20904

Zip code 20904: Silver Spring, Maryland

Q: What city is zip code 20904?

20904 is assigned to Silver Spring, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 20904 in?

20904 is mostly in Montgomery County, but it extends into 1 other county.

Q: What is the population of 20904?

About 58,646 people live in 20904, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 20904?

The median household income in 20904 is $96,025.

Q: What zip codes are near 20904?

The closest zip codes to 20904 are 20993, 20905, 20903, 20866, 20901.

Residential delivery areaMontgomery CountyEastern Time

Population

58,646

Median household income

$96K

U.S. $81K

Median home value

$560K

U.S. $333K

Median rent

$1,918/mo

U.S. $1,413

Median age

40.6

U.S. 38.9

Land area

14 sq mi

4,272 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 20904

20904 is an urban zip code in Silver Spring, Maryland (Montgomery County), covering 14 sq mi of land. About 58,646 people live here, or 4,272 per square mile. The median resident is 40.6 years old, compared with 38.9 nationally.

The median household earns $96,025 a year, 19% above the national median of $80,734. 9.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $560,000, or 5.8 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 49% of occupied homes are lived in by their owners, and renters pay a median of $1,918 a month.

50% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.7 minutes each way, and 20% of workers work from home. The most common jobs among working residents are in healthcare; management; and office and administrative support. 47% of households speak a language other than English at home, most often another language, such as Arabic or a Native American language.

How 20904 compares

Sorted from highest to lowest national percentile

Foreign-born residents39.2%
94th
U.S. 14.1% · MD 16.6%10th of 446 in MD
Rent-burdened renters64.9%
93rd
WeaknessU.S. 51.1% · MD 51.5%69th of 404 in MD
Healthcare workers14.3%
93rd
U.S. 9.7% · MD 9%42nd of 444 in MD
Diversity index68.3
90th
U.S. 61.4 · MD 67.742nd of 446 in MD
Tech workers6.9%
90th
U.S. 3.8% · MD 6.4%135th of 444 in MD
Population58,646
88th
U.S. 334,922,499 · MD 6,206,0119th of 446 in MD
Average commute32.7 min
86th
WeaknessU.S. 26.4 min · MD 31.1 min175th of 421 in MD
Median gross rent$1,918
80th
U.S. $1,413 · MD $1,70593rd of 338 in MD
Median home value$560,000
79th
U.S. $332,700 · MD $419,90099th of 421 in MD
Bachelor's degree or higher50.3%
79th
U.S. 35.7% · MD 43.4%118th of 445 in MD
Work from home20.2%
78th
U.S. 15.1% · MD 19.3%155th of 444 in MD
Residents 65 and older20.9%
78th
U.S. 17.2% · MD 16.7%138th of 446 in MD
Population density4,272/sq mi
77th
U.S. 95/sq mi · MD 639/sq mi56th of 446 in MD
Government workers17.4%
74th
U.S. 14.5% · MD 22.5%320th of 444 in MD
Per capita income$49,492
71st
U.S. $44,673 · MD $52,979242nd of 446 in MD
Median household income$96,025
68th
U.S. $80,734 · MD $103,678237th of 414 in MD
Unemployment rate5.8%
65th
U.S. 5.2% · MD 4.9%120th of 444 in MD
Self-employed workers10.5%
64th
U.S. 10% · MD 8.7%158th of 444 in MD
Income inequality (Gini)0.452
64th
U.S. 0.483 · MD 0.45687th of 438 in MD
Median age40.6
62nd
U.S. 38.9 · MD 39.4262nd of 446 in MD
Median earnings per worker$52,521
62nd
U.S. $49,666 · MD $61,200296th of 443 in MD
Uninsured rate8.1%
60th
U.S. 8.4% · MD 6.3%65th of 444 in MD
Residents under 1822.8%
57th
U.S. 22% · MD 22.2%173rd of 446 in MD
Poverty rate9.3%
40th
U.S. 12.5% · MD 9.4%153rd of 441 in MD
Broadband access90.3%
36th
U.S. 91% · MD 92.4%287th of 441 in MD
Veterans4.7%
35th
U.S. 6.2% · MD 6.8%342nd of 446 in MD
Housing vacancy4.7%
30th
U.S. 10.1% · MD 7.7%254th of 441 in MD
Homeownership rate48.9%
16th
WeaknessU.S. 65.2% · MD 67.6%402nd of 441 in MD

