20876

Zip code 20876: Germantown, Maryland

Q: What city is zip code 20876?

20876 is assigned to Germantown, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 20876 in?

20876 is in Montgomery County, Maryland.

Q: What is the population of 20876?

About 26,406 people live in 20876, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 20876?

The median household income in 20876 is $119,731.

Q: What zip codes are near 20876?

The closest zip codes to 20876 are 20886, 20885, 20882, 20871, 20899.

Residential delivery areaMontgomery CountyEastern Time

Population

26,406

Median household income

$120K

U.S. $81K

Median home value

$487K

U.S. $333K

Median rent

$2,109/mo

U.S. $1,413

Median age

36.8

U.S. 38.9

Land area

11 sq mi

2,433 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 20876

20876 is a suburban zip code in Germantown, Maryland (Montgomery County), covering 11 sq mi of land. About 26,406 people live here, or 2,433 per square mile. The median resident is 36.8 years old, compared with 38.9 nationally.

The median household earns $119,731 a year, 48% above the national median of $80,734. 9.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $487,300, or 4.1 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 67% of occupied homes are lived in by their owners, and renters pay a median of $2,109 a month.

52% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 30.5 minutes each way, and 22% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and computer and math (tech). 49% of households speak a language other than English at home, most often Spanish.

How 20876 compares

Sorted from highest to lowest national percentile

Diversity index76.6
99th
U.S. 61.4 · MD 67.72nd of 446 in MD
Tech workers9%
95th
U.S. 3.8% · MD 6.4%68th of 444 in MD
Foreign-born residents35.7%
92nd
U.S. 14.1% · MD 16.6%27th of 446 in MD
Median gross rent$2,109
87th
U.S. $1,413 · MD $1,70565th of 338 in MD
Median household income$119,731
85th
StrengthU.S. $80,734 · MD $103,678163rd of 414 in MD
Government workers20.3%
85th
U.S. 14.5% · MD 22.5%250th of 444 in MD
Broadband access95.9%
84th
StrengthU.S. 91% · MD 92.4%132nd of 441 in MD
Bachelor's degree or higher52%
82nd
StrengthU.S. 35.7% · MD 43.4%107th of 445 in MD
Work from home22%
82nd
U.S. 15.1% · MD 19.3%129th of 444 in MD
Median earnings per worker$61,713
78th
U.S. $49,666 · MD $61,200227th of 443 in MD
Average commute30.5 min
76th
U.S. 26.4 min · MD 31.1 min236th of 421 in MD
Median home value$487,300
74th
U.S. $332,700 · MD $419,900134th of 421 in MD
Unemployment rate6.5%
74th
U.S. 5.2% · MD 4.9%97th of 444 in MD
Per capita income$47,977
68th
U.S. $44,673 · MD $52,979256th of 446 in MD
Uninsured rate9.1%
66th
U.S. 8.4% · MD 6.3%51st of 444 in MD
Population density2,433/sq mi
61st
U.S. 95/sq mi · MD 639/sq mi102nd of 446 in MD
Residents under 1822.9%
57th
U.S. 22% · MD 22.2%168th of 446 in MD
Veterans5.8%
49th
U.S. 6.2% · MD 6.8%295th of 446 in MD
Homeownership rate67.4%
47th
U.S. 65.2% · MD 67.6%325th of 441 in MD
Poverty rate9.8%
43rd
U.S. 12.5% · MD 9.4%141st of 441 in MD
Population26,406
42nd
U.S. 334,922,499 · MD 6,206,011101st of 446 in MD
Rent-burdened renters46.7%
35th
U.S. 51.1% · MD 51.5%230th of 404 in MD
Median age36.8
33rd
U.S. 38.9 · MD 39.4356th of 446 in MD
Healthcare workers7.2%
18th
U.S. 9.7% · MD 9%267th of 444 in MD
Residents 65 and older11.9%
17th
U.S. 17.2% · MD 16.7%389th of 446 in MD
Self-employed workers6.4%
13th
U.S. 10% · MD 8.7%331st of 444 in MD
Income inequality (Gini)0.385
12th
StrengthU.S. 0.483 · MD 0.456278th of 438 in MD
Housing vacancy1.7%
2nd
U.S. 10.1% · MD 7.7%375th of 441 in MD

