20685

Zip code 20685: Saint Leonard, Maryland

Q: What city is zip code 20685?

20685 is assigned to Saint Leonard, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 20685 in?

20685 is in Calvert County, Maryland.

Q: What is the population of 20685?

About 6,866 people live in 20685, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 20685?

The median household income in 20685 is $119,135.

Q: What zip codes are near 20685?

The closest zip codes to 20685 are 20615, 20676, 20657, 20636, 20678.

Residential delivery areaCalvert CountyEastern Time

Population

6,866

Median household income

$119K

U.S. $81K

Median home value

$450K

U.S. $333K

Median rent

$1,906/mo

U.S. $1,413

Median age

42.8

U.S. 38.9

Land area

23 sq mi

300 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 20685

20685 is a small-town zip code in Saint Leonard, Maryland (Calvert County), covering 23 sq mi of land. About 6,866 people live here, or 300 per square mile. The median resident is 42.8 years old, compared with 38.9 nationally.

The median household earns $119,135 a year, 48% above the national median of $80,734. 3.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $450,400, or 3.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 95% of occupied homes are lived in by their owners, and renters pay a median of $1,906 a month.

24% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 40 minutes each way, and 22% of workers work from home. The most common jobs among working residents are in management; business and finance; and construction and repair.

How 20685 compares

Sorted from highest to lowest national percentile

Homeownership rate94.8%
99th
StrengthU.S. 65.2% · MD 67.6%66th of 441 in MD
Average commute40 min
97th
WeaknessU.S. 26.4 min · MD 31.1 min50th of 421 in MD
Veterans12.3%
95th
U.S. 6.2% · MD 6.8%58th of 446 in MD
Median earnings per worker$68,615
86th
StrengthU.S. $49,666 · MD $61,200174th of 443 in MD
Tech workers6%
86th
U.S. 3.8% · MD 6.4%165th of 444 in MD
Median household income$119,135
84th
StrengthU.S. $80,734 · MD $103,678165th of 414 in MD
Government workers19.6%
83rd
U.S. 14.5% · MD 22.5%269th of 444 in MD
Work from home21.7%
82nd
U.S. 15.1% · MD 19.3%134th of 444 in MD
Per capita income$56,678
81st
StrengthU.S. $44,673 · MD $52,979176th of 446 in MD
Median gross rent$1,906
80th
U.S. $1,413 · MD $1,70594th of 338 in MD
Median age42.8
76th
U.S. 38.9 · MD 39.4194th of 446 in MD
Housing vacancy10.5%
73rd
U.S. 10.1% · MD 7.7%121st of 441 in MD
Median home value$450,400
69th
U.S. $332,700 · MD $419,900182nd of 421 in MD
Residents 65 and older16.5%
50th
U.S. 17.2% · MD 16.7%273rd of 446 in MD
Self-employed workers8.7%
42nd
U.S. 10% · MD 8.7%231st of 444 in MD
Diversity index40.6
37th
U.S. 61.4 · MD 67.7231st of 446 in MD
Uninsured rate5.3%
36th
U.S. 8.4% · MD 6.3%143rd of 444 in MD
Residents under 1820.6%
36th
U.S. 22% · MD 22.2%264th of 446 in MD
Broadband access90.1%
35th
U.S. 91% · MD 92.4%291st of 441 in MD
Bachelor's degree or higher24.4%
32nd
U.S. 35.7% · MD 43.4%333rd of 445 in MD
Population density300/sq mi
26th
U.S. 95/sq mi · MD 639/sq mi253rd of 446 in MD
Income inequality (Gini)0.402
22nd
U.S. 0.483 · MD 0.456228th of 438 in MD
Rent-burdened renters38.4%
13th
StrengthU.S. 51.1% · MD 51.5%296th of 404 in MD
Population6,866
11th
U.S. 334,922,499 · MD 6,206,011210th of 446 in MD
Foreign-born residents1.4%
8th
U.S. 14.1% · MD 16.6%377th of 446 in MD
Poverty rate3.3%
3rd
StrengthU.S. 12.5% · MD 9.4%347th of 441 in MD
Unemployment rate1.1%
2nd
StrengthU.S. 5.2% · MD 4.9%372nd of 444 in MD
Healthcare workers2.9%
1st
U.S. 9.7% · MD 9%397th of 444 in MD

