Zip code 37095: Liberty, Tennessee

Q: What city is zip code 37095?

37095 is assigned to Liberty, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 37095 in?

37095 is mostly in DeKalb County, but it extends into 2 other counties.

Q: What is the population of 37095?

About 1,697 people live in 37095, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 37095?

The median household income in 37095 is $64,792.

Q: What zip codes are near 37095?

The closest zip codes to 37095 are 37059, 37012, 37016, 37166, 37190.

Residential delivery areaDeKalb CountyCentral Time

Population

1,697

Median household income

$65K

U.S. $81K

Median home value

$189K

U.S. $333K

Median rent

$531/mo

U.S. $1,413

Median age

53.5

U.S. 38.9

Land area

77 sq mi

22 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 37095

37095 is a rural zip code in Liberty, Tennessee (DeKalb County), covering 77 sq mi of land. About 1,697 people live here, or 22 per square mile. The median resident is 53.5 years old, compared with 38.9 nationally.

The median household earns $64,792 a year, 20% below the national median of $80,734. 24.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $189,200, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 81% of occupied homes are lived in by their owners, and renters pay a median of $531 a month.

24% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 33.9 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in transportation and moving goods; office and administrative support; and management. 15% of them are self-employed (U.S.: 10%).

How 37095 compares

Sorted from highest to lowest national percentile

Median age53.5
97th
U.S. 38.9 · TN 38.944th of 608 in TN
Uninsured rate21.3%
96th
WeaknessU.S. 8.4% · TN 10%25th of 607 in TN
Poverty rate24.2%
91st
WeaknessU.S. 12.5% · TN 13.8%76th of 600 in TN
Self-employed workers15.2%
91st
U.S. 10% · TN 9.8%90th of 607 in TN
Average commute33.9 min
89th
WeaknessU.S. 26.4 min · TN 25.7 min119th of 597 in TN
Housing vacancy14.4%
85th
U.S. 10.1% · TN 10.2%205th of 602 in TN
Homeownership rate81.2%
81st
StrengthU.S. 65.2% · TN 66.9%235th of 600 in TN
Veterans8.5%
81st
U.S. 6.2% · TN 7.3%200th of 607 in TN
Government workers16.2%
67th
U.S. 14.5% · TN 13.7%201st of 607 in TN
Work from home13.6%
54th
U.S. 15.1% · TN 12.9%134th of 608 in TN
Residents 65 and older16.6%
50th
U.S. 17.2% · TN 17.1%402nd of 608 in TN
Income inequality (Gini)0.433
48th
U.S. 0.483 · TN 0.476303rd of 600 in TN
Bachelor's degree or higher24.1%
32nd
U.S. 35.7% · TN 31.1%208th of 604 in TN
Per capita income$33,871
30th
U.S. $44,673 · TN $39,437268th of 608 in TN
Median household income$64,792
28th
U.S. $80,734 · TN $69,595254th of 590 in TN
Healthcare workers8%
28th
U.S. 9.7% · TN 9.6%387th of 607 in TN
Median home value$189,200
19th
U.S. $332,700 · TN $286,700359th of 590 in TN
Residents under 1818%
19th
U.S. 22% · TN 22.2%436th of 608 in TN
Median earnings per worker$39,139
19th
WeaknessU.S. $49,666 · TN $45,229412th of 606 in TN
Rent-burdened renters36.4%
10th
StrengthU.S. 51.1% · TN 48.8%387th of 584 in TN
Tech workers0.6%
7th
U.S. 3.8% · TN 2.8%405th of 607 in TN
Broadband access79.2%
4th
WeaknessU.S. 91% · TN 89.2%495th of 600 in TN
Population density22/sq mi
3rd
U.S. 95/sq mi · TN 171/sq mi554th of 608 in TN
Unemployment rate1.6%
3rd
StrengthU.S. 5.2% · TN 4.7%506th of 607 in TN
Diversity index7.8
3rd
U.S. 61.4 · TN 46.4527th of 608 in TN
Population1,697
2nd
U.S. 334,922,499 · TN 7,066,383468th of 608 in TN
Foreign-born residents0.4%
2nd
U.S. 14.1% · TN 6.1%475th of 608 in TN
Median gross rent$531
1st
U.S. $1,413 · TN $1,189503rd of 515 in TN

