20874

Zip code 20874: Germantown, Maryland

Q: What city is zip code 20874?

20874 is assigned to Germantown, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 20874 in?

20874 is in Montgomery County, Maryland.

Q: What is the population of 20874?

About 62,738 people live in 20874, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 20874?

The median household income in 20874 is $115,022.

Q: What zip codes are near 20874?

The closest zip codes to 20874 are 20878, 20841, 20899, 20813, 20827.

Residential delivery areaMontgomery CountyEastern Time

Population

62,738

Median household income

$115K

U.S. $81K

Median home value

$399K

U.S. $333K

Median rent

$1,995/mo

U.S. $1,413

Median age

37.6

U.S. 38.9

Land area

23 sq mi

2,767 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 20874

20874 is an urban zip code in Germantown, Maryland (Montgomery County), covering 23 sq mi of land. About 62,738 people live here, or 2,767 per square mile. The median resident is 37.6 years old, compared with 38.9 nationally.

The median household earns $115,022 a year, 42% above the national median of $80,734. 8.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $399,000, or 3.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 66% of occupied homes are lived in by their owners, and renters pay a median of $1,995 a month.

49% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 30.8 minutes each way, and 22% of workers work from home. The most common jobs among working residents are in management; business and finance; and computer and math (tech). 49% of households speak a language other than English at home, most often Spanish.

How 20874 compares

Sorted from highest to lowest national percentile

Diversity index77.3
99th
U.S. 61.4 · MD 67.71st of 446 in MD
Tech workers9%
95th
U.S. 3.8% · MD 6.4%67th of 444 in MD
Foreign-born residents37.1%
93rd
U.S. 14.1% · MD 16.6%18th of 446 in MD
Broadband access96.9%
92nd
StrengthU.S. 91% · MD 92.4%105th of 441 in MD
Population62,738
91st
U.S. 334,922,499 · MD 6,206,0116th of 446 in MD
Government workers20.7%
86th
U.S. 14.5% · MD 22.5%241st of 444 in MD
Median gross rent$1,995
84th
U.S. $1,413 · MD $1,70585th of 338 in MD
Median household income$115,022
82nd
StrengthU.S. $80,734 · MD $103,678181st of 414 in MD
Work from home21.8%
82nd
U.S. 15.1% · MD 19.3%133rd of 444 in MD
Median earnings per worker$62,424
79th
U.S. $49,666 · MD $61,200215th of 443 in MD
Bachelor's degree or higher48.9%
78th
U.S. 35.7% · MD 43.4%133rd of 445 in MD
Average commute30.8 min
78th
U.S. 26.4 min · MD 31.1 min226th of 421 in MD
Per capita income$52,219
75th
U.S. $44,673 · MD $52,979221st of 446 in MD
Population density2,767/sq mi
65th
U.S. 95/sq mi · MD 639/sq mi90th of 446 in MD
Median home value$399,000
62nd
U.S. $332,700 · MD $419,900229th of 421 in MD
Residents under 1823.1%
59th
U.S. 22% · MD 22.2%160th of 446 in MD
Unemployment rate5.1%
54th
U.S. 5.2% · MD 4.9%151st of 444 in MD
Rent-burdened renters51.1%
51st
U.S. 51.1% · MD 51.5%183rd of 404 in MD
Homeownership rate66.4%
44th
U.S. 65.2% · MD 67.6%333rd of 441 in MD
Median age37.6
39th
U.S. 38.9 · MD 39.4337th of 446 in MD
Veterans4.7%
35th
U.S. 6.2% · MD 6.8%340th of 446 in MD
Self-employed workers8.2%
35th
U.S. 10% · MD 8.7%251st of 444 in MD
Poverty rate8.3%
34th
U.S. 12.5% · MD 9.4%180th of 441 in MD
Uninsured rate5.1%
34th
U.S. 8.4% · MD 6.3%154th of 444 in MD
Healthcare workers8.3%
32nd
U.S. 9.7% · MD 9%211th of 444 in MD
Income inequality (Gini)0.409
27th
U.S. 0.483 · MD 0.456208th of 438 in MD
Residents 65 and older11.8%
16th
U.S. 17.2% · MD 16.7%391st of 446 in MD
Housing vacancy2%
4th
U.S. 10.1% · MD 7.7%364th of 441 in MD

