Zip code 28684: Todd, North Carolina

Q: What city is zip code 28684?

28684 is assigned to Todd, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28684 in?

28684 is mostly in Ashe County, but it extends into 1 other county.

Q: What is the population of 28684?

About 1,961 people live in 28684, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28684?

The median household income in 28684 is $69,307.

Q: What zip codes are near 28684?

The closest zip codes to 28684 are 28626, 28694, 28607, 37691, 28698.

Residential delivery areaAshe CountyEastern Time

Population

1,961

Median household income

$69K

U.S. $81K

Median home value

$325K

U.S. $333K

Median rent

$1,284/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

50 sq mi

39 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28684

28684 is a rural zip code in Todd, North Carolina (Ashe County), covering 50 sq mi of land. About 1,961 people live here, or 39 per square mile. The median resident is 51 years old, compared with 38.9 nationally.

The median household earns $69,307 a year, 14% below the national median of $80,734. 6.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $325,300, or 4.7 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 93% of occupied homes are lived in by their owners, and renters pay a median of $1,284 a month.

57% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.7 minutes each way, and 19% of workers work from home. The most common jobs among working residents are in transportation and moving goods; cleaning and personal care; and management.

How 28684 compares

Sorted from highest to lowest national percentile

Housing vacancy38.6%
99th
U.S. 10.1% · NC 12.5%72nd of 789 in NC
Government workers35.1%
99th
U.S. 14.5% · NC 13.8%28th of 798 in NC
Homeownership rate92.8%
98th
StrengthU.S. 65.2% · NC 66.6%47th of 788 in NC
Median age51
96th
U.S. 38.9 · NC 39.1140th of 802 in NC
Residents 65 and older27.8%
95th
U.S. 17.2% · NC 17.2%129th of 802 in NC
Self-employed workers14.2%
88th
U.S. 10% · NC 9.8%166th of 798 in NC
Bachelor's degree or higher57%
86th
StrengthU.S. 35.7% · NC 35.7%63rd of 799 in NC
Work from home18.5%
73rd
U.S. 15.1% · NC 16.3%146th of 799 in NC
Uninsured rate9.7%
69th
U.S. 8.4% · NC 9.9%384th of 797 in NC
Rent-burdened renters55.6%
69th
U.S. 51.1% · NC 48.9%188th of 760 in NC
Average commute27.7 min
61st
U.S. 26.4 min · NC 25.1 min290th of 771 in NC
Veterans6.6%
61st
U.S. 6.2% · NC 7.4%439th of 801 in NC
Broadband access93.1%
58th
U.S. 91% · NC 90.1%183rd of 788 in NC
Per capita income$41,033
53rd
U.S. $44,673 · NC $41,385212th of 799 in NC
Median home value$325,300
48th
U.S. $332,700 · NC $288,900187th of 757 in NC
Median gross rent$1,284
42nd
U.S. $1,413 · NC $1,228149th of 688 in NC
Median household income$69,307
35th
U.S. $80,734 · NC $72,388296th of 748 in NC
Healthcare workers8.1%
29th
U.S. 9.7% · NC 9.5%491st of 798 in NC
Unemployment rate3.7%
28th
U.S. 5.2% · NC 4.7%453rd of 799 in NC
Poverty rate6.2%
20th
StrengthU.S. 12.5% · NC 13%663rd of 788 in NC
Foreign-born residents2%
12th
U.S. 14.1% · NC 9.1%584th of 802 in NC
Income inequality (Gini)0.384
11th
StrengthU.S. 0.483 · NC 0.477642nd of 781 in NC
Residents under 1813.7%
6th
U.S. 22% · NC 21.8%669th of 802 in NC
Population density39/sq mi
5th
U.S. 95/sq mi · NC 221/sq mi672nd of 802 in NC
Median earnings per worker$32,181
5th
WeaknessU.S. $49,666 · NC $46,279707th of 788 in NC
Population1,961
3rd
U.S. 334,922,499 · NC 10,730,404601st of 802 in NC
Diversity index3.6
1st
U.S. 61.4 · NC 58.4776th of 802 in NC
Tech workers0%
1st
U.S. 3.8% · NC 3.9%631st of 798 in NC

