Zip code 37840: Oliver Springs, Tennessee

Q: What city is zip code 37840?

37840 is assigned to Oliver Springs, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 37840 in?

37840 is mostly in Morgan County, but it extends into 2 other counties.

Q: What is the population of 37840?

About 10,004 people live in 37840, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 37840?

The median household income in 37840 is $75,881.

Q: What zip codes are near 37840?

The closest zip codes to 37840 are 37719, 37845, 37710, 37830, 37831.

Residential delivery areaMorgan CountyEastern Time

Population

10,004

Median household income

$76K

U.S. $81K

Median home value

$204K

U.S. $333K

Median rent

$682/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

81 sq mi

124 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 37840

37840 is a small-town zip code in Oliver Springs, Tennessee (Morgan County), covering 81 sq mi of land. About 10,004 people live here, or 124 per square mile. The median resident is 43 years old, compared with 38.9 nationally.

The median household earns $75,881 a year, close to the national median of $80,734. 12.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $203,600, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 80% of occupied homes are lived in by their owners, and renters pay a median of $682 a month.

16% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.5 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in construction and repair; healthcare; and office and administrative support.

How 37840 compares

Sorted from highest to lowest national percentile

Healthcare workers13.5%
90th
U.S. 9.7% · TN 9.6%93rd of 607 in TN
Government workers21%
87th
U.S. 14.5% · TN 13.7%91st of 607 in TN
Residents 65 and older22%
83rd
U.S. 17.2% · TN 17.1%180th of 608 in TN
Income inequality (Gini)0.483
82nd
WeaknessU.S. 0.483 · TN 0.476108th of 600 in TN
Veterans8.2%
79th
U.S. 6.2% · TN 7.3%223rd of 607 in TN
Median age43
77th
U.S. 38.9 · TN 38.9279th of 608 in TN
Homeownership rate79.5%
77th
U.S. 65.2% · TN 66.9%272nd of 600 in TN
Unemployment rate6.4%
73rd
U.S. 5.2% · TN 4.7%160th of 607 in TN
Average commute29.5 min
72nd
U.S. 26.4 min · TN 25.7 min243rd of 597 in TN
Poverty rate12.7%
59th
U.S. 12.5% · TN 13.8%327th of 600 in TN
Residents under 1823%
58th
U.S. 22% · TN 22.2%206th of 608 in TN
Per capita income$39,417
48th
U.S. $44,673 · TN $39,437162nd of 608 in TN
Median household income$75,881
45th
U.S. $80,734 · TN $69,595158th of 590 in TN
Uninsured rate6.3%
45th
U.S. 8.4% · TN 10%465th of 607 in TN
Median earnings per worker$45,454
42nd
U.S. $49,666 · TN $45,229218th of 606 in TN
Self-employed workers8.7%
42nd
U.S. 10% · TN 9.8%358th of 607 in TN
Tech workers2.3%
39th
U.S. 3.8% · TN 2.8%200th of 607 in TN
Housing vacancy5.4%
37th
U.S. 10.1% · TN 10.2%522nd of 602 in TN
Median home value$203,600
22nd
U.S. $332,700 · TN $286,700326th of 590 in TN
Broadband access87.4%
21st
U.S. 91% · TN 89.2%270th of 600 in TN
Population10,004
16th
U.S. 334,922,499 · TN 7,066,383208th of 608 in TN
Population density124/sq mi
15th
U.S. 95/sq mi · TN 171/sq mi245th of 608 in TN
Rent-burdened renters39.8%
15th
StrengthU.S. 51.1% · TN 48.8%358th of 584 in TN
Bachelor's degree or higher15.5%
11th
WeaknessU.S. 35.7% · TN 31.1%391st of 604 in TN
Work from home5.1%
8th
U.S. 15.1% · TN 12.9%464th of 608 in TN
Diversity index9.8
4th
U.S. 61.4 · TN 46.4501st of 608 in TN
Median gross rent$682
2nd
U.S. $1,413 · TN $1,189451st of 515 in TN
Foreign-born residents0.2%
2nd
U.S. 14.1% · TN 6.1%512th of 608 in TN

