Zip code 32438: Fountain, Florida

Q: What city is zip code 32438?

32438 is assigned to Fountain, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 32438 in?

32438 is mostly in Bay County, but it extends into 3 other counties.

Q: What is the population of 32438?

About 4,815 people live in 32438, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 32438?

The median household income in 32438 is $50,000.

Q: What zip codes are near 32438?

The closest zip codes to 32438 are 32420, 32466, 32428, 32421, 32430.

Residential delivery areaBay CountyCentral Time

Population

4,815

Median household income

$50K

U.S. $81K

Median home value

$154K

U.S. $333K

Median rent

$626/mo

U.S. $1,413

Median age

39.9

U.S. 38.9

Land area

57 sq mi

85 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 32438

32438 is a small-town zip code in Fountain, Florida (Bay County), covering 57 sq mi of land. About 4,815 people live here, or 85 per square mile. The median resident is 39.9 years old, compared with 38.9 nationally.

The median household earns $50,000 a year, 38% below the national median of $80,734. 25.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $153,700, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 82% of occupied homes are lived in by their owners, and renters pay a median of $626 a month.

13% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 43.7 minutes each way, and 3% of workers work from home. The most common jobs among working residents are in construction and repair; management; and food service.

How 32438 compares

Sorted from highest to lowest national percentile

Average commute43.7 min
99th
WeaknessU.S. 26.4 min · FL 28 min11th of 948 in FL
Veterans15.5%
98th
U.S. 6.2% · FL 7.4%52nd of 976 in FL
Residents under 1830.1%
96th
U.S. 22% · FL 19.5%31st of 977 in FL
Poverty rate25.4%
92nd
WeaknessU.S. 12.5% · FL 12.6%71st of 970 in FL
Homeownership rate82.4%
84th
StrengthU.S. 65.2% · FL 67.6%287th of 969 in FL
Uninsured rate13.1%
84th
WeaknessU.S. 8.4% · FL 11.5%309th of 973 in FL
Housing vacancy11.1%
76th
U.S. 10.1% · FL 14.7%528th of 969 in FL
Median age39.9
56th
U.S. 38.9 · FL 42.6657th of 977 in FL
Unemployment rate5.1%
54th
U.S. 5.2% · FL 4.8%348th of 973 in FL
Income inequality (Gini)0.437
52nd
U.S. 0.483 · FL 0.485543rd of 968 in FL
Self-employed workers9.2%
49th
U.S. 10% · FL 12.8%742nd of 973 in FL
Diversity index34.9
29th
U.S. 61.4 · FL 64.7711th of 977 in FL
Foreign-born residents4.5%
26th
U.S. 14.1% · FL 21.9%802nd of 977 in FL
Residents 65 and older13%
23rd
U.S. 17.2% · FL 21.3%838th of 977 in FL
Population density85/sq mi
12th
U.S. 95/sq mi · FL 418/sq mi824th of 977 in FL
Median home value$153,700
10th
U.S. $332,700 · FL $359,000863rd of 935 in FL
Median household income$50,000
9th
WeaknessU.S. $80,734 · FL $74,568841st of 948 in FL
Population4,815
8th
U.S. 334,922,499 · FL 22,416,077813th of 977 in FL
Government workers8.2%
8th
U.S. 14.5% · FL 11.7%752nd of 973 in FL
Rent-burdened renters33.8%
7th
StrengthU.S. 51.1% · FL 60.1%875th of 945 in FL
Healthcare workers5.8%
7th
U.S. 9.7% · FL 9.5%847th of 973 in FL
Per capita income$23,732
6th
WeaknessU.S. $44,673 · FL $42,609900th of 977 in FL
Bachelor's degree or higher13.1%
6th
WeaknessU.S. 35.7% · FL 34.1%869th of 975 in FL
Median earnings per worker$32,335
5th
WeaknessU.S. $49,666 · FL $44,337897th of 961 in FL
Work from home3.2%
3rd
U.S. 15.1% · FL 15.7%917th of 975 in FL
Broadband access77.2%
3rd
WeaknessU.S. 91% · FL 91.6%931st of 969 in FL
Median gross rent$626
1st
U.S. $1,413 · FL $1,669899th of 902 in FL
Tech workers0%
1st
U.S. 3.8% · FL 3.1%884th of 973 in FL

