Zip code 13431: Poland, New York

Q: What city is zip code 13431?

13431 is assigned to Poland, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 13431 in?

13431 is mostly in Herkimer County, but it extends into 1 other county.

Q: What is the population of 13431?

About 1,847 people live in 13431, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 13431?

The median household income in 13431 is $76,000.

Q: What zip codes are near 13431?

The closest zip codes to 13431 are 13304, 13416, 13502, 13352, 13435.

Residential delivery areaHerkimer CountyEastern Time

Population

1,847

Median household income

$76K

U.S. $81K

Median home value

$245K

U.S. $333K

Median rent

$768/mo

U.S. $1,413

Median age

40.3

U.S. 38.9

Land area

36 sq mi

51 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 13431

13431 is a small-town zip code in Poland, New York (Herkimer County), covering 36 sq mi of land. About 1,847 people live here, or 51 per square mile. The median resident is 40.3 years old, compared with 38.9 nationally.

The median household earns $76,000 a year, close to the national median of $80,734. 10.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $245,100, or 3.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 85% of occupied homes are lived in by their owners, and renters pay a median of $768 a month.

26% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31.5 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in construction and repair; sales; and office and administrative support.

How 13431 compares

Sorted from highest to lowest national percentile

Homeownership rate85.3%
89th
StrengthU.S. 65.2% · NY 54.3%553rd of 1,673 in NY
Unemployment rate8.2%
88th
WeaknessU.S. 5.2% · NY 6.4%278th of 1,685 in NY
Government workers20.7%
86th
U.S. 14.5% · NY 16.4%620th of 1,685 in NY
Average commute31.5 min
81st
WeaknessU.S. 26.4 min · NY 32.6 min542nd of 1,618 in NY
Housing vacancy12.8%
81st
U.S. 10.1% · NY 10%726th of 1,675 in NY
Self-employed workers10.8%
67th
U.S. 10% · NY 9.7%701st of 1,685 in NY
Residents under 1823.5%
63rd
U.S. 22% · NY 20.5%386th of 1,693 in NY
Residents 65 and older18.1%
61st
U.S. 17.2% · NY 17.9%1,045th of 1,693 in NY
Median age40.3
60th
U.S. 38.9 · NY 39.81,165th of 1,693 in NY
Veterans6.4%
58th
U.S. 6.2% · NY 3.7%681st of 1,693 in NY
Broadband access92.8%
56th
U.S. 91% · NY 90.8%654th of 1,673 in NY
Median earnings per worker$47,556
48th
U.S. $49,666 · NY $55,3211,051st of 1,676 in NY
Median household income$76,000
45th
U.S. $80,734 · NY $85,974950th of 1,602 in NY
Poverty rate10.1%
45th
U.S. 12.5% · NY 14%792nd of 1,679 in NY
Healthcare workers9.1%
44th
U.S. 9.7% · NY 11.8%998th of 1,685 in NY
Per capita income$37,753
43rd
U.S. $44,673 · NY $50,7121,060th of 1,690 in NY
Bachelor's degree or higher26.3%
37th
U.S. 35.7% · NY 40.2%1,058th of 1,691 in NY
Income inequality (Gini)0.420
37th
U.S. 0.483 · NY 0.517846th of 1,669 in NY
Median home value$245,100
32nd
U.S. $332,700 · NY $423,800815th of 1,614 in NY
Uninsured rate3%
12th
StrengthU.S. 8.4% · NY 5.1%964th of 1,689 in NY
Foreign-born residents1.6%
10th
U.S. 14.1% · NY 22.8%1,280th of 1,693 in NY
Tech workers0.7%
8th
U.S. 3.8% · NY 3.5%1,208th of 1,685 in NY
Population density51/sq mi
7th
U.S. 95/sq mi · NY 421/sq mi1,287th of 1,693 in NY
Work from home4.7%
7th
U.S. 15.1% · NY 14.9%1,456th of 1,685 in NY
Diversity index13.5
6th
U.S. 61.4 · NY 65.51,244th of 1,693 in NY
Rent-burdened renters32.6%
6th
StrengthU.S. 51.1% · NY 52.1%1,258th of 1,579 in NY
Median gross rent$768
5th
U.S. $1,413 · NY $1,6211,252nd of 1,367 in NY
Population1,847
3rd
U.S. 334,922,499 · NY 19,852,3661,088th of 1,693 in NY