Measure	20685	Calvert	MD	U.S.	National percentile	Rank in MD
Homeownership rateStrength	94.8%	87.2%	67.6%	65.2%	99th	66th of 441
Average commuteWeakness	40 min	39.3 min	31.1 min	26.4 min	97th	50th of 421
Veterans	12.3%	11.3%	6.8%	6.2%	95th	58th of 446
Median earnings per workerStrength	$68,615	$71,681	$61,200	$49,666	86th	174th of 443
Tech workers	6%	6.3%	6.4%	3.8%	86th	165th of 444
Median household incomeStrength	$119,135	$133,922	$103,678	$80,734	84th	165th of 414
Government workers	19.6%	28.9%	22.5%	14.5%	83rd	269th of 444
Work from home	21.7%	18.5%	19.3%	15.1%	82nd	134th of 444
Per capita incomeStrength	$56,678	$57,710	$52,979	$44,673	81st	176th of 446
Median gross rent	$1,906	$1,759	$1,705	$1,413	80th	94th of 338
Median age	42.8	40.8	39.4	38.9	76th	194th of 446
Housing vacancy	10.5%	7.3%	7.7%	10.1%	73rd	121st of 441
Median home value	$450,400	$460,200	$419,900	$332,700	69th	182nd of 421
Residents 65 and older	16.5%	16.3%	16.7%	17.2%	50th	273rd of 446
Self-employed workers	8.7%	8.5%	8.7%	10%	42nd	231st of 444
Diversity index	40.6	43.6	67.7	61.4	37th	231st of 446
Uninsured rate	5.3%	3%	6.3%	8.4%	36th	143rd of 444
Residents under 18	20.6%	23.1%	22.2%	22%	36th	264th of 446
Broadband access	90.1%	93.6%	92.4%	91%	35th	291st of 441
Bachelor's degree or higher	24.4%	37%	43.4%	35.7%	32nd	333rd of 445
Population density	300/sq mi	442/sq mi	639/sq mi	95/sq mi	26th	253rd of 446
Income inequality (Gini)	0.402	0.383	0.456	0.483	22nd	228th of 438
Rent-burdened rentersStrength	38.4%	47.7%	51.5%	51.1%	13th	296th of 404
Population	6,866	94,313	6,206,011	334,922,499	11th	210th of 446
Foreign-born residents	1.4%	4%	16.6%	14.1%	8th	377th of 446
Poverty rateStrength	3.3%	3.9%	9.4%	12.5%	3rd	347th of 441
Unemployment rateStrength	1.1%	2.7%	4.9%	5.2%	2nd	372nd of 444
Healthcare workers	2.9%	6.3%	9%	9.7%	1st	397th of 444

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

10%

18–24

10%

25–34

13%

35–44

10%

45–54

20%

55–64

11%

65–74

75+

Median age

42.8

Under 18

20.6%

65 and over

16.5%

Race and ethnicity

White75%
Black14%
Hispanic3%
Asian0.3%
Native American0%
Pacific Islander0%
Other0%
Multiracial7%

Diversity index

40.6

U.S. 61.4

Foreign-born

1.4%

U.S. 14.1%

Born in state

64.2%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 2,394
Average household size: 2.9
Family households: 78.5%
Married couples: 60.1%
Living alone: 14.6%
Veterans (of adults): 12.3%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

13%

$75–100k

12%

$100–150k

23%

$150–200k

14%

$200k+

27%

Median household income

20685

$119,135

Calvert Co.

$133,922

Maryland

$103,678

United States

$80,734

Per capita income

$56,678

U.S. $44,673

Poverty rate

3.3%

U.S. 12.5%

Households earning $150K+

40.9%

U.S. 23%

Income inequality (Gini)

0.402

U.S. 0.483

Housing

Median home value

20685

$450,400

Calvert Co.

