Zip code 49128: Three Oaks, Michigan

Q: What city is zip code 49128?

49128 is assigned to Three Oaks, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49128 in?

49128 is in Berrien County, Michigan.

Q: What is the population of 49128?

About 3,450 people live in 49128, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49128?

The median household income in 49128 is $67,398.

Q: What zip codes are near 49128?

The closest zip codes to 49128 are 49115, 49116, 49129, 49119, 49125.

Residential delivery areaBerrien CountyEastern Time

Population

3,450

Median household income

$67K

U.S. $81K

Median home value

$258K

U.S. $333K

Median rent

$1,034/mo

U.S. $1,413

Median age

49.4

U.S. 38.9

Land area

44 sq mi

79 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49128

49128 is a small-town zip code in Three Oaks, Michigan (Berrien County), covering 44 sq mi of land. About 3,450 people live here, or 79 per square mile. The median resident is 49.4 years old, compared with 38.9 nationally.

The median household earns $67,398 a year, 17% below the national median of $80,734. 7.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $258,300, or 3.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 83% of occupied homes are lived in by their owners, and renters pay a median of $1,034 a month.

28% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in office and administrative support; transportation and moving goods; and management.

How 49128 compares

Sorted from highest to lowest national percentile

Housing vacancy24.3%
96th
U.S. 10.1% · MI 11.8%271st of 958 in MI
Median age49.4
94th
U.S. 38.9 · MI 40.2224th of 962 in MI
Residents 65 and older25.6%
93rd
U.S. 17.2% · MI 18.6%239th of 962 in MI
Self-employed workers14.4%
88th
U.S. 10% · MI 8.6%146th of 961 in MI
Income inequality (Gini)0.496
87th
WeaknessU.S. 0.483 · MI 0.46574th of 958 in MI
Homeownership rate83.1%
85th
StrengthU.S. 65.2% · MI 73.2%551st of 958 in MI
Veterans7.3%
70th
U.S. 6.2% · MI 5.8%391st of 962 in MI
Per capita income$44,502
61st
U.S. $44,673 · MI $40,735212th of 962 in MI
Work from home11.9%
46th
U.S. 15.1% · MI 13.5%331st of 961 in MI
Government workers12.6%
41st
U.S. 14.5% · MI 11.6%382nd of 961 in MI
Bachelor's degree or higher27.5%
40th
U.S. 35.7% · MI 32.4%333rd of 961 in MI
Rent-burdened renters48.2%
40th
U.S. 51.1% · MI 50.4%414th of 931 in MI
Uninsured rate5.5%
38th
U.S. 8.4% · MI 4.9%345th of 961 in MI
Median home value$258,300
35th
U.S. $332,700 · MI $231,600258th of 946 in MI
Median household income$67,398
32nd
U.S. $80,734 · MI $72,875493rd of 952 in MI
Foreign-born residents5%
29th
U.S. 14.1% · MI 7.2%208th of 962 in MI
Median earnings per worker$41,773
28th
U.S. $49,666 · MI $47,178596th of 960 in MI
Poverty rate7.2%
26th
U.S. 12.5% · MI 13.2%704th of 959 in MI
Median gross rent$1,034
24th
U.S. $1,413 · MI $1,129343rd of 851 in MI
Average commute22 min
23rd
U.S. 26.4 min · MI 24.2 min705th of 941 in MI
Diversity index29.2
22nd
U.S. 61.4 · MI 45.3283rd of 962 in MI
Broadband access87.6%
22nd
U.S. 91% · MI 90.5%553rd of 958 in MI
Residents under 1818.2%
20th
U.S. 22% · MI 21.2%644th of 962 in MI
Tech workers1.2%
17th
U.S. 3.8% · MI 3.1%594th of 961 in MI
Unemployment rate3%
16th
StrengthU.S. 5.2% · MI 5.7%723rd of 961 in MI
Healthcare workers7%
15th
U.S. 9.7% · MI 10.1%762nd of 961 in MI
Population density79/sq mi
11th
U.S. 95/sq mi · MI 178/sq mi570th of 962 in MI
Population3,450
6th
U.S. 334,922,499 · MI 10,077,761560th of 962 in MI

