Zip code 45315: Clayton, Ohio

Q: What city is zip code 45315?

45315 is assigned to Clayton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45315 in?

45315 is in Montgomery County, Ohio.

Q: What is the population of 45315?

About 4,905 people live in 45315, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45315?

The median household income in 45315 is $92,333.

Q: What zip codes are near 45315?

The closest zip codes to 45315 are 45322, 45426, 45309, 45415, 45354.

Residential delivery areaMontgomery CountyEastern Time

Population

4,905

Median household income

$92K

U.S. $81K

Median home value

$213K

U.S. $333K

Median rent

$921/mo

U.S. $1,413

Median age

46.4

U.S. 38.9

Land area

11 sq mi

451 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45315

45315 is a small-town zip code in Clayton, Ohio (Montgomery County), covering 11 sq mi of land. About 4,905 people live here, or 451 per square mile. The median resident is 46.4 years old, compared with 38.9 nationally.

The median household earns $92,333 a year, close to the national median of $80,734. 2.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $213,300, or 2.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $921 a month.

44% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.2 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in office and administrative support; management; and healthcare.

How 45315 compares

Sorted from highest to lowest national percentile

Residents 65 and older28.5%
96th
U.S. 17.2% · OH 18.3%90th of 1,168 in OH
Veterans11.5%
94th
U.S. 6.2% · OH 6.6%95th of 1,168 in OH
Government workers24.1%
93rd
U.S. 14.5% · OH 12.9%49th of 1,163 in OH
Healthcare workers13.8%
92nd
U.S. 9.7% · OH 10.5%216th of 1,163 in OH
Median age46.4
90th
U.S. 38.9 · OH 39.7254th of 1,166 in OH
Homeownership rate84.4%
88th
StrengthU.S. 65.2% · OH 67.2%342nd of 1,159 in OH
Broadband access96.4%
88th
StrengthU.S. 91% · OH 90.1%92nd of 1,159 in OH
Median earnings per worker$60,836
77th
U.S. $49,666 · OH $47,692111th of 1,153 in OH
Per capita income$51,043
74th
U.S. $44,673 · OH $40,552119th of 1,165 in OH
Bachelor's degree or higher44.1%
72nd
U.S. 35.7% · OH 31.5%132nd of 1,166 in OH
Median household income$92,333
64th
U.S. $80,734 · OH $71,389183rd of 1,122 in OH
Diversity index45.7
45th
U.S. 61.4 · OH 40.6169th of 1,168 in OH
Average commute25.2 min
44th
U.S. 26.4 min · OH 23.4 min501st of 1,121 in OH
Work from home10.6%
38th
U.S. 15.1% · OH 13%411th of 1,163 in OH
Population density451/sq mi
31st
U.S. 95/sq mi · OH 289/sq mi469th of 1,168 in OH
Median home value$213,300
24th
U.S. $332,700 · OH $214,800377th of 1,114 in OH
Median gross rent$921
15th
U.S. $1,413 · OH $1,034468th of 1,007 in OH
Tech workers1.1%
15th
U.S. 3.8% · OH 3.2%656th of 1,163 in OH
Foreign-born residents1.6%
10th
U.S. 14.1% · OH 5.2%487th of 1,168 in OH
Residents under 1815.8%
10th
U.S. 22% · OH 22%1,011th of 1,168 in OH
Rent-burdened renters35.2%
9th
StrengthU.S. 51.1% · OH 45.9%743rd of 1,113 in OH
Population4,905
8th
U.S. 334,922,499 · OH 11,810,293536th of 1,168 in OH
Unemployment rate2.3%
8th
StrengthU.S. 5.2% · OH 4.8%828th of 1,164 in OH
Income inequality (Gini)0.362
4th
StrengthU.S. 0.483 · OH 0.467902nd of 1,156 in OH
Poverty rate2.4%
1st
StrengthU.S. 12.5% · OH 13.3%1,099th of 1,159 in OH
Uninsured rate0.8%
1st
StrengthU.S. 8.4% · OH 6.4%1,096th of 1,165 in OH
Housing vacancy0%
1st
U.S. 10.1% · OH 8.1%1,131st of 1,160 in OH
Self-employed workers2.8%
1st
U.S. 10% · OH 8.1%1,054th of 1,163 in OH

