Zip code 45245: Cincinnati, Ohio

Q: What city is zip code 45245?

45245 is assigned to Cincinnati, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45245 in?

45245 is in Clermont County, Ohio.

Q: What is the population of 45245?

About 20,045 people live in 45245, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45245?

The median household income in 45245 is $80,147.

Q: What zip codes are near 45245?

The closest zip codes to 45245 are 45255, 45244, 45102, 41059, 45230.

Residential delivery areaClermont CountyEastern Time

Population

20,045

Median household income

$80K

U.S. $81K

Median home value

$286K

U.S. $333K

Median rent

$1,223/mo

U.S. $1,413

Median age

41.7

U.S. 38.9

Land area

16 sq mi

1,266 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45245

45245 is a suburban zip code in Cincinnati, Ohio (Clermont County), covering 16 sq mi of land. About 20,045 people live here, or 1,266 per square mile. The median resident is 41.7 years old, compared with 38.9 nationally.

The median household earns $80,147 a year, close to the national median of $80,734. 7.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $285,900, or 3.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 63% of occupied homes are lived in by their owners, and renters pay a median of $1,223 a month.

32% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.3 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in office and administrative support; management; and healthcare.

How 45245 compares

Sorted from highest to lowest national percentile

Residents 65 and older22.1%
84th
U.S. 17.2% · OH 18.3%320th of 1,168 in OH
Per capita income$48,964
70th
U.S. $44,673 · OH $40,552146th of 1,165 in OH
Median age41.7
70th
U.S. 38.9 · OH 39.7559th of 1,166 in OH
Healthcare workers10.4%
64th
U.S. 9.7% · OH 10.5%539th of 1,163 in OH
Work from home15.3%
62nd
U.S. 15.1% · OH 13%202nd of 1,163 in OH
Veterans6.7%
62nd
U.S. 6.2% · OH 6.6%559th of 1,168 in OH
Income inequality (Gini)0.442
56th
U.S. 0.483 · OH 0.467342nd of 1,156 in OH
Median earnings per worker$49,751
55th
U.S. $49,666 · OH $47,692374th of 1,153 in OH
Bachelor's degree or higher32.3%
51st
U.S. 35.7% · OH 31.5%232nd of 1,166 in OH
Median household income$80,147
50th
U.S. $80,734 · OH $71,389360th of 1,122 in OH
Population density1,266/sq mi
48th
U.S. 95/sq mi · OH 289/sq mi284th of 1,168 in OH
Broadband access91.9%
48th
U.S. 91% · OH 90.1%349th of 1,159 in OH
Tech workers2.7%
47th
U.S. 3.8% · OH 3.2%334th of 1,163 in OH
Uninsured rate6.4%
46th
U.S. 8.4% · OH 6.4%440th of 1,165 in OH
Median home value$285,900
41st
U.S. $332,700 · OH $214,800155th of 1,114 in OH
Median gross rent$1,223
38th
U.S. $1,413 · OH $1,034135th of 1,007 in OH
Homeownership rate62.6%
37th
U.S. 65.2% · OH 67.2%952nd of 1,159 in OH
Average commute23.3 min
32nd
U.S. 26.4 min · OH 23.4 min660th of 1,121 in OH
Population20,045
31st
U.S. 334,922,499 · OH 11,810,293211th of 1,168 in OH
Poverty rate7.5%
28th
U.S. 12.5% · OH 13.3%786th of 1,159 in OH
Self-employed workers7.3%
23rd
U.S. 10% · OH 8.1%658th of 1,163 in OH
Foreign-born residents3.3%
20th
U.S. 14.1% · OH 5.2%287th of 1,168 in OH
Diversity index26
19th
U.S. 61.4 · OH 40.6340th of 1,168 in OH
Residents under 1818.1%
19th
U.S. 22% · OH 22%909th of 1,168 in OH
Unemployment rate2.9%
15th
StrengthU.S. 5.2% · OH 4.8%718th of 1,164 in OH
Housing vacancy3.3%
14th
U.S. 10.1% · OH 8.1%942nd of 1,160 in OH
Government workers8.6%
10th
U.S. 14.5% · OH 12.9%911th of 1,163 in OH
Rent-burdened renters34.6%
8th
StrengthU.S. 51.1% · OH 45.9%756th of 1,113 in OH

