20895

Zip code 20895: Kensington, Maryland

Q: What city is zip code 20895?

20895 is assigned to Kensington, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 20895 in?

20895 is in Montgomery County, Maryland.

Q: What is the population of 20895?

About 19,184 people live in 20895, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 20895?

The median household income in 20895 is $173,625.

Q: What zip codes are near 20895?

The closest zip codes to 20895 are 20891, 20896, 20825, 20889, 20814.

Residential delivery areaMontgomery CountyEastern Time

Population

19,184

Median household income

$174K

U.S. $81K

Median home value

$782K

U.S. $333K

Median rent

$2,113/mo

U.S. $1,413

Median age

41.9

U.S. 38.9

Land area

4.1 sq mi

4,709 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 20895

20895 is an urban zip code in Kensington, Maryland (Montgomery County), covering 4.1 sq mi of land. About 19,184 people live here, or 4,709 per square mile. The median resident is 41.9 years old, compared with 38.9 nationally.

The median household earns $173,625 a year, about 2.2× the national median of $80,734. 4.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $781,500, or 4.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 79% of occupied homes are lived in by their owners, and renters pay a median of $2,113 a month.

74% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 30.1 minutes each way, and 34% of workers work from home. The most common jobs among working residents are in management; business and finance; and engineering and science. 32% of households speak a language other than English at home, most often Spanish.

How 20895 compares

Sorted from highest to lowest national percentile

Median earnings per worker$108,765
98th
StrengthU.S. $49,666 · MD $61,20025th of 443 in MD
Median household income$173,625
97th
StrengthU.S. $80,734 · MD $103,67842nd of 414 in MD
Bachelor's degree or higher74.3%
97th
StrengthU.S. 35.7% · MD 43.4%26th of 445 in MD
Work from home33.8%
97th
U.S. 15.1% · MD 19.3%28th of 444 in MD
Per capita income$80,663
95th
StrengthU.S. $44,673 · MD $52,97935th of 446 in MD
Government workers23.6%
93rd
U.S. 14.5% · MD 22.5%163rd of 444 in MD
Median home value$781,500
90th
U.S. $332,700 · MD $419,90029th of 421 in MD
Tech workers6.9%
90th
U.S. 3.8% · MD 6.4%134th of 444 in MD
Median gross rent$2,113
88th
U.S. $1,413 · MD $1,70563rd of 338 in MD
Residents under 1827.1%
87th
U.S. 22% · MD 22.2%48th of 446 in MD
Rent-burdened renters60.8%
85th
WeaknessU.S. 51.1% · MD 51.5%83rd of 404 in MD
Population density4,709/sq mi
79th
U.S. 95/sq mi · MD 639/sq mi48th of 446 in MD
Homeownership rate78.7%
75th
U.S. 65.2% · MD 67.6%248th of 441 in MD
Average commute30.1 min
74th
U.S. 26.4 min · MD 31.1 min245th of 421 in MD
Median age41.9
71st
U.S. 38.9 · MD 39.4215th of 446 in MD
Foreign-born residents17.6%
70th
U.S. 14.1% · MD 16.6%80th of 446 in MD
Residents 65 and older18.7%
65th
U.S. 17.2% · MD 16.7%198th of 446 in MD
Diversity index52.6
56th
U.S. 61.4 · MD 67.7157th of 446 in MD
Income inequality (Gini)0.441
56th
U.S. 0.483 · MD 0.456108th of 438 in MD
Broadband access92.2%
50th
U.S. 91% · MD 92.4%251st of 441 in MD
Self-employed workers9%
46th
U.S. 10% · MD 8.7%222nd of 444 in MD
Population19,184
30th
U.S. 334,922,499 · MD 6,206,011131st of 446 in MD
Unemployment rate3.6%
26th
U.S. 5.2% · MD 4.9%248th of 444 in MD
Veterans4%
26th
U.S. 6.2% · MD 6.8%371st of 446 in MD
Housing vacancy4.1%
23rd
U.S. 10.1% · MD 7.7%280th of 441 in MD
Healthcare workers7.2%
18th
U.S. 9.7% · MD 9%268th of 444 in MD
Uninsured rate2.8%
11th
StrengthU.S. 8.4% · MD 6.3%279th of 444 in MD
Poverty rate4.7%
10th
StrengthU.S. 12.5% · MD 9.4%282nd of 441 in MD