Measure	45315	Montgomery	OH	U.S.	National percentile	Rank in OH
Residents 65 and older	28.5%	18.6%	18.3%	17.2%	96th	90th of 1,168
Veterans	11.5%	8.4%	6.6%	6.2%	94th	95th of 1,168
Government workers	24.1%	13.9%	12.9%	14.5%	93rd	49th of 1,163
Healthcare workers	13.8%	10.9%	10.5%	9.7%	92nd	216th of 1,163
Median age	46.4	38.8	39.7	38.9	90th	254th of 1,166
Homeownership rateStrength	84.4%	62.5%	67.2%	65.2%	88th	342nd of 1,159
Broadband accessStrength	96.4%	90.6%	90.1%	91%	88th	92nd of 1,159
Median earnings per worker	$60,836	$46,005	$47,692	$49,666	77th	111th of 1,153
Per capita income	$51,043	$38,450	$40,552	$44,673	74th	119th of 1,165
Bachelor's degree or higher	44.1%	31.3%	31.5%	35.7%	72nd	132nd of 1,166
Median household income	$92,333	$66,139	$71,389	$80,734	64th	183rd of 1,122
Diversity index	45.7	49.6	40.6	61.4	45th	169th of 1,168
Average commute	25.2 min	21.9 min	23.4 min	26.4 min	44th	501st of 1,121
Work from home	10.6%	12%	13%	15.1%	38th	411th of 1,163
Population density	451/sq mi	1,162/sq mi	289/sq mi	95/sq mi	31st	469th of 1,168
Median home value	$213,300	$180,900	$214,800	$332,700	24th	377th of 1,114
Median gross rent	$921	$1,026	$1,034	$1,413	15th	468th of 1,007
Tech workers	1.1%	3.4%	3.2%	3.8%	15th	656th of 1,163
Foreign-born residents	1.6%	5.3%	5.2%	14.1%	10th	487th of 1,168
Residents under 18	15.8%	22.2%	22%	22%	10th	1,011th of 1,168
Rent-burdened rentersStrength	35.2%	46.9%	45.9%	51.1%	9th	743rd of 1,113
Population	4,905	536,096	11,810,293	334,922,499	8th	536th of 1,168
Unemployment rateStrength	2.3%	5.7%	4.8%	5.2%	8th	828th of 1,164
Income inequality (Gini)Strength	0.362	0.459	0.467	0.483	4th	902nd of 1,156
Poverty rateStrength	2.4%	15%	13.3%	12.5%	1st	1,099th of 1,159
Uninsured rateStrength	0.8%	6.5%	6.4%	8.4%	1st	1,096th of 1,165
Housing vacancy	0%	8.5%	8.1%	10.1%	1st	1,131st of 1,160
Self-employed workers	2.8%	7.1%	8.1%	10%	1st	1,054th of 1,163

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

12%

25–34

13%

35–44

16%

45–54

11%

55–64

16%

65–74

13%

75+

Median age

46.4

Under 18

15.8%

65 and over

28.5%

Race and ethnicity

White70%
Black22%
Hispanic2%
Asian0.4%
Native American0%
Pacific Islander0.1%
Other0.6%
Multiracial5%

Diversity index

45.7

U.S. 61.4

Foreign-born

1.6%

U.S. 14.1%

Born in state

70.8%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 2,222
Average household size: 2.1
Family households: 59.9%
Married couples: 52.2%
Living alone: 34.5%
Veterans (of adults): 11.5%
Male / female: 46% / 54%

Income and poverty

Household income distribution

<$25k

$25–50k

11%

$50–75k

23%

$75–100k

13%

$100–150k

20%

$150–200k

11%

$200k+

17%

Median household income

45315

$92,333

Montgomery Co.

$66,139

Ohio

$71,389

United States

$80,734

Per capita income

$51,043

U.S. $44,673

Poverty rate

2.4%

U.S. 12.5%

Households earning $150K+

28.1%

U.S. 23%

Income inequality (Gini)

0.362

U.S. 0.483

Housing

Median home value

45315

$213,300

Montgomery Co.

