Zip code 32164: Palm Coast, Florida

Q: What city is zip code 32164?

32164 is assigned to Palm Coast, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 32164 in?

32164 is in Flagler County, Florida.

Q: What is the population of 32164?

About 56,658 people live in 32164, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 32164?

The median household income in 32164 is $76,399.

Q: What zip codes are near 32164?

The closest zip codes to 32164 are 32135, 32142, 32136, 32137, 32143.

Residential delivery areaFlagler CountyEastern Time

Population

56,658

Median household income

$76K

U.S. $81K

Median home value

$339K

U.S. $333K

Median rent

$1,755/mo

U.S. $1,413

Median age

47.4

U.S. 38.9

Land area

33 sq mi

1,743 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 32164

32164 is a suburban zip code in Palm Coast, Florida (Flagler County), covering 33 sq mi of land. About 56,658 people live here, or 1,743 per square mile. The median resident is 47.4 years old, compared with 38.9 nationally.

The median household earns $76,399 a year, close to the national median of $80,734. 10% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $339,000, or 4.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 80% of occupied homes are lived in by their owners, and renters pay a median of $1,755 a month.

26% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.5 minutes each way, and 17% of workers work from home. The most common jobs among working residents are in sales; office and administrative support; and transportation and moving goods. 23% of households speak a language other than English at home, most often another Indo-European language such as French, German, Russian or Hindi.

How 32164 compares

Sorted from highest to lowest national percentile

Residents 65 and older27.4%
95th
U.S. 17.2% · FL 21.3%274th of 977 in FL
Median age47.4
92nd
U.S. 38.9 · FL 42.6329th of 977 in FL
Veterans10.1%
90th
U.S. 6.2% · FL 7.4%288th of 976 in FL
Population56,658
87th
U.S. 334,922,499 · FL 22,416,07749th of 977 in FL
Homeownership rate79.6%
78th
U.S. 65.2% · FL 67.6%373rd of 969 in FL
Self-employed workers12.1%
78th
U.S. 10% · FL 12.8%499th of 973 in FL
Median gross rent$1,755
71st
U.S. $1,413 · FL $1,669336th of 902 in FL
Uninsured rate10%
71st
U.S. 8.4% · FL 11.5%529th of 973 in FL
Work from home16.5%
67th
U.S. 15.1% · FL 15.7%365th of 975 in FL
Rent-burdened renters55.2%
67th
U.S. 51.1% · FL 60.1%578th of 945 in FL
Foreign-born residents15.6%
66th
U.S. 14.1% · FL 21.9%357th of 977 in FL
Income inequality (Gini)0.451
63rd
U.S. 0.483 · FL 0.485443rd of 968 in FL
Government workers15.3%
61st
U.S. 14.5% · FL 11.7%225th of 973 in FL
Diversity index53.9
59th
U.S. 61.4 · FL 64.7394th of 977 in FL
Housing vacancy7.3%
55th
U.S. 10.1% · FL 14.7%738th of 969 in FL
Population density1,743/sq mi
54th
U.S. 95/sq mi · FL 418/sq mi422nd of 977 in FL
Tech workers3%
52nd
U.S. 3.8% · FL 3.1%371st of 973 in FL
Median home value$339,000
51st
U.S. $332,700 · FL $359,000453rd of 935 in FL
Per capita income$39,985
49th
U.S. $44,673 · FL $42,609433rd of 977 in FL
Average commute25.5 min
46th
U.S. 26.4 min · FL 28 min625th of 948 in FL
Median household income$76,399
45th
U.S. $80,734 · FL $74,568410th of 948 in FL
Poverty rate10%
45th
U.S. 12.5% · FL 12.6%576th of 970 in FL
Healthcare workers9.1%
44th
U.S. 9.7% · FL 9.5%492nd of 973 in FL
Unemployment rate4.4%
41st
U.S. 5.2% · FL 4.8%473rd of 973 in FL
Broadband access90.7%
39th
U.S. 91% · FL 91.6%563rd of 969 in FL
Bachelor's degree or higher26.1%
37th
U.S. 35.7% · FL 34.1%564th of 975 in FL
Median earnings per worker$42,358
31st
U.S. $49,666 · FL $44,337540th of 961 in FL
Residents under 1818.3%
20th
U.S. 22% · FL 19.5%523rd of 977 in FL

