Zip code 28092: Lincolnton, North Carolina

Q: What city is zip code 28092?

28092 is assigned to Lincolnton, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28092 in?

28092 is mostly in Lincoln County, but it extends into 2 other counties.

Q: What is the population of 28092?

About 40,350 people live in 28092, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28092?

The median household income in 28092 is $60,984.

Q: What zip codes are near 28092?

The closest zip codes to 28092 are 28093, 28077, 28033, 28650, 28080.

Residential delivery areaLincoln CountyEastern Time

Population

40,350

Median household income

$61K

U.S. $81K

Median home value

$245K

U.S. $333K

Median rent

$996/mo

U.S. $1,413

Median age

42.3

U.S. 38.9

Land area

120 sq mi

337 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28092

28092 is a small-town zip code in Lincolnton, North Carolina (Lincoln County), covering 120 sq mi of land. About 40,350 people live here, or 337 per square mile. The median resident is 42.3 years old, compared with 38.9 nationally.

The median household earns $60,984 a year, 24% below the national median of $80,734. 16.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $245,300, or 4.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 70% of occupied homes are lived in by their owners, and renters pay a median of $996 a month.

21% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.5 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in office and administrative support; construction and repair; and production and manufacturing.

How 28092 compares

Sorted from highest to lowest national percentile

Uninsured rate11.5%
78th
U.S. 8.4% · NC 9.9%261st of 797 in NC
Poverty rate16.5%
75th
U.S. 12.5% · NC 13%249th of 788 in NC
Median age42.3
73rd
U.S. 38.9 · NC 39.1403rd of 802 in NC
Population40,350
68th
U.S. 334,922,499 · NC 10,730,40472nd of 802 in NC
Income inequality (Gini)0.457
68th
U.S. 0.483 · NC 0.477269th of 781 in NC
Residents 65 and older18.9%
67th
U.S. 17.2% · NC 17.2%432nd of 802 in NC
Healthcare workers10.1%
60th
U.S. 9.7% · NC 9.5%321st of 798 in NC
Veterans6.4%
58th
U.S. 6.2% · NC 7.4%476th of 801 in NC
Self-employed workers9.6%
54th
U.S. 10% · NC 9.8%416th of 798 in NC
Homeownership rate70%
53rd
U.S. 65.2% · NC 66.6%519th of 788 in NC
Average commute26.5 min
53rd
U.S. 26.4 min · NC 25.1 min358th of 771 in NC
Housing vacancy6.7%
50th
U.S. 10.1% · NC 12.5%646th of 789 in NC
Residents under 1822%
49th
U.S. 22% · NC 21.8%297th of 802 in NC
Government workers12.6%
41st
U.S. 14.5% · NC 13.8%503rd of 798 in NC
Diversity index42.5
40th
U.S. 61.4 · NC 58.4447th of 802 in NC
Foreign-born residents7.4%
40th
U.S. 14.1% · NC 9.1%210th of 802 in NC
Tech workers2.3%
39th
U.S. 3.8% · NC 3.9%304th of 798 in NC
Median earnings per worker$43,447
34th
U.S. $49,666 · NC $46,279341st of 788 in NC
Per capita income$34,377
32nd
U.S. $44,673 · NC $41,385380th of 799 in NC
Median home value$245,300
32nd
U.S. $332,700 · NC $288,900317th of 757 in NC
Broadband access89.1%
29th
U.S. 91% · NC 90.1%351st of 788 in NC
Population density337/sq mi
27th
U.S. 95/sq mi · NC 221/sq mi257th of 802 in NC
Bachelor's degree or higher20.8%
23rd
U.S. 35.7% · NC 35.7%455th of 799 in NC
Median household income$60,984
22nd
U.S. $80,734 · NC $72,388442nd of 748 in NC
Median gross rent$996
21st
U.S. $1,413 · NC $1,228314th of 688 in NC
Work from home7.6%
20th
U.S. 15.1% · NC 16.3%487th of 799 in NC
Rent-burdened renters41.3%
19th
StrengthU.S. 51.1% · NC 48.9%487th of 760 in NC
Unemployment rate3%
16th
StrengthU.S. 5.2% · NC 4.7%543rd of 799 in NC

