Zip code 12816: Cambridge, New York

Q: What city is zip code 12816?

12816 is assigned to Cambridge, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12816 in?

12816 is in Washington County, New York.

Q: What is the population of 12816?

About 4,824 people live in 12816, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12816?

The median household income in 12816 is $75,966.

Q: What zip codes are near 12816?

The closest zip codes to 12816 are 12057, 12873, 12834, 12028, 05257.

Residential delivery areaWashington CountyEastern Time

Population

4,824

Median household income

$76K

U.S. $81K

Median home value

$219K

U.S. $333K

Median rent

$1,117/mo

U.S. $1,413

Median age

47.9

U.S. 38.9

Land area

60 sq mi

81 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12816

12816 is a small-town zip code in Cambridge, New York (Washington County), covering 60 sq mi of land. About 4,824 people live here, or 81 per square mile. The median resident is 47.9 years old, compared with 38.9 nationally.

The median household earns $75,966 a year, close to the national median of $80,734. 9.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $218,900, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 81% of occupied homes are lived in by their owners, and renters pay a median of $1,117 a month.

33% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31.9 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in construction and repair; management; and healthcare.

How 12816 compares

Sorted from highest to lowest national percentile

Rent-burdened renters68.2%
96th
WeaknessU.S. 51.1% · NY 52.1%204th of 1,579 in NY
Median age47.9
93rd
U.S. 38.9 · NY 39.8478th of 1,693 in NY
Housing vacancy17.2%
90th
U.S. 10.1% · NY 10%564th of 1,675 in NY
Residents 65 and older23%
87th
U.S. 17.2% · NY 17.9%555th of 1,693 in NY
Self-employed workers13.9%
87th
U.S. 10% · NY 9.7%412th of 1,685 in NY
Average commute31.9 min
83rd
WeaknessU.S. 26.4 min · NY 32.6 min520th of 1,618 in NY
Homeownership rate81.1%
81st
StrengthU.S. 65.2% · NY 54.3%785th of 1,673 in NY
Healthcare workers10.4%
64th
U.S. 9.7% · NY 11.8%789th of 1,685 in NY
Median earnings per worker$52,882
63rd
U.S. $49,666 · NY $55,321747th of 1,676 in NY
Per capita income$43,792
60th
U.S. $44,673 · NY $50,712781st of 1,690 in NY
Veterans6.2%
55th
U.S. 6.2% · NY 3.7%718th of 1,693 in NY
Bachelor's degree or higher32.7%
52nd
U.S. 35.7% · NY 40.2%827th of 1,691 in NY
Income inequality (Gini)0.436
51st
U.S. 0.483 · NY 0.517711th of 1,669 in NY
Work from home12.4%
48th
U.S. 15.1% · NY 14.9%761st of 1,685 in NY
Government workers13.4%
48th
U.S. 14.5% · NY 16.4%1,291st of 1,685 in NY
Median household income$75,966
45th
U.S. $80,734 · NY $85,974953rd of 1,602 in NY
Poverty rate9.5%
42nd
U.S. 12.5% · NY 14%862nd of 1,679 in NY
Uninsured rate5.7%
40th
U.S. 8.4% · NY 5.1%422nd of 1,689 in NY
Median gross rent$1,117
30th
U.S. $1,413 · NY $1,621744th of 1,367 in NY
Median home value$218,900
25th
U.S. $332,700 · NY $423,800924th of 1,614 in NY
Unemployment rate3.5%
24th
U.S. 5.2% · NY 6.4%1,077th of 1,685 in NY
Residents under 1818.7%
23rd
U.S. 22% · NY 20.5%977th of 1,693 in NY
Foreign-born residents2.7%
16th
U.S. 14.1% · NY 22.8%1,088th of 1,693 in NY
Population density81/sq mi
11th
U.S. 95/sq mi · NY 421/sq mi1,111th of 1,693 in NY
Broadband access84.3%
11th
WeaknessU.S. 91% · NY 90.8%1,403rd of 1,673 in NY
Population4,824
8th
U.S. 334,922,499 · NY 19,852,366738th of 1,693 in NY
Diversity index14.3
7th
U.S. 61.4 · NY 65.51,223rd of 1,693 in NY
Tech workers0.3%
4th
U.S. 3.8% · NY 3.5%1,311th of 1,685 in NY