Measure	37840	Morgan	TN	U.S.	National percentile	Rank in TN
Healthcare workers	13.5%	13.5%	9.6%	9.7%	90th	93rd of 607
Government workers	21%	22.5%	13.7%	14.5%	87th	91st of 607
Residents 65 and older	22%	18.8%	17.1%	17.2%	83rd	180th of 608
Income inequality (Gini)Weakness	0.483	0.468	0.476	0.483	82nd	108th of 600
Veterans	8.2%	8.7%	7.3%	6.2%	79th	223rd of 607
Median age	43	42.3	38.9	38.9	77th	279th of 608
Homeownership rate	79.5%	84.9%	66.9%	65.2%	77th	272nd of 600
Unemployment rate	6.4%	5.1%	4.7%	5.2%	73rd	160th of 607
Average commute	29.5 min	35.5 min	25.7 min	26.4 min	72nd	243rd of 597
Poverty rate	12.7%	15.1%	13.8%	12.5%	59th	327th of 600
Residents under 18	23%	18.9%	22.2%	22%	58th	206th of 608
Per capita income	$39,417	$32,330	$39,437	$44,673	48th	162nd of 608
Median household income	$75,881	$65,954	$69,595	$80,734	45th	158th of 590
Uninsured rate	6.3%	10.5%	10%	8.4%	45th	465th of 607
Median earnings per worker	$45,454	$45,596	$45,229	$49,666	42nd	218th of 606
Self-employed workers	8.7%	6.3%	9.8%	10%	42nd	358th of 607
Tech workers	2.3%	0.6%	2.8%	3.8%	39th	200th of 607
Housing vacancy	5.4%	16.1%	10.2%	10.1%	37th	522nd of 602
Median home value	$203,600	$166,300	$286,700	$332,700	22nd	326th of 590
Broadband access	87.4%	86.9%	89.2%	91%	21st	270th of 600
Population	10,004	21,361	7,066,383	334,922,499	16th	208th of 608
Population density	124/sq mi	41/sq mi	171/sq mi	95/sq mi	15th	245th of 608
Rent-burdened rentersStrength	39.8%	44.3%	48.8%	51.1%	15th	358th of 584
Bachelor's degree or higherWeakness	15.5%	13.6%	31.1%	35.7%	11th	391st of 604
Work from home	5.1%	6.5%	12.9%	15.1%	8th	464th of 608
Diversity index	9.8	16.3	46.4	61.4	4th	501st of 608
Median gross rent	$682	$770	$1,189	$1,413	2nd	451st of 515
Foreign-born residents	0.2%	1%	6.1%	14.1%	2nd	512th of 608

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

11%

25–34

13%

35–44

12%

45–54

14%

55–64

13%

65–74

75+

Median age

Under 18

23%

65 and over

22%

Race and ethnicity

White95%
Black0%
Hispanic0.2%
Asian0%
Native American0%
Pacific Islander0%
Other1%
Multiracial4%

Diversity index

9.8

U.S. 61.4

Foreign-born

0.2%

U.S. 14.1%

Born in state

74.3%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

Other

0.3%

Households

Households: 3,789
Average household size: 2.6
Family households: 69.9%
Married couples: 56.9%
Living alone: 25.1%
Veterans (of adults): 8.2%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

20%

$25–50k

18%

$50–75k

12%

$75–100k

13%

$100–150k

23%

$150–200k

$200k+

Median household income

37840

$75,881

Morgan Co.

$65,954

Tennessee

$69,595

United States

$80,734

Per capita income

$39,417

U.S. $44,673

Poverty rate

12.7%

U.S. 12.5%

Households earning $150K+

14.6%

U.S. 23%

Income inequality (Gini)

0.483

U.S. 0.483

Housing

Median home value

37840

$203,600

Morgan Co.

$166,300

Tennessee

$286,700

United States

$332,700

Median gross rent

37840

$682

Morgan Co.

$770

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

72%

2–4 units

5–19 units

20+ units

Mobile home

24%

Boat, RV, van

Housing units: 4,006
Owner-occupied: 79.5%
Vacant: 5.4%
Median year built: 1979
Median rooms: 6.1
Renters paying 30%+ of income: 39.8%
Renters paying 50%+ of income: 17.2%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

83%

Carpooled

11%

Transit

Walked

Bicycle

Worked from home

Other

0.4%

Commute time (one way)

<10 min

10–19

21%

20–29

22%

30–44

24%

45–59

19%

60+

Average commute

29.5 min

U.S. 26.4 min

Unemployment

6.4%

U.S. 5.2%

In labor force

62.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

20%

Healthcare

14%

Office and admin

11%

Production

Business and finance

Management

Transportation and moving

Engineering and science

Cleaning and personal care

Legal and social services

Police and fire

Sales

Education

Food service

Computer and math

Arts, media and sports

0.3%

Farming, fishing and forestry

0.2%

Industries

Construction

14%

Manufacturing

13%

Retail

12%

Health care and social assistance

11%

Education

Public administration

Professional and technical services

Transportation, warehousing and utilities

Admin, support and management

Wholesale

Restaurants and hotels

Arts and recreation

Other services

Finance, insurance and real estate

Information

0.6%

Agriculture and mining

0.2%

Median earnings per worker

$45,454

U.S. $49,666

Self-employed

8.7%

U.S. 10%

Government workers

21%

U.S. 14.5%

Nonprofit workers

8.5%

U.S. 8.8%

Median earnings by type of work

Type of work	37840	U.S.
Management, business, science and arts	$55,791	$74,888
Service	$26,773	$26,804
Sales and office	$36,428	$40,476
Construction and maintenance	$54,538	$49,199
Production and transportation	$45,357	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

13%

High school

39%

Some college

21%

Associate's

12%

Bachelor's

10%

Graduate

High school graduate or higher: 87.4%
Bachelor's degree or higher: 15.5%
Graduate or professional degree: 5.7%
Households with broadband: 87.4%
Cable, fiber or DSL: 64.5%
No internet access: 10.4%
Without health insurance: 6.3%
Limited-English households: 0%

Geography

City (USPS): Oliver Springs
State: Tennessee
County: Morgan County
Center point: 36.0678° N, 84.3696° W
Land area: 81 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

37840 spans 3 counties

Morgan County44% of land
Anderson County37% of land
Roane County19% of land

Cities and towns within this zip

Coalfield (unincorporated)13% of zip
Oliver Springs7% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 37840

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
37719	Coalfield, TN	4.6 mi	45	—	—
37845	Petros, TN	5.1 mi	171	$15,486	—
37710	Briceville, TN	6.9 mi	1,083	$28,362	$90,600
37830	Oak Ridge, TN	8.3 mi	33,038	$72,269	$270,900
37831	Oak Ridge, TN · PO box	10 mi	—	—	—
37716	Clinton, TN	12 mi	27,425	$64,915	$244,000
37717	Clinton, TN · PO box	12 mi	—	—	—
37748	Harriman, TN	12 mi	17,575	$64,883	$196,900
37714	Caryville, TN	13 mi	4,421	$56,172	$227,600
37887	Wartburg, TN	14 mi	6,555	$65,137	$187,900
37932	Knoxville, TN	14 mi	25,424	$119,703	$463,100
37829	Oakdale, TN	15 mi	1,977	$90,691	$157,300

Zip codes like 37840 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 37840

What city is zip code 37840?

37840 is assigned to Oliver Springs, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 37840 in?

37840 is mostly in Morgan County, but it extends into 2 other counties.

What is the population of 37840?

About 10,004 people live in 37840, according to the Census Bureau's American Community Survey.

What time zone is 37840 in?

37840 is in Eastern Time.

What is the median household income in 37840?

The median household income in 37840 is $75,881.

What zip codes are near 37840?

The closest zip codes to 37840 are 37719, 37845, 37710, 37830, 37831.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 37840, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.