Zip code 46304: Chesterton, Indiana

Q: What city is zip code 46304?

46304 is assigned to Chesterton, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46304 in?

46304 is in Porter County, Indiana.

Q: What is the population of 46304?

About 28,307 people live in 46304, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46304?

The median household income in 46304 is $91,326.

Q: What zip codes are near 46304?

The closest zip codes to 46304 are 46301, 46368, 46391, 46384, 46393.

Residential delivery areaPorter CountyCentral Time

Population

28,307

Median household income

$91K

U.S. $81K

Median home value

$293K

U.S. $333K

Median rent

$1,223/mo

U.S. $1,413

Median age

40.5

U.S. 38.9

Land area

58 sq mi

490 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46304

46304 is a small-town zip code in Chesterton, Indiana (Porter County), covering 58 sq mi of land. About 28,307 people live here, or 490 per square mile. The median resident is 40.5 years old, compared with 38.9 nationally.

The median household earns $91,326 a year, close to the national median of $80,734. 9.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $293,100, or 3.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 79% of occupied homes are lived in by their owners, and renters pay a median of $1,223 a month.

36% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.7 minutes each way, and 16% of workers work from home. The most common jobs among working residents are in management; construction and repair; and office and administrative support.

How 46304 compares

Sorted from highest to lowest national percentile

Homeownership rate79.4%
77th
U.S. 65.2% · IN 70.6%430th of 742 in IN
Median earnings per worker$60,011
75th
U.S. $49,666 · IN $46,60960th of 740 in IN
Residents 65 and older19.2%
69th
U.S. 17.2% · IN 16.8%301st of 745 in IN
Per capita income$46,916
66th
U.S. $44,673 · IN $38,35166th of 744 in IN
Work from home16%
65th
U.S. 15.1% · IN 10.7%71st of 745 in IN
Broadband access93.9%
65th
U.S. 91% · IN 89.9%115th of 742 in IN
Median household income$91,326
63rd
U.S. $80,734 · IN $71,957111th of 719 in IN
Veterans6.8%
63rd
U.S. 6.2% · IN 6.3%357th of 745 in IN
Residents under 1823.4%
62nd
U.S. 22% · IN 23.3%331st of 745 in IN
Median age40.5
61st
U.S. 38.9 · IN 38.1373rd of 745 in IN
Unemployment rate5.5%
61st
U.S. 5.2% · IN 4.3%192nd of 745 in IN
Tech workers3.5%
61st
U.S. 3.8% · IN 2.5%108th of 745 in IN
Bachelor's degree or higher36.3%
59th
U.S. 35.7% · IN 29.5%87th of 744 in IN
Average commute26.7 min
54th
U.S. 26.4 min · IN 24.1 min309th of 726 in IN
Self-employed workers9.6%
54th
U.S. 10% · IN 8%258th of 745 in IN
Income inequality (Gini)0.439
54th
U.S. 0.483 · IN 0.452161st of 740 in IN
Population28,307
46th
U.S. 334,922,499 · IN 6,851,07374th of 745 in IN
Housing vacancy6.1%
45th
U.S. 10.1% · IN 8.8%476th of 742 in IN
Median home value$293,100
42nd
U.S. $332,700 · IN $218,20067th of 719 in IN
Poverty rate9.2%
40th
U.S. 12.5% · IN 12.3%397th of 742 in IN
Median gross rent$1,223
38th
U.S. $1,413 · IN $1,06278th of 640 in IN
Rent-burdened renters46.6%
34th
U.S. 51.1% · IN 48.1%274th of 716 in IN
Population density490/sq mi
32nd
U.S. 95/sq mi · IN 191/sq mi203rd of 745 in IN
Uninsured rate4.8%
31st
U.S. 8.4% · IN 7.4%459th of 745 in IN
Foreign-born residents4.5%
26th
U.S. 14.1% · IN 6.3%174th of 745 in IN
Diversity index28.3
21st
U.S. 61.4 · IN 41.4205th of 745 in IN
Healthcare workers7.5%
21st
U.S. 9.7% · IN 9.8%488th of 745 in IN
Government workers8.7%
10th
U.S. 14.5% · IN 11.7%548th of 745 in IN

