$22,734	$40,476
Construction and maintenance	$35,355	$49,199
Production and transportation	$36,310	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

19%

High school

40%

Some college

21%

Associate's

Bachelor's

11%

Graduate

High school graduate or higher: 81.5%
Bachelor's degree or higher: 13.2%
Graduate or professional degree: 2.7%
Households with broadband: 79.8%
Cable, fiber or DSL: 63.6%
No internet access: 15.3%
Without health insurance: 16.1%
Limited-English households: 5.9%

Geography

City (USPS): Hammond
State: Indiana
County: Lake County
Center point: 41.6089° N, 87.4976° W
Land area: 4.7 sq mi
Water area: under 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Hammond99% of zip
East Chicago1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46320

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46324	Hammond, IN	1.8 mi	21,409	$63,052	$158,800
46323	Hammond, IN	2.6 mi	23,047	$59,688	$166,400
46327	Hammond, IN	2.7 mi	10,597	$47,288	$142,100
60409	Calumet City, IL	2.8 mi	35,100	$55,369	$145,200
46312	East Chicago, IN	3.7 mi	26,022	$42,125	$105,400
60438	Lansing, IL	4 mi	28,806	$75,681	$177,700
46321	Munster, IN	4.3 mi	23,733	$110,187	$334,300
46406	Gary, IN	4.6 mi	9,001	$35,839	$91,700
46322	Highland, IN	4.8 mi	23,680	$78,062	$233,300
60633	Chicago, IL	5 mi	12,474	$62,458	$186,800
46394	Whiting, IN	5.1 mi	11,894	$66,176	$173,200
60419	Dolton, IL	5.4 mi	20,825	$57,887	$151,300

Zip codes like 46320 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46320

What city is zip code 46320?

46320 is assigned to Hammond, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46320 in?

46320 is in Lake County, Indiana.

What is the population of 46320?

About 14,353 people live in 46320, according to the Census Bureau's American Community Survey.

What time zone is 46320 in?

46320 is in Central Time.

What is the median household income in 46320?

The median household income in 46320 is $37,158.

What zip codes are near 46320?

The closest zip codes to 46320 are 46324, 46323, 46327, 60409, 46312.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46320, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.