Measure	20904	Montgomery	MD	U.S.	National percentile	Rank in MD
Foreign-born residents	39.2%	33.6%	16.6%	14.1%	94th	10th of 446
Rent-burdened rentersWeakness	64.9%	51.6%	51.5%	51.1%	93rd	69th of 404
Healthcare workers	14.3%	8.3%	9%	9.7%	93rd	42nd of 444
Diversity index	68.3	74.1	67.7	61.4	90th	42nd of 446
Tech workers	6.9%	8.2%	6.4%	3.8%	90th	135th of 444
Population	58,646	1,065,949	6,206,011	334,922,499	88th	9th of 446
Average commuteWeakness	32.7 min	31.9 min	31.1 min	26.4 min	86th	175th of 421
Median gross rent	$1,918	$2,068	$1,705	$1,413	80th	93rd of 338
Median home value	$560,000	$640,300	$419,900	$332,700	79th	99th of 421
Bachelor's degree or higher	50.3%	60.6%	43.4%	35.7%	79th	118th of 445
Work from home	20.2%	28.3%	19.3%	15.1%	78th	155th of 444
Residents 65 and older	20.9%	17%	16.7%	17.2%	78th	138th of 446
Population density	4,272/sq mi	2,162/sq mi	639/sq mi	95/sq mi	77th	56th of 446
Government workers	17.4%	21.5%	22.5%	14.5%	74th	320th of 444
Per capita income	$49,492	$67,571	$52,979	$44,673	71st	242nd of 446
Median household income	$96,025	$132,450	$103,678	$80,734	68th	237th of 414
Unemployment rate	5.8%	4.9%	4.9%	5.2%	65th	120th of 444
Self-employed workers	10.5%	11%	8.7%	10%	64th	158th of 444
Income inequality (Gini)	0.452	0.469	0.456	0.483	64th	87th of 438
Median age	40.6	40.2	39.4	38.9	62nd	262nd of 446
Median earnings per worker	$52,521	$71,294	$61,200	$49,666	62nd	296th of 443
Uninsured rate	8.1%	7%	6.3%	8.4%	60th	65th of 444
Residents under 18	22.8%	22.8%	22.2%	22%	57th	173rd of 446
Poverty rate	9.3%	7.5%	9.4%	12.5%	40th	153rd of 441
Broadband access	90.3%	95.7%	92.4%	91%	36th	287th of 441
Veterans	4.7%	4.2%	6.8%	6.2%	35th	342nd of 446
Housing vacancy	4.7%	4.3%	7.7%	10.1%	30th	254th of 441
Homeownership rateWeakness	48.9%	65.3%	67.6%	65.2%	16th	402nd of 441

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

11%

25–34

13%

35–44

12%

45–54

12%

55–64

10%

65–74

10%

75+

Median age

40.6

Under 18

22.8%

65 and over

20.9%

Race and ethnicity

White20%
Black49%
Hispanic17%
Asian10%
Native American0.1%
Pacific Islander0.1%
Other0.5%
Multiracial3%

Diversity index

68.3

U.S. 61.4

Foreign-born

39.2%

U.S. 14.1%

Born in state

27.3%

Language spoken at home (households)

English only

53%

Spanish

13%

Other Indo-European

14%

Asian / Pacific

Other

14%

Households

Households: 21,212
Average household size: 2.7
Family households: 65.9%
Married couples: 43.5%
Living alone: 29.9%
Veterans (of adults): 4.7%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

$25–50k

16%

$50–75k

14%

$75–100k

14%

$100–150k

17%

$150–200k

11%

$200k+

20%

Median household income

20904

$96,025

Montgomery Co.

$132,450

Maryland

$103,678

United States

$80,734

Per capita income

$49,492

U.S. $44,673

Poverty rate

9.3%

U.S. 12.5%

Households earning $150K+

30.8%

U.S. 23%

Income inequality (Gini)

0.452

U.S. 0.483

Housing

Median home value

20904

$560,000

Montgomery Co.

$640,300

Maryland

$419,900

United States

$332,700

Median gross rent

20904

$1,918

Montgomery Co.