Measure	46304	Porter	IN	U.S.	National percentile	Rank in IN
Homeownership rate	79.4%	77.7%	70.6%	65.2%	77th	430th of 742
Median earnings per worker	$60,011	$51,819	$46,609	$49,666	75th	60th of 740
Residents 65 and older	19.2%	18.3%	16.8%	17.2%	69th	301st of 745
Per capita income	$46,916	$44,216	$38,351	$44,673	66th	66th of 744
Work from home	16%	9.5%	10.7%	15.1%	65th	71st of 745
Broadband access	93.9%	93%	89.9%	91%	65th	115th of 742
Median household income	$91,326	$87,972	$71,957	$80,734	63rd	111th of 719
Veterans	6.8%	5.9%	6.3%	6.2%	63rd	357th of 745
Residents under 18	23.4%	21.3%	23.3%	22%	62nd	331st of 745
Median age	40.5	40.8	38.1	38.9	61st	373rd of 745
Unemployment rate	5.5%	4.7%	4.3%	5.2%	61st	192nd of 745
Tech workers	3.5%	2.4%	2.5%	3.8%	61st	108th of 745
Bachelor's degree or higher	36.3%	31.1%	29.5%	35.7%	59th	87th of 744
Average commute	26.7 min	28.4 min	24.1 min	26.4 min	54th	309th of 726
Self-employed workers	9.6%	8.3%	8%	10%	54th	258th of 745
Income inequality (Gini)	0.439	0.434	0.452	0.483	54th	161st of 740
Population	28,307	174,818	6,851,073	334,922,499	46th	74th of 745
Housing vacancy	6.1%	5.5%	8.8%	10.1%	45th	476th of 742
Median home value	$293,100	$281,500	$218,200	$332,700	42nd	67th of 719
Poverty rate	9.2%	9.6%	12.3%	12.5%	40th	397th of 742
Median gross rent	$1,223	$1,219	$1,062	$1,413	38th	78th of 640
Rent-burdened renters	46.6%	50.5%	48.1%	51.1%	34th	274th of 716
Population density	490/sq mi	418/sq mi	191/sq mi	95/sq mi	32nd	203rd of 745
Uninsured rate	4.8%	5%	7.4%	8.4%	31st	459th of 745
Foreign-born residents	4.5%	4%	6.3%	14.1%	26th	174th of 745
Diversity index	28.3	35.8	41.4	61.4	21st	205th of 745
Healthcare workers	7.5%	9.8%	9.8%	9.7%	21st	488th of 745
Government workers	8.7%	10.5%	11.7%	14.5%	10th	548th of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

12%

25–34

16%

35–44

12%

45–54

12%

55–64

12%

65–74

75+

Median age

40.5

Under 18

23.4%

65 and over

19.2%

Race and ethnicity

White84%
Black2%
Hispanic8%
Asian2%
Native American0.1%
Pacific Islander0%
Other0.1%
Multiracial4%

Diversity index

28.3

U.S. 61.4

Foreign-born

4.5%

U.S. 14.1%

Born in state

62.4%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

Asian / Pacific

Other

0.4%

Households

Households: 11,383
Average household size: 2.5
Family households: 64%
Married couples: 52%
Living alone: 27.7%
Veterans (of adults): 6.8%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

15%

$50–75k

16%

$75–100k

13%

$100–150k

20%

$150–200k

12%

$200k+

11%

Median household income

46304

$91,326

Porter Co.

$87,972

Indiana

$71,957

United States

$80,734

Per capita income

$46,916

U.S. $44,673

Poverty rate

9.2%

U.S. 12.5%

Households earning $150K+

23.7%

U.S. 23%

Income inequality (Gini)

0.439

U.S. 0.483

Housing

Median home value

46304

$293,100

Porter Co.