Measure	13431	Herkimer	NY	U.S.	National percentile	Rank in NY
Homeownership rateStrength	85.3%	76.6%	54.3%	65.2%	89th	553rd of 1,673
Unemployment rateWeakness	8.2%	4.3%	6.4%	5.2%	88th	278th of 1,685
Government workers	20.7%	20%	16.4%	14.5%	86th	620th of 1,685
Average commuteWeakness	31.5 min	25.7 min	32.6 min	26.4 min	81st	542nd of 1,618
Housing vacancy	12.8%	20.7%	10%	10.1%	81st	726th of 1,675
Self-employed workers	10.8%	9.9%	9.7%	10%	67th	701st of 1,685
Residents under 18	23.5%	20.4%	20.5%	22%	63rd	386th of 1,693
Residents 65 and older	18.1%	22.3%	17.9%	17.2%	61st	1,045th of 1,693
Median age	40.3	44.8	39.8	38.9	60th	1,165th of 1,693
Veterans	6.4%	7.7%	3.7%	6.2%	58th	681st of 1,693
Broadband access	92.8%	88.3%	90.8%	91%	56th	654th of 1,673
Median earnings per worker	$47,556	$46,871	$55,321	$49,666	48th	1,051st of 1,676
Median household income	$76,000	$68,515	$85,974	$80,734	45th	950th of 1,602
Poverty rate	10.1%	13.4%	14%	12.5%	45th	792nd of 1,679
Healthcare workers	9.1%	12.6%	11.8%	9.7%	44th	998th of 1,685
Per capita income	$37,753	$37,228	$50,712	$44,673	43rd	1,060th of 1,690
Bachelor's degree or higher	26.3%	22.7%	40.2%	35.7%	37th	1,058th of 1,691
Income inequality (Gini)	0.420	0.442	0.517	0.483	37th	846th of 1,669
Median home value	$245,100	$147,700	$423,800	$332,700	32nd	815th of 1,614
Uninsured rateStrength	3%	4.9%	5.1%	8.4%	12th	964th of 1,689
Foreign-born residents	1.6%	2.9%	22.8%	14.1%	10th	1,280th of 1,693
Tech workers	0.7%	1.4%	3.5%	3.8%	8th	1,208th of 1,685
Population density	51/sq mi	42/sq mi	421/sq mi	95/sq mi	7th	1,287th of 1,693
Work from home	4.7%	10.1%	14.9%	15.1%	7th	1,456th of 1,685
Diversity index	13.5	17.5	65.5	61.4	6th	1,244th of 1,693
Rent-burdened rentersStrength	32.6%	41.4%	52.1%	51.1%	6th	1,258th of 1,579
Median gross rent	$768	$823	$1,621	$1,413	5th	1,252nd of 1,367
Population	1,847	59,757	19,852,366	334,922,499	3rd	1,088th of 1,693

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

14%

25–34

13%

35–44

13%

45–54

13%

55–64

11%

65–74

75+

Median age

40.3

Under 18

23.5%

65 and over

18.1%

Race and ethnicity

White93%
Black0.2%
Hispanic4%
Asian2%
Native American0%
Pacific Islander0%
Other0%
Multiracial0.9%

Diversity index

13.5

U.S. 61.4

Foreign-born

1.6%

U.S. 14.1%

Born in state

84.1%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

0.5%

Asian / Pacific

Other

Households

Households: 734
Average household size: 2.5
Family households: 76.7%
Married couples: 61.2%
Living alone: 21.9%
Veterans (of adults): 6.4%
Male / female: 56% / 44%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

24%

$50–75k

16%

$75–100k

11%

$100–150k

22%

$150–200k

$200k+

10%

Median household income

13431

$76,000

Herkimer Co.

