Zip code 38138: Germantown, Tennessee

Q: What city is zip code 38138?

38138 is assigned to Germantown, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38138 in?

38138 is in Shelby County, Tennessee.

Q: What is the population of 38138?

About 25,167 people live in 38138, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38138?

The median household income in 38138 is $136,297.

Q: What zip codes are near 38138?

The closest zip codes to 38138 are 38139, 38119, 38120, 38125, 38018.

Residential delivery areaShelby CountyCentral Time

Population

25,167

Median household income

$136K

U.S. $81K

Median home value

$430K

U.S. $333K

Median rent

$1,726/mo

U.S. $1,413

Median age

44.6

U.S. 38.9

Land area

12 sq mi

2,122 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38138

38138 is a suburban zip code in Germantown, Tennessee (Shelby County), covering 12 sq mi of land. About 25,167 people live here, or 2,122 per square mile. The median resident is 44.6 years old, compared with 38.9 nationally.

The median household earns $136,297 a year, 69% above the national median of $80,734. 3.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $430,200, or 3.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 80% of occupied homes are lived in by their owners, and renters pay a median of $1,726 a month.

69% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.6 minutes each way, and 23% of workers work from home. The most common jobs among working residents are in management, sales and healthcare.

How 38138 compares

Sorted from highest to lowest national percentile

Bachelor's degree or higher69.1%
95th
StrengthU.S. 35.7% · TN 31.1%15th of 604 in TN
Residents 65 and older26.8%
94th
U.S. 17.2% · TN 17.1%70th of 608 in TN
Median earnings per worker$79,049
93rd
StrengthU.S. $49,666 · TN $45,22910th of 606 in TN
Per capita income$70,818
92nd
StrengthU.S. $44,673 · TN $39,43718th of 608 in TN
Median household income$136,297
91st
StrengthU.S. $80,734 · TN $69,59513th of 590 in TN
Median age44.6
84th
U.S. 38.9 · TN 38.9221st of 608 in TN
Work from home22.9%
84th
U.S. 15.1% · TN 12.9%38th of 608 in TN
Tech workers5.8%
84th
U.S. 3.8% · TN 2.8%28th of 607 in TN
Self-employed workers12.4%
79th
U.S. 10% · TN 9.8%158th of 607 in TN
Homeownership rate79.8%
78th
U.S. 65.2% · TN 66.9%266th of 600 in TN
Healthcare workers11.4%
75th
U.S. 9.7% · TN 9.6%169th of 607 in TN
Residents under 1824.8%
73rd
U.S. 22% · TN 22.2%113th of 608 in TN
Median gross rent$1,726
69th
U.S. $1,413 · TN $1,18923rd of 515 in TN
Broadband access94.1%
67th
U.S. 91% · TN 89.2%74th of 600 in TN
Income inequality (Gini)0.457
67th
U.S. 0.483 · TN 0.476190th of 600 in TN
Median home value$430,200
66th
U.S. $332,700 · TN $286,70045th of 590 in TN
Rent-burdened renters54.8%
66th
U.S. 51.1% · TN 48.8%131st of 584 in TN
Population density2,122/sq mi
58th
U.S. 95/sq mi · TN 171/sq mi49th of 608 in TN
Veterans5.9%
51st
U.S. 6.2% · TN 7.3%427th of 607 in TN
Population25,167
40th
U.S. 334,922,499 · TN 7,066,38391st of 608 in TN
Foreign-born residents6.7%
37th
U.S. 14.1% · TN 6.1%88th of 608 in TN
Unemployment rate3.9%
32nd
U.S. 5.2% · TN 4.7%327th of 607 in TN
Housing vacancy4.2%
24th
U.S. 10.1% · TN 10.2%557th of 602 in TN
Diversity index29.1
22nd
U.S. 61.4 · TN 46.4213th of 608 in TN
Average commute20.6 min
15th
StrengthU.S. 26.4 min · TN 25.7 min526th of 597 in TN
Uninsured rate2.6%
9th
StrengthU.S. 8.4% · TN 10%577th of 607 in TN
Government workers7.7%
6th
U.S. 14.5% · TN 13.7%544th of 607 in TN
Poverty rate3.6%
5th
StrengthU.S. 12.5% · TN 13.8%571st of 600 in TN

