Zip code 38261: Union City, Tennessee

Q: What city is zip code 38261?

38261 is assigned to Union City, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38261 in?

38261 is in Obion County, Tennessee.

Q: What is the population of 38261?

About 16,385 people live in 38261, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38261?

The median household income in 38261 is $55,876.

Q: What zip codes are near 38261?

The closest zip codes to 38261 are 38281, 38260, 38271, 42050, 38253.

Residential delivery areaObion CountyCentral Time

Population

16,385

Median household income

$56K

U.S. $81K

Median home value

$153K

U.S. $333K

Median rent

$761/mo

U.S. $1,413

Median age

39.8

U.S. 38.9

Land area

177 sq mi

93 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38261

38261 is a small-town zip code in Union City, Tennessee (Obion County), covering 177 sq mi of land. About 16,385 people live here, or 93 per square mile. The median resident is 39.8 years old, compared with 38.9 nationally.

The median household earns $55,876 a year, 31% below the national median of $80,734. 19.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $153,400, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 61% of occupied homes are lived in by their owners, and renters pay a median of $761 a month.

21% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 17.3 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in production and manufacturing; transportation and moving goods; and management.

How 38261 compares

Sorted from highest to lowest national percentile

Income inequality (Gini)0.497
88th
WeaknessU.S. 0.483 · TN 0.47669th of 600 in TN
Poverty rate19.9%
84th
WeaknessU.S. 12.5% · TN 13.8%140th of 600 in TN
Government workers18.5%
79th
U.S. 14.5% · TN 13.7%133rd of 607 in TN
Housing vacancy11%
75th
U.S. 10.1% · TN 10.2%322nd of 602 in TN
Residents 65 and older19.3%
69th
U.S. 17.2% · TN 17.1%297th of 608 in TN
Uninsured rate9.4%
68th
U.S. 8.4% · TN 10%292nd of 607 in TN
Residents under 1823.5%
63rd
U.S. 22% · TN 22.2%177th of 608 in TN
Unemployment rate5.4%
59th
U.S. 5.2% · TN 4.7%212th of 607 in TN
Median age39.8
56th
U.S. 38.9 · TN 38.9401st of 608 in TN
Veterans6.2%
55th
U.S. 6.2% · TN 7.3%398th of 607 in TN
Diversity index45.4
44th
U.S. 61.4 · TN 46.493rd of 608 in TN
Healthcare workers8.8%
39th
U.S. 9.7% · TN 9.6%332nd of 607 in TN
Self-employed workers8.2%
35th
U.S. 10% · TN 9.8%396th of 607 in TN
Homeownership rate61.2%
34th
U.S. 65.2% · TN 66.9%508th of 600 in TN
Foreign-born residents4.5%
26th
U.S. 14.1% · TN 6.1%141st of 608 in TN
Population16,385
25th
U.S. 334,922,499 · TN 7,066,383153rd of 608 in TN
Bachelor's degree or higher21.3%
24th
U.S. 35.7% · TN 31.1%248th of 604 in TN
Per capita income$30,444
20th
WeaknessU.S. $44,673 · TN $39,437370th of 608 in TN
Median earnings per worker$38,326
17th
WeaknessU.S. $49,666 · TN $45,229432nd of 606 in TN
Median household income$55,876
15th
WeaknessU.S. $80,734 · TN $69,595379th of 590 in TN
Tech workers1%
13th
U.S. 3.8% · TN 2.8%358th of 607 in TN
Population density93/sq mi
12th
U.S. 95/sq mi · TN 171/sq mi290th of 608 in TN
Broadband access84.6%
11th
WeaknessU.S. 91% · TN 89.2%375th of 600 in TN
Median home value$153,400
10th
U.S. $332,700 · TN $286,700465th of 590 in TN
Rent-burdened renters36.5%
10th
StrengthU.S. 51.1% · TN 48.8%386th of 584 in TN
Median gross rent$761
5th
U.S. $1,413 · TN $1,189387th of 515 in TN
Average commute17.3 min
4th
StrengthU.S. 26.4 min · TN 25.7 min580th of 597 in TN
Work from home3.5%
3rd
U.S. 15.1% · TN 12.9%524th of 608 in TN