Measure	20874	Montgomery	MD	U.S.	National percentile	Rank in MD
Diversity index	77.3	74.1	67.7	61.4	99th	1st of 446
Tech workers	9%	8.2%	6.4%	3.8%	95th	67th of 444
Foreign-born residents	37.1%	33.6%	16.6%	14.1%	93rd	18th of 446
Broadband accessStrength	96.9%	95.7%	92.4%	91%	92nd	105th of 441
Population	62,738	1,065,949	6,206,011	334,922,499	91st	6th of 446
Government workers	20.7%	21.5%	22.5%	14.5%	86th	241st of 444
Median gross rent	$1,995	$2,068	$1,705	$1,413	84th	85th of 338
Median household incomeStrength	$115,022	$132,450	$103,678	$80,734	82nd	181st of 414
Work from home	21.8%	28.3%	19.3%	15.1%	82nd	133rd of 444
Median earnings per worker	$62,424	$71,294	$61,200	$49,666	79th	215th of 443
Bachelor's degree or higher	48.9%	60.6%	43.4%	35.7%	78th	133rd of 445
Average commute	30.8 min	31.9 min	31.1 min	26.4 min	78th	226th of 421
Per capita income	$52,219	$67,571	$52,979	$44,673	75th	221st of 446
Population density	2,767/sq mi	2,162/sq mi	639/sq mi	95/sq mi	65th	90th of 446
Median home value	$399,000	$640,300	$419,900	$332,700	62nd	229th of 421
Residents under 18	23.1%	22.8%	22.2%	22%	59th	160th of 446
Unemployment rate	5.1%	4.9%	4.9%	5.2%	54th	151st of 444
Rent-burdened renters	51.1%	51.6%	51.5%	51.1%	51st	183rd of 404
Homeownership rate	66.4%	65.3%	67.6%	65.2%	44th	333rd of 441
Median age	37.6	40.2	39.4	38.9	39th	337th of 446
Veterans	4.7%	4.2%	6.8%	6.2%	35th	340th of 446
Self-employed workers	8.2%	11%	8.7%	10%	35th	251st of 444
Poverty rate	8.3%	7.5%	9.4%	12.5%	34th	180th of 441
Uninsured rate	5.1%	7%	6.3%	8.4%	34th	154th of 444
Healthcare workers	8.3%	8.3%	9%	9.7%	32nd	211th of 444
Income inequality (Gini)	0.409	0.469	0.456	0.483	27th	208th of 438
Residents 65 and older	11.8%	17%	16.7%	17.2%	16th	391st of 446
Housing vacancy	2%	4.3%	7.7%	10.1%	4th	364th of 441

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

15%

25–34

15%

35–44

13%

45–54

14%

55–64

65–74

75+

Median age

37.6

Under 18

23.1%

65 and over

11.8%

Race and ethnicity

White26%
Black27%
Hispanic22%
Asian18%
Native American0.0%
Pacific Islander0%
Other0.5%
Multiracial6%

Diversity index

77.3

U.S. 61.4

Foreign-born

37.1%

U.S. 14.1%

Born in state

32.3%

Language spoken at home (households)

English only

51%

Spanish

17%

Other Indo-European

12%

Asian / Pacific

13%

Other

Households

Households: 22,662
Average household size: 2.8
Family households: 69.8%
Married couples: 48.9%
Living alone: 25.5%
Veterans (of adults): 4.7%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

10%

$50–75k

13%

$75–100k

13%

$100–150k

21%

$150–200k

14%

$200k+

21%

Median household income

20874

$115,022

Montgomery Co.

$132,450

Maryland

$103,678

United States

$80,734

Per capita income

$52,219

U.S. $44,673

Poverty rate

8.3%

U.S. 12.5%

Households earning $150K+

35.2%

U.S. 23%

Income inequality (Gini)

0.409

U.S. 0.483

Housing

Median home value

20874

$399,000

Montgomery Co.

