Zip code 20657: Lusby, Maryland
Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.
About 20657
20657 is a suburban zip code in Lusby, Maryland (Calvert County), covering 30 sq mi of land. About 20,699 people live here, or 693 per square mile. The median resident is 37.4 years old, compared with 38.9 nationally.
The median household earns $115,748 a year, 43% above the national median of $80,734. 3.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $333,500, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 87% of occupied homes are lived in by their owners, and renters pay a median of $1,755 a month.
33% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 38.9 minutes each way, and 18% of workers work from home. The most common jobs among working residents are in construction and repair; management; and education.
How 20657 compares
- Government workers29.7%98thU.S. 14.5% · MD 22.5%69th of 444 in MD
- Veterans14.2%97thU.S. 6.2% · MD 6.8%36th of 446 in MD
- Average commute38.9 min96thWeaknessU.S. 26.4 min · MD 31.1 min62nd of 421 in MD
- Homeownership rate87.2%92ndStrengthU.S. 65.2% · MD 67.6%150th of 441 in MD
- Broadband access96.2%87thStrengthU.S. 91% · MD 92.4%120th of 441 in MD
- Tech workers6.2%87thU.S. 3.8% · MD 6.4%161st of 444 in MD
- Median household income$115,74883rdStrengthU.S. $80,734 · MD $103,678179th of 414 in MD
- Median earnings per worker$62,81580thStrengthU.S. $49,666 · MD $61,200211th of 443 in MD
- Per capita income$54,49679thU.S. $44,673 · MD $52,979197th of 446 in MD
- Work from home18.3%73rdU.S. 15.1% · MD 19.3%192nd of 444 in MD
- Median gross rent$1,75571stU.S. $1,413 · MD $1,705133rd of 338 in MD
- Housing vacancy9.9%71stU.S. 10.1% · MD 7.7%128th of 441 in MD
- 53rdU.S. 35.7% · MD 43.4%258th of 445 in MD
- Median home value$333,50050thU.S. $332,700 · MD $419,900299th of 421 in MD
- Diversity index46.746thU.S. 61.4 · MD 67.7201st of 446 in MD
- Residents under 1821.7%46thU.S. 22% · MD 22.2%221st of 446 in MD
- Population density693/sq mi37thU.S. 95/sq mi · MD 639/sq mi187th of 446 in MD
- Median age37.437thU.S. 38.9 · MD 39.4343rd of 446 in MD
- Population20,69932ndU.S. 334,922,499 · MD 6,206,011122nd of 446 in MD
- 27thU.S. 0.483 · MD 0.456207th of 438 in MD
- 25thU.S. 14.1% · MD 16.6%276th of 446 in MD
- 25thU.S. 9.7% · MD 9%233rd of 444 in MD
- 22ndU.S. 17.2% · MD 16.7%369th of 446 in MD
- Uninsured rate3.5%17thStrengthU.S. 8.4% · MD 6.3%230th of 444 in MD
- 14thStrengthU.S. 5.2% · MD 4.9%294th of 444 in MD
- 11thU.S. 10% · MD 8.7%336th of 444 in MD
- Poverty rate3.8%5thStrengthU.S. 12.5% · MD 9.4%323rd of 441 in MD
- 5thStrengthU.S. 51.1% · MD 51.5%328th of 404 in MD
| Measure | 20657 | Calvert | MD | U.S. | National percentile | Rank in MD |
|---|---|---|---|---|---|---|
| Government workers | 29.7% | 28.9% | 22.5% | 14.5% | 69th of 444 | |
| Veterans | 14.2% | 11.3% | 6.8% | 6.2% | 36th of 446 | |
| Average commuteWeakness | 38.9 min | 39.3 min | 31.1 min | 26.4 min | 62nd of 421 | |
| Homeownership rateStrength | 87.2% | 87.2% | 67.6% | 65.2% | 150th of 441 | |
| Broadband accessStrength | 96.2% | 93.6% | 92.4% | 91% | 120th of 441 | |
| Tech workers | 6.2% | 6.3% | 6.4% | 3.8% | 161st of 444 | |
| Median household incomeStrength | $115,748 | $133,922 | $103,678 | $80,734 | 179th of 414 | |
| Median earnings per workerStrength | $62,815 | $71,681 | $61,200 | $49,666 | 211th of 443 | |
| Per capita income | $54,496 | $57,710 | $52,979 | $44,673 | 197th of 446 | |
| Work from home | 18.3% | 18.5% | 19.3% | 15.1% | 192nd of 444 | |
| Median gross rent | $1,755 | $1,759 | $1,705 | $1,413 | 133rd of 338 | |
| Housing vacancy | 9.9% | 7.3% | 7.7% | 10.1% | 128th of 441 | |
| Bachelor's degree or higher | 33.3% | 37% | 43.4% | 35.7% | 258th of 445 | |
| Median home value | $333,500 | $460,200 | $419,900 | $332,700 | 299th of 421 | |
| Diversity index | 46.7 | 43.6 | 67.7 | 61.4 | 201st of 446 | |
| Residents under 18 | 21.7% | 23.1% | 22.2% | 22% | 221st of 446 | |
| Population density | 693/sq mi | 442/sq mi | 639/sq mi | 95/sq mi | 187th of 446 | |
| Median age | 37.4 | 40.8 | 39.4 | 38.9 | 343rd of 446 | |
| Population | 20,699 | 94,313 | 6,206,011 | 334,922,499 | 122nd of 446 | |
| Income inequality (Gini) | 0.409 | 0.383 | 0.456 | 0.483 | 207th of 438 | |
| Foreign-born residents | 4.3% | 4% | 16.6% | 14.1% | 276th of 446 | |
| Healthcare workers | 7.8% | 6.3% | 9% | 9.7% | 233rd of 444 | |
| Residents 65 and older | 12.8% | 16.3% | 16.7% | 17.2% | 369th of 446 | |
| Uninsured rateStrength | 3.5% | 3% | 6.3% | 8.4% | 230th of 444 | |
| Unemployment rateStrength | 2.8% | 2.7% | 4.9% | 5.2% | 294th of 444 | |
| Self-employed workers | 6.2% | 8.5% | 8.7% | 10% | 336th of 444 | |
| Poverty rateStrength | 3.8% | 3.9% | 9.4% | 12.5% | 323rd of 441 | |
| Rent-burdened rentersStrength | 29.7% | 47.7% | 51.5% | 51.1% | 328th of 404 |
The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.
