Zip code 28732: Fletcher, North Carolina

Q: What city is zip code 28732?

28732 is assigned to Fletcher, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28732 in?

28732 is mostly in Henderson County, but it extends into 1 other county.

Q: What is the population of 28732?

About 19,279 people live in 28732, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28732?

The median household income in 28732 is $81,852.

Q: What zip codes are near 28732?

The closest zip codes to 28732 are 28813, 28776, 28760, 28735, 28792.

Residential delivery areaHenderson CountyEastern Time

Population

19,279

Median household income

$82K

U.S. $81K

Median home value

$377K

U.S. $333K

Median rent

$1,366/mo

U.S. $1,413

Median age

42.1

U.S. 38.9

Land area

41 sq mi

466 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28732

28732 is a small-town zip code in Fletcher, North Carolina (Henderson County), covering 41 sq mi of land. About 19,279 people live here, or 466 per square mile. The median resident is 42.1 years old, compared with 38.9 nationally.

The median household earns $81,852 a year, close to the national median of $80,734. 7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $376,700, or 4.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 83% of occupied homes are lived in by their owners, and renters pay a median of $1,366 a month.

41% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22.3 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and healthcare.

How 28732 compares

Sorted from highest to lowest national percentile

Homeownership rate83.4%
86th
StrengthU.S. 65.2% · NC 66.6%200th of 788 in NC
Veterans8.5%
81st
U.S. 6.2% · NC 7.4%257th of 801 in NC
Residents 65 and older20.1%
74th
U.S. 17.2% · NC 17.2%368th of 802 in NC
Healthcare workers11.3%
74th
U.S. 9.7% · NC 9.5%231st of 798 in NC
Housing vacancy10.3%
73rd
U.S. 10.1% · NC 12.5%485th of 789 in NC
Median age42.1
72nd
U.S. 38.9 · NC 39.1409th of 802 in NC
Self-employed workers11.3%
72nd
U.S. 10% · NC 9.8%291st of 798 in NC
Income inequality (Gini)0.464
72nd
U.S. 0.483 · NC 0.477227th of 781 in NC
Bachelor's degree or higher41.4%
68th
U.S. 35.7% · NC 35.7%154th of 799 in NC
Uninsured rate9.2%
67th
U.S. 8.4% · NC 9.9%426th of 797 in NC
Per capita income$44,902
62nd
U.S. $44,673 · NC $41,385162nd of 799 in NC
Tech workers3.6%
62nd
U.S. 3.8% · NC 3.9%176th of 798 in NC
Median home value$376,700
58th
U.S. $332,700 · NC $288,900131st of 757 in NC
Work from home13.9%
56th
U.S. 15.1% · NC 16.3%237th of 799 in NC
Median household income$81,852
53rd
U.S. $80,734 · NC $72,388155th of 748 in NC
Median gross rent$1,366
48th
U.S. $1,413 · NC $1,228127th of 688 in NC
Broadband access91.6%
45th
U.S. 91% · NC 90.1%244th of 788 in NC
Median earnings per worker$45,878
43rd
U.S. $49,666 · NC $46,279265th of 788 in NC
Residents under 1821.1%
41st
U.S. 22% · NC 21.8%356th of 802 in NC
Government workers12.5%
40th
U.S. 14.5% · NC 13.8%508th of 798 in NC
Foreign-born residents7.2%
39th
U.S. 14.1% · NC 9.1%221st of 802 in NC
Population density466/sq mi
32nd
U.S. 95/sq mi · NC 221/sq mi215th of 802 in NC
Population19,279
30th
U.S. 334,922,499 · NC 10,730,404211th of 802 in NC
Rent-burdened renters45.1%
29th
U.S. 51.1% · NC 48.9%419th of 760 in NC
Poverty rate7%
25th
U.S. 12.5% · NC 13%634th of 788 in NC
Average commute22.3 min
25th
U.S. 26.4 min · NC 25.1 min605th of 771 in NC
Diversity index30.4
24th
U.S. 61.4 · NC 58.4576th of 802 in NC
Unemployment rate2.6%
11th
StrengthU.S. 5.2% · NC 4.7%584th of 799 in NC

