Zip code 45174: Terrace Park, Ohio

Q: What city is zip code 45174?

45174 is assigned to Terrace Park, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45174 in?

45174 is in Hamilton County, Ohio.

Q: What is the population of 45174?

About 2,321 people live in 45174, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45174?

The median household income in 45174 is $193,750.

Q: What zip codes are near 45174?

The closest zip codes to 45174 are 45243, 45111, 45244, 45147, 45227.

Residential delivery areaHamilton CountyEastern Time

Population

2,321

Median household income

$194K

U.S. $81K

Median home value

$604K

U.S. $333K

Median rent

$3,125/mo

U.S. $1,413

Median age

37.9

U.S. 38.9

Land area

1.2 sq mi

1,878 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45174

45174 is a suburban zip code in Terrace Park, Ohio (Hamilton County), covering 1.2 sq mi of land. About 2,321 people live here, or 1,878 per square mile. The median resident is 37.9 years old, compared with 38.9 nationally.

The median household earns $193,750 a year, about 2.4× the national median of $80,734. 2.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $603,800, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 97% of occupied homes are lived in by their owners, and renters pay a median of $3,125 a month.

85% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25 minutes each way, and 34% of workers work from home. The most common jobs among working residents are in management; healthcare; and business and finance. 18% of them are self-employed (U.S.: 10%).

How 45174 compares

Sorted from highest to lowest national percentile

Median household income$193,750
99th
StrengthU.S. $80,734 · OH $71,3893rd of 1,122 in OH
Median gross rent$3,125
99th
U.S. $1,413 · OH $1,0341st of 1,007 in OH
Bachelor's degree or higher85.2%
99th
StrengthU.S. 35.7% · OH 31.5%4th of 1,166 in OH
Homeownership rate96.6%
99th
StrengthU.S. 65.2% · OH 67.2%45th of 1,159 in OH
Broadband access99.7%
99th
StrengthU.S. 91% · OH 90.1%36th of 1,159 in OH
Residents under 1837.4%
99th
U.S. 22% · OH 22%24th of 1,168 in OH
Median earnings per worker$115,000
99th
StrengthU.S. $49,666 · OH $47,6924th of 1,153 in OH
Healthcare workers16.7%
98th
U.S. 9.7% · OH 10.5%105th of 1,163 in OH
Work from home33.5%
97th
U.S. 15.1% · OH 13%9th of 1,163 in OH
Per capita income$87,039
96th
StrengthU.S. $44,673 · OH $40,5529th of 1,165 in OH
Self-employed workers17.7%
95th
U.S. 10% · OH 8.1%68th of 1,163 in OH
Median home value$603,800
82nd
U.S. $332,700 · OH $214,8003rd of 1,114 in OH
Tech workers5.3%
81st
U.S. 3.8% · OH 3.2%92nd of 1,163 in OH
Income inequality (Gini)0.448
61st
U.S. 0.483 · OH 0.467302nd of 1,156 in OH
Population density1,878/sq mi
56th
U.S. 95/sq mi · OH 289/sq mi204th of 1,168 in OH
Veterans6.1%
54th
U.S. 6.2% · OH 6.6%674th of 1,168 in OH
Average commute25 min
43rd
U.S. 26.4 min · OH 23.4 min517th of 1,121 in OH
Median age37.9
41st
U.S. 38.9 · OH 39.7832nd of 1,166 in OH
Unemployment rate3.9%
32nd
U.S. 5.2% · OH 4.8%544th of 1,164 in OH
Housing vacancy4.4%
27th
U.S. 10.1% · OH 8.1%847th of 1,160 in OH
Government workers10.5%
23rd
U.S. 14.5% · OH 12.9%748th of 1,163 in OH
Residents 65 and older12.6%
21st
U.S. 17.2% · OH 18.3%997th of 1,168 in OH
Diversity index21.6
14th
U.S. 61.4 · OH 40.6438th of 1,168 in OH
Foreign-born residents2%
12th
U.S. 14.1% · OH 5.2%420th of 1,168 in OH
Uninsured rate2.4%
8th
StrengthU.S. 8.4% · OH 6.4%996th of 1,165 in OH
Population2,321
4th
U.S. 334,922,499 · OH 11,810,293741st of 1,168 in OH
Poverty rate2.1%
1st
StrengthU.S. 12.5% · OH 13.3%1,104th of 1,159 in OH
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · OH 45.9%1,070th of 1,113 in OH