Measure	37095	DeKalb	TN	U.S.	National percentile	Rank in TN
Median age	53.5	41.9	38.9	38.9	97th	44th of 608
Uninsured rateWeakness	21.3%	8.7%	10%	8.4%	96th	25th of 607
Poverty rateWeakness	24.2%	18.6%	13.8%	12.5%	91st	76th of 600
Self-employed workers	15.2%	9.6%	9.8%	10%	91st	90th of 607
Average commuteWeakness	33.9 min	29.3 min	25.7 min	26.4 min	89th	119th of 597
Housing vacancy	14.4%	14.8%	10.2%	10.1%	85th	205th of 602
Homeownership rateStrength	81.2%	72.6%	66.9%	65.2%	81st	235th of 600
Veterans	8.5%	7.1%	7.3%	6.2%	81st	200th of 607
Government workers	16.2%	13.9%	13.7%	14.5%	67th	201st of 607
Work from home	13.6%	6.6%	12.9%	15.1%	54th	134th of 608
Residents 65 and older	16.6%	18.8%	17.1%	17.2%	50th	402nd of 608
Income inequality (Gini)	0.433	0.445	0.476	0.483	48th	303rd of 600
Bachelor's degree or higher	24.1%	20.8%	31.1%	35.7%	32nd	208th of 604
Per capita income	$33,871	$30,133	$39,437	$44,673	30th	268th of 608
Median household income	$64,792	$53,153	$69,595	$80,734	28th	254th of 590
Healthcare workers	8%	13%	9.6%	9.7%	28th	387th of 607
Median home value	$189,200	$235,500	$286,700	$332,700	19th	359th of 590
Residents under 18	18%	21.7%	22.2%	22%	19th	436th of 608
Median earnings per workerWeakness	$39,139	$39,798	$45,229	$49,666	19th	412th of 606
Rent-burdened rentersStrength	36.4%	60.7%	48.8%	51.1%	10th	387th of 584
Tech workers	0.6%	1%	2.8%	3.8%	7th	405th of 607
Broadband accessWeakness	79.2%	83.2%	89.2%	91%	4th	495th of 600
Population density	22/sq mi	69/sq mi	171/sq mi	95/sq mi	3rd	554th of 608
Unemployment rateStrength	1.6%	5.6%	4.7%	5.2%	3rd	506th of 607
Diversity index	7.8	23.6	46.4	61.4	3rd	527th of 608
Population	1,697	20,959	7,066,383	334,922,499	2nd	468th of 608
Foreign-born residents	0.4%	4.8%	6.1%	14.1%	2nd	475th of 608
Median gross rent	$531	$839	$1,189	$1,413	1st	503rd of 515

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

25–34

15%

35–44

45–54

32%

55–64

10%

65–74

75+

Median age

53.5

Under 18

18%

65 and over

16.6%

Race and ethnicity

White96%
Black0.1%
Hispanic0.2%
Asian0%
Native American1%
Pacific Islander0%
Other0.7%
Multiracial2%

Diversity index

7.8

U.S. 61.4

Foreign-born

0.4%

U.S. 14.1%

Born in state

72.5%

Language spoken at home (households)

English only

99%

Spanish

0.3%

Other Indo-European

Asian / Pacific

Other

0.3%

Households

Households: 740
Average household size: 2.3
Family households: 70.1%
Married couples: 61.1%
Living alone: 21.9%
Veterans (of adults): 8.5%
Male / female: 57% / 43%

Income and poverty

Household income distribution

<$25k

25%

$25–50k

19%

$50–75k

15%

$75–100k

14%

$100–150k

10%

$150–200k

14%

$200k+

Median household income

37095

$64,792

DeKalb Co.

$53,153

Tennessee

$69,595

United States

$80,734

Per capita income

$33,871

U.S. $44,673

Poverty rate

24.2%

U.S. 12.5%

Households earning $150K+

17.3%

U.S. 23%

Income inequality (Gini)

0.433

U.S. 0.483

Housing

Median home value

37095

$189,200

DeKalb Co.

