Zip code 13324: Cold Brook, New York

Q: What city is zip code 13324?

13324 is assigned to Cold Brook, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 13324 in?

13324 is in Herkimer County, New York.

Q: What is the population of 13324?

About 1,729 people live in 13324, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 13324?

The median household income in 13324 is $86,176.

Q: What zip codes are near 13324?

The closest zip codes to 13324 are 13416, 13352, 13431, 13435, 13406.

Residential delivery areaHerkimer CountyEastern Time

Population

1,729

Median household income

$86K

U.S. $81K

Median home value

$179K

U.S. $333K

Median rent

$808/mo

U.S. $1,413

Median age

54.9

U.S. 38.9

Land area

135 sq mi

13 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 13324

13324 is a rural zip code in Cold Brook, New York (Herkimer County), covering 135 sq mi of land. About 1,729 people live here, or 13 per square mile. The median resident is 54.9 years old, compared with 38.9 nationally.

The median household earns $86,176 a year, close to the national median of $80,734. 9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $179,300, or 2.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 92% of occupied homes are lived in by their owners, and renters pay a median of $808 a month.

18% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 38.3 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in production and manufacturing; management; and healthcare.

How 13324 compares

Sorted from highest to lowest national percentile

Housing vacancy42.6%
99th
U.S. 10.1% · NY 10%179th of 1,675 in NY
Median age54.9
98th
U.S. 38.9 · NY 39.8174th of 1,693 in NY
Homeownership rate91.9%
97th
StrengthU.S. 65.2% · NY 54.3%240th of 1,673 in NY
Average commute38.3 min
96th
WeaknessU.S. 26.4 min · NY 32.6 min237th of 1,618 in NY
Income inequality (Gini)0.531
95th
WeaknessU.S. 0.483 · NY 0.517131st of 1,669 in NY
Residents 65 and older25.6%
93rd
U.S. 17.2% · NY 17.9%360th of 1,693 in NY
Veterans10.6%
91st
U.S. 6.2% · NY 3.7%190th of 1,693 in NY
Per capita income$56,437
81st
StrengthU.S. $44,673 · NY $50,712392nd of 1,690 in NY
Healthcare workers11.2%
73rd
U.S. 9.7% · NY 11.8%658th of 1,685 in NY
Median earnings per worker$53,343
64th
U.S. $49,666 · NY $55,321732nd of 1,676 in NY
Median household income$86,176
58th
U.S. $80,734 · NY $85,974711th of 1,602 in NY
Government workers12.9%
43rd
U.S. 14.5% · NY 16.4%1,334th of 1,685 in NY
Poverty rate9%
38th
U.S. 12.5% · NY 14%902nd of 1,679 in NY
Rent-burdened renters47.5%
37th
U.S. 51.1% · NY 52.1%840th of 1,579 in NY
Tech workers2%
33rd
U.S. 3.8% · NY 3.5%828th of 1,685 in NY
Self-employed workers6.9%
18th
U.S. 10% · NY 9.7%1,264th of 1,685 in NY
Median home value$179,300
17th
U.S. $332,700 · NY $423,8001,115th of 1,614 in NY
Bachelor's degree or higher17.9%
16th
WeaknessU.S. 35.7% · NY 40.2%1,402nd of 1,691 in NY
Foreign-born residents2.7%
16th
U.S. 14.1% · NY 22.8%1,080th of 1,693 in NY
Broadband access85.2%
13th
WeaknessU.S. 91% · NY 90.8%1,367th of 1,673 in NY
Uninsured rate2.8%
11th
StrengthU.S. 8.4% · NY 5.1%1,021st of 1,689 in NY
Unemployment rate2.5%
10th
StrengthU.S. 5.2% · NY 6.4%1,261st of 1,685 in NY
Work from home5.2%
8th
U.S. 15.1% · NY 14.9%1,427th of 1,685 in NY
Residents under 1815.2%
8th
U.S. 22% · NY 20.5%1,308th of 1,693 in NY
Median gross rent$808
7th
U.S. $1,413 · NY $1,6211,188th of 1,367 in NY
Population1,729
3rd
U.S. 334,922,499 · NY 19,852,3661,118th of 1,693 in NY
Diversity index9
3rd
U.S. 61.4 · NY 65.51,428th of 1,693 in NY
Population density13/sq mi
1st
U.S. 95/sq mi · NY 421/sq mi1,633rd of 1,693 in NY