Measure	45245	Clermont	OH	U.S.	National percentile	Rank in OH
Residents 65 and older	22.1%	18.4%	18.3%	17.2%	84th	320th of 1,168
Per capita income	$48,964	$44,226	$40,552	$44,673	70th	146th of 1,165
Median age	41.7	40.8	39.7	38.9	70th	559th of 1,166
Healthcare workers	10.4%	8.8%	10.5%	9.7%	64th	539th of 1,163
Work from home	15.3%	13.6%	13%	15.1%	62nd	202nd of 1,163
Veterans	6.7%	7.1%	6.6%	6.2%	62nd	559th of 1,168
Income inequality (Gini)	0.442	0.435	0.467	0.483	56th	342nd of 1,156
Median earnings per worker	$49,751	$51,138	$47,692	$49,666	55th	374th of 1,153
Bachelor's degree or higher	32.3%	31.6%	31.5%	35.7%	51st	232nd of 1,166
Median household income	$80,147	$85,510	$71,389	$80,734	50th	360th of 1,122
Population density	1,266/sq mi	467/sq mi	289/sq mi	95/sq mi	48th	284th of 1,168
Broadband access	91.9%	92.6%	90.1%	91%	48th	349th of 1,159
Tech workers	2.7%	3.5%	3.2%	3.8%	47th	334th of 1,163
Uninsured rate	6.4%	5.8%	6.4%	8.4%	46th	440th of 1,165
Median home value	$285,900	$266,200	$214,800	$332,700	41st	155th of 1,114
Median gross rent	$1,223	$1,107	$1,034	$1,413	38th	135th of 1,007
Homeownership rate	62.6%	73.6%	67.2%	65.2%	37th	952nd of 1,159
Average commute	23.3 min	28.1 min	23.4 min	26.4 min	32nd	660th of 1,121
Population	20,045	211,181	11,810,293	334,922,499	31st	211th of 1,168
Poverty rate	7.5%	9.1%	13.3%	12.5%	28th	786th of 1,159
Self-employed workers	7.3%	8.7%	8.1%	10%	23rd	658th of 1,163
Foreign-born residents	3.3%	2.3%	5.2%	14.1%	20th	287th of 1,168
Diversity index	26	17.6	40.6	61.4	19th	340th of 1,168
Residents under 18	18.1%	22.1%	22%	22%	19th	909th of 1,168
Unemployment rateStrength	2.9%	4.2%	4.8%	5.2%	15th	718th of 1,164
Housing vacancy	3.3%	4%	8.1%	10.1%	14th	942nd of 1,160
Government workers	8.6%	9.8%	12.9%	14.5%	10th	911th of 1,163
Rent-burdened rentersStrength	34.6%	40.1%	45.9%	51.1%	8th	756th of 1,113

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

14%

25–34

15%

35–44

10%

45–54

14%

55–64

13%

65–74

75+

Median age

41.7

Under 18

18.1%

65 and over

22.1%

Race and ethnicity

White86%
Black2%
Hispanic5%
Asian1%
Native American0.0%
Pacific Islander0%
Other0.2%
Multiracial6%

Diversity index

U.S. 61.4

Foreign-born

3.3%

U.S. 14.1%

Born in state

71.2%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

0.5%

Other

0.2%

Households

Households: 8,714
Average household size: 2.3
Family households: 62.4%
Married couples: 46%
Living alone: 28%
Veterans (of adults): 6.7%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

15%

$50–75k

21%

$75–100k

17%

$100–150k

15%

$150–200k

$200k+

11%

Median household income

45245

$80,147

Clermont Co.

$85,510

Ohio

$71,389

United States

$80,734

Per capita income

$48,964

U.S. $44,673

Poverty rate

7.5%

U.S. 12.5%

Households earning $150K+

20.3%

U.S. 23%

Income inequality (Gini)

0.442

U.S. 0.483

Housing

Median home value

45245

$285,900

Clermont Co.