$2,068

Maryland

$1,705

United States

$1,413

Types of housing

Single-family

51%

2–4 units

5–19 units

25%

20+ units

22%

Mobile home

0.1%

Boat, RV, van

Housing units: 22,261
Owner-occupied: 48.9%
Vacant: 4.7%
Median year built: 1983
Median rooms: 5.4
Renters paying 30%+ of income: 64.9%
Renters paying 50%+ of income: 35.1%
Home value to income: 5.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

61%

Carpooled

Transit

Walked

0.4%

Bicycle

Worked from home

20%

Other

Commute time (one way)

<10 min

10–19

17%

20–29

18%

30–44

35%

45–59

12%

60+

13%

Average commute

32.7 min

U.S. 26.4 min

Unemployment

5.8%

U.S. 5.2%

In labor force

64.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

14%

Management

10%

Office and admin

10%

Sales

Transportation and moving

Business and finance

Computer and math

Food service

Cleaning and personal care

Education

Engineering and science

Construction and repair

Legal and social services

Police and fire

Arts, media and sports

Production

Farming, fishing and forestry

0.2%

Industries

Health care and social assistance

19%

Professional and technical services

12%

Public administration

Retail

Education

Restaurants and hotels

Other services

Transportation, warehousing and utilities

Construction

Finance, insurance and real estate

Admin, support and management

Manufacturing

Wholesale

Arts and recreation

Information

Agriculture and mining

Median earnings per worker

$52,521

U.S. $49,666

Self-employed

10.5%

U.S. 10%

Government workers

17.4%

U.S. 14.5%

Nonprofit workers

12.5%

U.S. 8.8%

Median earnings by type of work

Type of work	20904	U.S.
Management, business, science and arts	$88,990	$74,888
Service	$34,478	$26,804
Sales and office	$38,167	$40,476
Construction and maintenance	$53,952	$49,199
Production and transportation	$32,023	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

18%

Some college

15%

Associate's

Bachelor's

26%

Graduate

25%

High school graduate or higher: 89.9%
Bachelor's degree or higher: 50.3%
Graduate or professional degree: 24.6%
Households with broadband: 90.3%
Cable, fiber or DSL: 78%
No internet access: 3.2%
Without health insurance: 8.1%
Limited-English households: 6.2%

Geography

City (USPS): Silver Spring
State: Maryland
County: Montgomery County
Center point: 39.0704° N, 76.9774° W
Land area: 14 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

20904 spans 2 counties

Montgomery County98% of land
Prince George's County3% of land

Cities and towns within this zip

Colesville (unincorporated)37% of zip
Calverton (unincorporated)23% of zip
Fairland (unincorporated)22% of zip
White Oak (unincorporated)14% of zip
Cloverly (unincorporated)2% of zip
Beltsville (unincorporated)2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 20904

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
20993	Silver Spring, MD · PO box	2.6 mi	—	—	—
20905	Silver Spring, MD	2.8 mi	19,004	$159,740	$656,700
20903	Silver Spring, MD	3.4 mi	24,815	$80,768	$485,700
20866	Burtonsville, MD	3.6 mi	15,986	$140,308	$446,900
20901	Silver Spring, MD	3.8 mi	36,435	$131,386	$589,800
20902	Silver Spring, MD	3.9 mi	54,261	$114,486	$551,200
20868	Spencerville, MD	3.9 mi	198	$143,333	$622,200
20906	Silver Spring, MD	4.3 mi	70,595	$97,521	$455,800
20704	Beltsville, MD · PO box	4.5 mi	—	—	—
20705	Beltsville, MD	4.5 mi	28,713	$110,351	$446,700
20783	Hyattsville, MD	5.1 mi	50,333	$86,737	$409,000
20707	Laurel, MD	5.3 mi	37,278	$107,706	$423,400

Zip codes like 20904 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 20904

What city is zip code 20904?

20904 is assigned to Silver Spring, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 20904 in?

20904 is mostly in Montgomery County, but it extends into 1 other county.

What is the population of 20904?

About 58,646 people live in 20904, according to the Census Bureau's American Community Survey.

What time zone is 20904 in?

20904 is in Eastern Time.

What is the median household income in 20904?

The median household income in 20904 is $96,025.

What zip codes are near 20904?

The closest zip codes to 20904 are 20993, 20905, 20903, 20866, 20901.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 20904, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.