Measure	12816	Washington	NY	U.S.	National percentile	Rank in NY
Rent-burdened rentersWeakness	68.2%	50.7%	52.1%	51.1%	96th	204th of 1,579
Median age	47.9	45.4	39.8	38.9	93rd	478th of 1,693
Housing vacancy	17.2%	16.2%	10%	10.1%	90th	564th of 1,675
Residents 65 and older	23%	21.7%	17.9%	17.2%	87th	555th of 1,693
Self-employed workers	13.9%	9.5%	9.7%	10%	87th	412th of 1,685
Average commuteWeakness	31.9 min	26.9 min	32.6 min	26.4 min	83rd	520th of 1,618
Homeownership rateStrength	81.1%	76.6%	54.3%	65.2%	81st	785th of 1,673
Healthcare workers	10.4%	10.2%	11.8%	9.7%	64th	789th of 1,685
Median earnings per worker	$52,882	$46,415	$55,321	$49,666	63rd	747th of 1,676
Per capita income	$43,792	$36,806	$50,712	$44,673	60th	781st of 1,690
Veterans	6.2%	8.1%	3.7%	6.2%	55th	718th of 1,693
Bachelor's degree or higher	32.7%	22.4%	40.2%	35.7%	52nd	827th of 1,691
Income inequality (Gini)	0.436	0.408	0.517	0.483	51st	711th of 1,669
Work from home	12.4%	8%	14.9%	15.1%	48th	761st of 1,685
Government workers	13.4%	17.6%	16.4%	14.5%	48th	1,291st of 1,685
Median household income	$75,966	$73,495	$85,974	$80,734	45th	953rd of 1,602
Poverty rate	9.5%	10.7%	14%	12.5%	42nd	862nd of 1,679
Uninsured rate	5.7%	4.9%	5.1%	8.4%	40th	422nd of 1,689
Median gross rent	$1,117	$1,033	$1,621	$1,413	30th	744th of 1,367
Median home value	$218,900	$196,200	$423,800	$332,700	25th	924th of 1,614
Unemployment rate	3.5%	5%	6.4%	5.2%	24th	1,077th of 1,685
Residents under 18	18.7%	18.4%	20.5%	22%	23rd	977th of 1,693
Foreign-born residents	2.7%	3.2%	22.8%	14.1%	16th	1,088th of 1,693
Population density	81/sq mi	73/sq mi	421/sq mi	95/sq mi	11th	1,111th of 1,693
Broadband accessWeakness	84.3%	86.2%	90.8%	91%	11th	1,403rd of 1,673
Population	4,824	60,522	19,852,366	334,922,499	8th	738th of 1,693
Diversity index	14.3	19.1	65.5	61.4	7th	1,223rd of 1,693
Tech workers	0.3%	1.1%	3.5%	3.8%	4th	1,311th of 1,685

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

10%

18–24

25–34

10%

35–44

14%

45–54

17%

55–64

14%

65–74

75+

Median age

47.9

Under 18

18.7%

65 and over

23%

Race and ethnicity

White92%
Black2%
Hispanic3%
Asian1%
Native American0.2%
Pacific Islander0%
Other0.3%
Multiracial1%

Diversity index

14.3

U.S. 61.4

Foreign-born

2.7%

U.S. 14.1%

Born in state

60.1%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

0.5%

Other

0.2%

Households

Households: 2,165
Average household size: 2.2
Family households: 62%
Married couples: 42.3%
Living alone: 32%
Veterans (of adults): 6.2%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

17%

$50–75k

15%

$75–100k

13%

$100–150k

21%

$150–200k

$200k+

Median household income

12816

$75,966

Washington Co.

$73,495

New York

$85,974

United States

$80,734

Per capita income

$43,792

U.S. $44,673

Poverty rate

9.5%

U.S. 12.5%

Households earning $150K+

17.1%

U.S. 23%

Income inequality (Gini)

0.436

U.S. 0.483

Housing

Median home value

12816

$218,900

Washington Co.