Measure	28684	Ashe	NC	U.S.	National percentile	Rank in NC
Housing vacancy	38.6%	29.1%	12.5%	10.1%	99th	72nd of 789
Government workers	35.1%	14.4%	13.8%	14.5%	99th	28th of 798
Homeownership rateStrength	92.8%	79.4%	66.6%	65.2%	98th	47th of 788
Median age	51	49.8	39.1	38.9	96th	140th of 802
Residents 65 and older	27.8%	27.2%	17.2%	17.2%	95th	129th of 802
Self-employed workers	14.2%	11.4%	9.8%	10%	88th	166th of 798
Bachelor's degree or higherStrength	57%	25.9%	35.7%	35.7%	86th	63rd of 799
Work from home	18.5%	9%	16.3%	15.1%	73rd	146th of 799
Uninsured rate	9.7%	9.8%	9.9%	8.4%	69th	384th of 797
Rent-burdened renters	55.6%	41.4%	48.9%	51.1%	69th	188th of 760
Average commute	27.7 min	25.3 min	25.1 min	26.4 min	61st	290th of 771
Veterans	6.6%	6.6%	7.4%	6.2%	61st	439th of 801
Broadband access	93.1%	85.2%	90.1%	91%	58th	183rd of 788
Per capita income	$41,033	$33,675	$41,385	$44,673	53rd	212th of 799
Median home value	$325,300	$243,100	$288,900	$332,700	48th	187th of 757
Median gross rent	$1,284	$859	$1,228	$1,413	42nd	149th of 688
Median household income	$69,307	$56,866	$72,388	$80,734	35th	296th of 748
Healthcare workers	8.1%	8.7%	9.5%	9.7%	29th	491st of 798
Unemployment rate	3.7%	4.8%	4.7%	5.2%	28th	453rd of 799
Poverty rateStrength	6.2%	13.5%	13%	12.5%	20th	663rd of 788
Foreign-born residents	2%	2.8%	9.1%	14.1%	12th	584th of 802
Income inequality (Gini)Strength	0.384	0.443	0.477	0.483	11th	642nd of 781
Residents under 18	13.7%	16.9%	21.8%	22%	6th	669th of 802
Population density	39/sq mi	63/sq mi	221/sq mi	95/sq mi	5th	672nd of 802
Median earnings per workerWeakness	$32,181	$37,988	$46,279	$49,666	5th	707th of 788
Population	1,961	26,950	10,730,404	334,922,499	3rd	601st of 802
Diversity index	3.6	17.1	58.4	61.4	1st	776th of 802
Tech workers	0%	0.7%	3.9%	3.8%	1st	631st of 798

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

11%

18–24

25–34

35–44

18%

45–54

16%

55–64

20%

65–74

75+

Median age

Under 18

13.7%

65 and over

27.8%

Race and ethnicity

White98%
Black0%
Hispanic0%
Asian0.9%
Native American0.2%
Pacific Islander0%
Other0%
Multiracial0.8%

Diversity index

3.6

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

52.6%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

Other

0.5%

Households

Households: 870
Average household size: 2.3
Family households: 72.4%
Married couples: 54%
Living alone: 22.6%
Veterans (of adults): 6.6%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

$25–50k

27%

$50–75k

26%

$75–100k

$100–150k

20%

$150–200k

12%

$200k+

Median household income

28684

$69,307

Ashe Co.

$56,866

North Carolina

$72,388

United States

$80,734

Per capita income

$41,033

U.S. $44,673

Poverty rate

6.2%

U.S. 12.5%

Households earning $150K+

15.9%

U.S. 23%

Income inequality (Gini)

0.384

U.S. 0.483

Housing

Median home value

28684

$325,300

Ashe Co.

