Zip code 45005: Franklin, Ohio

Q: What city is zip code 45005?

45005 is assigned to Franklin, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45005 in?

45005 is mostly in Warren County, but it extends into 1 other county.

Q: What is the population of 45005?

About 32,251 people live in 45005, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45005?

The median household income in 45005 is $75,399.

Q: What zip codes are near 45005?

The closest zip codes to 45005 are 45066, 45342, 45050, 45036, 45044.

Residential delivery areaWarren CountyEastern Time

Population

32,251

Median household income

$75K

U.S. $81K

Median home value

$219K

U.S. $333K

Median rent

$1,000/mo

U.S. $1,413

Median age

39.4

U.S. 38.9

Land area

37 sq mi

880 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45005

45005 is a suburban zip code in Franklin, Ohio (Warren County), covering 37 sq mi of land. About 32,251 people live here, or 880 per square mile. The median resident is 39.4 years old, compared with 38.9 nationally.

The median household earns $75,399 a year, close to the national median of $80,734. 12.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $218,600, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 75% of occupied homes are lived in by their owners, and renters pay a median of $1,000 a month.

20% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.2 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in office and administrative support; production and manufacturing; and construction and repair.

How 45005 compares

Sorted from highest to lowest national percentile

Veterans7.8%
75th
U.S. 6.2% · OH 6.6%374th of 1,168 in OH
Homeownership rate74.6%
65th
U.S. 65.2% · OH 67.2%705th of 1,159 in OH
Tech workers3.7%
64th
U.S. 3.8% · OH 3.2%211th of 1,163 in OH
Poverty rate12.8%
60th
U.S. 12.5% · OH 13.3%467th of 1,159 in OH
Broadband access93.1%
58th
U.S. 91% · OH 90.1%267th of 1,159 in OH
Population32,251
54th
U.S. 334,922,499 · OH 11,810,29387th of 1,168 in OH
Median age39.4
53rd
U.S. 38.9 · OH 39.7743rd of 1,166 in OH
Residents 65 and older16.6%
50th
U.S. 17.2% · OH 18.3%775th of 1,168 in OH
Median earnings per worker$48,288
50th
U.S. $49,666 · OH $47,692439th of 1,153 in OH
Income inequality (Gini)0.435
50th
U.S. 0.483 · OH 0.467408th of 1,156 in OH
Per capita income$38,696
46th
U.S. $44,673 · OH $40,552398th of 1,165 in OH
Government workers13.2%
46th
U.S. 14.5% · OH 12.9%486th of 1,163 in OH
Median household income$75,399
44th
U.S. $80,734 · OH $71,389451st of 1,122 in OH
Housing vacancy6%
44th
U.S. 10.1% · OH 8.1%695th of 1,160 in OH
Residents under 1821.3%
43rd
U.S. 22% · OH 22%651st of 1,168 in OH
Population density880/sq mi
42nd
U.S. 95/sq mi · OH 289/sq mi364th of 1,168 in OH
Unemployment rate4.4%
41st
U.S. 5.2% · OH 4.8%467th of 1,164 in OH
Rent-burdened renters48.3%
40th
U.S. 51.1% · OH 45.9%366th of 1,113 in OH
Uninsured rate5.6%
39th
U.S. 8.4% · OH 6.4%562nd of 1,165 in OH
Healthcare workers8.5%
35th
U.S. 9.7% · OH 10.5%785th of 1,163 in OH
Average commute23.2 min
31st
U.S. 26.4 min · OH 23.4 min684th of 1,121 in OH
Work from home9.2%
29th
U.S. 15.1% · OH 13%511th of 1,163 in OH
Median home value$218,600
25th
U.S. $332,700 · OH $214,800358th of 1,114 in OH
Median gross rent$1,000
21st
U.S. $1,413 · OH $1,034326th of 1,007 in OH
Bachelor's degree or higher20.2%
21st
U.S. 35.7% · OH 31.5%552nd of 1,166 in OH
Self-employed workers7.1%
21st
U.S. 10% · OH 8.1%694th of 1,163 in OH
Foreign-born residents2.9%
18th
U.S. 14.1% · OH 5.2%326th of 1,168 in OH
Diversity index19.5
12th
U.S. 61.4 · OH 40.6480th of 1,168 in OH