$235,500

Tennessee

$286,700

United States

$332,700

Median gross rent

37095

$531

DeKalb Co.

$839

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

88%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 864
Owner-occupied: 81.2%
Vacant: 14.4%
Median year built: 1980
Median rooms: 5
Renters paying 30%+ of income: 36.4%
Renters paying 50%+ of income: 29.5%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

Transit

Walked

0.2%

Bicycle

Worked from home

14%

Other

Commute time (one way)

<10 min

10–19

23%

20–29

11%

30–44

32%

45–59

10%

60+

16%

Average commute

33.9 min

U.S. 26.4 min

Unemployment

1.6%

U.S. 5.2%

In labor force

62.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

21%

Office and admin

17%

Management

16%

Construction and repair

12%

Healthcare

Arts, media and sports

Food service

Production

Police and fire

Sales

Business and finance

Education

Cleaning and personal care

Computer and math

0.6%

Farming, fishing and forestry

0.2%

Legal and social services

0.1%

Engineering and science

Industries

Manufacturing

20%

Transportation, warehousing and utilities

12%

Restaurants and hotels

11%

Public administration

10%

Arts and recreation

Health care and social assistance

Admin, support and management

Construction

Retail

Wholesale

Finance, insurance and real estate

Education

Professional and technical services

0.9%

Information

0.8%

Other services

0.7%

Agriculture and mining

0.2%

Median earnings per worker

$39,139

U.S. $49,666

Self-employed

15.2%

U.S. 10%

Government workers

16.2%

U.S. 14.5%

Nonprofit workers

4.6%

U.S. 8.8%

Median earnings by type of work

Type of work	37095	U.S.
Management, business, science and arts	$97,952	$74,888
Service	$4,974	$26,804
Sales and office	$39,116	$40,476
Construction and maintenance	$50,536	$49,199
Production and transportation	$29,167	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

13%

High school

42%

Some college

13%

Associate's

Bachelor's

13%

Graduate

11%

High school graduate or higher: 87.1%
Bachelor's degree or higher: 24.1%
Graduate or professional degree: 11.4%
Households with broadband: 79.2%
Cable, fiber or DSL: 61.1%
No internet access: 20%
Without health insurance: 21.3%
Limited-English households: 0.3%

Geography

City (USPS): Liberty
State: Tennessee
County: DeKalb County
Center point: 35.9659° N, 85.9611° W
Land area: 77 sq mi
Water area: 1.8 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

37095 spans 3 counties

DeKalb County76% of land
Cannon County22% of land
Wilson County2% of land

Cities and towns within this zip

Liberty2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 37095

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
37059	Dowelltown, TN	3.5 mi	1,590	$49,510	$232,200
37012	Alexandria, TN	7.7 mi	2,118	$49,265	$237,600
37016	Auburntown, TN	8.5 mi	900	$64,821	$219,000
37166	Smithville, TN	10 mi	15,731	$52,797	$224,300
37190	Woodbury, TN	11 mi	9,525	$64,792	$274,200
38567	Hickman, TN	12 mi	1,065	$100,368	$340,500
38569	Lancaster, TN	12 mi	390	—	$362,800
37118	Milton, TN	13 mi	1,094	$74,592	$478,300
38547	Brush Creek, TN	13 mi	2,088	$80,843	$244,100
37184	Watertown, TN	13 mi	7,289	$83,125	$346,900
38582	Silver Point, TN	14 mi	1,729	$93,333	$245,300
37149	Readyville, TN	17 mi	2,602	$78,345	$402,900

Zip codes like 37095 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 37095

What city is zip code 37095?

37095 is assigned to Liberty, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 37095 in?

37095 is mostly in DeKalb County, but it extends into 2 other counties.

What is the population of 37095?

About 1,697 people live in 37095, according to the Census Bureau's American Community Survey.

What time zone is 37095 in?

37095 is in Central Time.

What is the median household income in 37095?

The median household income in 37095 is $64,792.

What zip codes are near 37095?

The closest zip codes to 37095 are 37059, 37012, 37016, 37166, 37190.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 37095, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.