$68,515

New York

$85,974

United States

$80,734

Per capita income

$37,753

U.S. $44,673

Poverty rate

10.1%

U.S. 12.5%

Households earning $150K+

17.8%

U.S. 23%

Income inequality (Gini)

0.420

U.S. 0.483

Housing

Median home value

13431

$245,100

Herkimer Co.

$147,700

New York

$423,800

United States

$332,700

Median gross rent

13431

$768

Herkimer Co.

$823

New York

$1,621

United States

$1,413

Types of housing

Single-family

83%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 842
Owner-occupied: 85.3%
Vacant: 12.8%
Median year built: 1965
Median rooms: 6.5
Renters paying 30%+ of income: 32.6%
Renters paying 50%+ of income: 5.3%
Home value to income: 3.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

84%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

17%

10–19

20%

20–29

22%

30–44

27%

45–59

60+

12%

Average commute

31.5 min

U.S. 26.4 min

Unemployment

8.2%

U.S. 5.2%

In labor force

66.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

20%

Sales

13%

Office and admin

11%

Management

Healthcare

Education

Business and finance

Cleaning and personal care

Transportation and moving

Production

Police and fire

Engineering and science

Arts, media and sports

Legal and social services

Farming, fishing and forestry

Computer and math

0.7%

Food service

0.5%

Industries

Retail

16%

Construction

16%

Other services

13%

Health care and social assistance

11%

Education

10%

Public administration

Manufacturing

Finance, insurance and real estate

Agriculture and mining

Professional and technical services

Information

Transportation, warehousing and utilities

Wholesale

0.7%

Arts and recreation

0.7%

Restaurants and hotels

0.6%

Admin, support and management

Median earnings per worker

$47,556

U.S. $49,666

Self-employed

10.8%

U.S. 10%

Government workers

20.7%

U.S. 14.5%

Nonprofit workers

9.5%

U.S. 8.8%

Median earnings by type of work

Type of work	13431	U.S.
Management, business, science and arts	$71,250	$74,888
Service	$36,042	$26,804
Sales and office	$40,893	$40,476
Construction and maintenance	$39,375	$49,199
Production and transportation	$43,125	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

42%

Some college

12%

Associate's

17%

Bachelor's

13%

Graduate

13%

High school graduate or higher: 96.9%
Bachelor's degree or higher: 26.3%
Graduate or professional degree: 13.1%
Households with broadband: 92.8%
Cable, fiber or DSL: 74.9%
No internet access: 6.5%
Without health insurance: 3%
Limited-English households: 0%

Geography

City (USPS): Poland
State: New York
County: Herkimer County
Center point: 43.2091° N, 75.0733° W
Land area: 36 sq mi
Water area: 0.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

13431 spans 2 counties

Herkimer County88% of land
Oneida County12% of land

Cities and towns within this zip

Poland2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 13431

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
13304	Barneveld, NY	4.7 mi	1,653	$108,587	$300,000
13416	Newport, NY	5.4 mi	2,369	$85,128	$185,500
13502	Utica, NY	6.2 mi	34,037	$57,835	$158,000
13352	Hinckley, NY	7.4 mi	25	—	—
13435	Prospect, NY	7.6 mi	218	$46,971	$86,800
13406	Middleville, NY	9.1 mi	486	$102,692	$153,300
13403	Marcy, NY	10 mi	7,388	$86,300	$226,600
13340	Frankfort, NY	11 mi	7,404	$69,821	$157,800
13438	Remsen, NY	11 mi	3,065	$69,797	$192,900
13503	Utica, NY · PO box	11 mi	—	—	—
13354	Holland Patent, NY	11 mi	3,554	$101,733	$241,900
13504	Utica, NY · PO box	11 mi	—	—	—

Zip codes like 13431 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 13431

What city is zip code 13431?

13431 is assigned to Poland, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 13431 in?

13431 is mostly in Herkimer County, but it extends into 1 other county.

What is the population of 13431?

About 1,847 people live in 13431, according to the Census Bureau's American Community Survey.

What time zone is 13431 in?

13431 is in Eastern Time.

What is the median household income in 13431?

The median household income in 13431 is $76,000.

What zip codes are near 13431?

The closest zip codes to 13431 are 13304, 13416, 13502, 13352, 13435.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 13431, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.