Zip code 12989: Vermontville, New York

Q: What city is zip code 12989?

12989 is assigned to Vermontville, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12989 in?

12989 is in Franklin County, New York.

Q: What is the population of 12989?

About 1,110 people live in 12989, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12989?

The median household income in 12989 is $84,464.

Q: What zip codes are near 12989?

The closest zip codes to 12989 are 12913, 12976, 12939, 12969, 12981.

Residential delivery areaFranklin CountyEastern Time

Population

1,110

Median household income

$84K

U.S. $81K

Median home value

$228K

U.S. $333K

Median rent

$675/mo

U.S. $1,413

Median age

57.1

U.S. 38.9

Land area

143 sq mi

8 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12989

12989 is a rural zip code in Vermontville, New York (Franklin County), covering 143 sq mi of land. About 1,110 people live here, or 8 per square mile. The median resident is 57.1 years old, compared with 38.9 nationally.

The median household earns $84,464 a year, close to the national median of $80,734. 18.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $228,400, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 89% of occupied homes are lived in by their owners, and renters pay a median of $675 a month.

32% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.7 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in sales, education and healthcare.

How 12989 compares

Sorted from highest to lowest national percentile

Housing vacancy41.5%
99th
U.S. 10.1% · NY 10%189th of 1,675 in NY
Median age57.1
98th
U.S. 38.9 · NY 39.8122nd of 1,693 in NY
Government workers29.2%
98th
U.S. 14.5% · NY 16.4%169th of 1,685 in NY
Residents 65 and older31.3%
97th
U.S. 17.2% · NY 17.9%178th of 1,693 in NY
Homeownership rate89.4%
95th
StrengthU.S. 65.2% · NY 54.3%345th of 1,673 in NY
Tech workers6.1%
86th
U.S. 3.8% · NY 3.5%131st of 1,685 in NY
Poverty rate18.5%
81st
WeaknessU.S. 12.5% · NY 14%281st of 1,679 in NY
Healthcare workers10%
58th
U.S. 9.7% · NY 11.8%843rd of 1,685 in NY
Median household income$84,464
56th
U.S. $80,734 · NY $85,974753rd of 1,602 in NY
Per capita income$42,143
56th
U.S. $44,673 · NY $50,712851st of 1,690 in NY
Veterans6.2%
55th
U.S. 6.2% · NY 3.7%707th of 1,693 in NY
Bachelor's degree or higher31.8%
50th
U.S. 35.7% · NY 40.2%855th of 1,691 in NY
Average commute24.7 min
41st
U.S. 26.4 min · NY 32.6 min1,027th of 1,618 in NY
Median earnings per worker$44,239
37th
U.S. $49,666 · NY $55,3211,233rd of 1,676 in NY
Work from home10.2%
35th
U.S. 15.1% · NY 14.9%967th of 1,685 in NY
Self-employed workers7.8%
29th
U.S. 10% · NY 9.7%1,116th of 1,685 in NY
Median home value$228,400
28th
U.S. $332,700 · NY $423,800885th of 1,614 in NY
Unemployment rate3.7%
28th
U.S. 5.2% · NY 6.4%1,009th of 1,685 in NY
Broadband access88.1%
24th
U.S. 91% · NY 90.8%1,151st of 1,673 in NY
Diversity index25.8
19th
U.S. 61.4 · NY 65.5852nd of 1,693 in NY
Income inequality (Gini)0.391
15th
StrengthU.S. 0.483 · NY 0.5171,170th of 1,669 in NY
Residents under 1816.8%
14th
U.S. 22% · NY 20.5%1,179th of 1,693 in NY
Uninsured rate2.4%
8th
StrengthU.S. 8.4% · NY 5.1%1,121st of 1,689 in NY
Foreign-born residents1.3%
8th
U.S. 14.1% · NY 22.8%1,340th of 1,693 in NY
Rent-burdened renters28.9%
4th
StrengthU.S. 51.1% · NY 52.1%1,305th of 1,579 in NY
Median gross rent$675
2nd
U.S. $1,413 · NY $1,6211,327th of 1,367 in NY
Population1,110
1st
U.S. 334,922,499 · NY 19,852,3661,276th of 1,693 in NY
Population density8/sq mi
1st
U.S. 95/sq mi · NY 421/sq mi1,655th of 1,693 in NY