Measure	38261	Obion	TN	U.S.	National percentile	Rank in TN
Income inequality (Gini)Weakness	0.497	0.475	0.476	0.483	88th	69th of 600
Poverty rateWeakness	19.9%	18.6%	13.8%	12.5%	84th	140th of 600
Government workers	18.5%	18%	13.7%	14.5%	79th	133rd of 607
Housing vacancy	11%	12.6%	10.2%	10.1%	75th	322nd of 602
Residents 65 and older	19.3%	21.1%	17.1%	17.2%	69th	297th of 608
Uninsured rate	9.4%	8.5%	10%	8.4%	68th	292nd of 607
Residents under 18	23.5%	21.8%	22.2%	22%	63rd	177th of 608
Unemployment rate	5.4%	4.2%	4.7%	5.2%	59th	212th of 607
Median age	39.8	41.8	38.9	38.9	56th	401st of 608
Veterans	6.2%	6.3%	7.3%	6.2%	55th	398th of 607
Diversity index	45.4	35.7	46.4	61.4	44th	93rd of 608
Healthcare workers	8.8%	8.7%	9.6%	9.7%	39th	332nd of 607
Self-employed workers	8.2%	8.6%	9.8%	10%	35th	396th of 607
Homeownership rate	61.2%	68.1%	66.9%	65.2%	34th	508th of 600
Foreign-born residents	4.5%	2.7%	6.1%	14.1%	26th	141st of 608
Population	16,385	30,453	7,066,383	334,922,499	25th	153rd of 608
Bachelor's degree or higher	21.3%	18.3%	31.1%	35.7%	24th	248th of 604
Per capita incomeWeakness	$30,444	$30,429	$39,437	$44,673	20th	370th of 608
Median earnings per workerWeakness	$38,326	$39,805	$45,229	$49,666	17th	432nd of 606
Median household incomeWeakness	$55,876	$54,613	$69,595	$80,734	15th	379th of 590
Tech workers	1%	0.8%	2.8%	3.8%	13th	358th of 607
Population density	93/sq mi	56/sq mi	171/sq mi	95/sq mi	12th	290th of 608
Broadband accessWeakness	84.6%	83.7%	89.2%	91%	11th	375th of 600
Median home value	$153,400	$133,600	$286,700	$332,700	10th	465th of 590
Rent-burdened rentersStrength	36.5%	39.1%	48.8%	51.1%	10th	386th of 584
Median gross rent	$761	$770	$1,189	$1,413	5th	387th of 515
Average commuteStrength	17.3 min	20.2 min	25.7 min	26.4 min	4th	580th of 597
Work from home	3.5%	3.2%	12.9%	15.1%	3rd	524th of 608

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

12%

25–34

15%

35–44

11%

45–54

12%

55–64

11%

65–74

75+

Median age

39.8

Under 18

23.5%

65 and over

19.3%

Race and ethnicity

White72%
Black15%
Hispanic8%
Asian0.2%
Native American0.1%
Pacific Islander0.2%
Other0.1%
Multiracial4%

Diversity index

45.4

U.S. 61.4

Foreign-born

4.5%

U.S. 14.1%

Born in state

71.3%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

0.2%

Asian / Pacific

0.4%

Other

Households

Households: 6,503
Average household size: 2.5
Family households: 59.9%
Married couples: 44.4%
Living alone: 32.9%
Veterans (of adults): 6.2%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

24%

$25–50k

22%

$50–75k

18%

$75–100k

15%

$100–150k

13%

$150–200k

$200k+

Median household income

38261

$55,876

Obion Co.

$54,613

Tennessee

$69,595

United States

$80,734

Per capita income

$30,444

U.S. $44,673

Poverty rate

19.9%

U.S. 12.5%

Households earning $150K+

8.5%

U.S. 23%

Income inequality (Gini)

0.497

U.S. 0.483

Housing

Median home value

38261

$153,400

Obion Co.