$640,300

Maryland

$419,900

United States

$332,700

Median gross rent

20874

$1,995

Montgomery Co.

$2,068

Maryland

$1,705

United States

$1,413

Types of housing

Single-family

64%

2–4 units

5–19 units

23%

20+ units

Mobile home

Boat, RV, van

Housing units: 23,124
Owner-occupied: 66.4%
Vacant: 2%
Median year built: 1989
Median rooms: 5.7
Renters paying 30%+ of income: 51.1%
Renters paying 50%+ of income: 25%
Home value to income: 3.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

61%

Carpooled

Transit

Walked

0.9%

Bicycle

0.1%

Worked from home

22%

Other

Commute time (one way)

<10 min

10–19

26%

20–29

19%

30–44

25%

45–59

11%

60+

13%

Average commute

30.8 min

U.S. 26.4 min

Unemployment

5.1%

U.S. 5.2%

In labor force

73.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

12%

Business and finance

Computer and math

Healthcare

Office and admin

Sales

Education

Engineering and science

Construction and repair

Transportation and moving

Cleaning and personal care

Food service

Legal and social services

Arts, media and sports

Production

Police and fire

Farming, fishing and forestry

0.1%

Industries

Professional and technical services

16%

Health care and social assistance

14%

Education

11%

Public administration

10%

Retail

Restaurants and hotels

Other services

Manufacturing

Finance, insurance and real estate

Transportation, warehousing and utilities

Construction

Admin, support and management

Information

Arts and recreation

Wholesale

0.9%

Agriculture and mining

0.3%

Median earnings per worker

$62,424

U.S. $49,666

Self-employed

8.2%

U.S. 10%

Government workers

20.7%

U.S. 14.5%

Nonprofit workers

10.1%

U.S. 8.8%

Median earnings by type of work

Type of work	20874	U.S.
Management, business, science and arts	$88,858	$74,888
Service	$31,983	$26,804
Sales and office	$41,809	$40,476
Construction and maintenance	$64,115	$49,199
Production and transportation	$39,939	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

19%

Some college

16%

Associate's

Bachelor's

26%

Graduate

23%

High school graduate or higher: 90.6%
Bachelor's degree or higher: 48.9%
Graduate or professional degree: 23.1%
Households with broadband: 96.9%
Cable, fiber or DSL: 87.5%
No internet access: 1.9%
Without health insurance: 5.1%
Limited-English households: 7.2%

Geography

City (USPS): Germantown
State: Maryland
County: Montgomery County
Center point: 39.1331° N, 77.3018° W
Land area: 23 sq mi
Water area: 1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Darnestown (unincorporated)46% of zip
Germantown (unincorporated)42% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 20874

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
20878	Gaithersburg, MD	3.1 mi	66,115	$144,313	$715,800
20841	Boyds, MD	3.6 mi	9,969	$184,688	$782,500
20899	Gaithersburg, MD	4.7 mi	57	$24,417	—
20813	Bethesda, MD · PO box	5.1 mi	—	—	—
20827	Bethesda, MD · PO box	5.1 mi	—	—	—
20848	Rockville, MD · PO box	5.1 mi	—	—	—
20859	Potomac, MD · PO box	5.1 mi	—	—	—
20875	Germantown, MD · PO box	5.1 mi	—	—	—
20884	Gaithersburg, MD · PO box	5.1 mi	—	—	—
20897	Suburb Maryland Fac, MD · PO box	5.1 mi	—	—	—
20898	Gaithersburg, MD · PO box	5.1 mi	—	—	—
20837	Poolesville, MD	5.8 mi	6,699	$174,063	$772,300

Zip codes like 20874 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 20874

What city is zip code 20874?

20874 is assigned to Germantown, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 20874 in?

20874 is in Montgomery County, Maryland.

What is the population of 20874?

About 62,738 people live in 20874, according to the Census Bureau's American Community Survey.

What time zone is 20874 in?

20874 is in Eastern Time.

What is the median household income in 20874?

The median household income in 20874 is $115,022.

What zip codes are near 20874?

The closest zip codes to 20874 are 20878, 20841, 20899, 20813, 20827.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 20874, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.