Zip code 40348: Millersburg, Kentucky
Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.
About 40348
40348 is a suburban zip code in Millersburg, Kentucky (Bourbon County), covering 0.6 sq mi of land. About 625 people live here, or 1,025 per square mile. The median resident is 54.4 years old, compared with 38.9 nationally.
The median household earns $41,979 a year, about 52% of the national median of $80,734. 24.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $104,700, or 2.5 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 39% of occupied homes are lived in by their owners, and renters pay a median of $641 a month.
17% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.2 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in business and finance; food service; and office and administrative support.
How 40348 compares
- Median age54.498thU.S. 38.9 · KY 39.159th of 724 in KY
- 93rdWeaknessU.S. 0.483 · KY 0.47762nd of 715 in KY
- Poverty rate24.5%91stWeaknessU.S. 12.5% · KY 16.1%212th of 722 in KY
- 87thWeaknessU.S. 5.2% · KY 4.9%136th of 719 in KY
- 72ndU.S. 17.2% · KY 17.3%271st of 724 in KY
- Housing vacancy9.5%69thU.S. 10.1% · KY 10.3%445th of 719 in KY
- 53rdU.S. 51.1% · KY 45.4%201st of 634 in KY
- Tech workers2.8%48thU.S. 3.8% · KY 2.2%109th of 719 in KY
- Veterans5.5%45thU.S. 6.2% · KY 6.5%390th of 724 in KY
- Population density1,025/sq mi44thU.S. 95/sq mi · KY 115/sq mi67th of 724 in KY
- Government workers12.1%37thU.S. 14.5% · KY 14.6%453rd of 719 in KY
- Uninsured rate5.3%36thU.S. 8.4% · KY 6%320th of 723 in KY
- 33rdU.S. 10% · KY 8.6%353rd of 719 in KY
- Diversity index28.922ndU.S. 61.4 · KY 32.5125th of 724 in KY
- 22ndU.S. 9.7% · KY 10.5%475th of 719 in KY
- Average commute21.2 min19thStrengthU.S. 26.4 min · KY 24 min505th of 624 in KY
- 14thWeaknessU.S. 35.7% · KY 27.6%298th of 723 in KY
- Median earnings per worker$36,41712thWeaknessU.S. $49,666 · KY $43,552485th of 700 in KY
- Per capita income$26,16210thWeaknessU.S. $44,673 · KY $35,821430th of 722 in KY
- Homeownership rate39.1%9thWeaknessU.S. 65.2% · KY 68.3%702nd of 719 in KY
- Work from home4.9%7thU.S. 15.1% · KY 10.2%394th of 719 in KY
- Median household income$41,9794thWeaknessU.S. $80,734 · KY $63,726507th of 641 in KY
- Residents under 1812.2%4thU.S. 22% · KY 22.6%634th of 724 in KY
- Median home value$104,7003rdU.S. $332,700 · KY $205,600457th of 642 in KY
- 3rdU.S. 14.1% · KY 4.7%349th of 724 in KY
- 2ndU.S. $1,413 · KY $967397th of 467 in KY
- Population6251stU.S. 334,922,499 · KY 4,534,824547th of 724 in KY
- 1stWeaknessU.S. 91% · KY 88.6%663rd of 719 in KY
| Measure | 40348 | Bourbon | KY | U.S. | National percentile | Rank in KY |
|---|---|---|---|---|---|---|
| Median age | 54.4 | 41.8 | 39.1 | 38.9 | 59th of 724 | |
| Income inequality (Gini)Weakness | 0.517 | 0.464 | 0.477 | 0.483 | 62nd of 715 | |
| Poverty rateWeakness | 24.5% | 14.2% | 16.1% | 12.5% | 212th of 722 | |
| Unemployment rateWeakness | 8% | 4.2% | 4.9% | 5.2% | 136th of 719 | |
| Residents 65 and older | 19.7% | 19.5% | 17.3% | 17.2% | 271st of 724 | |
| Housing vacancy | 9.5% | 11.4% | 10.3% | 10.1% | 445th of 719 | |
| Rent-burdened renters | 51.5% | 36.8% | 45.4% | 51.1% | 201st of 634 | |
| Tech workers | 2.8% | 1.6% | 2.2% | 3.8% | 109th of 719 | |
| Veterans | 5.5% | 5.2% | 6.5% | 6.2% | 390th of 724 | |
| Population density | 1,025/sq mi | 70/sq mi | 115/sq mi | 95/sq mi | 67th of 724 | |
| Government workers | 12.1% | 11.3% | 14.6% | 14.5% | 453rd of 719 | |
| Uninsured rate | 5.3% | 3.5% | 6% | 8.4% | 320th of 723 | |
| Self-employed workers | 8% | 11.6% | 8.6% | 10% | 353rd of 719 | |
| Diversity index | 28.9 | 29.5 | 32.5 | 61.4 | 125th of 724 | |
| Healthcare workers | 7.6% | 11.8% | 10.5% | 9.7% | 475th of 719 | |
| Average commuteStrength | 21.2 min | 25.4 min | 24 min | 26.4 min | 505th of 624 | |
| Bachelor's degree or higherWeakness | 17% | 26.3% | 27.6% | 35.7% | 298th of 723 | |
| Median earnings per workerWeakness | $36,417 | $42,008 | $43,552 | $49,666 | 485th of 700 | |
| Per capita incomeWeakness | $26,162 | $33,889 | $35,821 | $44,673 | 430th of 722 | |
| Homeownership rateWeakness | 39.1% | 63.7% | 68.3% | 65.2% | 702nd of 719 | |
| Work from home | 4.9% | 10.7% | 10.2% | 15.1% | 394th of 719 | |
| Median household incomeWeakness | $41,979 | $61,354 | $63,726 | $80,734 | 507th of 641 | |
| Residents under 18 | 12.2% | 22.8% | 22.6% | 22% | 634th of 724 | |
| Median home value | $104,700 | $229,300 | $205,600 | $332,700 | 457th of 642 | |
| Foreign-born residents | 0.5% | 3.9% | 4.7% | 14.1% | 349th of 724 | |
| Median gross rent | $641 | $822 | $967 | $1,413 | 397th of 467 | |
| Population | 625 | 20,240 | 4,534,824 | 334,922,499 | 547th of 724 | |
| Broadband accessWeakness | 69% | 85.4% | 88.6% | 91% | 663rd of 719 |
The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.
