Zip code 45209: Cincinnati, Ohio

Q: What city is zip code 45209?

45209 is assigned to Cincinnati, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45209 in?

45209 is in Hamilton County, Ohio.

Q: What is the population of 45209?

About 10,570 people live in 45209, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45209?

The median household income in 45209 is $93,420.

Q: What zip codes are near 45209?

The closest zip codes to 45209 are 45208, 45212, 45275, 45280, 45213.

Residential delivery areaHamilton CountyEastern Time

Population

10,570

Median household income

$93K

U.S. $81K

Median home value

$401K

U.S. $333K

Median rent

$1,309/mo

U.S. $1,413

Median age

32.2

U.S. 38.9

Land area

2.3 sq mi

4,665 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45209

45209 is an urban zip code in Cincinnati, Ohio (Hamilton County), covering 2.3 sq mi of land. About 10,570 people live here, or 4,665 per square mile. The median resident is 32.2 years old, compared with 38.9 nationally.

The median household earns $93,420 a year, 16% above the national median of $80,734. 7.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $400,700, or 4.3 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 39% of occupied homes are lived in by their owners, and renters pay a median of $1,309 a month.

75% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.4 minutes each way, and 25% of workers work from home. The most common jobs among working residents are in management; business and finance; and healthcare.

How 45209 compares

Sorted from highest to lowest national percentile

Bachelor's degree or higher74.8%
97th
StrengthU.S. 35.7% · OH 31.5%8th of 1,166 in OH
Per capita income$74,921
94th
StrengthU.S. $44,673 · OH $40,55215th of 1,165 in OH
Healthcare workers14.2%
93rd
U.S. 9.7% · OH 10.5%188th of 1,163 in OH
Median earnings per worker$73,159
89th
StrengthU.S. $49,666 · OH $47,69238th of 1,153 in OH
Work from home24.6%
87th
U.S. 15.1% · OH 13%41st of 1,163 in OH
Tech workers5.4%
82nd
U.S. 3.8% · OH 3.2%85th of 1,163 in OH
Population density4,665/sq mi
79th
U.S. 95/sq mi · OH 289/sq mi48th of 1,168 in OH
Broadband access94.1%
67th
U.S. 91% · OH 90.1%191st of 1,159 in OH
Median household income$93,420
65th
U.S. $80,734 · OH $71,389174th of 1,122 in OH
Median home value$400,700
62nd
U.S. $332,700 · OH $214,80035th of 1,114 in OH
Income inequality (Gini)0.434
49th
U.S. 0.483 · OH 0.467423rd of 1,156 in OH
Median gross rent$1,309
44th
U.S. $1,413 · OH $1,03491st of 1,007 in OH
Housing vacancy6%
44th
U.S. 10.1% · OH 8.1%688th of 1,160 in OH
Uninsured rate5.9%
42nd
U.S. 8.4% · OH 6.4%514th of 1,165 in OH
Diversity index37.6
33rd
U.S. 61.4 · OH 40.6219th of 1,168 in OH
Foreign-born residents5.9%
33rd
U.S. 14.1% · OH 5.2%152nd of 1,168 in OH
Poverty rate7.7%
30th
U.S. 12.5% · OH 13.3%773rd of 1,159 in OH
Population10,570
16th
U.S. 334,922,499 · OH 11,810,293368th of 1,168 in OH
Average commute20.4 min
14th
StrengthU.S. 26.4 min · OH 23.4 min933rd of 1,121 in OH
Veterans2.7%
12th
U.S. 6.2% · OH 6.6%1,075th of 1,168 in OH
Homeownership rate39%
9th
WeaknessU.S. 65.2% · OH 67.2%1,107th of 1,159 in OH
Unemployment rate2.4%
9th
StrengthU.S. 5.2% · OH 4.8%802nd of 1,164 in OH
Median age32.2
8th
U.S. 38.9 · OH 39.71,070th of 1,166 in OH
Self-employed workers5.8%
8th
U.S. 10% · OH 8.1%862nd of 1,163 in OH
Residents 65 and older9.6%
7th
U.S. 17.2% · OH 18.3%1,089th of 1,168 in OH
Government workers6.9%
4th
U.S. 14.5% · OH 12.9%1,003rd of 1,163 in OH
Rent-burdened renters23.8%
3rd
StrengthU.S. 51.1% · OH 45.9%917th of 1,113 in OH
Residents under 189.8%
2nd
U.S. 22% · OH 22%1,111th of 1,168 in OH