Measure	38138	Shelby	TN	U.S.	National percentile	Rank in TN
Bachelor's degree or higherStrength	69.1%	34.3%	31.1%	35.7%	95th	15th of 604
Residents 65 and older	26.8%	14.8%	17.1%	17.2%	94th	70th of 608
Median earnings per workerStrength	$79,049	$44,634	$45,229	$49,666	93rd	10th of 606
Per capita incomeStrength	$70,818	$39,083	$39,437	$44,673	92nd	18th of 608
Median household incomeStrength	$136,297	$63,767	$69,595	$80,734	91st	13th of 590
Median age	44.6	35.9	38.9	38.9	84th	221st of 608
Work from home	22.9%	10.8%	12.9%	15.1%	84th	38th of 608
Tech workers	5.8%	3%	2.8%	3.8%	84th	28th of 607
Self-employed workers	12.4%	8.3%	9.8%	10%	79th	158th of 607
Homeownership rate	79.8%	54.1%	66.9%	65.2%	78th	266th of 600
Healthcare workers	11.4%	9.4%	9.6%	9.7%	75th	169th of 607
Residents under 18	24.8%	25.4%	22.2%	22%	73rd	113th of 608
Median gross rent	$1,726	$1,232	$1,189	$1,413	69th	23rd of 515
Broadband access	94.1%	89.6%	89.2%	91%	67th	74th of 600
Income inequality (Gini)	0.457	0.513	0.476	0.483	67th	190th of 600
Median home value	$430,200	$249,100	$286,700	$332,700	66th	45th of 590
Rent-burdened renters	54.8%	54.2%	48.8%	51.1%	66th	131st of 584
Population density	2,122/sq mi	1,221/sq mi	171/sq mi	95/sq mi	58th	49th of 608
Veterans	5.9%	5.9%	7.3%	6.2%	51st	427th of 607
Population	25,167	919,173	7,066,383	334,922,499	40th	91st of 608
Foreign-born residents	6.7%	7.9%	6.1%	14.1%	37th	88th of 608
Unemployment rate	3.9%	7.2%	4.7%	5.2%	32nd	327th of 607
Housing vacancy	4.2%	10.3%	10.2%	10.1%	24th	557th of 602
Diversity index	29.1	61	46.4	61.4	22nd	213th of 608
Average commuteStrength	20.6 min	22.3 min	25.7 min	26.4 min	15th	526th of 597
Uninsured rateStrength	2.6%	12%	10%	8.4%	9th	577th of 607
Government workers	7.7%	13.8%	13.7%	14.5%	6th	544th of 607
Poverty rateStrength	3.6%	17.8%	13.8%	12.5%	5th	571st of 600

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

25–34

14%

35–44

11%

45–54

11%

55–64

14%

65–74

12%

75+

Median age

44.6

Under 18

24.8%

65 and over

26.8%

Race and ethnicity

White84%
Black5%
Hispanic2%
Asian5%
Native American0.1%
Pacific Islander0.4%
Other0.6%
Multiracial2%

Diversity index

29.1

U.S. 61.4

Foreign-born

6.7%

U.S. 14.1%

Born in state

48%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 10,211
Average household size: 2.4
Family households: 68.6%
Married couples: 59.8%
Living alone: 28.5%
Veterans (of adults): 5.9%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

10%

$75–100k

14%

$100–150k

15%

$150–200k

16%

$200k+

29%

Median household income

38138

$136,297

Shelby Co.

$63,767

Tennessee

$69,595

United States

$80,734

Per capita income

$70,818

U.S. $44,673

Poverty rate

3.6%

U.S. 12.5%

Households earning $150K+

45%

U.S. 23%

Income inequality (Gini)

0.457

U.S. 0.483

Housing

Median home value

38138

$430,200

Shelby Co.

$249,100

Tennessee

$286,700

United States

$332,700

Median gross rent

38138

$1,726

Shelby Co.