$281,500

Indiana

$218,200

United States

$332,700

Median gross rent

46304

$1,223

Porter Co.

$1,219

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

80%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 12,117
Owner-occupied: 79.4%
Vacant: 6.1%
Median year built: 1985
Median rooms: 6
Renters paying 30%+ of income: 46.6%
Renters paying 50%+ of income: 18.9%
Home value to income: 3.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

Walked

0.9%

Bicycle

0.3%

Worked from home

16%

Other

0.4%

Commute time (one way)

<10 min

15%

10–19

25%

20–29

25%

30–44

20%

45–59

60+

Average commute

26.7 min

U.S. 26.4 min

Unemployment

5.5%

U.S. 5.2%

In labor force

64.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Construction and repair

10%

Office and admin

Sales

Production

Healthcare

Transportation and moving

Education

Business and finance

Food service

Engineering and science

Cleaning and personal care

Computer and math

Legal and social services

Arts, media and sports

Police and fire

Farming, fishing and forestry

0.1%

Industries

Manufacturing

19%

Finance, insurance and real estate

10%

Health care and social assistance

10%

Construction

10%

Retail

Professional and technical services

Education

Other services

Transportation, warehousing and utilities

Restaurants and hotels

Public administration

Arts and recreation

Wholesale

Admin, support and management

Information

Agriculture and mining

0.6%

Median earnings per worker

$60,011

U.S. $49,666

Self-employed

9.6%

U.S. 10%

Government workers

8.7%

U.S. 14.5%

Nonprofit workers

7.7%

U.S. 8.8%

Median earnings by type of work

Type of work	46304	U.S.
Management, business, science and arts	$81,150	$74,888
Service	$26,208	$26,804
Sales and office	$30,816	$40,476
Construction and maintenance	$74,054	$49,199
Production and transportation	$51,636	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

30%

Some college

20%

Associate's

10%

Bachelor's

25%

Graduate

11%

High school graduate or higher: 96.6%
Bachelor's degree or higher: 36.3%
Graduate or professional degree: 11%
Households with broadband: 93.9%
Cable, fiber or DSL: 80.6%
No internet access: 4.3%
Without health insurance: 4.8%
Limited-English households: 1.2%

Geography

City (USPS): Chesterton
State: Indiana
County: Porter County
Center point: 41.6145° N, 87.0504° W
Land area: 58 sq mi
Water area: 4 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Chesterton16% of zip
Burns Harbor11% of zip
Porter11% of zip
Dune Acres4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46304

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46301	Beverly Shores, IN	6.7 mi	650	$119,948	$606,900
46368	Portage, IN	6.8 mi	40,301	$76,368	$227,100
46391	Westville, IN	8 mi	8,986	$82,692	$253,500
46384	Valparaiso, IN · PO box	8.7 mi	—	—	—
46393	Wheeler, IN	9.2 mi	216	$56,250	$143,600
46361	Michigan City, IN · PO box	9.3 mi	—	—	—
46403	Gary, IN	11 mi	10,929	$45,991	$177,600
46360	Michigan City, IN	11 mi	43,817	$59,266	$167,300
46383	Valparaiso, IN	11 mi	42,183	$76,224	$279,900
46385	Valparaiso, IN	11 mi	40,856	$98,957	$331,700
46405	Lake Station, IN	11 mi	12,184	$60,881	$139,200
46342	Hobart, IN	12 mi	32,224	$75,521	$213,000

Zip codes like 46304 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46304

What city is zip code 46304?

46304 is assigned to Chesterton, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46304 in?

46304 is in Porter County, Indiana.

What is the population of 46304?

About 28,307 people live in 46304, according to the Census Bureau's American Community Survey.

What time zone is 46304 in?

46304 is in Central Time.

What is the median household income in 46304?

The median household income in 46304 is $91,326.

What zip codes are near 46304?

The closest zip codes to 46304 are 46301, 46368, 46391, 46384, 46393.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46304, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.