Zip code 12778: Smallwood, New York

Q: What city is zip code 12778?

12778 is assigned to Smallwood, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12778 in?

12778 is in Sullivan County, New York.

Q: What is the population of 12778?

About 707 people live in 12778, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12778?

The median household income in 12778 is $50,959.

Q: What zip codes are near 12778?

The closest zip codes to 12778 are 12762, 12749, 12786, 12720, 12783.

Residential delivery areaSullivan CountyEastern Time

Population

707

Median household income

$51K

U.S. $81K

Median home value

$171K

U.S. $333K

Median rent

$1,371/mo

U.S. $1,413

Median age

44.1

U.S. 38.9

Land area

1.7 sq mi

411 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12778

12778 is a small-town zip code in Smallwood, New York (Sullivan County), covering 1.7 sq mi of land. About 707 people live here, or 411 per square mile. The median resident is 44.1 years old, compared with 38.9 nationally.

The median household earns $50,959 a year, 37% below the national median of $80,734. 18.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $170,700, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 61% of occupied homes are lived in by their owners, and renters pay a median of $1,371 a month.

30% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 41.2 minutes each way, and 20% of workers work from home. The most common jobs among working residents are in office and administrative support; cleaning and personal care; and construction and repair. 39% of households speak a language other than English at home, most often Spanish.

How 12778 compares

Sorted from highest to lowest national percentile

Housing vacancy66.8%
99th
U.S. 10.1% · NY 10%43rd of 1,675 in NY
Average commute41.2 min
98th
WeaknessU.S. 26.4 min · NY 32.6 min161st of 1,618 in NY
Unemployment rate11.8%
97th
WeaknessU.S. 5.2% · NY 6.4%112th of 1,685 in NY
Broadband access97.4%
95th
StrengthU.S. 91% · NY 90.8%186th of 1,673 in NY
Veterans10.5%
91st
U.S. 6.2% · NY 3.7%198th of 1,693 in NY
Residents 65 and older23.3%
88th
U.S. 17.2% · NY 17.9%526th of 1,693 in NY
Residents under 1827.2%
87th
U.S. 22% · NY 20.5%152nd of 1,693 in NY
Income inequality (Gini)0.495
87th
WeaknessU.S. 0.483 · NY 0.517274th of 1,669 in NY
Median age44.1
82nd
U.S. 38.9 · NY 39.8768th of 1,693 in NY
Poverty rate18.7%
81st
WeaknessU.S. 12.5% · NY 14%277th of 1,679 in NY
Foreign-born residents24%
80th
U.S. 14.1% · NY 22.8%228th of 1,693 in NY
Work from home19.8%
77th
U.S. 15.1% · NY 14.9%318th of 1,685 in NY
Self-employed workers9.8%
56th
U.S. 10% · NY 9.7%838th of 1,685 in NY
Median gross rent$1,371
48th
U.S. $1,413 · NY $1,621541st of 1,367 in NY
Bachelor's degree or higher30.2%
46th
U.S. 35.7% · NY 40.2%906th of 1,691 in NY
Rent-burdened renters49.4%
45th
U.S. 51.1% · NY 52.1%781st of 1,579 in NY
Diversity index40.4
37th
U.S. 61.4 · NY 65.5561st of 1,693 in NY
Homeownership rate60.7%
33rd
U.S. 65.2% · NY 54.3%1,348th of 1,673 in NY
Population density411/sq mi
30th
U.S. 95/sq mi · NY 421/sq mi698th of 1,693 in NY
Government workers10.3%
21st
U.S. 14.5% · NY 16.4%1,480th of 1,685 in NY
Per capita income$29,427
17th
WeaknessU.S. $44,673 · NY $50,7121,498th of 1,690 in NY
Median home value$170,700
15th
U.S. $332,700 · NY $423,8001,175th of 1,614 in NY
Median household income$50,959
10th
WeaknessU.S. $80,734 · NY $85,9741,502nd of 1,602 in NY
Median earnings per worker$35,581
10th
WeaknessU.S. $49,666 · NY $55,3211,535th of 1,676 in NY
Population707
1st
U.S. 334,922,499 · NY 19,852,3661,386th of 1,693 in NY
Uninsured rate0%
1st
StrengthU.S. 8.4% · NY 5.1%1,658th of 1,689 in NY
Tech workers0%
1st
U.S. 3.8% · NY 3.5%1,623rd of 1,685 in NY
Healthcare workers0%
1st
U.S. 9.7% · NY 11.8%1,668th of 1,685 in NY