Measure	49128	Berrien	MI	U.S.	National percentile	Rank in MI
Housing vacancy	24.3%	17.2%	11.8%	10.1%	96th	271st of 958
Median age	49.4	42.7	40.2	38.9	94th	224th of 962
Residents 65 and older	25.6%	21.3%	18.6%	17.2%	93rd	239th of 962
Self-employed workers	14.4%	9.5%	8.6%	10%	88th	146th of 961
Income inequality (Gini)Weakness	0.496	0.475	0.465	0.483	87th	74th of 958
Homeownership rateStrength	83.1%	72.8%	73.2%	65.2%	85th	551st of 958
Veterans	7.3%	6.1%	5.8%	6.2%	70th	391st of 962
Per capita income	$44,502	$38,351	$40,735	$44,673	61st	212th of 962
Work from home	11.9%	11.2%	13.5%	15.1%	46th	331st of 961
Government workers	12.6%	10.2%	11.6%	14.5%	41st	382nd of 961
Bachelor's degree or higher	27.5%	30.9%	32.4%	35.7%	40th	333rd of 961
Rent-burdened renters	48.2%	49.9%	50.4%	51.1%	40th	414th of 931
Uninsured rate	5.5%	6.4%	4.9%	8.4%	38th	345th of 961
Median home value	$258,300	$224,300	$231,600	$332,700	35th	258th of 946
Median household income	$67,398	$65,425	$72,875	$80,734	32nd	493rd of 952
Foreign-born residents	5%	5.5%	7.2%	14.1%	29th	208th of 962
Median earnings per worker	$41,773	$42,744	$47,178	$49,666	28th	596th of 960
Poverty rate	7.2%	15.1%	13.2%	12.5%	26th	704th of 959
Median gross rent	$1,034	$942	$1,129	$1,413	24th	343rd of 851
Average commute	22 min	21.2 min	24.2 min	26.4 min	23rd	705th of 941
Diversity index	29.2	44.7	45.3	61.4	22nd	283rd of 962
Broadband access	87.6%	89.3%	90.5%	91%	22nd	553rd of 958
Residents under 18	18.2%	21.3%	21.2%	22%	20th	644th of 962
Tech workers	1.2%	2.9%	3.1%	3.8%	17th	594th of 961
Unemployment rateStrength	3%	6.2%	5.7%	5.2%	16th	723rd of 961
Healthcare workers	7%	9.9%	10.1%	9.7%	15th	762nd of 961
Population density	79/sq mi	270/sq mi	178/sq mi	95/sq mi	11th	570th of 962
Population	3,450	153,288	10,077,761	334,922,499	6th	560th of 962

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

10%

25–34

35–44

15%

45–54

17%

55–64

16%

65–74

10%

75+

Median age

49.4

Under 18

18.2%

65 and over

25.6%

Race and ethnicity

White83%
Black0.4%
Hispanic10%
Asian2%
Native American0%
Pacific Islander0%
Other0%
Multiracial4%

Diversity index

29.2

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

43%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

0.7%

Asian / Pacific

0.6%

Other

Households

Households: 1,520
Average household size: 2.3
Family households: 58.9%
Married couples: 47.8%
Living alone: 33.4%
Veterans (of adults): 7.3%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

19%

$50–75k

19%

$75–100k

12%

$100–150k

13%

$150–200k

14%

$200k+

Median household income

49128

$67,398

Berrien Co.

$65,425

Michigan

$72,875

United States

$80,734

Per capita income

$44,502

U.S. $44,673

Poverty rate

7.2%

U.S. 12.5%

Households earning $150K+

21.3%

U.S. 23%

Income inequality (Gini)

0.496

U.S. 0.483

Housing

Median home value

49128

$258,300

Berrien Co.