Measure	45174	Hamilton	OH	U.S.	National percentile	Rank in OH
Median household incomeStrength	$193,750	$72,470	$71,389	$80,734	99th	3rd of 1,122
Median gross rent	$3,125	$1,075	$1,034	$1,413	99th	1st of 1,007
Bachelor's degree or higherStrength	85.2%	41.8%	31.5%	35.7%	99th	4th of 1,166
Homeownership rateStrength	96.6%	59.3%	67.2%	65.2%	99th	45th of 1,159
Broadband accessStrength	99.7%	91.3%	90.1%	91%	99th	36th of 1,159
Residents under 18	37.4%	23%	22%	22%	99th	24th of 1,168
Median earnings per workerStrength	$115,000	$49,805	$47,692	$49,666	99th	4th of 1,153
Healthcare workers	16.7%	11%	10.5%	9.7%	98th	105th of 1,163
Work from home	33.5%	15.3%	13%	15.1%	97th	9th of 1,163
Per capita incomeStrength	$87,039	$45,936	$40,552	$44,673	96th	9th of 1,165
Self-employed workers	17.7%	7.7%	8.1%	10%	95th	68th of 1,163
Median home value	$603,800	$241,900	$214,800	$332,700	82nd	3rd of 1,114
Tech workers	5.3%	3.9%	3.2%	3.8%	81st	92nd of 1,163
Income inequality (Gini)	0.448	0.508	0.467	0.483	61st	302nd of 1,156
Population density	1,878/sq mi	2,049/sq mi	289/sq mi	95/sq mi	56th	204th of 1,168
Veterans	6.1%	5.5%	6.6%	6.2%	54th	674th of 1,168
Average commute	25 min	22.8 min	23.4 min	26.4 min	43rd	517th of 1,121
Median age	37.9	36.9	39.7	38.9	41st	832nd of 1,166
Unemployment rate	3.9%	5%	4.8%	5.2%	32nd	544th of 1,164
Housing vacancy	4.4%	7%	8.1%	10.1%	27th	847th of 1,160
Government workers	10.5%	11.1%	12.9%	14.5%	23rd	748th of 1,163
Residents 65 and older	12.6%	16.6%	18.3%	17.2%	21st	997th of 1,168
Diversity index	21.6	54.8	40.6	61.4	14th	438th of 1,168
Foreign-born residents	2%	6.3%	5.2%	14.1%	12th	420th of 1,168
Uninsured rateStrength	2.4%	5.8%	6.4%	8.4%	8th	996th of 1,165
Population	2,321	830,774	11,810,293	334,922,499	4th	741st of 1,168
Poverty rateStrength	2.1%	15%	13.3%	12.5%	1st	1,104th of 1,159
Rent-burdened rentersStrength	0%	48.7%	45.9%	51.1%	1st	1,070th of 1,113

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

10%

Under 5

28%

5–17

18–24

25–34

17%

35–44

12%

45–54

12%

55–64

65–74

75+

Median age

37.9

Under 18

37.4%

65 and over

12.6%

Race and ethnicity

White88%
Black0%
Hispanic5%
Asian0.4%
Native American0%
Pacific Islander0%
Other0.8%
Multiracial5%

Diversity index

21.6

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

61.3%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

Asian / Pacific

Other

0.7%

Households

Households: 745
Average household size: 3.1
Family households: 86.3%
Married couples: 82%
Living alone: 11.3%
Veterans (of adults): 6.1%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

$75–100k

$100–150k

15%

$150–200k

20%

$200k+

48%

Median household income

45174

$193,750

Hamilton Co.