Measure	45005	Warren	OH	U.S.	National percentile	Rank in OH
Veterans	7.8%	6.7%	6.6%	6.2%	75th	374th of 1,168
Homeownership rate	74.6%	79.4%	67.2%	65.2%	65th	705th of 1,159
Tech workers	3.7%	6.5%	3.2%	3.8%	64th	211th of 1,163
Poverty rate	12.8%	6%	13.3%	12.5%	60th	467th of 1,159
Broadband access	93.1%	94.9%	90.1%	91%	58th	267th of 1,159
Population	32,251	250,008	11,810,293	334,922,499	54th	87th of 1,168
Median age	39.4	40.1	39.7	38.9	53rd	743rd of 1,166
Residents 65 and older	16.6%	15.8%	18.3%	17.2%	50th	775th of 1,168
Median earnings per worker	$48,288	$61,491	$47,692	$49,666	50th	439th of 1,153
Income inequality (Gini)	0.435	0.445	0.467	0.483	50th	408th of 1,156
Per capita income	$38,696	$53,621	$40,552	$44,673	46th	398th of 1,165
Government workers	13.2%	12.5%	12.9%	14.5%	46th	486th of 1,163
Median household income	$75,399	$110,132	$71,389	$80,734	44th	451st of 1,122
Housing vacancy	6%	4.2%	8.1%	10.1%	44th	695th of 1,160
Residents under 18	21.3%	23.8%	22%	22%	43rd	651st of 1,168
Population density	880/sq mi	623/sq mi	289/sq mi	95/sq mi	42nd	364th of 1,168
Unemployment rate	4.4%	3.1%	4.8%	5.2%	41st	467th of 1,164
Rent-burdened renters	48.3%	41.3%	45.9%	51.1%	40th	366th of 1,113
Uninsured rate	5.6%	3.9%	6.4%	8.4%	39th	562nd of 1,165
Healthcare workers	8.5%	9.8%	10.5%	9.7%	35th	785th of 1,163
Average commute	23.2 min	25.3 min	23.4 min	26.4 min	31st	684th of 1,121
Work from home	9.2%	18.6%	13%	15.1%	29th	511th of 1,163
Median home value	$218,600	$349,400	$214,800	$332,700	25th	358th of 1,114
Median gross rent	$1,000	$1,361	$1,034	$1,413	21st	326th of 1,007
Bachelor's degree or higher	20.2%	45.6%	31.5%	35.7%	21st	552nd of 1,166
Self-employed workers	7.1%	8.4%	8.1%	10%	21st	694th of 1,163
Foreign-born residents	2.9%	9.1%	5.2%	14.1%	18th	326th of 1,168
Diversity index	19.5	32.2	40.6	61.4	12th	480th of 1,168

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

12%

18–24

12%

25–34

12%

35–44

13%

45–54

13%

55–64

10%

65–74

75+

Median age

39.4

Under 18

21.3%

65 and over

16.6%

Race and ethnicity

White90%
Black1%
Hispanic3%
Asian3%
Native American0.2%
Pacific Islander0%
Other0.0%
Multiracial4%

Diversity index

19.5

U.S. 61.4

Foreign-born

2.9%

U.S. 14.1%

Born in state

73.7%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 12,611
Average household size: 2.5
Family households: 66.8%
Married couples: 49.9%
Living alone: 26.9%
Veterans (of adults): 7.8%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

18%

$50–75k

17%

$75–100k

12%

$100–150k

19%

$150–200k

11%

$200k+

Median household income

45005

$75,399

Warren Co.

$110,132

Ohio

$71,389

United States

$80,734

Per capita income

$38,696

U.S. $44,673

Poverty rate

12.8%

U.S. 12.5%

Households earning $150K+

19.1%

U.S. 23%

Income inequality (Gini)

0.435

U.S. 0.483

Housing

Median home value

45005

$218,600

Warren Co.

$349,400

Ohio

$214,800

United States

$332,700

Median gross rent

45005

$1,000

Warren Co.