Measure	20876	Montgomery	MD	U.S.	National percentile	Rank in MD
Diversity index	76.6	74.1	67.7	61.4	99th	2nd of 446
Tech workers	9%	8.2%	6.4%	3.8%	95th	68th of 444
Foreign-born residents	35.7%	33.6%	16.6%	14.1%	92nd	27th of 446
Median gross rent	$2,109	$2,068	$1,705	$1,413	87th	65th of 338
Median household incomeStrength	$119,731	$132,450	$103,678	$80,734	85th	163rd of 414
Government workers	20.3%	21.5%	22.5%	14.5%	85th	250th of 444
Broadband accessStrength	95.9%	95.7%	92.4%	91%	84th	132nd of 441
Bachelor's degree or higherStrength	52%	60.6%	43.4%	35.7%	82nd	107th of 445
Work from home	22%	28.3%	19.3%	15.1%	82nd	129th of 444
Median earnings per worker	$61,713	$71,294	$61,200	$49,666	78th	227th of 443
Average commute	30.5 min	31.9 min	31.1 min	26.4 min	76th	236th of 421
Median home value	$487,300	$640,300	$419,900	$332,700	74th	134th of 421
Unemployment rate	6.5%	4.9%	4.9%	5.2%	74th	97th of 444
Per capita income	$47,977	$67,571	$52,979	$44,673	68th	256th of 446
Uninsured rate	9.1%	7%	6.3%	8.4%	66th	51st of 444
Population density	2,433/sq mi	2,162/sq mi	639/sq mi	95/sq mi	61st	102nd of 446
Residents under 18	22.9%	22.8%	22.2%	22%	57th	168th of 446
Veterans	5.8%	4.2%	6.8%	6.2%	49th	295th of 446
Homeownership rate	67.4%	65.3%	67.6%	65.2%	47th	325th of 441
Poverty rate	9.8%	7.5%	9.4%	12.5%	43rd	141st of 441
Population	26,406	1,065,949	6,206,011	334,922,499	42nd	101st of 446
Rent-burdened renters	46.7%	51.6%	51.5%	51.1%	35th	230th of 404
Median age	36.8	40.2	39.4	38.9	33rd	356th of 446
Healthcare workers	7.2%	8.3%	9%	9.7%	18th	267th of 444
Residents 65 and older	11.9%	17%	16.7%	17.2%	17th	389th of 446
Self-employed workers	6.4%	11%	8.7%	10%	13th	331st of 444
Income inequality (Gini)Strength	0.385	0.469	0.456	0.483	12th	278th of 438
Housing vacancy	1.7%	4.3%	7.7%	10.1%	2nd	375th of 441

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

12%

18–24

12%

25–34

13%

35–44

15%

45–54

13%

55–64

65–74

75+

Median age

36.8

Under 18

22.9%

65 and over

11.9%

Race and ethnicity

White22%
Black29%
Hispanic25%
Asian20%
Native American0.2%
Pacific Islander0%
Other0.7%
Multiracial4%

Diversity index

76.6

U.S. 61.4

Foreign-born

35.7%

U.S. 14.1%

Born in state

34.7%

Language spoken at home (households)

English only

52%

Spanish

17%

Other Indo-European

15%

Asian / Pacific

12%

Other

Households

Households: 8,783
Average household size: 3
Family households: 76.3%
Married couples: 54.9%
Living alone: 20.6%
Veterans (of adults): 5.8%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

11%

$50–75k

10%

$75–100k

10%

$100–150k

24%

$150–200k

17%

$200k+

20%

Median household income

20876

$119,731

Montgomery Co.

$132,450

Maryland

$103,678

United States

$80,734

Per capita income

$47,977

U.S. $44,673

Poverty rate

9.8%

U.S. 12.5%

Households earning $150K+

36.8%

U.S. 23%

Income inequality (Gini)

0.385

U.S. 0.483

Housing

Median home value

20876

$487,300

Montgomery Co.