$224,300

Michigan

$231,600

United States

$332,700

Median gross rent

49128

$1,034

Berrien Co.

$942

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

85%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.9%

Housing units: 2,009
Owner-occupied: 83.1%
Vacant: 24.3%
Median year built: 1965
Median rooms: 5.9
Renters paying 30%+ of income: 48.2%
Renters paying 50%+ of income: 19.7%
Home value to income: 3.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

0.2%

Walked

Bicycle

0.2%

Worked from home

12%

Other

Commute time (one way)

<10 min

16%

10–19

36%

20–29

22%

30–44

16%

45–59

60+

Average commute

22 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

66.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

13%

Transportation and moving

12%

Management

10%

Construction and repair

10%

Cleaning and personal care

Sales

Food service

Healthcare

Production

Engineering and science

Education

Legal and social services

Business and finance

Arts, media and sports

Police and fire

Computer and math

Farming, fishing and forestry

0.2%

Industries

Manufacturing

12%

Transportation, warehousing and utilities

12%

Health care and social assistance

11%

Retail

10%

Construction

10%

Restaurants and hotels

Professional and technical services

Education

Finance, insurance and real estate

Admin, support and management

Other services

Arts and recreation

Public administration

Agriculture and mining

Wholesale

0.4%

Information

0.3%

Median earnings per worker

$41,773

U.S. $49,666

Self-employed

14.4%

U.S. 10%

Government workers

12.6%

U.S. 14.5%

Nonprofit workers

8.7%

U.S. 8.8%

Median earnings by type of work

Type of work	49128	U.S.
Management, business, science and arts	$65,755	$74,888
Service	$25,400	$26,804
Sales and office	$23,929	$40,476
Construction and maintenance	$44,688	$49,199
Production and transportation	$42,083	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

34%

Some college

19%

Associate's

14%

Bachelor's

16%

Graduate

12%

High school graduate or higher: 94.7%
Bachelor's degree or higher: 27.5%
Graduate or professional degree: 11.6%
Households with broadband: 87.6%
Cable, fiber or DSL: 57.8%
No internet access: 11.6%
Without health insurance: 5.5%
Limited-English households: 0%

Geography

City (USPS): Three Oaks
State: Michigan
County: Berrien County
Center point: 41.8204° N, 86.6005° W
Land area: 44 sq mi
Water area: 0.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Three Oaks3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49128

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49115	Harbert, MI	4.2 mi	147	—	$339,500
49116	Lakeside, MI	4.2 mi	86	$127,857	—
49129	Union Pier, MI	4.4 mi	669	$106,181	$654,200
49119	New Troy, MI	4.7 mi	134	$56,513	$137,500
49125	Sawyer, MI	5.1 mi	1,990	$79,766	$342,300
49113	Galien, MI	5.2 mi	1,742	$59,219	$171,600
49117	New Buffalo, MI	7 mi	3,358	$75,114	$488,000
49106	Bridgman, MI	8.5 mi	4,741	$72,500	$262,400
49107	Buchanan, MI	9.6 mi	10,323	$66,289	$189,500
46371	Rolling Prairie, IN	9.8 mi	3,396	$99,830	$256,000
46552	New Carlisle, IN	10 mi	7,047	$91,341	$237,900
49101	Baroda, MI	11 mi	2,947	$75,048	$252,100

Zip codes like 49128 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49128

What city is zip code 49128?

49128 is assigned to Three Oaks, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49128 in?

49128 is in Berrien County, Michigan.

What is the population of 49128?

About 3,450 people live in 49128, according to the Census Bureau's American Community Survey.

What time zone is 49128 in?

49128 is in Eastern Time.

What is the median household income in 49128?

The median household income in 49128 is $67,398.

What zip codes are near 49128?

The closest zip codes to 49128 are 49115, 49116, 49129, 49119, 49125.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49128, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.