People
Age
Race and ethnicity
- White84%
- Black9%
- Hispanic0%
- Asian0%
- Native American0%
- Pacific Islander0%
- Other0.6%
- Multiracial6%
Language spoken at home (households)
Households
- Households
- 335
- Average household size
- 1.9
- Family households
- 50.1%
- Married couples
- 39.1%
- Living alone
- 45.4%
- Veterans (of adults)
- 5.5%
- Male / female
- 53% / 47%
Income and poverty
Household income distribution
Median household income
Housing
Median home value
Median gross rent
Types of housing
- Housing units
- 370
- Owner-occupied
- 39.1%
- Vacant
- 9.5%
- Median year built
- 1959
- Median rooms
- 4.5
- Renters paying 30%+ of income
- 51.5%
- Renters paying 50%+ of income
- 51%
- Home value to income
- 2.5× (U.S. 4.1×)
Work and commute
How people get to work
Commute time (one way)
Jobs and careers
Occupations
Industries
Median earnings by type of work
| Type of work | 40348 | U.S. |
|---|---|---|
| Management, business, science and arts | $43,571 | $74,888 |
| Service | $32,656 | $26,804 |
| Sales and office | $10,000 | $40,476 |
| Construction and maintenance | $5,000 | $49,199 |
| Production and transportation | $22,000 | $39,989 |
Education, internet and health coverage
Highest education (adults 25+)
- High school graduate or higher
- 73.5%
- Bachelor's degree or higher
- 17%
- Graduate or professional degree
- 5.8%
- Households with broadband
- 69%
- Cable, fiber or DSL
- 44.8%
- No internet access
- 24.5%
- Without health insurance
- 5.3%
- Limited-English households
- 0%
Geography
- City (USPS)
- Millersburg
- State
- Kentucky
- County
- Bourbon County
- Center point
- 38.3030° N, 84.1461° W
- Land area
- 0.6 sq mi
- Water area
- under 0.1 sq mi
- Time zone
- Eastern Time (UTC-5, UTC-4 in summer)
- Zip type
- Residential delivery area
Cities and towns within this zip
- Millersburg54% of zip
Census places overlapping the zip's area. Mail may use a different city name than the municipality.
Zip codes near 40348
| Zip | City | Distance | IncomeMedian income |
|---|---|---|---|
| 40361 | Paris, KY | 7.8 mi | $63,333 |
| 40311 | Carlisle, KY | 8.3 mi | $61,348 |
| 40362 | Paris, KY · PO box | 8.7 mi | — |
| 40357 | North Middletown, KY | 11 mi | $11,750 |
| 41031 | Cynthiana, KY | 11 mi | $64,883 |
| 40374 | Sharpsburg, KY | 15 mi | $43,607 |
| 40350 | Moorefield, KY | 15 mi | — |
| 41064 | Mount Olivet, KY | 15 mi | $51,094 |
| 41039 | Ewing, KY | 17 mi | $59,250 |
| 41037 | Elizaville, KY · PO box | 19 mi | — |
| 41061 | Milford, KY · PO box | 19 mi | — |
| 40353 | Mount Sterling, KY | 20 mi | $57,329 |
Questions about 40348
What city is zip code 40348?
40348 is assigned to Millersburg, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.
What county is 40348 in?
40348 is in Bourbon County, Kentucky.
What is the population of 40348?
About 625 people live in 40348, according to the Census Bureau's American Community Survey.
What time zone is 40348 in?
40348 is in Eastern Time.
What is the median household income in 40348?
The median household income in 40348 is $41,979.
What zip codes are near 40348?
The closest zip codes to 40348 are 40361, 40311, 40362, 40357, 41031.
Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40348, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.