Measure	28732	Henderson	NC	U.S.	National percentile	Rank in NC
Homeownership rateStrength	83.4%	75%	66.6%	65.2%	86th	200th of 788
Veterans	8.5%	8.1%	7.4%	6.2%	81st	257th of 801
Residents 65 and older	20.1%	26.5%	17.2%	17.2%	74th	368th of 802
Healthcare workers	11.3%	11%	9.5%	9.7%	74th	231st of 798
Housing vacancy	10.3%	12%	12.5%	10.1%	73rd	485th of 789
Median age	42.1	47.5	39.1	38.9	72nd	409th of 802
Self-employed workers	11.3%	12.4%	9.8%	10%	72nd	291st of 798
Income inequality (Gini)	0.464	0.450	0.477	0.483	72nd	227th of 781
Bachelor's degree or higher	41.4%	36.5%	35.7%	35.7%	68th	154th of 799
Uninsured rate	9.2%	12.4%	9.9%	8.4%	67th	426th of 797
Per capita income	$44,902	$40,567	$41,385	$44,673	62nd	162nd of 799
Tech workers	3.6%	2.2%	3.9%	3.8%	62nd	176th of 798
Median home value	$376,700	$351,400	$288,900	$332,700	58th	131st of 757
Work from home	13.9%	10.4%	16.3%	15.1%	56th	237th of 799
Median household income	$81,852	$68,187	$72,388	$80,734	53rd	155th of 748
Median gross rent	$1,366	$1,187	$1,228	$1,413	48th	127th of 688
Broadband access	91.6%	90%	90.1%	91%	45th	244th of 788
Median earnings per worker	$45,878	$40,977	$46,279	$49,666	43rd	265th of 788
Residents under 18	21.1%	18.7%	21.8%	22%	41st	356th of 802
Government workers	12.5%	12.2%	13.8%	14.5%	40th	508th of 798
Foreign-born residents	7.2%	8.3%	9.1%	14.1%	39th	221st of 802
Population density	466/sq mi	318/sq mi	221/sq mi	95/sq mi	32nd	215th of 802
Population	19,279	118,484	10,730,404	334,922,499	30th	211th of 802
Rent-burdened renters	45.1%	47.7%	48.9%	51.1%	29th	419th of 760
Poverty rate	7%	11.6%	13%	12.5%	25th	634th of 788
Average commute	22.3 min	22.5 min	25.1 min	26.4 min	25th	605th of 771
Diversity index	30.4	35	58.4	61.4	24th	576th of 802
Unemployment rateStrength	2.6%	3.5%	4.7%	5.2%	11th	584th of 799

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

11%

25–34

15%

35–44

12%

45–54

13%

55–64

14%

65–74

75+

Median age

42.1

Under 18

21.1%

65 and over

20.1%

Race and ethnicity

White83%
Black2%
Hispanic9%
Asian2%
Native American0.0%
Pacific Islander0%
Other0.7%
Multiracial4%

Diversity index

30.4

U.S. 61.4

Foreign-born

7.2%

U.S. 14.1%

Born in state

48.6%

Language spoken at home (households)

English only

90%

Spanish

Other Indo-European

Asian / Pacific

Other

0.6%

Households

Households: 7,326
Average household size: 2.6
Family households: 72.6%
Married couples: 61.3%
Living alone: 22.7%
Veterans (of adults): 8.5%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

17%

$50–75k

18%

$75–100k

16%

$100–150k

20%

$150–200k

$200k+

13%

Median household income

28732

$81,852

Henderson Co.

$68,187

North Carolina

$72,388

United States

$80,734

Per capita income

$44,902

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

19%

U.S. 23%

Income inequality (Gini)

0.464

U.S. 0.483

Housing

Median home value

28732

$376,700

Henderson Co.

$351,400

North Carolina

$288,900

United States

$332,700

Median gross rent

28732

$1,366

Henderson Co.