Measure	32164	Flagler	FL	U.S.	National percentile	Rank in FL
Residents 65 and older	27.4%	31.3%	21.3%	17.2%	95th	274th of 977
Median age	47.4	53.1	42.6	38.9	92nd	329th of 977
Veterans	10.1%	10.5%	7.4%	6.2%	90th	288th of 976
Population	56,658	126,528	22,416,077	334,922,499	87th	49th of 977
Homeownership rate	79.6%	83%	67.6%	65.2%	78th	373rd of 969
Self-employed workers	12.1%	14.3%	12.8%	10%	78th	499th of 973
Median gross rent	$1,755	$1,722	$1,669	$1,413	71st	336th of 902
Uninsured rate	10%	10.5%	11.5%	8.4%	71st	529th of 973
Work from home	16.5%	18.4%	15.7%	15.1%	67th	365th of 975
Rent-burdened renters	55.2%	60.1%	60.1%	51.1%	67th	578th of 945
Foreign-born residents	15.6%	12.8%	21.9%	14.1%	66th	357th of 977
Income inequality (Gini)	0.451	0.469	0.485	0.483	63rd	443rd of 968
Government workers	15.3%	13.7%	11.7%	14.5%	61st	225th of 973
Diversity index	53.9	45.2	64.7	61.4	59th	394th of 977
Housing vacancy	7.3%	13.7%	14.7%	10.1%	55th	738th of 969
Population density	1,743/sq mi	260/sq mi	418/sq mi	95/sq mi	54th	422nd of 977
Tech workers	3%	3.6%	3.1%	3.8%	52nd	371st of 973
Median home value	$339,000	$364,900	$359,000	$332,700	51st	453rd of 935
Per capita income	$39,985	$45,065	$42,609	$44,673	49th	433rd of 977
Average commute	25.5 min	27.4 min	28 min	26.4 min	46th	625th of 948
Median household income	$76,399	$77,363	$74,568	$80,734	45th	410th of 948
Poverty rate	10%	10.3%	12.6%	12.5%	45th	576th of 970
Healthcare workers	9.1%	9.8%	9.5%	9.7%	44th	492nd of 973
Unemployment rate	4.4%	4.4%	4.8%	5.2%	41st	473rd of 973
Broadband access	90.7%	88.9%	91.6%	91%	39th	563rd of 969
Bachelor's degree or higher	26.1%	31.3%	34.1%	35.7%	37th	564th of 975
Median earnings per worker	$42,358	$44,755	$44,337	$49,666	31st	540th of 961
Residents under 18	18.3%	16.1%	19.5%	22%	20th	523rd of 977

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

12%

25–34

11%

35–44

11%

45–54

13%

55–64

16%

65–74

11%

75+

Median age

47.4

Under 18

18.3%

65 and over

27.4%

Race and ethnicity

White65%
Black12%
Hispanic15%
Asian2%
Native American0.1%
Pacific Islander0%
Other0.8%
Multiracial4%

Diversity index

53.9

U.S. 61.4

Foreign-born

15.6%

U.S. 14.1%

Born in state

26.9%

Language spoken at home (households)

English only

78%

Spanish

10%

Other Indo-European

11%

Asian / Pacific

Other

0.2%

Households

Households: 22,363
Average household size: 2.5
Family households: 71.6%
Married couples: 54.5%
Living alone: 23.4%
Veterans (of adults): 10.1%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

19%

$50–75k

16%

$75–100k

15%

$100–150k

21%

$150–200k

$200k+

Median household income

32164

$76,399

Flagler Co.

$77,363

Florida

$74,568

United States

$80,734

Per capita income

$39,985

U.S. $44,673

Poverty rate

10%

U.S. 12.5%

Households earning $150K+

15%

U.S. 23%

Income inequality (Gini)

0.451

U.S. 0.483

Housing

Median home value

32164

$339,000

Flagler Co.

$364,900

Florida

$359,000

United States

$332,700

Median gross rent

32164

$1,755

Flagler Co.

$1,722

Florida

$1,669

United States

$1,413

Types of housing

Single-family

92%

2–4 units

5–19 units

20+ units

Mobile home

0.4%

Boat, RV, van

Housing units: 24,135
Owner-occupied: 79.6%
Vacant: 7.3%
Median year built: 2004
Median rooms: 5.9
Renters paying 30%+ of income: 55.2%
Renters paying 50%+ of income: 29.5%
Home value to income: 4.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

67%

Carpooled

14%

Transit

0.2%

Walked

0.4%

Bicycle

0.2%

Worked from home

17%

Other

Commute time (one way)

<10 min

10–19

40%

20–29

15%

30–44

24%

45–59

60+

Average commute

25.5 min

U.S. 26.4 min

Unemployment

4.4%

U.S. 5.2%

In labor force

53.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

13%

Office and admin

12%

Transportation and moving

10%

Construction and repair

Healthcare

Management

Cleaning and personal care

Education

Business and finance

Food service

Production

Legal and social services

Computer and math

Engineering and science

Police and fire

Arts, media and sports

Farming, fishing and forestry

0.2%

Industries

Health care and social assistance

15%

Retail

15%

Construction

Finance, insurance and real estate

Education

Professional and technical services

Transportation, warehousing and utilities

Restaurants and hotels

Public administration

Admin, support and management

Manufacturing

Other services

Wholesale

Information

Arts and recreation

0.9%

Agriculture and mining

0.3%

Median earnings per worker

$42,358

U.S. $49,666

Self-employed

12.1%

U.S. 10%

Government workers

15.3%

U.S. 14.5%

Nonprofit workers

6.4%

U.S. 8.8%

Median earnings by type of work

Type of work	32164	U.S.
Management, business, science and arts	$59,900	$74,888
Service	$27,325	$26,804
Sales and office	$35,055	$40,476
Construction and maintenance	$48,028	$49,199
Production and transportation	$34,224	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

31%

Some college

25%

Associate's

10%

Bachelor's

18%

Graduate

High school graduate or higher: 91.9%
Bachelor's degree or higher: 26.1%
Graduate or professional degree: 7.6%
Households with broadband: 90.7%
Cable, fiber or DSL: 74.1%
No internet access: 5.2%
Without health insurance: 10%
Limited-English households: 4.4%

Geography

City (USPS): Palm Coast
State: Florida
County: Flagler County
Center point: 29.4806° N, 81.2178° W
Land area: 33 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Palm Coast87% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 32164

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
32135	Palm Coast, FL · PO box	4 mi	—	—	—
32142	Palm Coast, FL · PO box	4 mi	—	—	—
32136	Flagler Beach, FL	4.4 mi	8,363	$78,818	$471,000
32137	Palm Coast, FL	6.6 mi	48,391	$83,923	$402,600
32143	Palm Coast, FL · PO box	7.2 mi	—	—	—
32110	Bunnell, FL	8.5 mi	10,018	$57,485	$246,500
32174	Ormond Beach, FL	14 mi	54,783	$71,011	$356,800
32176	Ormond Beach, FL	14 mi	14,841	$78,410	$416,500
32173	Ormond Beach, FL · PO box	17 mi	—	—	—
32175	Ormond Beach, FL · PO box	17 mi	—	—	—
32145	Hastings, FL	18 mi	5,759	$75,557	$229,200
32086	Saint Augustine, FL	19 mi	34,855	$76,512	$382,800

Zip codes like 32164 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 32164

What city is zip code 32164?

32164 is assigned to Palm Coast, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 32164 in?

32164 is in Flagler County, Florida.

What is the population of 32164?

About 56,658 people live in 32164, according to the Census Bureau's American Community Survey.

What time zone is 32164 in?

32164 is in Eastern Time.

What is the median household income in 32164?

The median household income in 32164 is $76,399.

What zip codes are near 32164?

The closest zip codes to 32164 are 32135, 32142, 32136, 32137, 32143.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 32164, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.