$460,200

Maryland

$419,900

United States

$332,700

Median gross rent

20685

$1,906

Calvert Co.

$1,759

Maryland

$1,705

United States

$1,413

Types of housing

Single-family

100%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 2,676
Owner-occupied: 94.8%
Vacant: 10.5%
Median year built: 1986
Median rooms: 7.2
Renters paying 30%+ of income: 38.4%
Renters paying 50%+ of income: 0%
Home value to income: 3.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

72%

Carpooled

Transit

Walked

Bicycle

0.5%

Worked from home

22%

Other

Commute time (one way)

<10 min

10–19

24%

20–29

13%

30–44

29%

45–59

60+

25%

Average commute

40 min

U.S. 26.4 min

Unemployment

1.1%

U.S. 5.2%

In labor force

64.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Business and finance

12%

Construction and repair

Office and admin

Police and fire

Education

Sales

Transportation and moving

Cleaning and personal care

Computer and math

Legal and social services

Production

Food service

Healthcare

Engineering and science

Arts, media and sports

0.6%

Farming, fishing and forestry

Industries

Construction

15%

Professional and technical services

13%

Education

10%

Public administration

10%

Retail

Health care and social assistance

Manufacturing

Admin, support and management

Restaurants and hotels

Transportation, warehousing and utilities

Other services

Finance, insurance and real estate

Arts and recreation

Wholesale

Information

Agriculture and mining

Median earnings per worker

$68,615

U.S. $49,666

Self-employed

8.7%

U.S. 10%

Government workers

19.6%

U.S. 14.5%

Nonprofit workers

5.1%

U.S. 8.8%

Median earnings by type of work

Type of work	20685	U.S.
Management, business, science and arts	$85,484	$74,888
Service	$47,267	$26,804
Sales and office	$45,735	$40,476
Construction and maintenance	$82,111	$49,199
Production and transportation	$48,417	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

33%

Some college

29%

Associate's

Bachelor's

15%

Graduate

10%

High school graduate or higher: 92%
Bachelor's degree or higher: 24.4%
Graduate or professional degree: 9.8%
Households with broadband: 90.1%
Cable, fiber or DSL: 81.4%
No internet access: 9.3%
Without health insurance: 5.3%
Limited-English households: 0%

Geography

City (USPS): Saint Leonard
State: Maryland
County: Calvert County
Center point: 38.4344° N, 76.5287° W
Land area: 23 sq mi
Water area: 8.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

St. Leonard (unincorporated)10% of zip
Long Beach (unincorporated)7% of zip
Calvert Beach (unincorporated)4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 20685

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
20615	Broomes Island, MD	1.9 mi	460	—	$390,200
20676	Port Republic, MD	3.8 mi	3,218	$156,657	$509,900
20657	Lusby, MD	5.9 mi	20,699	$115,748	$333,500
20636	Hollywood, MD	6.1 mi	10,486	$163,690	$474,000
20678	Prince Frederick, MD	7.2 mi	12,752	$125,732	$455,100
20629	Dowell, MD	7.4 mi	1,150	$87,389	$403,100
20610	Barstow, MD · PO box	7.9 mi	—	—	—
20688	Solomons, MD	8.2 mi	1,290	$102,950	$619,200
20635	Helen, MD · PO box	9.5 mi	—	—	—
20612	Benedict, MD	9.7 mi	148	$41,118	—
20619	California, MD	9.8 mi	14,212	$119,432	$376,800
20656	Loveville, MD	11 mi	87	—	—

Zip codes like 20685 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 20685

What city is zip code 20685?

20685 is assigned to Saint Leonard, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 20685 in?

20685 is in Calvert County, Maryland.

What is the population of 20685?

About 6,866 people live in 20685, according to the Census Bureau's American Community Survey.

What time zone is 20685 in?

20685 is in Eastern Time.

What is the median household income in 20685?

The median household income in 20685 is $119,135.

What zip codes are near 20685?

The closest zip codes to 20685 are 20615, 20676, 20657, 20636, 20678.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 20685, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.