Measure	12778	Sullivan	NY	U.S.	National percentile	Rank in NY
Housing vacancy	66.8%	37.1%	10%	10.1%	99th	43rd of 1,675
Average commuteWeakness	41.2 min	28 min	32.6 min	26.4 min	98th	161st of 1,618
Unemployment rateWeakness	11.8%	5.8%	6.4%	5.2%	97th	112th of 1,685
Broadband accessStrength	97.4%	89.4%	90.8%	91%	95th	186th of 1,673
Veterans	10.5%	5.6%	3.7%	6.2%	91st	198th of 1,693
Residents 65 and older	23.3%	19.3%	17.9%	17.2%	88th	526th of 1,693
Residents under 18	27.2%	21.4%	20.5%	22%	87th	152nd of 1,693
Income inequality (Gini)Weakness	0.495	0.495	0.517	0.483	87th	274th of 1,669
Median age	44.1	41.7	39.8	38.9	82nd	768th of 1,693
Poverty rateWeakness	18.7%	15.9%	14%	12.5%	81st	277th of 1,679
Foreign-born residents	24%	13%	22.8%	14.1%	80th	228th of 1,693
Work from home	19.8%	13.2%	14.9%	15.1%	77th	318th of 1,685
Self-employed workers	9.8%	12.4%	9.7%	10%	56th	838th of 1,685
Median gross rent	$1,371	$1,106	$1,621	$1,413	48th	541st of 1,367
Bachelor's degree or higher	30.2%	30.1%	40.2%	35.7%	46th	906th of 1,691
Rent-burdened renters	49.4%	48.2%	52.1%	51.1%	45th	781st of 1,579
Diversity index	40.4	51.9	65.5	61.4	37th	561st of 1,693
Homeownership rate	60.7%	67.4%	54.3%	65.2%	33rd	1,348th of 1,673
Population density	411/sq mi	82/sq mi	421/sq mi	95/sq mi	30th	698th of 1,693
Government workers	10.3%	18.4%	16.4%	14.5%	21st	1,480th of 1,685
Per capita incomeWeakness	$29,427	$42,334	$50,712	$44,673	17th	1,498th of 1,690
Median home value	$170,700	$249,000	$423,800	$332,700	15th	1,175th of 1,614
Median household incomeWeakness	$50,959	$72,382	$85,974	$80,734	10th	1,502nd of 1,602
Median earnings per workerWeakness	$35,581	$47,194	$55,321	$49,666	10th	1,535th of 1,676
Population	707	79,721	19,852,366	334,922,499	1st	1,386th of 1,693
Uninsured rateStrength	0%	5.5%	5.1%	8.4%	1st	1,658th of 1,689
Tech workers	0%	1.3%	3.5%	3.8%	1st	1,623rd of 1,685
Healthcare workers	0%	12.5%	11.8%	9.7%	1st	1,668th of 1,685

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

27%

5–17

15%

18–24

25–34

10%

35–44

13%

45–54

12%

55–64

17%

65–74

75+

Median age

44.1

Under 18

27.2%

65 and over

23.3%

Race and ethnicity

White74%
Black0%
Hispanic20%
Asian0%
Native American0%
Pacific Islander0%
Other1%
Multiracial4%

Diversity index

40.4

U.S. 61.4

Foreign-born

24%

U.S. 14.1%

Born in state

72%

Language spoken at home (households)

English only

61%

Spanish

24%

Other Indo-European

15%

Asian / