Zip code 45320: Eaton, Ohio

Q: What city is zip code 45320?

45320 is assigned to Eaton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45320 in?

45320 is in Preble County, Ohio.

Q: What is the population of 45320?

About 15,454 people live in 45320, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45320?

The median household income in 45320 is $64,903.

Q: What zip codes are near 45320?

The closest zip codes to 45320 are 45321, 45311, 45381, 47324, 45338.

Residential delivery areaPreble CountyEastern Time

Population

15,454

Median household income

$65K

U.S. $81K

Median home value

$186K

U.S. $333K

Median rent

$783/mo

U.S. $1,413

Median age

44.1

U.S. 38.9

Land area

134 sq mi

115 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45320

45320 is a small-town zip code in Eaton, Ohio (Preble County), covering 134 sq mi of land. About 15,454 people live here, or 115 per square mile. The median resident is 44.1 years old, compared with 38.9 nationally.

The median household earns $64,903 a year, 20% below the national median of $80,734. 10.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $186,200, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $783 a month.

22% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.2 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in production and manufacturing; healthcare; and transportation and moving goods.

How 45320 compares

Sorted from highest to lowest national percentile

Median age44.1
82nd
U.S. 38.9 · OH 39.7385th of 1,166 in OH
Residents 65 and older21.6%
81st
U.S. 17.2% · OH 18.3%367th of 1,168 in OH
Veterans8%
77th
U.S. 6.2% · OH 6.6%341st of 1,168 in OH
Homeownership rate77.1%
72nd
U.S. 65.2% · OH 67.2%618th of 1,159 in OH
Healthcare workers10.5%
65th
U.S. 9.7% · OH 10.5%535th of 1,163 in OH
Government workers15.7%
64th
U.S. 14.5% · OH 12.9%272nd of 1,163 in OH
Residents under 1823%
58th
U.S. 22% · OH 22%473rd of 1,168 in OH
Housing vacancy6.9%
52nd
U.S. 10.1% · OH 8.1%607th of 1,160 in OH
Poverty rate10.7%
49th
U.S. 12.5% · OH 13.3%583rd of 1,159 in OH
Median earnings per worker$45,376
41st
U.S. $49,666 · OH $47,692581st of 1,153 in OH
Average commute24.2 min
38th
U.S. 26.4 min · OH 23.4 min587th of 1,121 in OH
Per capita income$34,703
33rd
U.S. $44,673 · OH $40,552590th of 1,165 in OH
Rent-burdened renters45.1%
29th
U.S. 51.1% · OH 45.9%460th of 1,113 in OH
Median household income$64,903
28th
U.S. $80,734 · OH $71,389685th of 1,122 in OH
Bachelor's degree or higher22.1%
26th
U.S. 35.7% · OH 31.5%484th of 1,166 in OH
Income inequality (Gini)0.405
25th
U.S. 0.483 · OH 0.467637th of 1,156 in OH
Population15,454
23rd
U.S. 334,922,499 · OH 11,810,293288th of 1,168 in OH
Uninsured rate4%
22nd
U.S. 8.4% · OH 6.4%793rd of 1,165 in OH
Self-employed workers7.1%
21st
U.S. 10% · OH 8.1%688th of 1,163 in OH
Median home value$186,200
18th
U.S. $332,700 · OH $214,800502nd of 1,114 in OH
Broadband access86.3%
16th
WeaknessU.S. 91% · OH 90.1%768th of 1,159 in OH
Population density115/sq mi
15th
U.S. 95/sq mi · OH 289/sq mi718th of 1,168 in OH
Tech workers0.9%
11th
U.S. 3.8% · OH 3.2%709th of 1,163 in OH
Unemployment rate2.5%
10th
StrengthU.S. 5.2% · OH 4.8%792nd of 1,164 in OH
Work from home4.7%
7th
U.S. 15.1% · OH 13%868th of 1,163 in OH
Median gross rent$783
6th
U.S. $1,413 · OH $1,034791st of 1,007 in OH
Diversity index9.6
4th
U.S. 61.4 · OH 40.6813th of 1,168 in OH
Foreign-born residents0.5%
3rd
U.S. 14.1% · OH 5.2%746th of 1,168 in OH

Measure	45320	Preble	OH	U.S.	National percentile	Rank in OH
Median age	44.1	43.3	39.7	38.9	82nd	385th of 1,166
Residents 65 and older	21.6%	20.4%	18.3%	17.2%	81st	367th of 1,168
Veterans	8%	7.7%	6.6%	6.2%	77th	341st of 1,168
Homeownership rate	77.1%	79.7%	67.2%	65.2%	72nd	618th of 1,159
Healthcare workers	10.5%	10.3%	10.5%	9.7%	65th	535th of 1,163
Government workers	15.7%	13.7%	12.9%	14.5%	64th	272nd of 1,163
Residents under 18	23%	22.2%	22%	22%	58th	473rd of 1,168
Housing vacancy	6.9%	7.8%	8.1%	10.1%	52nd	607th of 1,160
Poverty rate	10.7%	12.6%	13.3%	12.5%	49th	583rd of 1,159
Median earnings per worker	$45,376	$45,090	$47,692	$49,666	41st	581st of 1,153
Average commute	24.2 min	26.4 min	23.4 min	26.4 min	38th	587th of 1,121
Per capita income	$34,703	$34,711	$40,552	$44,673	33rd	590th of 1,165
Rent-burdened renters	45.1%	37.4%	45.9%	51.1%	29th	460th of 1,113
Median household income	$64,903	$69,223	$71,389	$80,734	28th	685th of 1,122
Bachelor's degree or higher	22.1%	18.5%	31.5%	35.7%	26th	484th of 1,166
Income inequality (Gini)	0.405	0.406	0.467	0.483	25th	637th of 1,156
Population	15,454	40,765	11,810,293	334,922,499	23rd	288th of 1,168
Uninsured rate	4%	5.4%	6.4%	8.4%	22nd	793rd of 1,165
Self-employed workers	7.1%	7.9%	8.1%	10%	21st	688th of 1,163
Median home value	$186,200	$180,900	$214,800	$332,700	18th	502nd of 1,114
Broadband accessWeakness	86.3%	88%	90.1%	91%	16th	768th of 1,159
Population density	115/sq mi	96/sq mi	289/sq mi	95/sq mi	15th	718th of 1,168
Tech workers	0.9%	1.4%	3.2%	3.8%	11th	709th of 1,163
Unemployment rateStrength	2.5%	3.2%	4.8%	5.2%	10th	792nd of 1,164
Work from home	4.7%	7.3%	13%	15.1%	7th	868th of 1,163
Median gross rent	$783	$794	$1,034	$1,413	6th	791st of 1,007
Diversity index	9.6	9.7	40.6	61.4	4th	813th of 1,168
Foreign-born residents	0.5%	0.6%	5.2%	14.1%	3rd	746th of 1,168

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

11%

25–34

13%

35–44

12%

45–54

14%

55–64

12%

65–74

75+

Median age

44.1

Under 18

23%

65 and over

21.6%

Race and ethnicity

White95%
Black0.6%
Hispanic0.6%
Asian0%
Native American0.0%
Pacific Islander0%
Other0.5%
Multiracial3%

Diversity index

9.6

U.S. 61.4

Foreign-born

0.5%

U.S. 14.1%

Born in state

74.9%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

0.4%

Asian / Pacific

0.4%

Other

0.1%

Households

Households: 6,659
Average household size: 2.3
Family households: 61%
Married couples: 47.5%
Living alone: 32.6%
Veterans (of adults): 8%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

21%

$50–75k

17%

$75–100k

15%

$100–150k

20%

$150–200k

$200k+

Median household income

45320

$64,903

Preble Co.

$69,223

Ohio

$71,389

United States

$80,734

Per capita income

$34,703

U.S. $44,673

Poverty rate

10.7%

U.S. 12.5%

Households earning $150K+

10.2%

U.S. 23%

Income inequality (Gini)

0.405

U.S. 0.483

Housing

Median home value

45320

$186,200

Preble Co.