$1,232

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

79%

2–4 units

5–19 units

20+ units

12%

Mobile home

Boat, RV, van

0.1%

Housing units: 10,660
Owner-occupied: 79.8%
Vacant: 4.2%
Median year built: 1979
Median rooms: 7.8
Renters paying 30%+ of income: 54.8%
Renters paying 50%+ of income: 35.1%
Home value to income: 3.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

70%

Carpooled

Transit

Walked

0.1%

Bicycle

Worked from home

23%

Other

Commute time (one way)

<10 min

14%

10–19

33%

20–29

28%

30–44

20%

45–59

60+

Average commute

20.6 min

U.S. 26.4 min

Unemployment

3.9%

U.S. 5.2%

In labor force

60.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

24%

Sales

14%

Healthcare

11%

Business and finance

Legal and social services

Office and admin

Computer and math

Education

Engineering and science

Transportation and moving

Food service

Construction and repair

Police and fire

Arts, media and sports

Cleaning and personal care

Production

Farming, fishing and forestry

Industries

Health care and social assistance

20%

Finance, insurance and real estate

13%

Retail

10%

Professional and technical services

Manufacturing

Education

Transportation, warehousing and utilities

Other services

Restaurants and hotels

Wholesale

Construction

Admin, support and management

Public administration

Arts and recreation

Information

Agriculture and mining

0.5%

Median earnings per worker

$79,049

U.S. $49,666

Self-employed

12.4%

U.S. 10%

Government workers

7.7%

U.S. 14.5%

Nonprofit workers

12.4%

U.S. 8.8%

Median earnings by type of work

Type of work	38138	U.S.
Management, business, science and arts	$96,740	$74,888
Service	$25,885	$26,804
Sales and office	$60,891	$40,476
Construction and maintenance	$42,123	$49,199
Production and transportation	$42,938	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

10%

Some college

14%

Associate's

Bachelor's

38%

Graduate

31%

High school graduate or higher: 97.4%
Bachelor's degree or higher: 69.1%
Graduate or professional degree: 30.7%
Households with broadband: 94.1%
Cable, fiber or DSL: 86.7%
No internet access: 4.7%
Without health insurance: 2.6%
Limited-English households: 0.4%

Geography

City (USPS): Germantown
State: Tennessee
County: Shelby County
Center point: 35.0848° N, 89.7993° W
Land area: 12 sq mi
Water area: under 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Germantown99% of zip
Memphis1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38138

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38139	Germantown, TN	2.5 mi	16,466	$178,661	$575,500
38119	Memphis, TN	2.6 mi	23,464	$89,289	$296,700
38120	Memphis, TN	4 mi	13,309	$123,538	$460,700
38125	Memphis, TN	4.1 mi	43,071	$86,162	$251,100
38018	Cordova, TN	4.2 mi	38,527	$90,004	$293,800
38115	Memphis, TN	4.2 mi	38,491	$45,636	$145,400
38088	Cordova, TN · PO box	5.1 mi	—	—	—
38141	Memphis, TN	5.7 mi	23,952	$60,817	$157,900
38117	Memphis, TN	6.4 mi	25,776	$85,633	$311,800
38016	Cordova, TN	7 mi	44,136	$76,569	$282,800
38134	Memphis, TN	7.1 mi	43,947	$60,622	$207,000
38118	Memphis, TN	8 mi	39,107	$43,446	$107,600

Zip codes like 38138 elsewhere

Matched on income, home values, age, density, education, housing and commuting

2109386% match

Lutherville Timonium, MD

Questions about 38138

What city is zip code 38138?

38138 is assigned to Germantown, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38138 in?

38138 is in Shelby County, Tennessee.

What is the population of 38138?

About 25,167 people live in 38138, according to the Census Bureau's American Community Survey.

What time zone is 38138 in?

38138 is in Central Time.

What is the median household income in 38138?

The median household income in 38138 is $136,297.

What zip codes are near 38138?

The closest zip codes to 38138 are 38139, 38119, 38120, 38125, 38018.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38138, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.