People
Age
Race and ethnicity
- White71%
- Black14%
- Hispanic7%
- Asian2%
- Native American0.2%
- Pacific Islander0%
- Other0.4%
- Multiracial6%
Language spoken at home (households)
Households
- Households
- 7,371
- Average household size
- 2.8
- Family households
- 73%
- Married couples
- 59.3%
- Living alone
- 17.3%
- Veterans (of adults)
- 14.2%
- Male / female
- 51% / 49%
Income and poverty
Household income distribution
Median household income
Housing
Median home value
Median gross rent
Types of housing
- Housing units
- 8,178
- Owner-occupied
- 87.2%
- Vacant
- 9.9%
- Median year built
- 1990
- Median rooms
- 7
- Renters paying 30%+ of income
- 29.7%
- Renters paying 50%+ of income
- 16.1%
- Home value to income
- 2.9× (U.S. 4.1×)
Work and commute
How people get to work
Commute time (one way)
Jobs and careers
Occupations
Industries
Median earnings by type of work
| Type of work | 20657 | U.S. |
|---|---|---|
| Management, business, science and arts | $85,236 | $74,888 |
| Service | $39,076 | $26,804 |
| Sales and office | $51,179 | $40,476 |
| Construction and maintenance | $48,828 | $49,199 |
| Production and transportation | $46,272 | $39,989 |
Education, internet and health coverage
Highest education (adults 25+)
- High school graduate or higher
- 94.5%
- Bachelor's degree or higher
- 33.3%
- Graduate or professional degree
- 15.8%
- Households with broadband
- 96.2%
- Cable, fiber or DSL
- 88.5%
- No internet access
- 2.8%
- Without health insurance
- 3.5%
- Limited-English households
- 0.1%
Geography
- City (USPS)
- Lusby
- State
- Maryland
- County
- Calvert County
- Center point
- 38.3842° N, 76.4401° W
- Land area
- 30 sq mi
- Water area
- 9.1 sq mi
- Time zone
- Eastern Time (UTC-5, UTC-4 in summer)
- Zip type
- Residential delivery area
Cities and towns within this zip
- Chesapeake Ranch Estates (unincorporated)14% of zip
- Lusby (unincorporated)12% of zip
- Drum Point (unincorporated)6% of zip
Census places overlapping the zip's area. Mail may use a different city name than the municipality.
Zip codes near 20657
| Zip | City | Distance | IncomeMedian income |
|---|---|---|---|
| 20629 | Dowell, MD | 2.9 mi | $87,389 |
| 20688 | Solomons, MD | 4.1 mi | $102,950 |
| 20685 | Saint Leonard, MD | 5.9 mi | $119,135 |
| 20615 | Broomes Island, MD | 6.2 mi | — |
| 20670 | Patuxent River, MD | 7.1 mi | $70,371 |
| 20636 | Hollywood, MD | 7.2 mi | $163,690 |
| 20619 | California, MD | 7.9 mi | $119,432 |
| 20676 | Port Republic, MD | 9.1 mi | $156,657 |
| 21669 | Taylors Island, MD | 9.5 mi | $116,500 |
| 20653 | Lexington Park, MD | 10 mi | $103,048 |
| 20634 | Great Mills, MD | 10 mi | $139,375 |
| 20635 | Helen, MD · PO box | 10 mi | — |
Zip codes like 20657 elsewhere
Questions about 20657
What city is zip code 20657?
20657 is assigned to Lusby, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.
What county is 20657 in?
20657 is in Calvert County, Maryland.
What is the population of 20657?
About 20,699 people live in 20657, according to the Census Bureau's American Community Survey.
What time zone is 20657 in?
20657 is in Eastern Time.
What is the median household income in 20657?
The median household income in 20657 is $115,748.
What zip codes are near 20657?
The closest zip codes to 20657 are 20629, 20688, 20685, 20615, 20670.
Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 20657, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.