$243,100

North Carolina

$288,900

United States

$332,700

Median gross rent

28684

$1,284

Ashe Co.

$859

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

91%

2–4 units

0.7%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,418
Owner-occupied: 92.8%
Vacant: 38.6%
Median year built: 1994
Median rooms: 5.2
Renters paying 30%+ of income: 55.6%
Renters paying 50%+ of income: 41.3%
Home value to income: 4.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

63%

Carpooled

18%

Transit

Walked

Bicycle

Worked from home

19%

Other

Commute time (one way)

<10 min

10–19

15%

20–29

45%

30–44

18%

45–59

60+

Average commute

27.7 min

U.S. 26.4 min

Unemployment

3.7%

U.S. 5.2%

In labor force

50.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

20%

Cleaning and personal care

15%

Management

11%

Healthcare

Construction and repair

Office and admin

Sales

Education

Business and finance

Legal and social services

Arts, media and sports

Food service

Engineering and science

Production

Police and fire

0.8%

Computer and math

Farming, fishing and forestry

Industries

Education

22%

Retail

16%

Public administration

10%

Health care and social assistance

Professional and technical services

Restaurants and hotels

Manufacturing

Other services

Construction

Information

Admin, support and management

Finance, insurance and real estate

Arts and recreation

Agriculture and mining

Transportation, warehousing and utilities

0.8%

Wholesale

Median earnings per worker

$32,181

U.S. $49,666

Self-employed

14.2%

U.S. 10%

Government workers

35.1%

U.S. 14.5%

Nonprofit workers

4.6%

U.S. 8.8%

Median earnings by type of work

Type of work	28684	U.S.
Management, business, science and arts	$63,299	$74,888
Service	$30,922	$26,804
Sales and office	$40,729	$40,476
Construction and maintenance	$35,938	$49,199
Production and transportation	$21,473	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

22%

Some college

11%

Associate's

Bachelor's

40%

Graduate

17%

High school graduate or higher: 96.9%
Bachelor's degree or higher: 57%
Graduate or professional degree: 16.9%
Households with broadband: 93.1%
Cable, fiber or DSL: 85.9%
No internet access: 4.6%
Without health insurance: 9.7%
Limited-English households: 1.5%

Geography

City (USPS): Todd
State: North Carolina
County: Ashe County
Center point: 36.3345° N, 81.6068° W
Land area: 50 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

28684 spans 2 counties

Ashe County56% of land
Watauga County44% of land

Zip codes near 28684

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28626	Fleetwood, NC	5.7 mi	3,173	$73,675	$291,900
28694	West Jefferson, NC	8 mi	7,626	$58,486	$273,200
28607	Boone, NC	8.6 mi	35,679	$46,639	$378,600
37691	Trade, TN	8.6 mi	475	$13,976	$310,300
28698	Zionville, NC	8.7 mi	2,320	$54,402	$219,400
28608	Boone, NC · PO box	9 mi	—	—	—
28618	Deep Gap, NC	9.7 mi	2,208	$59,653	$338,400
28693	Warrensville, NC	9.9 mi	1,071	$62,596	$171,800
28615	Creston, NC	10 mi	1,878	$51,653	$152,600
28640	Jefferson, NC	13 mi	4,820	$53,155	$282,900
28691	Valle Crucis, NC · PO box	13 mi	—	—	—
28692	Vilas, NC	13 mi	4,367	$43,103	$324,900

Zip codes like 28684 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28684

What city is zip code 28684?

28684 is assigned to Todd, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28684 in?

28684 is mostly in Ashe County, but it extends into 1 other county.

What is the population of 28684?

About 1,961 people live in 28684, according to the Census Bureau's American Community Survey.

What time zone is 28684 in?

28684 is in Eastern Time.

What is the median household income in 28684?

The median household income in 28684 is $69,307.

What zip codes are near 28684?

The closest zip codes to 28684 are 28626, 28694, 28607, 37691, 28698.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28684, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.