Measure	13324	Herkimer	NY	U.S.	National percentile	Rank in NY
Housing vacancy	42.6%	20.7%	10%	10.1%	99th	179th of 1,675
Median age	54.9	44.8	39.8	38.9	98th	174th of 1,693
Homeownership rateStrength	91.9%	76.6%	54.3%	65.2%	97th	240th of 1,673
Average commuteWeakness	38.3 min	25.7 min	32.6 min	26.4 min	96th	237th of 1,618
Income inequality (Gini)Weakness	0.531	0.442	0.517	0.483	95th	131st of 1,669
Residents 65 and older	25.6%	22.3%	17.9%	17.2%	93rd	360th of 1,693
Veterans	10.6%	7.7%	3.7%	6.2%	91st	190th of 1,693
Per capita incomeStrength	$56,437	$37,228	$50,712	$44,673	81st	392nd of 1,690
Healthcare workers	11.2%	12.6%	11.8%	9.7%	73rd	658th of 1,685
Median earnings per worker	$53,343	$46,871	$55,321	$49,666	64th	732nd of 1,676
Median household income	$86,176	$68,515	$85,974	$80,734	58th	711th of 1,602
Government workers	12.9%	20%	16.4%	14.5%	43rd	1,334th of 1,685
Poverty rate	9%	13.4%	14%	12.5%	38th	902nd of 1,679
Rent-burdened renters	47.5%	41.4%	52.1%	51.1%	37th	840th of 1,579
Tech workers	2%	1.4%	3.5%	3.8%	33rd	828th of 1,685
Self-employed workers	6.9%	9.9%	9.7%	10%	18th	1,264th of 1,685
Median home value	$179,300	$147,700	$423,800	$332,700	17th	1,115th of 1,614
Bachelor's degree or higherWeakness	17.9%	22.7%	40.2%	35.7%	16th	1,402nd of 1,691
Foreign-born residents	2.7%	2.9%	22.8%	14.1%	16th	1,080th of 1,693
Broadband accessWeakness	85.2%	88.3%	90.8%	91%	13th	1,367th of 1,673
Uninsured rateStrength	2.8%	4.9%	5.1%	8.4%	11th	1,021st of 1,689
Unemployment rateStrength	2.5%	4.3%	6.4%	5.2%	10th	1,261st of 1,685
Work from home	5.2%	10.1%	14.9%	15.1%	8th	1,427th of 1,685
Residents under 18	15.2%	20.4%	20.5%	22%	8th	1,308th of 1,693
Median gross rent	$808	$823	$1,621	$1,413	7th	1,188th of 1,367
Population	1,729	59,757	19,852,366	334,922,499	3rd	1,118th of 1,693
Diversity index	9	17.5	65.5	61.4	3rd	1,428th of 1,693
Population density	13/sq mi	42/sq mi	421/sq mi	95/sq mi	1st	1,633rd of 1,693

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

25–34

12%

35–44

12%

45–54

24%

55–64

17%

65–74

75+

Median age

54.9

Under 18

15.2%

65 and over

25.6%

Race and ethnicity

White95%
Black0.3%
Hispanic0.7%
Asian0.2%
Native American1%
Pacific Islander0%
Other0.2%
Multiracial2%

Diversity index

U.S. 61.4

Foreign-born

2.7%

U.S. 14.1%

Born in state

83.6%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

0.4%

Other

Households

Households: 778
Average household size: 2.2
Family households: 68.1%
Married couples: 59.5%
Living alone: 24.2%
Veterans (of adults): 10.6%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

19%

$50–75k

14%

$75–100k

13%

$100–150k

28%

$150–200k

$200k+

Median household income

13324

$86,176

Herkimer Co.