Measure	28092	Lincoln	NC	U.S.	National percentile	Rank in NC
Uninsured rate	11.5%	8.7%	9.9%	8.4%	78th	261st of 797
Poverty rate	16.5%	11.2%	13%	12.5%	75th	249th of 788
Median age	42.3	44.4	39.1	38.9	73rd	403rd of 802
Population	40,350	92,716	10,730,404	334,922,499	68th	72nd of 802
Income inequality (Gini)	0.457	0.473	0.477	0.483	68th	269th of 781
Residents 65 and older	18.9%	19.5%	17.2%	17.2%	67th	432nd of 802
Healthcare workers	10.1%	8.9%	9.5%	9.7%	60th	321st of 798
Veterans	6.4%	6.4%	7.4%	6.2%	58th	476th of 801
Self-employed workers	9.6%	10.7%	9.8%	10%	54th	416th of 798
Homeownership rate	70%	78.9%	66.6%	65.2%	53rd	519th of 788
Average commute	26.5 min	29.3 min	25.1 min	26.4 min	53rd	358th of 771
Housing vacancy	6.7%	6.8%	12.5%	10.1%	50th	646th of 789
Residents under 18	22%	20.6%	21.8%	22%	49th	297th of 802
Government workers	12.6%	11.9%	13.8%	14.5%	41st	503rd of 798
Diversity index	42.5	31.7	58.4	61.4	40th	447th of 802
Foreign-born residents	7.4%	5.5%	9.1%	14.1%	40th	210th of 802
Tech workers	2.3%	2.8%	3.9%	3.8%	39th	304th of 798
Median earnings per worker	$43,447	$47,892	$46,279	$49,666	34th	341st of 788
Per capita income	$34,377	$44,098	$41,385	$44,673	32nd	380th of 799
Median home value	$245,300	$321,000	$288,900	$332,700	32nd	317th of 757
Broadband access	89.1%	91.1%	90.1%	91%	29th	351st of 788
Population density	337/sq mi	313/sq mi	221/sq mi	95/sq mi	27th	257th of 802
Bachelor's degree or higher	20.8%	28.3%	35.7%	35.7%	23rd	455th of 799
Median household income	$60,984	$80,016	$72,388	$80,734	22nd	442nd of 748
Median gross rent	$996	$1,015	$1,228	$1,413	21st	314th of 688
Work from home	7.6%	14.3%	16.3%	15.1%	20th	487th of 799
Rent-burdened rentersStrength	41.3%	41.7%	48.9%	51.1%	19th	487th of 760
Unemployment rateStrength	3%	3.3%	4.7%	5.2%	16th	543rd of 799

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

12%

25–34

11%

35–44

14%

45–54

13%

55–64

11%

65–74

75+

Median age

42.3

Under 18

22%

65 and over

18.9%

Race and ethnicity

White74%
Black9%
Hispanic13%
Asian0.7%
Native American0.3%
Pacific Islander0%
Other0.3%
Multiracial3%

Diversity index

42.5

U.S. 61.4

Foreign-born

7.4%

U.S. 14.1%

Born in state

65.4%

Language spoken at home (households)

English only

85%

Spanish

13%

Other Indo-European

Asian / Pacific

Other

Households

Households: 15,929
Average household size: 2.5
Family households: 69.9%
Married couples: 50.7%
Living alone: 25.2%
Veterans (of adults): 6.4%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

24%

$50–75k

15%

$75–100k

14%

$100–150k

15%

$150–200k

$200k+

Median household income

28092

$60,984

Lincoln Co.

$80,016

North Carolina

$72,388

United States

$80,734

Per capita income

$34,377

U.S. $44,673

Poverty rate

16.5%

U.S. 12.5%

Households earning $150K+

14.1%

U.S. 23%

Income inequality (Gini)

0.457

U.S. 0.483

Housing

Median home value

28092

$245,300

Lincoln Co.

