Zip code 45327: Germantown, Ohio

Q: What city is zip code 45327?

45327 is assigned to Germantown, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45327 in?

45327 is mostly in Montgomery County, but it extends into 2 other counties.

Q: What is the population of 45327?

About 9,315 people live in 45327, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45327?

The median household income in 45327 is $94,741.

Q: What zip codes are near 45327?

The closest zip codes to 45327 are 45325, 45042, 45330, 45342, 45345.

Residential delivery areaMontgomery CountyEastern Time

Population

9,315

Median household income

$95K

U.S. $81K

Median home value

$219K

U.S. $333K

Median rent

$980/mo

U.S. $1,413

Median age

39.9

U.S. 38.9

Land area

48 sq mi

194 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45327

45327 is a small-town zip code in Germantown, Ohio (Montgomery County), covering 48 sq mi of land. About 9,315 people live here, or 194 per square mile. The median resident is 39.9 years old, compared with 38.9 nationally.

The median household earns $94,741 a year, 17% above the national median of $80,734. 6.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $218,900, or 2.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 83% of occupied homes are lived in by their owners, and renters pay a median of $980 a month.

27% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.2 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in office and administrative support; construction and repair; and healthcare.

How 45327 compares

Sorted from highest to lowest national percentile

Veterans10.7%
92nd
U.S. 6.2% · OH 6.6%134th of 1,168 in OH
Homeownership rate82.9%
85th
StrengthU.S. 65.2% · OH 67.2%399th of 1,159 in OH
Residents under 1825.5%
78th
U.S. 22% · OH 22%282nd of 1,168 in OH
Residents 65 and older19.6%
71st
U.S. 17.2% · OH 18.3%536th of 1,168 in OH
Median earnings per worker$55,760
69th
U.S. $49,666 · OH $47,692188th of 1,153 in OH
Median household income$94,741
67th
U.S. $80,734 · OH $71,389157th of 1,122 in OH
Government workers16.1%
66th
U.S. 14.5% · OH 12.9%240th of 1,163 in OH
Tech workers3.4%
60th
U.S. 3.8% · OH 3.2%238th of 1,163 in OH
Median age39.9
56th
U.S. 38.9 · OH 39.7706th of 1,166 in OH
Unemployment rate5.2%
56th
U.S. 5.2% · OH 4.8%366th of 1,164 in OH
Healthcare workers9.7%
53rd
U.S. 9.7% · OH 10.5%635th of 1,163 in OH
Work from home12.9%
51st
U.S. 15.1% · OH 13%292nd of 1,163 in OH
Per capita income$40,325
50th
U.S. $44,673 · OH $40,552342nd of 1,165 in OH
Bachelor's degree or higher26.8%
38th
U.S. 35.7% · OH 31.5%342nd of 1,166 in OH
Average commute24.2 min
38th
U.S. 26.4 min · OH 23.4 min586th of 1,121 in OH
Uninsured rate5.5%
38th
U.S. 8.4% · OH 6.4%570th of 1,165 in OH
Broadband access90.4%
37th
U.S. 91% · OH 90.1%458th of 1,159 in OH
Self-employed workers8.3%
37th
U.S. 10% · OH 8.1%515th of 1,163 in OH
Median home value$218,900
25th
U.S. $332,700 · OH $214,800355th of 1,114 in OH
Rent-burdened renters42.9%
23rd
U.S. 51.1% · OH 45.9%523rd of 1,113 in OH
Poverty rate6.6%
22nd
U.S. 12.5% · OH 13.3%853rd of 1,159 in OH
Population density194/sq mi
20th
U.S. 95/sq mi · OH 289/sq mi599th of 1,168 in OH
Median gross rent$980
20th
U.S. $1,413 · OH $1,034355th of 1,007 in OH
Population9,315
15th
U.S. 334,922,499 · OH 11,810,293395th of 1,168 in OH
Housing vacancy3.1%
12th
U.S. 10.1% · OH 8.1%960th of 1,160 in OH
Diversity index10.7
4th
U.S. 61.4 · OH 40.6768th of 1,168 in OH
Foreign-born residents0.7%
4th
U.S. 14.1% · OH 5.2%683rd of 1,168 in OH
Income inequality (Gini)0.359
4th
StrengthU.S. 0.483 · OH 0.467917th of 1,156 in OH