$266,200

Ohio

$214,800

United States

$332,700

Median gross rent

45245

$1,223

Clermont Co.

$1,107

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

67%

2–4 units

5–19 units

23%

20+ units

Mobile home

Boat, RV, van

Housing units: 9,007
Owner-occupied: 62.6%
Vacant: 3.3%
Median year built: 1985
Median rooms: 6
Renters paying 30%+ of income: 34.6%
Renters paying 50%+ of income: 15.6%
Home value to income: 3.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

Transit

Walked

Bicycle

Worked from home

15%

Other

0.5%

Commute time (one way)

<10 min

16%

10–19

23%

20–29

26%

30–44

27%

45–59

60+

Average commute

23.3 min

U.S. 26.4 min

Unemployment

2.9%

U.S. 5.2%

In labor force

64%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

14%

Management

12%

Healthcare

10%

Sales

10%

Transportation and moving

Construction and repair

Food service

Production

Education

Business and finance

Cleaning and personal care

Engineering and science

Legal and social services

Computer and math

Arts, media and sports

Police and fire

0.7%

Farming, fishing and forestry

0.1%

Industries

Health care and social assistance

16%

Retail

16%

Manufacturing

13%

Restaurants and hotels

Finance, insurance and real estate

Professional and technical services

Education

Construction

Transportation, warehousing and utilities

Other services

Admin, support and management

Arts and recreation

Public administration

Wholesale

Information

Agriculture and mining

0.1%

Median earnings per worker

$49,751

U.S. $49,666

Self-employed

7.3%

U.S. 10%

Government workers

8.6%

U.S. 14.5%

Nonprofit workers

9.8%

U.S. 8.8%

Median earnings by type of work

Type of work	45245	U.S.
Management, business, science and arts	$66,316	$74,888
Service	$24,757	$26,804
Sales and office	$43,469	$40,476
Construction and maintenance	$36,397	$49,199
Production and transportation	$53,313	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

31%

Some college

21%

Associate's

10%

Bachelor's

20%

Graduate

12%

High school graduate or higher: 94.1%
Bachelor's degree or higher: 32.3%
Graduate or professional degree: 11.9%
Households with broadband: 91.9%
Cable, fiber or DSL: 83%
No internet access: 6%
Without health insurance: 6.4%
Limited-English households: 1.4%

Geography

City (USPS): Cincinnati
State: Ohio
County: Clermont County
Center point: 39.0599° N, 84.2804° W
Land area: 16 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Withamsville (unincorporated)16% of zip
Mount Carmel (unincorporated)3% of zip
Summerside (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45245

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45255	Cincinnati, OH	2.6 mi	22,313	$92,035	$303,800
45244	Cincinnati, OH	4.5 mi	28,511	$109,287	$382,100
45102	Amelia, OH	5 mi	25,448	$76,763	$230,600
41059	Melbourne, KY	5.5 mi	2,713	$58,553	$217,400
45230	Cincinnati, OH	5.9 mi	27,501	$89,516	$262,100
41085	Silver Grove, KY	6.3 mi	601	$77,757	$117,000
45174	Terrace Park, OH	7 mi	2,321	$193,750	$603,800
45103	Batavia, OH	7.7 mi	36,938	$79,793	$264,200
45157	New Richmond, OH	7.8 mi	9,415	$100,407	$247,500
45150	Milford, OH	7.8 mi	33,527	$93,595	$288,800
41072	Newport, KY · PO box	8.2 mi	—	—	—
41099	Newport, KY · PO box	8.2 mi	—	—	—

Zip codes like 45245 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45245

What city is zip code 45245?

45245 is assigned to Cincinnati, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45245 in?

45245 is in Clermont County, Ohio.

What is the population of 45245?

About 20,045 people live in 45245, according to the Census Bureau's American Community Survey.

What time zone is 45245 in?

45245 is in Eastern Time.

What is the median household income in 45245?

The median household income in 45245 is $80,147.

What zip codes are near 45245?

The closest zip codes to 45245 are 45255, 45244, 45102, 41059, 45230.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45245, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.