$1,361

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

82%

2–4 units

5–19 units

20+ units

Mobile home

0.2%

Boat, RV, van

Housing units: 13,422
Owner-occupied: 74.6%
Vacant: 6%
Median year built: 1973
Median rooms: 5.9
Renters paying 30%+ of income: 48.3%
Renters paying 50%+ of income: 27.3%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

Transit

0.2%

Walked

0.2%

Bicycle

0.2%

Worked from home

Other

Commute time (one way)

<10 min

11%

10–19

36%

20–29

24%

30–44

22%

45–59

60+

Average commute

23.2 min

U.S. 26.4 min

Unemployment

4.4%

U.S. 5.2%

In labor force

63%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

12%

Production

11%

Construction and repair

10%

Transportation and moving

10%

Healthcare

Cleaning and personal care

Management

Sales

Food service

Education

Computer and math

Business and finance

Engineering and science

Police and fire

Legal and social services

Arts, media and sports

0.9%

Farming, fishing and forestry

0.5%

Industries

Manufacturing

18%

Retail

14%

Health care and social assistance

12%

Transportation, warehousing and utilities

Education

Construction

Other services

Restaurants and hotels

Finance, insurance and real estate

Professional and technical services

Admin, support and management

Public administration

Arts and recreation

Wholesale

Information

Agriculture and mining

0.0%

Median earnings per worker

$48,288

U.S. $49,666

Self-employed

7.1%

U.S. 10%

Government workers

13.2%

U.S. 14.5%

Nonprofit workers

6.9%

U.S. 8.8%

Median earnings by type of work

Type of work	45005	U.S.
Management, business, science and arts	$70,363	$74,888
Service	$26,145	$26,804
Sales and office	$38,151	$40,476
Construction and maintenance	$61,574	$49,199
Production and transportation	$47,841	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

42%

Some college

20%

Associate's

Bachelor's

13%

Graduate

High school graduate or higher: 91.3%
Bachelor's degree or higher: 20.2%
Graduate or professional degree: 7.5%
Households with broadband: 93.1%
Cable, fiber or DSL: 78.7%
No internet access: 4.8%
Without health insurance: 5.6%
Limited-English households: 0.7%

Geography

City (USPS): Franklin
State: Ohio
County: Warren County
Center point: 39.5289° N, 84.2895° W
Land area: 37 sq mi
Water area: 0.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

45005 spans 2 counties

Warren County99% of land
Montgomery County1% of land

Cities and towns within this zip

Franklin25% of zip
Middletown9% of zip
Carlisle9% of zip
Hunter (unincorporated)6% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45005

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45066	Springboro, OH	4.1 mi	27,545	$131,250	$393,500
45342	Miamisburg, OH	7 mi	36,152	$84,907	$230,300
45050	Monroe, OH	7.1 mi	12,248	$104,282	$293,100
45036	Lebanon, OH	7.1 mi	42,204	$99,128	$352,200
45044	Middletown, OH	7.2 mi	56,217	$73,732	$241,600
45042	Middletown, OH	7.2 mi	27,652	$69,520	$202,200
45458	Dayton, OH	8.7 mi	38,712	$110,150	$362,700
45327	Germantown, OH	9.2 mi	9,315	$94,741	$218,900
45449	Dayton, OH	9.7 mi	19,066	$63,800	$163,500
45459	Dayton, OH	10 mi	28,553	$89,592	$302,100
45067	Trenton, OH	11 mi	15,471	$81,605	$236,700
45065	South Lebanon, OH	12 mi	7,053	$104,795	$312,300

Zip codes like 45005 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45005

What city is zip code 45005?

45005 is assigned to Franklin, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45005 in?

45005 is mostly in Warren County, but it extends into 1 other county.

What is the population of 45005?

About 32,251 people live in 45005, according to the Census Bureau's American Community Survey.

What time zone is 45005 in?

45005 is in Eastern Time.

What is the median household income in 45005?

The median household income in 45005 is $75,399.

What zip codes are near 45005?

The closest zip codes to 45005 are 45066, 45342, 45050, 45036, 45044.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45005, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.