Bay County, Florida

Bay County covers 759 sq mi of land and has about 186,393 residents. 17 zip codes lie mainly within it, spread across 6 cities and towns. Zip codes that only partly reach into the county are listed on each zip's own page.

Population

186,393

246/sq mi

Median household income

$74K

U.S. $81K

Median home value

$311K

U.S. $333K

Median rent

$1,484

U.S. $1,413

Median age

U.S. 38.9

Poverty rate

11.9%

U.S. 12.5%

Cities and towns

Zip codes in Bay County

17 total

Zip	City	Type	Population	IncomeMedian income	Home value
32401	Panama City	Residential	18,947	$52,523	$230,500
32402	Panama City · PO box	PO box / unique	—	—	—
32403	Panama City	Residential	447	$118,594	—
32404	Panama City	Residential	42,514	$74,708	$273,500
32405	Panama City	Residential	29,984	$73,373	$279,900
32406	Panama City · PO box	PO box / unique	—	—	—
32407	Panama City Beach	Residential	16,404	$80,831	$404,200
32408	Panama City	Residential	18,832	$80,822	$382,300
32409	Panama City	Residential	11,113	$64,516	$275,700
32410	Mexico Beach	Residential	550	$63,606	$460,900
32411	Panama City · PO box	PO box / unique	—	—	—
32412	Panama City · PO box	PO box / unique	—	—	—
32413	Panama City Beach	Residential	15,453	$80,039	$441,300
32417	Panama City · PO box	PO box / unique	—	—	—
32438	Fountain	Residential	4,815	$50,000	$153,700
32444	Lynn Haven	Residential	21,459	$83,160	$331,000
32466	Youngstown	Residential	5,916	$60,337	$179,600

Bay County at a glance

Compared with the U.S.

Household income distribution

<$25k

13%

$25–50k

19%

$50–75k

19%

$75–100k

15%

$100–150k

18%

$150–200k

$200k+

Highest education (adults 25+)

No diploma

High school

27%

Some college

23%

Associate's

12%

Bachelor's

19%

Graduate

11%

How people get to work

Drove alone

75%

Carpooled

12%

Transit

0.3%

Walked

Bicycle

0.5%

Worked from home

10%

Other

At a glance

	Bay	U.S.
Own their home	66.8%	65.2%
Bachelor's degree or higher	29.6%	35.7%
Work from home	10.1%	15.1%
Households with broadband	92.8%	91%
Without health insurance	14.4%	8.4%
Foreign-born	8.6%	14.1%
Veterans (of adults)	13.6%	6.2%
Unemployment	3.9%	5.2%
Average commute	23.9 min	26.4 min