Measure	45209	Hamilton	OH	U.S.	National percentile	Rank in OH
Bachelor's degree or higherStrength	74.8%	41.8%	31.5%	35.7%	97th	8th of 1,166
Per capita incomeStrength	$74,921	$45,936	$40,552	$44,673	94th	15th of 1,165
Healthcare workers	14.2%	11%	10.5%	9.7%	93rd	188th of 1,163
Median earnings per workerStrength	$73,159	$49,805	$47,692	$49,666	89th	38th of 1,153
Work from home	24.6%	15.3%	13%	15.1%	87th	41st of 1,163
Tech workers	5.4%	3.9%	3.2%	3.8%	82nd	85th of 1,163
Population density	4,665/sq mi	2,049/sq mi	289/sq mi	95/sq mi	79th	48th of 1,168
Broadband access	94.1%	91.3%	90.1%	91%	67th	191st of 1,159
Median household income	$93,420	$72,470	$71,389	$80,734	65th	174th of 1,122
Median home value	$400,700	$241,900	$214,800	$332,700	62nd	35th of 1,114
Income inequality (Gini)	0.434	0.508	0.467	0.483	49th	423rd of 1,156
Median gross rent	$1,309	$1,075	$1,034	$1,413	44th	91st of 1,007
Housing vacancy	6%	7%	8.1%	10.1%	44th	688th of 1,160
Uninsured rate	5.9%	5.8%	6.4%	8.4%	42nd	514th of 1,165
Diversity index	37.6	54.8	40.6	61.4	33rd	219th of 1,168
Foreign-born residents	5.9%	6.3%	5.2%	14.1%	33rd	152nd of 1,168
Poverty rate	7.7%	15%	13.3%	12.5%	30th	773rd of 1,159
Population	10,570	830,774	11,810,293	334,922,499	16th	368th of 1,168
Average commuteStrength	20.4 min	22.8 min	23.4 min	26.4 min	14th	933rd of 1,121
Veterans	2.7%	5.5%	6.6%	6.2%	12th	1,075th of 1,168
Homeownership rateWeakness	39%	59.3%	67.2%	65.2%	9th	1,107th of 1,159
Unemployment rateStrength	2.4%	5%	4.8%	5.2%	9th	802nd of 1,164
Median age	32.2	36.9	39.7	38.9	8th	1,070th of 1,166
Self-employed workers	5.8%	7.7%	8.1%	10%	8th	862nd of 1,163
Residents 65 and older	9.6%	16.6%	18.3%	17.2%	7th	1,089th of 1,168
Government workers	6.9%	11.1%	12.9%	14.5%	4th	1,003rd of 1,163
Rent-burdened rentersStrength	23.8%	48.7%	45.9%	51.1%	3rd	917th of 1,113
Residents under 18	9.8%	23%	22%	22%	2nd	1,111th of 1,168

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

42%

25–34

17%

35–44

45–54

11%

55–64

65–74

75+

Median age

32.2

Under 18

9.8%

65 and over

9.6%

Race and ethnicity

White78%
Black6%
Hispanic8%
Asian2%
Native American0%
Pacific Islander0%
Other0.4%
Multiracial5%

Diversity index

37.6

U.S. 61.4

Foreign-born

5.9%

U.S. 14.1%

Born in state

57.9%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

Other

0.5%

Households

Households: 6,179
Average household size: 1.7
Family households: 27.8%
Married couples: 22.3%
Living alone: 54%
Veterans (of adults): 2.7%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

13%

$50–75k

17%

$75–100k

14%

$100–150k

16%

$150–200k

12%

$200k+

18%

Median household income

45209

$93,420

Hamilton Co.

$72,470

Ohio

$71,389

United States

$80,734

Per capita income

$74,921

U.S. $44,673

Poverty rate

7.7%

U.S. 12.5%

Households earning $150K+

30%

U.S. 23%

Income inequality (Gini)

0.434

U.S. 0.483

Housing

Median home value

45209

$400,700

Hamilton Co.

