Zip code 28270: Charlotte, North Carolina
Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.
About 28270
28270 is an urban zip code in Charlotte, North Carolina (Mecklenburg County), covering 12 sq mi of land. About 32,448 people live here, or 2,612 per square mile. The median resident is 40 years old, compared with 38.9 nationally.
The median household earns $131,667 a year, 63% above the national median of $80,734. 6.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $589,500, or 4.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $1,763 a month.
68% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.7 minutes each way, and 26% of workers work from home. The most common jobs among working residents are in management; sales; and business and finance.
How 28270 compares
- Broadband access97.5%95thStrengthU.S. 91% · NC 90.1%37th of 788 in NC
- Per capita income$75,80194thStrengthU.S. $44,673 · NC $41,38520th of 799 in NC
- 94thStrengthU.S. 35.7% · NC 35.7%31st of 799 in NC
- 91stWeaknessU.S. 0.483 · NC 0.47782nd of 781 in NC
- Median household income$131,66790thStrengthU.S. $80,734 · NC $72,38821st of 748 in NC
- Tech workers6.9%90thU.S. 3.8% · NC 3.9%47th of 798 in NC
- Work from home25.7%89thU.S. 15.1% · NC 16.3%65th of 799 in NC
- Median earnings per worker$72,92189thStrengthU.S. $49,666 · NC $46,27927th of 788 in NC
- Median home value$589,50081stU.S. $332,700 · NC $288,90025th of 757 in NC
- 79thU.S. 10% · NC 9.8%240th of 798 in NC
- Residents under 1825.5%78thU.S. 22% · NC 21.8%139th of 802 in NC
- Median gross rent$1,76371stU.S. $1,413 · NC $1,22827th of 688 in NC
- Homeownership rate76.8%71stU.S. 65.2% · NC 66.6%349th of 788 in NC
- 68thU.S. 14.1% · NC 9.1%44th of 802 in NC
- Population density2,612/sq mi63rdU.S. 95/sq mi · NC 221/sq mi44th of 802 in NC
- Diversity index54.360thU.S. 61.4 · NC 58.4268th of 802 in NC
- 58thU.S. 51.1% · NC 48.9%243rd of 760 in NC
- 57thU.S. 38.9 · NC 39.1515th of 802 in NC
- Population32,44854thU.S. 334,922,499 · NC 10,730,404113th of 802 in NC
- Average commute26.7 min54thU.S. 26.4 min · NC 25.1 min348th of 771 in NC
- Uninsured rate5.7%40thU.S. 8.4% · NC 9.9%644th of 797 in NC
- Veterans5%38thU.S. 6.2% · NC 7.4%637th of 801 in NC
- 33rdU.S. 17.2% · NC 17.2%618th of 802 in NC
- 32ndU.S. 5.2% · NC 4.7%436th of 799 in NC
- 22ndU.S. 9.7% · NC 9.5%545th of 798 in NC
- Poverty rate6.2%20thStrengthU.S. 12.5% · NC 13%665th of 788 in NC
- Housing vacancy3.2%12thU.S. 10.1% · NC 12.5%763rd of 789 in NC
- 6thU.S. 14.5% · NC 13.8%712th of 798 in NC
| Measure | 28270 | Mecklenburg | NC | U.S. | National percentile | Rank in NC |
|---|---|---|---|---|---|---|
| Broadband accessStrength | 97.5% | 94.1% | 90.1% | 91% | 37th of 788 | |
| Per capita incomeStrength | $75,801 | $53,295 | $41,385 | $44,673 | 20th of 799 | |
| Bachelor's degree or higherStrength | 67.6% | 49.2% | 35.7% | 35.7% | 31st of 799 | |
| Income inequality (Gini)Weakness | 0.509 | 0.492 | 0.477 | 0.483 | 82nd of 781 | |
| Median household incomeStrength | $131,667 | $87,005 | $72,388 | $80,734 | 21st of 748 | |
| Tech workers | 6.9% | 5.7% | 3.9% | 3.8% | 47th of 798 | |
| Work from home | 25.7% | 28.5% | 16.3% | 15.1% | 65th of 799 | |
| Median earnings per workerStrength | $72,921 | $53,857 | $46,279 | $49,666 | 27th of 788 | |
| Median home value | $589,500 | $406,800 | $288,900 | $332,700 | 25th of 757 | |
| Self-employed workers | 12.3% | 9.7% | 9.8% | 10% | 240th of 798 | |
| Residents under 18 | 25.5% | 22.8% | 21.8% | 22% | 139th of 802 | |
| Median gross rent | $1,763 | $1,627 | $1,228 | $1,413 | 27th of 688 | |
| Homeownership rate | 76.8% | 55.1% | 66.6% | 65.2% | 349th of 788 | |
| Foreign-born residents | 16.5% | 17.3% | 9.1% | 14.1% | 44th of 802 | |
| Population density | 2,612/sq mi | 2,205/sq mi | 221/sq mi | 95/sq mi | 44th of 802 | |
| Diversity index | 54.3 | 69.4 | 58.4 | 61.4 | 268th of 802 | |
| Rent-burdened renters | 52.7% | 49.4% | 48.9% | 51.1% | 243rd of 760 | |
| Median age | 40 | 35.5 | 39.1 | 38.9 | 515th of 802 | |
| Population | 32,448 | 1,154,681 | 10,730,404 | 334,922,499 | 113th of 802 | |
| Average commute | 26.7 min | 25.1 min | 25.1 min | 26.4 min | 348th of 771 | |
| Uninsured rate | 5.7% | 11.5% | 9.9% | 8.4% | 644th of 797 | |
| Veterans | 5% | 5% | 7.4% | 6.2% | 637th of 801 | |
| Residents 65 and older | 14.4% | 11.9% | 17.2% | 17.2% | 618th of 802 | |
| Unemployment rate | 3.9% | 4.3% | 4.7% | 5.2% | 436th of 799 | |
| Healthcare workers | 7.6% | 7.5% | 9.5% | 9.7% | 545th of 798 | |
| Poverty rateStrength | 6.2% | 10.4% | 13% | 12.5% | 665th of 788 | |
| Housing vacancy | 3.2% | 7.3% | 12.5% | 10.1% | 763rd of 789 | |
| Government workers | 7.7% | 8.3% | 13.8% | 14.5% | 712th of 798 |
The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.