Measure	45327	Montgomery	OH	U.S.	National percentile	Rank in OH
Veterans	10.7%	8.4%	6.6%	6.2%	92nd	134th of 1,168
Homeownership rateStrength	82.9%	62.5%	67.2%	65.2%	85th	399th of 1,159
Residents under 18	25.5%	22.2%	22%	22%	78th	282nd of 1,168
Residents 65 and older	19.6%	18.6%	18.3%	17.2%	71st	536th of 1,168
Median earnings per worker	$55,760	$46,005	$47,692	$49,666	69th	188th of 1,153
Median household income	$94,741	$66,139	$71,389	$80,734	67th	157th of 1,122
Government workers	16.1%	13.9%	12.9%	14.5%	66th	240th of 1,163
Tech workers	3.4%	3.4%	3.2%	3.8%	60th	238th of 1,163
Median age	39.9	38.8	39.7	38.9	56th	706th of 1,166
Unemployment rate	5.2%	5.7%	4.8%	5.2%	56th	366th of 1,164
Healthcare workers	9.7%	10.9%	10.5%	9.7%	53rd	635th of 1,163
Work from home	12.9%	12%	13%	15.1%	51st	292nd of 1,163
Per capita income	$40,325	$38,450	$40,552	$44,673	50th	342nd of 1,165
Bachelor's degree or higher	26.8%	31.3%	31.5%	35.7%	38th	342nd of 1,166
Average commute	24.2 min	21.9 min	23.4 min	26.4 min	38th	586th of 1,121
Uninsured rate	5.5%	6.5%	6.4%	8.4%	38th	570th of 1,165
Broadband access	90.4%	90.6%	90.1%	91%	37th	458th of 1,159
Self-employed workers	8.3%	7.1%	8.1%	10%	37th	515th of 1,163
Median home value	$218,900	$180,900	$214,800	$332,700	25th	355th of 1,114
Rent-burdened renters	42.9%	46.9%	45.9%	51.1%	23rd	523rd of 1,113
Poverty rate	6.6%	15%	13.3%	12.5%	22nd	853rd of 1,159
Population density	194/sq mi	1,162/sq mi	289/sq mi	95/sq mi	20th	599th of 1,168
Median gross rent	$980	$1,026	$1,034	$1,413	20th	355th of 1,007
Population	9,315	536,096	11,810,293	334,922,499	15th	395th of 1,168
Housing vacancy	3.1%	8.5%	8.1%	10.1%	12th	960th of 1,160
Diversity index	10.7	49.6	40.6	61.4	4th	768th of 1,168
Foreign-born residents	0.7%	5.3%	5.2%	14.1%	4th	683rd of 1,168
Income inequality (Gini)Strength	0.359	0.459	0.467	0.483	4th	917th of 1,156

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

21%

5–17

18–24

25–34

12%

35–44

13%

45–54

12%

55–64

13%

65–74

75+

Median age

39.9

Under 18

25.5%

65 and over

19.6%

Race and ethnicity

White94%
Black0.6%
Hispanic2%
Asian0.1%
Native American0%
Pacific Islander0%
Other0.3%
Multiracial3%

Diversity index

10.7

U.S. 61.4

Foreign-born

0.7%

U.S. 14.1%

Born in state

82.1%

Language spoken at home (households)

English only

98%

Spanish

0.9%

Other Indo-European

0.6%

Asian / Pacific

Other

0.8%

Households

Households: 3,586
Average household size: 2.6
Family households: 68.2%
Married couples: 53.4%
Living alone: 26%
Veterans (of adults): 10.7%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

12%

$50–75k

16%

$75–100k

13%

$100–150k

26%

$150–200k

13%

$200k+

Median household income

45327

$94,741

Montgomery Co.

$66,139

Ohio

$71,389

United States

$80,734

Per capita income

$40,325

U.S. $44,673

Poverty rate

6.6%

U.S. 12.5%

Households earning $150K+

20.7%

U.S. 23%

Income inequality (Gini)

0.359

U.S. 0.483

Housing

Median home value

45327

$218,900

Montgomery Co.