$241,900

Ohio

$214,800

United States

$332,700

Median gross rent

45209

$1,309

Hamilton Co.

$1,075

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

42%

2–4 units

20%

5–19 units

16%

20+ units

22%

Mobile home

Boat, RV, van

Housing units: 6,572
Owner-occupied: 39%
Vacant: 6%
Median year built: 1949
Median rooms: 4.4
Renters paying 30%+ of income: 23.8%
Renters paying 50%+ of income: 10.1%
Home value to income: 4.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

65%

Carpooled

Transit

Walked

Bicycle

Worked from home

25%

Other

0.4%

Commute time (one way)

<10 min

10%

10–19

40%

20–29

26%

30–44

19%

45–59

60+

Average commute

20.4 min

U.S. 26.4 min

Unemployment

2.4%

U.S. 5.2%

In labor force

81.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

17%

Business and finance

16%

Healthcare

14%

Engineering and science

10%

Sales

Education

Computer and math

Food service

Office and admin

Legal and social services

Transportation and moving

Cleaning and personal care

Arts, media and sports

Production

Police and fire

0.8%

Construction and repair

0.6%

Farming, fishing and forestry

Industries

Professional and technical services

18%

Health care and social assistance

17%

Manufacturing

16%

Retail

Education

Finance, insurance and real estate

Arts and recreation

Admin, support and management

Restaurants and hotels

Wholesale

Construction

Other services

Transportation, warehousing and utilities

Public administration

Information

Agriculture and mining

Median earnings per worker

$73,159

U.S. $49,666

Self-employed

5.8%

U.S. 10%

Government workers

6.9%

U.S. 14.5%

Nonprofit workers

15%

U.S. 8.8%

Median earnings by type of work

Type of work	45209	U.S.
Management, business, science and arts	$80,181	$74,888
Service	$19,732	$26,804
Sales and office	$70,024	$40,476
Construction and maintenance	$38,942	$49,199
Production and transportation	$38,456	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

Some college

10%

Associate's

Bachelor's

44%

Graduate

31%

High school graduate or higher: 96.1%
Bachelor's degree or higher: 74.8%
Graduate or professional degree: 31.3%
Households with broadband: 94.1%
Cable, fiber or DSL: 85.8%
No internet access: 3.3%
Without health insurance: 5.9%
Limited-English households: 0.5%

Geography

City (USPS): Cincinnati
State: Ohio
County: Hamilton County
Center point: 39.1534° N, 84.4276° W
Land area: 2.3 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Cincinnati92% of zip
Norwood8% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45209

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45208	Cincinnati, OH	1.3 mi	17,943	$137,600	$547,200
45212	Cincinnati, OH	1.5 mi	21,526	$72,422	$257,700
45275	Cincinnati, OH · PO box	1.7 mi	—	—	—
45280	Cincinnati, OH · PO box	1.7 mi	—	—	—
45213	Cincinnati, OH	2 mi	11,139	$76,356	$286,100
45227	Cincinnati, OH	2.2 mi	18,893	$71,646	$298,800
45207	Cincinnati, OH	2.5 mi	6,983	$49,801	$229,200
45226	Cincinnati, OH	2.9 mi	5,796	$97,558	$408,400
45229	Cincinnati, OH	3.1 mi	13,529	$32,263	$285,900
45237	Cincinnati, OH	3.1 mi	20,903	$44,913	$170,600
41074	Dayton, KY	3.5 mi	5,756	$66,087	$164,300
45206	Cincinnati, OH	3.5 mi	10,299	$62,648	$271,700

Zip codes like 45209 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45209

What city is zip code 45209?

45209 is assigned to Cincinnati, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45209 in?

45209 is in Hamilton County, Ohio.

What is the population of 45209?

About 10,570 people live in 45209, according to the Census Bureau's American Community Survey.

What time zone is 45209 in?

45209 is in Eastern Time.

What is the median household income in 45209?

The median household income in 45209 is $93,420.

What zip codes are near 45209?

The closest zip codes to 45209 are 45208, 45212, 45275, 45280, 45213.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45209, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.