Measure	32438	Bay	FL	U.S.	National percentile	Rank in FL
Average commuteWeakness	43.7 min	23.9 min	28 min	26.4 min	99th	11th of 948
Veterans	15.5%	13.6%	7.4%	6.2%	98th	52nd of 976
Residents under 18	30.1%	21.1%	19.5%	22%	96th	31st of 977
Poverty rateWeakness	25.4%	11.9%	12.6%	12.5%	92nd	71st of 970
Homeownership rateStrength	82.4%	66.8%	67.6%	65.2%	84th	287th of 969
Uninsured rateWeakness	13.1%	14.4%	11.5%	8.4%	84th	309th of 973
Housing vacancy	11.1%	27.3%	14.7%	10.1%	76th	528th of 969
Median age	39.9	41	42.6	38.9	56th	657th of 977
Unemployment rate	5.1%	3.9%	4.8%	5.2%	54th	348th of 973
Income inequality (Gini)	0.437	0.441	0.485	0.483	52nd	543rd of 968
Self-employed workers	9.2%	13.4%	12.8%	10%	49th	742nd of 973
Diversity index	34.9	45	64.7	61.4	29th	711th of 977
Foreign-born residents	4.5%	8.6%	21.9%	14.1%	26th	802nd of 977
Residents 65 and older	13%	18.3%	21.3%	17.2%	23rd	838th of 977
Population density	85/sq mi	246/sq mi	418/sq mi	95/sq mi	12th	824th of 977
Median home value	$153,700	$310,500	$359,000	$332,700	10th	863rd of 935
Median household incomeWeakness	$50,000	$73,533	$74,568	$80,734	9th	841st of 948
Population	4,815	186,393	22,416,077	334,922,499	8th	813th of 977
Government workers	8.2%	17.6%	11.7%	14.5%	8th	752nd of 973
Rent-burdened rentersStrength	33.8%	60%	60.1%	51.1%	7th	875th of 945
Healthcare workers	5.8%	7.5%	9.5%	9.7%	7th	847th of 973
Per capita incomeWeakness	$23,732	$40,782	$42,609	$44,673	6th	900th of 977
Bachelor's degree or higherWeakness	13.1%	29.6%	34.1%	35.7%	6th	869th of 975
Median earnings per workerWeakness	$32,335	$42,440	$44,337	$49,666	5th	897th of 961
Work from home	3.2%	10.1%	15.7%	15.1%	3rd	917th of 975
Broadband accessWeakness	77.2%	92.8%	91.6%	91%	3rd	931st of 969
Median gross rent	$626	$1,484	$1,669	$1,413	1st	899th of 902
Tech workers	0%	2.6%	3.1%	3.8%	1st	884th of 973

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

27%

5–17

18–24

25–34

35–44

15%

45–54

18%

55–64

10%

65–74

75+

Median age

39.9

Under 18

30.1%

65 and over

13%

Race and ethnicity

White79%
Black0%
Hispanic11%
Asian0.4%
Native American0.6%
Pacific Islander0%
Other0%
Multiracial8%

Diversity index

34.9

U.S. 61.4

Foreign-born

4.5%

U.S. 14.1%

Born in state

52.1%

Language spoken at home (households)

English only

87%

Spanish

Other Indo-European

0.2%

Asian / Pacific

Other

Households

Households: 1,810
Average household size: 2.7
Family households: 68.5%
Married couples: 40.6%
Living alone: 28.3%
Veterans (of adults): 15.5%
Male / female: 55% / 45%

Income and poverty

Household income distribution

<$25k

25%

$25–50k

25%

$50–75k

18%

$75–100k

16%

$100–150k

$150–200k

$200k+

Median household income

32438

$50,000

Bay Co.

$73,533

Florida

$74,568

United States

$80,734

Per capita income

$23,732

U.S. $44,673

Poverty rate

25.4%

U.S. 12.5%

Households earning $150K+

9.3%

U.S. 23%

Income inequality (Gini)

0.437

U.S. 0.483

Housing

Median home value

32438

$153,700

Bay Co.