Measure	20895	Montgomery	MD	U.S.	National percentile	Rank in MD
Median earnings per workerStrength	$108,765	$71,294	$61,200	$49,666	98th	25th of 443
Median household incomeStrength	$173,625	$132,450	$103,678	$80,734	97th	42nd of 414
Bachelor's degree or higherStrength	74.3%	60.6%	43.4%	35.7%	97th	26th of 445
Work from home	33.8%	28.3%	19.3%	15.1%	97th	28th of 444
Per capita incomeStrength	$80,663	$67,571	$52,979	$44,673	95th	35th of 446
Government workers	23.6%	21.5%	22.5%	14.5%	93rd	163rd of 444
Median home value	$781,500	$640,300	$419,900	$332,700	90th	29th of 421
Tech workers	6.9%	8.2%	6.4%	3.8%	90th	134th of 444
Median gross rent	$2,113	$2,068	$1,705	$1,413	88th	63rd of 338
Residents under 18	27.1%	22.8%	22.2%	22%	87th	48th of 446
Rent-burdened rentersWeakness	60.8%	51.6%	51.5%	51.1%	85th	83rd of 404
Population density	4,709/sq mi	2,162/sq mi	639/sq mi	95/sq mi	79th	48th of 446
Homeownership rate	78.7%	65.3%	67.6%	65.2%	75th	248th of 441
Average commute	30.1 min	31.9 min	31.1 min	26.4 min	74th	245th of 421
Median age	41.9	40.2	39.4	38.9	71st	215th of 446
Foreign-born residents	17.6%	33.6%	16.6%	14.1%	70th	80th of 446
Residents 65 and older	18.7%	17%	16.7%	17.2%	65th	198th of 446
Diversity index	52.6	74.1	67.7	61.4	56th	157th of 446
Income inequality (Gini)	0.441	0.469	0.456	0.483	56th	108th of 438
Broadband access	92.2%	95.7%	92.4%	91%	50th	251st of 441
Self-employed workers	9%	11%	8.7%	10%	46th	222nd of 444
Population	19,184	1,065,949	6,206,011	334,922,499	30th	131st of 446
Unemployment rate	3.6%	4.9%	4.9%	5.2%	26th	248th of 444
Veterans	4%	4.2%	6.8%	6.2%	26th	371st of 446
Housing vacancy	4.1%	4.3%	7.7%	10.1%	23rd	280th of 441
Healthcare workers	7.2%	8.3%	9%	9.7%	18th	268th of 444
Uninsured rateStrength	2.8%	7%	6.3%	8.4%	11th	279th of 444
Poverty rateStrength	4.7%	7.5%	9.4%	12.5%	10th	282nd of 441

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

20%

5–17

18–24

25–34

15%

35–44

15%

45–54

12%

55–64

10%

65–74

75+

Median age

41.9

Under 18

27.1%

65 and over

18.7%

Race and ethnicity

White66%
Black5%
Hispanic16%
Asian6%
Native American0.3%
Pacific Islander0%
Other0.9%
Multiracial5%

Diversity index

52.6

U.S. 61.4

Foreign-born

17.6%

U.S. 14.1%

Born in state

26.5%

Language spoken at home (households)

English only

68%

Spanish

16%

Other Indo-European

Asian / Pacific

Other

Households

Households: 6,991
Average household size: 2.7
Family households: 69.6%
Married couples: 58.2%
Living alone: 24.7%
Veterans (of adults): 4%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

$75–100k

$100–150k

13%

$150–200k

13%

$200k+

45%

Median household income

20895

$173,625

Montgomery Co.

$132,450

Maryland

$103,678

United States

$80,734

Per capita income

$80,663

U.S. $44,673

Poverty rate

4.7%

U.S. 12.5%

Households earning $150K+

58%

U.S. 23%

Income inequality (Gini)

0.441

U.S. 0.483

Housing

Median home value

20895

$781,500

Montgomery Co.