$196,200

New York

$423,800

United States

$332,700

Median gross rent

12816

$1,117

Washington Co.

$1,033

New York

$1,621

United States

$1,413

Types of housing

Single-family

78%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 2,615
Owner-occupied: 81.1%
Vacant: 17.2%
Median year built: 1957
Median rooms: 5.7
Renters paying 30%+ of income: 68.2%
Renters paying 50%+ of income: 25.8%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

0.3%

Walked

Bicycle

0.2%

Worked from home

12%

Other

0.3%

Commute time (one way)

<10 min

19%

10–19

18%

20–29

11%

30–44

20%

45–59

20%

60+

13%

Average commute

31.9 min

U.S. 26.4 min

Unemployment

3.5%

U.S. 5.2%

In labor force

57.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

13%

Management

11%

Healthcare

10%

Production

Office and admin

Food service

Transportation and moving

Cleaning and personal care

Legal and social services

Sales

Education

Engineering and science

Business and finance

Arts, media and sports

Police and fire

Farming, fishing and forestry

Computer and math

0.3%

Industries

Health care and social assistance

13%

Manufacturing

13%

Construction

10%

Education

10%

Retail

Professional and technical services

Transportation, warehousing and utilities

Restaurants and hotels

Admin, support and management

Finance, insurance and real estate

Public administration

Other services

Agriculture and mining

Arts and recreation

Wholesale

Information

0.9%

Median earnings per worker

$52,882

U.S. $49,666

Self-employed

13.9%

U.S. 10%

Government workers

13.4%

U.S. 14.5%

Nonprofit workers

11.9%

U.S. 8.8%

Median earnings by type of work

Type of work	12816	U.S.
Management, business, science and arts	$64,583	$74,888
Service	$24,600	$26,804
Sales and office	$42,917	$40,476
Construction and maintenance	$58,482	$49,199
Production and transportation	$55,208	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

33%

Some college

16%

Associate's

13%

Bachelor's

17%

Graduate

15%

High school graduate or higher: 93.9%
Bachelor's degree or higher: 32.7%
Graduate or professional degree: 15.3%
Households with broadband: 84.3%
Cable, fiber or DSL: 68.6%
No internet access: 11.9%
Without health insurance: 5.7%
Limited-English households: 0.4%

Geography

City (USPS): Cambridge
State: New York
County: Washington County
Center point: 43.0444° N, 73.3820° W
Land area: 60 sq mi
Water area: 0.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Cambridge3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12816

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12057	Eagle Bridge, NY	5.6 mi	1,789	$68,306	$205,700
12873	Shushan, NY	6.2 mi	886	$103,239	$234,500
12834	Greenwich, NY	7.2 mi	6,039	$81,205	$249,800
12028	Buskirk, NY	7.5 mi	1,557	$96,891	$247,700
05257	North Bennington, VT	7.9 mi	2,807	$94,375	$307,500
12848	Middle Falls, NY · PO box	8.2 mi	—	—	—
12133	North Hoosick, NY · PO box	8.4 mi	—	—	—
12823	Cossayuna, NY	9.5 mi	597	$118,783	$194,800
12884	Victory Mills, NY	11 mi	538	$37,045	$148,200
05250	Arlington, VT	11 mi	3,847	$96,250	$300,700
12090	Hoosick Falls, NY	12 mi	5,482	$68,056	$173,800
12871	Schuylerville, NY	12 mi	3,813	$96,024	$263,600

Zip codes like 12816 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12816

What city is zip code 12816?

12816 is assigned to Cambridge, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12816 in?

12816 is in Washington County, New York.

What is the population of 12816?

About 4,824 people live in 12816, according to the Census Bureau's American Community Survey.

What time zone is 12816 in?

12816 is in Eastern Time.

What is the median household income in 12816?

The median household income in 12816 is $75,966.

What zip codes are near 12816?

The closest zip codes to 12816 are 12057, 12873, 12834, 12028, 05257.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12816, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.