$1,187

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

80%

2–4 units

5–19 units

20+ units

Mobile home

11%

Boat, RV, van

0.6%

Housing units: 8,163
Owner-occupied: 83.4%
Vacant: 10.3%
Median year built: 1999
Median rooms: 6.2
Renters paying 30%+ of income: 45.1%
Renters paying 50%+ of income: 14.8%
Home value to income: 4.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

Transit

Walked

Bicycle

Worked from home

14%

Other

0.1%

Commute time (one way)

<10 min

14%

10–19

27%

20–29

30%

30–44

20%

45–59

60+

Average commute

22.3 min

U.S. 26.4 min

Unemployment

2.6%

U.S. 5.2%

In labor force

61.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

13%

Office and admin

11%

Healthcare

11%

Sales

Transportation and moving

Construction and repair

Business and finance

Food service

Production

Cleaning and personal care

Education

Legal and social services

Computer and math

Engineering and science

Arts, media and sports

Police and fire

Farming, fishing and forestry

0.2%

Industries

Health care and social assistance

17%

Retail

15%

Manufacturing

13%

Education

Construction

Professional and technical services

Restaurants and hotels

Other services

Transportation, warehousing and utilities

Finance, insurance and real estate

Public administration

Admin, support and management

Arts and recreation

Information

Wholesale

Agriculture and mining

Median earnings per worker

$45,878

U.S. $49,666

Self-employed

11.3%

U.S. 10%

Government workers

12.5%

U.S. 14.5%

Nonprofit workers

7.9%

U.S. 8.8%

Median earnings by type of work

Type of work	28732	U.S.
Management, business, science and arts	$61,918	$74,888
Service	$15,671	$26,804
Sales and office	$44,643	$40,476
Construction and maintenance	$34,139	$49,199
Production and transportation	$40,429	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

23%

Some college

21%

Associate's

Bachelor's

28%

Graduate

13%

High school graduate or higher: 93.5%
Bachelor's degree or higher: 41.4%
Graduate or professional degree: 13.1%
Households with broadband: 91.6%
Cable, fiber or DSL: 79.4%
No internet access: 6%
Without health insurance: 9.2%
Limited-English households: 3.8%

Geography

City (USPS): Fletcher
State: North Carolina
County: Henderson County
Center point: 35.4517° N, 82.4457° W
Land area: 41 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

28732 spans 2 counties

Henderson County64% of land
Buncombe County36% of land

Cities and towns within this zip

Hoopers Creek (unincorporated)17% of zip
Fletcher15% of zip
Asheville3% of zip
Mills River2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28732

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28813	Asheville, NC · PO box	4.6 mi	—	—	—
28776	Skyland, NC · PO box	4.8 mi	—	—	—
28760	Naples, NC · PO box	5.2 mi	—	—	—
28735	Gerton, NC	5.7 mi	124	—	$398,900
28792	Hendersonville, NC	5.9 mi	36,645	$55,522	$278,500
28758	Mountain Home, NC	6 mi	41	—	—
28803	Asheville, NC	7 mi	33,718	$76,662	$452,900
28704	Arden, NC	7.1 mi	24,138	$81,096	$390,000
28727	Edneyville, NC · PO box	7.1 mi	—	—	—
28730	Fairview, NC	7.3 mi	7,605	$102,900	$433,300
28791	Hendersonville, NC	7.4 mi	15,108	$78,827	$370,700
28724	Dana, NC · PO box	9.3 mi	—	—	—

Zip codes like 28732 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28732

What city is zip code 28732?

28732 is assigned to Fletcher, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28732 in?

28732 is mostly in Henderson County, but it extends into 1 other county.

What is the population of 28732?

About 19,279 people live in 28732, according to the Census Bureau's American Community Survey.

What time zone is 28732 in?

28732 is in Eastern Time.

What is the median household income in 28732?

The median household income in 28732 is $81,852.

What zip codes are near 28732?

The closest zip codes to 28732 are 28813, 28776, 28760, 28735, 28792.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28732, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.