$180,900

Ohio

$214,800

United States

$332,700

Median gross rent

45315

$921

Montgomery Co.

$1,026

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

90%

2–4 units

5–19 units

20+ units

0.7%

Mobile home

Boat, RV, van

Housing units: 2,222
Owner-occupied: 84.4%
Vacant: 0%
Median year built: 1983
Median rooms: 7
Renters paying 30%+ of income: 35.2%
Renters paying 50%+ of income: 3.5%
Home value to income: 2.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

81%

Carpooled

Transit

Walked

Bicycle

0.2%

Worked from home

11%

Other

Commute time (one way)

<10 min

10%

10–19

28%

20–29

25%

30–44

27%

45–59

60+

Average commute

25.2 min

U.S. 26.4 min

Unemployment

2.3%

U.S. 5.2%

In labor force

60.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

16%

Management

16%

Healthcare

14%

Transportation and moving

Production

Sales

Engineering and science

Education

Business and finance

Police and fire

Cleaning and personal care

Construction and repair

Arts, media and sports

Food service

Computer and math

Legal and social services

0.9%

Farming, fishing and forestry

Industries

Health care and social assistance

17%

Manufacturing

14%

Education

12%

Retail

Public administration

Professional and technical services

Other services

Transportation, warehousing and utilities

Construction

Finance, insurance and real estate

Wholesale

Information

Admin, support and management

Arts and recreation

Restaurants and hotels

0.9%

Agriculture and mining

Median earnings per worker

$60,836

U.S. $49,666

Self-employed

2.8%

U.S. 10%

Government workers

24.1%

U.S. 14.5%

Nonprofit workers

9.7%

U.S. 8.8%

Median earnings by type of work

Type of work	45315	U.S.
Management, business, science and arts	$86,336	$74,888
Service	$40,667	$26,804
Sales and office	$42,009	$40,476
Construction and maintenance	$69,250	$49,199
Production and transportation	$39,926	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

0.8%

High school

21%

Some college

27%

Associate's

Bachelor's

22%

Graduate

22%

High school graduate or higher: 99.2%
Bachelor's degree or higher: 44.1%
Graduate or professional degree: 22.2%
Households with broadband: 96.4%
Cable, fiber or DSL: 79%
No internet access: 2.8%
Without health insurance: 0.8%
Limited-English households: 0%

Geography

City (USPS): Clayton
State: Ohio
County: Montgomery County
Center point: 39.8577° N, 84.3388° W
Land area: 11 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Clayton68% of zip
Englewood17% of zip
Trotwood10% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45315

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45322	Englewood, OH	3.2 mi	20,884	$75,349	$179,700
45426	Dayton, OH	4.2 mi	14,114	$51,908	$123,900
45309	Brookville, OH	4.3 mi	11,876	$75,409	$214,700
45415	Dayton, OH	4.6 mi	12,465	$81,176	$188,600
45354	Phillipsburg, OH	4.9 mi	553	$66,625	$151,000
45416	Dayton, OH	5.5 mi	5,640	$46,174	$81,100
45383	West Milton, OH	6.9 mi	6,912	$66,620	$171,800
45414	Dayton, OH	6.9 mi	21,167	$54,485	$182,300
45377	Vandalia, OH	7.2 mi	14,888	$77,398	$202,800
45406	Dayton, OH	7.2 mi	19,991	$41,796	$85,000
45405	Dayton, OH	7.9 mi	18,955	$43,973	$84,200
45343	Miamisburg, OH · PO box	8.3 mi	—	—	—

Zip codes like 45315 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45315

What city is zip code 45315?

45315 is assigned to Clayton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45315 in?

45315 is in Montgomery County, Ohio.

What is the population of 45315?

About 4,905 people live in 45315, according to the Census Bureau's American Community Survey.

What time zone is 45315 in?

45315 is in Eastern Time.

What is the median household income in 45315?

The median household income in 45315 is $92,333.

What zip codes are near 45315?

The closest zip codes to 45315 are 45322, 45426, 45309, 45415, 45354.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45315, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.