$180,900

Ohio

$214,800

United States

$332,700

Median gross rent

45327

$980

Montgomery Co.

$1,026

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

91%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 3,702
Owner-occupied: 82.9%
Vacant: 3.1%
Median year built: 1969
Median rooms: 6.4
Renters paying 30%+ of income: 42.9%
Renters paying 50%+ of income: 15.6%
Home value to income: 2.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

Transit

0.0%

Walked

Bicycle

Worked from home

13%

Other

0.6%

Commute time (one way)

<10 min

14%

10–19

17%

20–29

32%

30–44

27%

45–59

60+

Average commute

24.2 min

U.S. 26.4 min

Unemployment

5.2%

U.S. 5.2%

In labor force

67.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

15%

Construction and repair

14%

Healthcare

10%

Transportation and moving

Management

Production

Education

Sales

Cleaning and personal care

Food service

Business and finance

Computer and math

Arts, media and sports

Engineering and science

Police and fire

Legal and social services

0.6%

Farming, fishing and forestry

0.5%

Industries

Health care and social assistance

15%

Manufacturing

15%

Education

12%

Construction

10%

Retail

Professional and technical services

Restaurants and hotels

Admin, support and management

Public administration

Finance, insurance and real estate

Other services

Transportation, warehousing and utilities

Wholesale

Information

Arts and recreation

Agriculture and mining

0.8%

Median earnings per worker

$55,760

U.S. $49,666

Self-employed

8.3%

U.S. 10%

Government workers

16.1%

U.S. 14.5%

Nonprofit workers

10.9%

U.S. 8.8%

Median earnings by type of work

Type of work	45327	U.S.
Management, business, science and arts	$79,630	$74,888
Service	$19,250	$26,804
Sales and office	$45,288	$40,476
Construction and maintenance	$61,837	$49,199
Production and transportation	$50,114	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

35%

Some college

22%

Associate's

12%

Bachelor's

16%

Graduate

11%

High school graduate or higher: 96.5%
Bachelor's degree or higher: 26.8%
Graduate or professional degree: 11.3%
Households with broadband: 90.4%
Cable, fiber or DSL: 77.5%
No internet access: 7.7%
Without health insurance: 5.5%
Limited-English households: 0%

Geography

City (USPS): Germantown
State: Ohio
County: Montgomery County
Center point: 39.6288° N, 84.4030° W
Land area: 48 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

45327 spans 3 counties

Montgomery County94% of land
Preble County4% of land
Butler County2% of land

Cities and towns within this zip

Germantown9% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45327

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45325	Farmersville, OH	4.6 mi	2,470	$81,250	$234,600
45042	Middletown, OH	5 mi	27,652	$69,520	$202,200
45330	Gratis, OH	6.8 mi	710	$76,964	$154,200
45342	Miamisburg, OH	6.8 mi	36,152	$84,907	$230,300
45345	New Lebanon, OH	7.6 mi	6,110	$80,280	$153,300
45070	West Elkton, OH	8.7 mi	142	$50,417	$87,500
45449	Dayton, OH	9.1 mi	19,066	$63,800	$163,500
45005	Franklin, OH	9.2 mi	32,251	$75,399	$218,600
45381	West Alexandria, OH	9.5 mi	5,626	$62,263	$204,900
45417	Dayton, OH	9.6 mi	28,186	$36,945	$75,100
45044	Middletown, OH	10 mi	56,217	$73,732	$241,600
45067	Trenton, OH	10 mi	15,471	$81,605	$236,700

Zip codes like 45327 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45327

What city is zip code 45327?

45327 is assigned to Germantown, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45327 in?

45327 is mostly in Montgomery County, but it extends into 2 other counties.

What is the population of 45327?

About 9,315 people live in 45327, according to the Census Bureau's American Community Survey.

What time zone is 45327 in?

45327 is in Eastern Time.

What is the median household income in 45327?

The median household income in 45327 is $94,741.

What zip codes are near 45327?

The closest zip codes to 45327 are 45325, 45042, 45330, 45342, 45345.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45327, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.