Measure	12989	Franklin	NY	U.S.	National percentile	Rank in NY
Housing vacancy	41.5%	23.5%	10%	10.1%	99th	189th of 1,675
Median age	57.1	42	39.8	38.9	98th	122nd of 1,693
Government workers	29.2%	30.4%	16.4%	14.5%	98th	169th of 1,685
Residents 65 and older	31.3%	19.5%	17.9%	17.2%	97th	178th of 1,693
Homeownership rateStrength	89.4%	72.5%	54.3%	65.2%	95th	345th of 1,673
Tech workers	6.1%	0.8%	3.5%	3.8%	86th	131st of 1,685
Poverty rateWeakness	18.5%	18.2%	14%	12.5%	81st	281st of 1,679
Healthcare workers	10%	12.3%	11.8%	9.7%	58th	843rd of 1,685
Median household income	$84,464	$65,151	$85,974	$80,734	56th	753rd of 1,602
Per capita income	$42,143	$32,684	$50,712	$44,673	56th	851st of 1,690
Veterans	6.2%	7.3%	3.7%	6.2%	55th	707th of 1,693
Bachelor's degree or higher	31.8%	23.8%	40.2%	35.7%	50th	855th of 1,691
Average commute	24.7 min	20.7 min	32.6 min	26.4 min	41st	1,027th of 1,618
Median earnings per worker	$44,239	$44,652	$55,321	$49,666	37th	1,233rd of 1,676
Work from home	10.2%	6.1%	14.9%	15.1%	35th	967th of 1,685
Self-employed workers	7.8%	10.3%	9.7%	10%	29th	1,116th of 1,685
Median home value	$228,400	$145,400	$423,800	$332,700	28th	885th of 1,614
Unemployment rate	3.7%	3.9%	6.4%	5.2%	28th	1,009th of 1,685
Broadband access	88.1%	86.4%	90.8%	91%	24th	1,151st of 1,673
Diversity index	25.8	29.8	65.5	61.4	19th	852nd of 1,693
Income inequality (Gini)Strength	0.391	0.425	0.517	0.483	15th	1,170th of 1,669
Residents under 18	16.8%	19.9%	20.5%	22%	14th	1,179th of 1,693
Uninsured rateStrength	2.4%	5.7%	5.1%	8.4%	8th	1,121st of 1,689
Foreign-born residents	1.3%	3.5%	22.8%	14.1%	8th	1,340th of 1,693
Rent-burdened rentersStrength	28.9%	37.5%	52.1%	51.1%	4th	1,305th of 1,579
Median gross rent	$675	$843	$1,621	$1,413	2nd	1,327th of 1,367
Population	1,110	46,696	19,852,366	334,922,499	1st	1,276th of 1,693
Population density	8/sq mi	29/sq mi	421/sq mi	95/sq mi	1st	1,655th of 1,693

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

25–34

13%

35–44

45–54

20%

55–64

22%

65–74

75+

Median age

57.1

Under 18

16.8%

65 and over

31.3%

Race and ethnicity

White86%
Black0%
Hispanic3%
Asian1%
Native American0%
Pacific Islander0%
Other4%
Multiracial6%

Diversity index

25.8

U.S. 61.4

Foreign-born

1.3%

U.S. 14.1%

Born in state

85.4%

Language spoken at home (households)

English only

96%

Spanish

0.9%

Other Indo-European

0.4%

Asian / Pacific

Other

Households

Households: 539
Average household size: 2.1
Family households: 65.1%
Married couples: 49.2%
Living alone: 26.2%
Veterans (of adults): 6.2%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

16%

$50–75k

18%

$75–100k

14%

$100–150k

26%

$150–200k

$200k+

Median household income

12989

$84,464

Franklin Co.