$321,000

North Carolina

$288,900

United States

$332,700

Median gross rent

28092

$996

Lincoln Co.

$1,015

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

72%

2–4 units

5–19 units

20+ units

Mobile home

14%

Boat, RV, van

Housing units: 17,072
Owner-occupied: 70%
Vacant: 6.7%
Median year built: 1986
Median rooms: 5.4
Renters paying 30%+ of income: 41.3%
Renters paying 50%+ of income: 28%
Home value to income: 4.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

15%

10–19

29%

20–29

18%

30–44

19%

45–59

10%

60+

Average commute

26.5 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

59.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

12%

Construction and repair

12%

Production

11%

Healthcare

10%

Sales

10%

Transportation and moving

Management

Cleaning and personal care

Education

Food service

Business and finance

Legal and social services

Computer and math

Police and fire

Engineering and science

Arts, media and sports

0.8%

Farming, fishing and forestry

0.0%

Industries

Manufacturing

21%

Retail

13%

Health care and social assistance

12%

Construction

10%

Education

Transportation, warehousing and utilities

Other services

Finance, insurance and real estate

Public administration

Admin, support and management

Restaurants and hotels

Professional and technical services

Wholesale

Information

0.6%

Agriculture and mining

0.5%

Arts and recreation

0.5%

Median earnings per worker

$43,447

U.S. $49,666

Self-employed

9.6%

U.S. 10%

Government workers

12.6%

U.S. 14.5%

Nonprofit workers

10.2%

U.S. 8.8%

Median earnings by type of work

Type of work	28092	U.S.
Management, business, science and arts	$60,551	$74,888
Service	$31,403	$26,804
Sales and office	$41,671	$40,476
Construction and maintenance	$43,450	$49,199
Production and transportation	$38,107	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

15%

High school

32%

Some college

21%

Associate's

12%

Bachelor's

13%

Graduate

High school graduate or higher: 85.4%
Bachelor's degree or higher: 20.8%
Graduate or professional degree: 7.8%
Households with broadband: 89.1%
Cable, fiber or DSL: 75.3%
No internet access: 8.6%
Without health insurance: 11.5%
Limited-English households: 4.4%

Geography

City (USPS): Lincolnton
State: North Carolina
County: Lincoln County
Center point: 35.4832° N, 81.2531° W
Land area: 120 sq mi
Water area: 0.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

28092 spans 3 counties

Lincoln County88% of land
Gaston County8% of land
Catawba County5% of land

Cities and towns within this zip

Lincolnton7% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28092

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28093	Lincolnton, NC · PO box	0.8 mi	—	—	—
28077	High Shoals, NC	6.1 mi	258	$31,366	$312,500
28033	Crouse, NC	6.1 mi	3,481	$78,458	$224,000
28650	Maiden, NC	8.1 mi	12,746	$74,922	$229,000
28080	Iron Station, NC	8.5 mi	7,606	$71,997	$268,500
28034	Dallas, NC	9.9 mi	18,979	$62,083	$257,200
28021	Cherryville, NC	10 mi	13,865	$63,429	$217,400
28006	Alexis, NC	10 mi	1,518	$51,932	$234,600
28658	Newton, NC	11 mi	26,336	$72,042	$214,000
28168	Vale, NC	11 mi	10,484	$61,220	$205,000
28016	Bessemer City, NC	12 mi	13,109	$57,147	$222,700
28169	Waco, NC	13 mi	108	—	$70,000

Zip codes like 28092 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28092

What city is zip code 28092?

28092 is assigned to Lincolnton, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28092 in?

28092 is mostly in Lincoln County, but it extends into 2 other counties.

What is the population of 28092?

About 40,350 people live in 28092, according to the Census Bureau's American Community Survey.

What time zone is 28092 in?

28092 is in Eastern Time.

What is the median household income in 28092?

The median household income in 28092 is $60,984.

What zip codes are near 28092?

The closest zip codes to 28092 are 28093, 28077, 28033, 28650, 28080.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28092, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.