Zip code 12976: Rainbow Lake, New York

Q: What city is zip code 12976?

12976 is assigned to Rainbow Lake, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12976 in?

12976 is in Franklin County, New York.

Q: What is the population of 12976?

About 137 people live in 12976, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12976?

The median household income in 12976 is $61,406.

Q: What zip codes are near 12976?

The closest zip codes to 12976 are 12939, 12970, 12989, 12983, 12913.

Residential delivery areaFranklin CountyEastern Time

Population

137

Small sample: rough estimates

Median household income

$61K

U.S. $81K

Median home value

$231K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

64.2

U.S. 38.9

Land area

28 sq mi

5 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12976

12976 is a rural zip code in Rainbow Lake, New York (Franklin County), covering 28 sq mi of land. About 137 people live here, or 5 per square mile. The median resident is 64.2 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

The median household earns $61,406 a year, 24% below the national median of $80,734. 8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $231,300, or 3.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 81% of occupied homes are lived in by their owners.

64% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.5 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in engineering and science; construction and repair; and legal and social services.

How 12976 compares

Sorted from highest to lowest national percentile

Only about 137 people live here, so these survey estimates have wide margins of error.

Median age64.2
99th
U.S. 38.9 · NY 39.837th of 1,693 in NY
Housing vacancy59.2%
99th
U.S. 10.1% · NY 10%76th of 1,675 in NY
Rent-burdened renters100%
99th
WeaknessU.S. 51.1% · NY 52.1%19th of 1,579 in NY
Residents 65 and older46%
99th
U.S. 17.2% · NY 17.9%41st of 1,693 in NY
Government workers37.1%
99th
U.S. 14.5% · NY 16.4%61st of 1,685 in NY
Bachelor's degree or higher64.3%
92nd
StrengthU.S. 35.7% · NY 40.2%149th of 1,691 in NY
Homeownership rate80.5%
80th
StrengthU.S. 65.2% · NY 54.3%814th of 1,673 in NY
Per capita income$43,936
60th
U.S. $44,673 · NY $50,712771st of 1,690 in NY
Median earnings per worker$49,167
53rd
U.S. $49,666 · NY $55,321958th of 1,676 in NY
Healthcare workers9.7%
53rd
U.S. 9.7% · NY 11.8%890th of 1,685 in NY
Average commute23.5 min
33rd
U.S. 26.4 min · NY 32.6 min1,107th of 1,618 in NY
Poverty rate8%
32nd
U.S. 12.5% · NY 14%995th of 1,679 in NY
Median home value$231,300
28th
U.S. $332,700 · NY $423,800873rd of 1,614 in NY
Veterans3.8%
24th
U.S. 6.2% · NY 3.7%1,142nd of 1,693 in NY
Income inequality (Gini)0.403
23rd
U.S. 0.483 · NY 0.5171,046th of 1,669 in NY
Median household income$61,406
22nd
U.S. $80,734 · NY $85,9741,330th of 1,602 in NY
Foreign-born residents2.2%
13th
U.S. 14.1% · NY 22.8%1,168th of 1,693 in NY
Work from home4.8%
7th
U.S. 15.1% · NY 14.9%1,446th of 1,685 in NY
Broadband access81.6%
6th
WeaknessU.S. 91% · NY 90.8%1,500th of 1,673 in NY
Population137
1st
U.S. 334,922,499 · NY 19,852,3661,665th of 1,693 in NY
Population density5/sq mi
1st
U.S. 95/sq mi · NY 421/sq mi1,672nd of 1,693 in NY
Unemployment rate0%
1st
StrengthU.S. 5.2% · NY 6.4%1,546th of 1,685 in NY
Diversity index0
1st
U.S. 61.4 · NY 65.51,648th of 1,693 in NY
Uninsured rate0%
1st
StrengthU.S. 8.4% · NY 5.1%1,578th of 1,689 in NY
Residents under 185.1%
1st
U.S. 22% · NY 20.5%1,601st of 1,693 in NY
Tech workers0%
1st
U.S. 3.8% · NY 3.5%1,440th of 1,685 in NY
Self-employed workers3.2%
1st
U.S. 10% · NY 9.7%1,553rd of 1,685 in NY

Measure	12976	Franklin	NY	U.S.	National percentile	Rank in NY
Median age	64.2	42	39.8	38.9	99th	37th of 1,693
Housing vacancy	59.2%	23.5%	10%	10.1%	99th	76th of 1,675
Rent-burdened rentersWeakness	100%	37.5%	52.1%	51.1%	99th	19th of 1,579
Residents 65 and older	46%	19.5%	17.9%	17.2%	99th	41st of 1,693
Government workers	37.1%	30.4%	16.4%	14.5%	99th	61st of 1,685
Bachelor's degree or higherStrength	64.3%	23.8%	40.2%	35.7%	92nd	149th of 1,691
Homeownership rateStrength	80.5%	72.5%	54.3%	65.2%	80th	814th of 1,673
Per capita income	$43,936	$32,684	$50,712	$44,673	60th	771st of 1,690
Median earnings per worker	$49,167	$44,652	$55,321	$49,666	53rd	958th of 1,676
Healthcare workers	9.7%	12.3%	11.8%	9.7%	53rd	890th of 1,685
Average commute	23.5 min	20.7 min	32.6 min	26.4 min	33rd	1,107th of 1,618
Poverty rate	8%	18.2%	14%	12.5%	32nd	995th of 1,679
Median home value	$231,300	$145,400	$423,800	$332,700	28th	873rd of 1,614
Veterans	3.8%	7.3%	3.7%	6.2%	24th	1,142nd of 1,693
Income inequality (Gini)	0.403	0.425	0.517	0.483	23rd	1,046th of 1,669
Median household income	$61,406	$65,151	$85,974	$80,734	22nd	1,330th of 1,602
Foreign-born residents	2.2%	3.5%	22.8%	14.1%	13th	1,168th of 1,693
Work from home	4.8%	6.1%	14.9%	15.1%	7th	1,446th of 1,685
Broadband accessWeakness	81.6%	86.4%	90.8%	91%	6th	1,500th of 1,673
Population	137	46,696	19,852,366	334,922,499	1st	1,665th of 1,693
Population density	5/sq mi	29/sq mi	421/sq mi	95/sq mi	1st	1,672nd of 1,693
Unemployment rateStrength	0%	3.9%	6.4%	5.2%	1st	1,546th of 1,685
Diversity index	0	29.8	65.5	61.4	1st	1,648th of 1,693
Uninsured rateStrength	0%	5.7%	5.1%	8.4%	1st	1,578th of 1,689
Residents under 18	5.1%	19.9%	20.5%	22%	1st	1,601st of 1,693
Tech workers	0%	0.8%	3.5%	3.8%	1st	1,440th of 1,685
Self-employed workers	3.2%	10.3%	9.7%	10%	1st	1,553rd of 1,685