$68,515

New York

$85,974

United States

$80,734

Per capita income

$56,437

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

14.7%

U.S. 23%

Income inequality (Gini)

0.531

U.S. 0.483

Housing

Median home value

13324

$179,300

Herkimer Co.

$147,700

New York

$423,800

United States

$332,700

Median gross rent

13324

$808

Herkimer Co.

$823

New York

$1,621

United States

$1,413

Types of housing

Single-family

81%

2–4 units

5–19 units

0.1%

20+ units

0.3%

Mobile home

16%

Boat, RV, van

Housing units: 1,356
Owner-occupied: 91.9%
Vacant: 42.6%
Median year built: 1975
Median rooms: 5.5
Renters paying 30%+ of income: 47.5%
Renters paying 50%+ of income: 47.5%
Home value to income: 2.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

85%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

0.3%

Commute time (one way)

<10 min

10–19

11%

20–29

15%

30–44

44%

45–59

17%

60+

Average commute

38.3 min

U.S. 26.4 min

Unemployment

2.5%

U.S. 5.2%

In labor force

49.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

13%

Management

12%

Healthcare

11%

Sales

10%

Construction and repair

10%

Transportation and moving

Cleaning and personal care

Office and admin

Education

Police and fire

Farming, fishing and forestry

Food service

Computer and math

Business and finance

Legal and social services

Arts, media and sports

0.7%

Engineering and science

0.5%

Industries

Manufacturing

19%

Health care and social assistance

17%

Retail

12%

Education

Construction

Transportation, warehousing and utilities

Finance, insurance and real estate

Restaurants and hotels

Admin, support and management

Public administration

Agriculture and mining

Professional and technical services

Other services

Information

Arts and recreation

0.5%

Wholesale

0.4%

Median earnings per worker

$53,343

U.S. $49,666

Self-employed

6.9%

U.S. 10%

Government workers

12.9%

U.S. 14.5%

Nonprofit workers

10.2%

U.S. 8.8%

Median earnings by type of work

Type of work	13324	U.S.
Management, business, science and arts	$54,750	$74,888
Service	$47,708	$26,804
Sales and office	$43,125	$40,476
Construction and maintenance	$69,583	$49,199
Production and transportation	$46,494	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

39%

Some college

21%

Associate's

13%

Bachelor's

12%

Graduate

High school graduate or higher: 91.2%
Bachelor's degree or higher: 17.9%
Graduate or professional degree: 5.7%
Households with broadband: 85.2%
Cable, fiber or DSL: 73.4%
No internet access: 11.6%
Without health insurance: 2.8%
Limited-English households: 0%

Geography

City (USPS): Cold Brook
State: New York
County: Herkimer County
Center point: 43.3192° N, 74.9168° W
Land area: 135 sq mi
Water area: 4.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 13324

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
13416	Newport, NY	9.5 mi	2,369	$85,128	$185,500
13352	Hinckley, NY	11 mi	25	—	—
13431	Poland, NY	11 mi	1,847	$76,000	$245,100
13435	Prospect, NY	12 mi	218	$46,971	$86,800
13406	Middleville, NY	12 mi	486	$102,692	$153,300
13438	Remsen, NY	12 mi	3,065	$69,797	$192,900
13454	Salisbury Center, NY	13 mi	735	$122,669	—
13304	Barneveld, NY	13 mi	1,653	$108,587	$300,000
13353	Hoffmeister, NY	14 mi	63	$82,000	$129,200
13470	Stratford, NY	15 mi	877	$75,313	$159,900
13338	Forestport, NY	15 mi	1,280	$58,333	$176,300
13365	Little Falls, NY	16 mi	8,578	$66,307	$130,500

Zip codes like 13324 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 13324

What city is zip code 13324?

13324 is assigned to Cold Brook, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 13324 in?

13324 is in Herkimer County, New York.

What is the population of 13324?

About 1,729 people live in 13324, according to the Census Bureau's American Community Survey.

What time zone is 13324 in?

13324 is in Eastern Time.

What is the median household income in 13324?

The median household income in 13324 is $86,176.

What zip codes are near 13324?

The closest zip codes to 13324 are 13416, 13352, 13431, 13435, 13406.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 13324, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.