$640,300

Maryland

$419,900

United States

$332,700

Median gross rent

20895

$2,113

Montgomery Co.

$2,068

Maryland

$1,705

United States

$1,413

Types of housing

Single-family

83%

2–4 units

5–19 units

20+ units

12%

Mobile home

Boat, RV, van

0.1%

Housing units: 7,292
Owner-occupied: 78.7%
Vacant: 4.1%
Median year built: 1958
Median rooms: 7.5
Renters paying 30%+ of income: 60.8%
Renters paying 50%+ of income: 30.8%
Home value to income: 4.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

51%

Carpooled

Transit

Walked

Bicycle

Worked from home

34%

Other

Commute time (one way)

<10 min

10–19

20%

20–29

22%

30–44

32%

45–59

12%

60+

10%

Average commute

30.1 min

U.S. 26.4 min

Unemployment

3.6%

U.S. 5.2%

In labor force

67.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

18%

Business and finance

11%

Engineering and science

10%

Legal and social services

Sales

Education

Healthcare

Computer and math

Office and admin

Cleaning and personal care

Arts, media and sports

Food service

Transportation and moving

Construction and repair

Production

Police and fire

0.9%

Farming, fishing and forestry

Industries

Professional and technical services

23%

Public administration

15%

Health care and social assistance

Education

Finance, insurance and real estate

Retail

Other services

Construction

Admin, support and management

Restaurants and hotels

Arts and recreation

Manufacturing

Information

Transportation, warehousing and utilities

Wholesale

0.5%

Agriculture and mining

Median earnings per worker

$108,765

U.S. $49,666

Self-employed

U.S. 10%

Government workers

23.6%

U.S. 14.5%

Nonprofit workers

15.9%

U.S. 8.8%

Median earnings by type of work

Type of work	20895	U.S.
Management, business, science and arts	$133,718	$74,888
Service	$25,795	$26,804
Sales and office	$55,781	$40,476
Construction and maintenance	$58,068	$49,199
Production and transportation	$40,735	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

11%

Some college

Associate's

Bachelor's

29%

Graduate

46%

High school graduate or higher: 96.7%
Bachelor's degree or higher: 74.3%
Graduate or professional degree: 45.6%
Households with broadband: 92.2%
Cable, fiber or DSL: 85.8%
No internet access: 5.5%
Without health insurance: 2.8%
Limited-English households: 5.5%

Geography

City (USPS): Kensington
State: Maryland
County: Montgomery County
Center point: 39.0271° N, 77.0776° W
Land area: 4.1 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

South Kensington (unincorporated)42% of zip
North Kensington (unincorporated)26% of zip
Kensington12% of zip
North Bethesda (unincorporated)10% of zip
Chevy Chase View7% of zip
Wheaton (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 20895

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
20891	Kensington, MD · PO box	0.1 mi	—	—	—
20896	Garrett Park, MD	1.1 mi	932	$250,000+	$1,005,700
20825	Chevy Chase, MD · PO box	1.7 mi	—	—	—
20889	Bethesda, MD	1.7 mi	584	—	—
20814	Bethesda, MD	2.1 mi	32,795	$150,996	$989,600
20902	Silver Spring, MD	2.2 mi	54,261	$114,486	$551,200
20892	Bethesda, MD	2.3 mi	0	—	—
20894	Bethesda, MD	2.5 mi	0	—	—
20910	Silver Spring, MD	2.8 mi	45,943	$112,134	$730,900
20815	Chevy Chase, MD	3 mi	30,505	$194,971	$1,294,200
20852	Rockville, MD	3 mi	48,180	$122,472	$665,200
20810	Bethesda, MD · PO box	3.4 mi	—	—	—

Zip codes like 20895 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 20895

What city is zip code 20895?

20895 is assigned to Kensington, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 20895 in?

20895 is in Montgomery County, Maryland.

What is the population of 20895?

About 19,184 people live in 20895, according to the Census Bureau's American Community Survey.

What time zone is 20895 in?

20895 is in Eastern Time.

What is the median household income in 20895?

The median household income in 20895 is $173,625.

What zip codes are near 20895?

The closest zip codes to 20895 are 20891, 20896, 20825, 20889, 20814.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 20895, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.