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

11%

18–24

25–34

35–44

45–54

28%

55–64

15%

65–74

31%

75+

Median age

64.2

Under 18

5.1%

65 and over

46%

Race and ethnicity

White100%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial0%

Diversity index

U.S. 61.4

Foreign-born

2.2%

U.S. 14.1%

Born in state

71.5%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 87
Average household size: 1.6
Family households: 47.1%
Married couples: 29.9%
Living alone: 52.9%
Veterans (of adults): 3.8%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

22%

$25–50k

20%

$50–75k

22%

$75–100k

10%

$100–150k

11%

$150–200k

11%

$200k+

Median household income

12976

$61,406

Franklin Co.

$65,151

New York

$85,974

United States

$80,734

Per capita income

$43,936

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

14.9%

U.S. 23%

Income inequality (Gini)

0.403

U.S. 0.483

Housing

Median home value

12976

$231,300

Franklin Co.

$145,400

New York

$423,800

United States

$332,700

Median gross rent

12976

—

Franklin Co.

$843

New York

$1,621

United States

$1,413

Types of housing

Single-family

100%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 213
Owner-occupied: 80.5%
Vacant: 59.2%
Median year built: 1971
Median rooms: 5.6
Renters paying 30%+ of income: 100%
Renters paying 50%+ of income: 0%
Home value to income: 3.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

95%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

36%

20–29

44%

30–44

14%

45–59

60+

Average commute

23.5 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

47.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Engineering and science

24%

Construction and repair

21%

Legal and social services

16%

Education

13%

Arts, media and sports

11%

Healthcare

10%

Management

Transportation and moving

Business and finance

Computer and math

Police and fire

Food service

Cleaning and personal care

Sales

Office and admin

Farming, fishing and forestry

Production

Industries

Education

26%

Public administration

24%

Restaurants and hotels

15%

Other services

11%

Health care and social assistance

10%

Construction

10%

Professional and technical services

Transportation, warehousing and utilities

Retail

Manufacturing

Finance, insurance and real estate

Admin, support and management

Wholesale

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$49,167

U.S. $49,666

Self-employed

3.2%

U.S. 10%

Government workers

37.1%

U.S. 14.5%

Nonprofit workers

35.5%

U.S. 8.8%

Median earnings by type of work

Type of work	12976	U.S.
Management, business, science and arts	$46,833	$74,888
Service	—	$26,804
Sales and office	—	$40,476
Construction and maintenance	$53,750	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

17%

Some college

11%

Associate's

Bachelor's

36%

Graduate

29%

High school graduate or higher: 97.4%
Bachelor's degree or higher: 64.3%
Graduate or professional degree: 28.7%
Households with broadband: 81.6%
Cable, fiber or DSL: 81.6%
No internet access: 18.4%
Without health insurance: 0%
Limited-English households: 0%

Geography

City (USPS): Rainbow Lake
State: New York
County: Franklin County
Center point: 44.5037° N, 74.2302° W
Land area: 28 sq mi
Water area: 1.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 12976

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12939	Gabriels, NY	6 mi	173	$51,635	$275,000
12970	Paul Smiths, NY	6.6 mi	1,084	$84,250	$242,100
12989	Vermontville, NY	8.7 mi	1,110	$84,464	$228,400
12983	Saranac Lake, NY	12 mi	7,296	$65,985	$225,200
12913	Bloomingdale, NY	12 mi	989	$81,250	$207,900
12945	Lake Clear, NY	14 mi	391	$80,227	$278,100
12980	Saint Regis Falls, NY	15 mi	1,075	$60,938	$106,500
12977	Ray Brook, NY	16 mi	1,213	—	—
12969	Owls Head, NY	16 mi	279	$65,469	$101,300
12953	Malone, NY	17 mi	12,893	$68,799	$129,400
12997	Wilmington, NY	19 mi	1,251	$82,344	$322,600
12981	Saranac, NY	21 mi	2,259	$76,450	$182,300

Questions about 12976

What city is zip code 12976?

12976 is assigned to Rainbow Lake, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12976 in?

12976 is in Franklin County, New York.

What is the population of 12976?

About 137 people live in 12976, according to the Census Bureau's American Community Survey.

What time zone is 12976 in?

12976 is in Eastern Time.

What is the median household income in 12976?

The median household income in 12976 is $61,406.

What zip codes are near 12976?

The closest zip codes to 12976 are 12939, 12970, 12989, 12983, 12913.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12976, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.