$310,500

Florida

$359,000

United States

$332,700

Median gross rent

32438

$626

Bay Co.

$1,484

Florida

$1,669

United States

$1,413

Types of housing

Single-family

28%

2–4 units

5–19 units

0.6%

20+ units

0.1%

Mobile home

69%

Boat, RV, van

Housing units: 2,035
Owner-occupied: 82.4%
Vacant: 11.1%
Median year built: 1998
Median rooms: 5.2
Renters paying 30%+ of income: 33.8%
Renters paying 50%+ of income: 4%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

15%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

11%

20–29

0.7%

30–44

27%

45–59

25%

60+

30%

Average commute

43.7 min

U.S. 26.4 min

Unemployment

5.1%

U.S. 5.2%

In labor force

54.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

22%

Management

16%

Food service

11%

Office and admin

10%

Transportation and moving

10%

Sales

Cleaning and personal care

Healthcare

Production

Police and fire

Business and finance

Engineering and science

Legal and social services

Education

0.6%

Arts, media and sports

0.1%

Computer and math

Farming, fishing and forestry

Industries

Construction

21%

Restaurants and hotels

19%

Manufacturing

12%

Retail

Health care and social assistance

Other services

Education

Admin, support and management

Transportation, warehousing and utilities

Public administration

Finance, insurance and real estate

Professional and technical services

Wholesale

Arts and recreation

0.1%

Information

Agriculture and mining

Median earnings per worker

$32,335

U.S. $49,666

Self-employed

9.2%

U.S. 10%

Government workers

8.2%

U.S. 14.5%

Nonprofit workers

9.8%

U.S. 8.8%

Median earnings by type of work

Type of work	32438	U.S.
Management, business, science and arts	$41,875	$74,888
Service	$19,580	$26,804
Sales and office	$30,060	$40,476
Construction and maintenance	$45,378	$49,199
Production and transportation	$24,083	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

20%

High school

32%

Some college

23%

Associate's

12%

Bachelor's

11%

Graduate

High school graduate or higher: 80.1%
Bachelor's degree or higher: 13.1%
Graduate or professional degree: 2%
Households with broadband: 77.2%
Cable, fiber or DSL: 14.8%
No internet access: 14.6%
Without health insurance: 13.1%
Limited-English households: 0%

Geography

City (USPS): Fountain
State: Florida
County: Bay County
Center point: 30.5116° N, 85.4149° W
Land area: 57 sq mi
Water area: 0.3 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

32438 spans 4 counties

Bay County77% of land
Calhoun County17% of land
Jackson County5% of land
Washington County1% of land

Zip codes near 32438

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
32420	Alford, FL	8.8 mi	2,159	$48,446	$119,600
32466	Youngstown, FL	9 mi	5,916	$60,337	$179,600
32428	Chipley, FL	12 mi	17,950	$57,493	$179,400
32421	Altha, FL	13 mi	4,035	$48,719	$113,200
32430	Clarksville, FL	13 mi	815	$60,197	$104,900
32463	Wausau, FL	13 mi	128	$64,643	$66,900
32448	Marianna, FL	16 mi	8,549	$43,862	$110,800
32431	Cottondale, FL	19 mi	4,683	$55,293	$136,200
32449	Wewahitchka, FL	21 mi	769	$25,457	$146,300
32409	Panama City, FL	21 mi	11,113	$64,516	$275,700
32447	Marianna, FL · PO box	21 mi	—	—	—
32424	Blountstown, FL	22 mi	7,586	$51,398	$170,300

Zip codes like 32438 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 32438

What city is zip code 32438?

32438 is assigned to Fountain, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 32438 in?

32438 is mostly in Bay County, but it extends into 3 other counties.

What is the population of 32438?

About 4,815 people live in 32438, according to the Census Bureau's American Community Survey.

What time zone is 32438 in?

32438 is in Central Time.

What is the median household income in 32438?

The median household income in 32438 is $50,000.

What zip codes are near 32438?

The closest zip codes to 32438 are 32420, 32466, 32428, 32421, 32430.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 32438, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.