$65,151

New York

$85,974

United States

$80,734

Per capita income

$42,143

U.S. $44,673

Poverty rate

18.5%

U.S. 12.5%

Households earning $150K+

12.1%

U.S. 23%

Income inequality (Gini)

0.391

U.S. 0.483

Housing

Median home value

12989

$228,400

Franklin Co.

$145,400

New York

$423,800

United States

$332,700

Median gross rent

12989

$675

Franklin Co.

$843

New York

$1,621

United States

$1,413

Types of housing

Single-family

91%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 921
Owner-occupied: 89.4%
Vacant: 41.5%
Median year built: 1972
Median rooms: 5.8
Renters paying 30%+ of income: 28.9%
Renters paying 50%+ of income: 28.9%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

73%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

10%

Other

Commute time (one way)

<10 min

10–19

34%

20–29

35%

30–44

17%

45–59

60+

Average commute

24.7 min

U.S. 26.4 min

Unemployment

3.7%

U.S. 5.2%

In labor force

53.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

20%

Education

11%

Healthcare

10%

Management

Cleaning and personal care

Police and fire

Computer and math

Construction and repair

Food service

Transportation and moving

Office and admin

Engineering and science

Legal and social services

Business and finance

Production

Arts, media and sports

Farming, fishing and forestry

Industries

Education

29%

Public administration

15%

Retail

11%

Health care and social assistance

11%

Other services

Construction

Restaurants and hotels

Finance, insurance and real estate

Arts and recreation

Manufacturing

Professional and technical services

Admin, support and management

Agriculture and mining

0.2%

Transportation, warehousing and utilities

Wholesale

Information

Median earnings per worker

$44,239

U.S. $49,666

Self-employed

7.8%

U.S. 10%

Government workers

29.2%

U.S. 14.5%

Nonprofit workers

26.3%

U.S. 8.8%

Median earnings by type of work

Type of work	12989	U.S.
Management, business, science and arts	$68,516	$74,888
Service	$48,438	$26,804
Sales and office	$16,971	$40,476
Construction and maintenance	$73,125	$49,199
Production and transportation	$41,250	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

27%

Some college

19%

Associate's

19%

Bachelor's

19%

Graduate

13%

High school graduate or higher: 95.8%
Bachelor's degree or higher: 31.8%
Graduate or professional degree: 13.1%
Households with broadband: 88.1%
Cable, fiber or DSL: 66.2%
No internet access: 10.6%
Without health insurance: 2.4%
Limited-English households: 0%

Geography

City (USPS): Vermontville
State: New York
County: Franklin County
Center point: 44.5388° N, 74.0610° W
Land area: 143 sq mi
Water area: 3.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 12989

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12913	Bloomingdale, NY	8.1 mi	989	$81,250	$207,900
12976	Rainbow Lake, NY	8.7 mi	137	$61,406	$231,300
12939	Gabriels, NY	8.8 mi	173	$51,635	$275,000
12969	Owls Head, NY	12 mi	279	$65,469	$101,300
12981	Saranac, NY	12 mi	2,259	$76,450	$182,300
12983	Saranac Lake, NY	14 mi	7,296	$65,985	$225,200
12997	Wilmington, NY	14 mi	1,251	$82,344	$322,600
12952	Lyon Mountain, NY	14 mi	286	$52,841	—
12978	Redford, NY	14 mi	340	$98,958	$70,500
12912	Au Sable Forks, NY	15 mi	1,682	$70,046	$189,200
12970	Paul Smiths, NY	15 mi	1,084	$84,250	$242,100
12985	Schuyler Falls, NY	16 mi	755	$76,090	$157,900

Zip codes like 12989 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12989

What city is zip code 12989?

12989 is assigned to Vermontville, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12989 in?

12989 is in Franklin County, New York.

What is the population of 12989?

About 1,110 people live in 12989, according to the Census Bureau's American Community Survey.

What time zone is 12989 in?

12989 is in Eastern Time.

What is the median household income in 12989?

The median household income in 12989 is $84,464.

What zip codes are near 12989?

The closest zip codes to 12989 are 12913, 12976, 12939, 12969, 12981.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12989, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.