$72,470

Ohio

$71,389

United States

$80,734

Per capita income

$87,039

U.S. $44,673

Poverty rate

2.1%

U.S. 12.5%

Households earning $150K+

67.9%

U.S. 23%

Income inequality (Gini)

0.448

U.S. 0.483

Housing

Median home value

45174

$603,800

Hamilton Co.

$241,900

Ohio

$214,800

United States

$332,700

Median gross rent

45174

$3,125

Hamilton Co.

$1,075

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

99%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 779
Owner-occupied: 96.6%
Vacant: 4.4%
Median year built: 1954
Median rooms: 8.4
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

62%

Carpooled

Transit

Walked

Bicycle

Worked from home

33%

Other

Commute time (one way)

<10 min

15%

10–19

15%

20–29

29%

30–44

33%

45–59

60+

Average commute

25 min

U.S. 26.4 min

Unemployment

3.9%

U.S. 5.2%

In labor force

68.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

25%

Healthcare

17%

Business and finance

12%

Sales

11%

Office and admin

Education

Computer and math

Engineering and science

Legal and social services

Arts, media and sports

Food service

Production

Construction and repair

Police and fire

0.9%

Transportation and moving

0.6%

Cleaning and personal care

Farming, fishing and forestry

Industries

Health care and social assistance

17%

Professional and technical services

15%

Finance, insurance and real estate

14%

Manufacturing

13%

Education

Retail

Other services

Restaurants and hotels

Admin, support and management

Construction

Information

Public administration

Wholesale

Arts and recreation

Transportation, warehousing and utilities

Agriculture and mining

Median earnings per worker

$115,000

U.S. $49,666

Self-employed

17.7%

U.S. 10%

Government workers

10.5%

U.S. 14.5%

Nonprofit workers

9.4%

U.S. 8.8%

Median earnings by type of work

Type of work	45174	U.S.
Management, business, science and arts	$123,661	$74,888
Service	$3,945	$26,804
Sales and office	$119,545	$40,476
Construction and maintenance	$30,417	$49,199
Production and transportation	$112,813	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

Some college

Associate's

Bachelor's

52%

Graduate

34%

High school graduate or higher: 98.7%
Bachelor's degree or higher: 85.2%
Graduate or professional degree: 33.5%
Households with broadband: 99.7%
Cable, fiber or DSL: 94%
No internet access: 0.3%
Without health insurance: 2.4%
Limited-English households: 0%

Geography

City (USPS): Terrace Park
State: Ohio
County: Hamilton County
Center point: 39.1586° N, 84.3122° W
Land area: 1.2 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Terrace Park96% of zip
Milford4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45174

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45243	Cincinnati, OH	2.4 mi	16,103	$171,172	$627,000
45111	Camp Dennison, OH	3.2 mi	265	$100,893	$235,000
45244	Cincinnati, OH	3.2 mi	28,511	$109,287	$382,100
45147	Miamiville, OH	3.6 mi	57	—	—
45227	Cincinnati, OH	4 mi	18,893	$71,646	$298,800
45150	Milford, OH	4.4 mi	33,527	$93,595	$288,800
45236	Cincinnati, OH	5.8 mi	24,513	$84,037	$231,300
45213	Cincinnati, OH	6 mi	11,139	$76,356	$286,100
45209	Cincinnati, OH	6.2 mi	10,570	$93,420	$400,700
45242	Cincinnati, OH	6.2 mi	22,623	$124,567	$447,100
45208	Cincinnati, OH	6.7 mi	17,943	$137,600	$547,200
45226	Cincinnati, OH	6.7 mi	5,796	$97,558	$408,400

Zip codes like 45174 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45174

What city is zip code 45174?

45174 is assigned to Terrace Park, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45174 in?

45174 is in Hamilton County, Ohio.

What is the population of 45174?

About 2,321 people live in 45174, according to the Census Bureau's American Community Survey.

What time zone is 45174 in?

45174 is in Eastern Time.

What is the median household income in 45174?

The median household income in 45174 is $193,750.

What zip codes are near 45174?

The closest zip codes to 45174 are 45243, 45111, 45244, 45147, 45227.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45174, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.