$180,900

Ohio

$214,800

United States

$332,700

Median gross rent

45320

$783

Preble Co.

$794

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

88%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 7,154
Owner-occupied: 77.1%
Vacant: 6.9%
Median year built: 1978
Median rooms: 6
Renters paying 30%+ of income: 45.1%
Renters paying 50%+ of income: 16.6%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

86%

Carpooled

Transit

0.1%

Walked

Bicycle

Worked from home

Other

0.4%

Commute time (one way)

<10 min

29%

10–19

26%

20–29

11%

30–44

15%

45–59

13%

60+

Average commute

24.2 min

U.S. 26.4 min

Unemployment

2.5%

U.S. 5.2%

In labor force

62.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

16%

Healthcare

11%

Transportation and moving

10%

Management

10%

Construction and repair

Office and admin

Sales

Education

Food service

Cleaning and personal care

Engineering and science

Legal and social services

Police and fire

Business and finance

Computer and math

0.9%

Arts, media and sports

0.8%

Farming, fishing and forestry

0.5%

Industries

Manufacturing

25%

Health care and social assistance

14%

Retail

Education

Construction

Restaurants and hotels

Public administration

Transportation, warehousing and utilities

Other services

Professional and technical services

Finance, insurance and real estate

Agriculture and mining

Admin, support and management

Wholesale

Arts and recreation

Information

Median earnings per worker

$45,376

U.S. $49,666

Self-employed

7.1%

U.S. 10%

Government workers

15.7%

U.S. 14.5%

Nonprofit workers

8.7%

U.S. 8.8%

Median earnings by type of work

Type of work	45320	U.S.
Management, business, science and arts	$54,545	$74,888
Service	$30,510	$26,804
Sales and office	$38,542	$40,476
Construction and maintenance	$61,689	$49,199
Production and transportation	$42,033	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

45%

Some college

19%

Associate's

Bachelor's

13%

Graduate

High school graduate or higher: 93.8%
Bachelor's degree or higher: 22.1%
Graduate or professional degree: 9.4%
Households with broadband: 86.3%
Cable, fiber or DSL: 68%
No internet access: 7.9%
Without health insurance: 4%
Limited-English households: 0%

Geography

City (USPS): Eaton
State: Ohio
County: Preble County
Center point: 39.7507° N, 84.6813° W
Land area: 134 sq mi
Water area: 0.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Eaton5% of zip
Lake Lakengren (unincorporated)2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45320

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45321	Eldorado, OH	7.9 mi	1,272	$69,135	$150,900
45311	Camden, OH	8.5 mi	5,701	$68,555	$194,600
45381	West Alexandria, OH	8.5 mi	5,626	$62,263	$204,900
47324	Boston, IN	9.1 mi	246	$70,893	$75,500
45338	Lewisburg, OH	10 mi	4,761	$74,776	$191,900
45347	New Paris, OH	10 mi	4,095	$63,025	$136,700
45330	Gratis, OH	11 mi	710	$76,964	$154,200
45382	West Manchester, OH	11 mi	1,154	$95,652	$200,000
47375	Richmond, IN · PO box	12 mi	—	—	—
47374	Richmond, IN	13 mi	44,615	$50,766	$130,700
45003	College Corner, OH	13 mi	839	$71,250	$168,800
45070	West Elkton, OH	13 mi	142	$50,417	$87,500

Zip codes like 45320 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45320

What city is zip code 45320?

45320 is assigned to Eaton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45320 in?

45320 is in Preble County, Ohio.

What is the population of 45320?

About 15,454 people live in 45320, according to the Census Bureau's American Community Survey.

What time zone is 45320 in?

45320 is in Eastern Time.

What is the median household income in 45320?

The median household income in 45320 is $64,903.

What zip codes are near 45320?

The closest zip codes to 45320 are 45321, 45311, 45381, 47324, 45338.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45320, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.