$133,600

Tennessee

$286,700

United States

$332,700

Median gross rent

38261

$761

Obion Co.

$770

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

75%

2–4 units

14%

5–19 units

20+ units

Mobile home

Boat, RV, van

0.1%

Housing units: 7,306
Owner-occupied: 61.2%
Vacant: 11%
Median year built: 1973
Median rooms: 5.9
Renters paying 30%+ of income: 36.5%
Renters paying 50%+ of income: 16.6%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

12%

Transit

0.2%

Walked

Bicycle

0.4%

Worked from home

Other

Commute time (one way)

<10 min

32%

10–19

39%

20–29

12%

30–44

45–59

60+

Average commute

17.3 min

U.S. 26.4 min

Unemployment

5.4%

U.S. 5.2%

In labor force

58%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

14%

Transportation and moving

13%

Management

10%

Healthcare

Cleaning and personal care

Office and admin

Construction and repair

Food service

Education

Sales

Police and fire

Business and finance

Engineering and science

Legal and social services

Computer and math

Farming, fishing and forestry

0.5%

Arts, media and sports

0.5%

Industries

Manufacturing

24%

Education

11%

Health care and social assistance

11%

Retail

10%

Restaurants and hotels

Public administration

Transportation, warehousing and utilities

Construction

Other services

Admin, support and management

Finance, insurance and real estate

Professional and technical services

Wholesale

Arts and recreation

Agriculture and mining

Information

0.9%

Median earnings per worker

$38,326

U.S. $49,666

Self-employed

8.2%

U.S. 10%

Government workers

18.5%

U.S. 14.5%

Nonprofit workers

7.5%

U.S. 8.8%

Median earnings by type of work

Type of work	38261	U.S.
Management, business, science and arts	$57,228	$74,888
Service	$21,284	$26,804
Sales and office	$43,717	$40,476
Construction and maintenance	$41,167	$49,199
Production and transportation	$35,915	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

14%

High school

41%

Some college

18%

Associate's

Bachelor's

13%

Graduate

High school graduate or higher: 86.1%
Bachelor's degree or higher: 21.3%
Graduate or professional degree: 8.4%
Households with broadband: 84.6%
Cable, fiber or DSL: 65.9%
No internet access: 14.1%
Without health insurance: 9.4%
Limited-English households: 0%

Geography

City (USPS): Union City
State: Tennessee
County: Obion County
Center point: 36.4289° N, 89.1135° W
Land area: 177 sq mi
Water area: 6.8 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Union City7% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38261

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38281	Union City, TN · PO box	3.2 mi	—	—	—
38260	Troy, TN	6.6 mi	3,720	$49,139	$122,000
38271	Woodland Mills, TN · PO box	7 mi	—	—	—
42050	Hickman, KY	8.7 mi	3,015	$41,800	$77,100
38253	Rives, TN	8.9 mi	917	$69,954	$250,000
38232	Hornbeak, TN	13 mi	2,238	$46,272	$103,200
38257	South Fulton, TN	13 mi	4,437	$58,849	$103,100
38254	Samburg, TN	14 mi	0	—	—
42041	Fulton, KY	16 mi	4,406	$36,045	$105,900
38238	Martin, TN · PO box	16 mi	—	—	—
38233	Kenton, TN	16 mi	2,674	$60,000	$108,700
38259	Trimble, TN	16 mi	672	$39,896	$108,700

Zip codes like 38261 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38261

What city is zip code 38261?

38261 is assigned to Union City, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38261 in?

38261 is in Obion County, Tennessee.

What is the population of 38261?

About 16,385 people live in 38261, according to the Census Bureau's American Community Survey.

What time zone is 38261 in?

38261 is in Central Time.

What is the median household income in 38261?

The median household income in 38261 is $55,876.

What zip codes are near 38261?

The closest zip codes to 38261 are 38281, 38260, 38271, 42050, 38253.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38261, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.