$640,300

Maryland

$419,900

United States

$332,700

Median gross rent

20876

$2,109

Montgomery Co.

$2,068

Maryland

$1,705

United States

$1,413

Types of housing

Single-family

73%

2–4 units

5–19 units

18%

20+ units

Mobile home

Boat, RV, van

Housing units: 8,939
Owner-occupied: 67.4%
Vacant: 1.7%
Median year built: 1991
Median rooms: 6.1
Renters paying 30%+ of income: 46.7%
Renters paying 50%+ of income: 23.4%
Home value to income: 4.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

57%

Carpooled

13%

Transit

Walked

Bicycle

0.5%

Worked from home

22%

Other

Commute time (one way)

<10 min

10–19

24%

20–29

20%

30–44

23%

45–59

60+

15%

Average commute

30.5 min

U.S. 26.4 min

Unemployment

6.5%

U.S. 5.2%

In labor force

72.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

11%

Office and admin

11%

Computer and math

Business and finance

Education

Healthcare

Sales

Construction and repair

Engineering and science

Food service

Cleaning and personal care

Transportation and moving

Arts, media and sports

Legal and social services

Police and fire

Production

Farming, fishing and forestry

0.1%

Industries

Professional and technical services

16%

Health care and social assistance

11%

Education

10%

Retail

10%

Restaurants and hotels

Public administration

Construction

Other services

Finance, insurance and real estate

Manufacturing

Admin, support and management

Transportation, warehousing and utilities

Information

Arts and recreation

Wholesale

Agriculture and mining

0.2%

Median earnings per worker

$61,713

U.S. $49,666

Self-employed

6.4%

U.S. 10%

Government workers

20.3%

U.S. 14.5%

Nonprofit workers

10.1%

U.S. 8.8%

Median earnings by type of work

Type of work	20876	U.S.
Management, business, science and arts	$92,582	$74,888
Service	$31,826	$26,804
Sales and office	$36,981	$40,476
Construction and maintenance	$50,376	$49,199
Production and transportation	$39,176	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

15%

Some college

15%

Associate's

Bachelor's

26%

Graduate

26%

High school graduate or higher: 88.6%
Bachelor's degree or higher: 52%
Graduate or professional degree: 25.7%
Households with broadband: 95.9%
Cable, fiber or DSL: 86.9%
No internet access: 3.3%
Without health insurance: 9.1%
Limited-English households: 10.2%

Geography

City (USPS): Germantown
State: Maryland
County: Montgomery County
Center point: 39.2067° N, 77.2337° W
Land area: 11 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Germantown (unincorporated)52% of zip
Clarksburg (unincorporated)11% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 20876

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
20886	Montgomery Village, MD	2 mi	34,718	$98,542	$386,500
20885	Gaithersburg, MD · PO box	2.1 mi	—	—	—
20882	Gaithersburg, MD	4.1 mi	13,751	$184,136	$737,400
20871	Clarksburg, MD	4.4 mi	30,182	$177,523	$668,800
20899	Gaithersburg, MD	4.4 mi	57	$24,417	—
20813	Bethesda, MD · PO box	4.6 mi	—	—	—
20827	Bethesda, MD · PO box	4.6 mi	—	—	—
20848	Rockville, MD · PO box	4.6 mi	—	—	—
20859	Potomac, MD · PO box	4.6 mi	—	—	—
20875	Germantown, MD · PO box	4.6 mi	—	—	—
20879	Gaithersburg, MD	4.6 mi	25,264	$112,104	$468,100
20884	Gaithersburg, MD · PO box	4.6 mi	—	—	—

Zip codes like 20876 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 20876

What city is zip code 20876?

20876 is assigned to Germantown, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 20876 in?

20876 is in Montgomery County, Maryland.

What is the population of 20876?

About 26,406 people live in 20876, according to the Census Bureau's American Community Survey.

What time zone is 20876 in?

20876 is in Eastern Time.

What is the median household income in 20876?

The median household income in 20876 is $119,731.

What zip codes are near 20876?

The closest zip codes to 20876 are 20886, 20885, 20882, 20871, 20899.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 20876, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.