People
Age
Race and ethnicity
- White65%
- Black11%
- Hispanic9%
- Asian8%
- Native American0.1%
- Pacific Islander0.0%
- Other0.7%
- Multiracial5%
Language spoken at home (households)
Households
- Households
- 12,148
- Average household size
- 2.7
- Family households
- 72.7%
- Married couples
- 61.6%
- Living alone
- 22.1%
- Veterans (of adults)
- 5%
- Male / female
- 49% / 51%
Income and poverty
Household income distribution
Median household income
Housing
Median home value
Median gross rent
Types of housing
- Housing units
- 12,548
- Owner-occupied
- 76.8%
- Vacant
- 3.2%
- Median year built
- 1992
- Median rooms
- 7.5
- Renters paying 30%+ of income
- 52.7%
- Renters paying 50%+ of income
- 25%
- Home value to income
- 4.5× (U.S. 4.1×)
Work and commute
How people get to work
Commute time (one way)
Jobs and careers
Occupations
Industries
Median earnings by type of work
| Type of work | 28270 | U.S. |
|---|---|---|
| Management, business, science and arts | $109,710 | $74,888 |
| Service | $26,642 | $26,804 |
| Sales and office | $44,122 | $40,476 |
| Construction and maintenance | $40,287 | $49,199 |
| Production and transportation | $33,769 | $39,989 |
Education, internet and health coverage
Highest education (adults 25+)
- High school graduate or higher
- 97.7%
- Bachelor's degree or higher
- 67.6%
- Graduate or professional degree
- 27.1%
- Households with broadband
- 97.5%
- Cable, fiber or DSL
- 88.3%
- No internet access
- 1.4%
- Without health insurance
- 5.7%
- Limited-English households
- 2.9%
Geography
- City (USPS)
- Charlotte
- State
- North Carolina
- County
- Mecklenburg County
- Center point
- 35.1120° N, 80.7646° W
- Land area
- 12 sq mi
- Water area
- 0.1 sq mi
- Time zone
- Eastern Time (UTC-5, UTC-4 in summer)
- Zip type
- Residential delivery area
Cities and towns within this zip
- Charlotte100% of zip
Census places overlapping the zip's area. Mail may use a different city name than the municipality.
Zip codes near 28270
| Zip | City | Distance | IncomeMedian income |
|---|---|---|---|
| 28105 | Matthews, NC | 3.1 mi | $108,190 |
| 28226 | Charlotte, NC | 3.3 mi | $118,606 |
| 28211 | Charlotte, NC | 4.2 mi | $132,917 |
| 28104 | Matthews, NC | 5.3 mi | $138,017 |
| 28212 | Charlotte, NC | 5.3 mi | $52,723 |
| 28277 | Charlotte, NC | 5.3 mi | $128,627 |
| 28210 | Charlotte, NC | 5.4 mi | $100,824 |
| 28247 | Charlotte, NC · PO box | 5.8 mi | — |
| 28207 | Charlotte, NC | 6.6 mi | $217,204 |
| 28274 | Charlotte, NC | 6.6 mi | — |
| 28209 | Charlotte, NC | 6.8 mi | $101,873 |
| 28134 | Pineville, NC | 7.4 mi | $85,681 |
Zip codes like 28270 elsewhere
Questions about 28270
What city is zip code 28270?
28270 is assigned to Charlotte, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.
What county is 28270 in?
28270 is in Mecklenburg County, North Carolina.
What is the population of 28270?
About 32,448 people live in 28270, according to the Census Bureau's American Community Survey.
What time zone is 28270 in?
28270 is in Eastern Time.
What is the median household income in 28270?
The median household income in 28270 is $131,667.
What zip codes are near 28270?
The closest zip codes to 28270 are 28105, 28226, 28211, 28104, 28212.
Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28270, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.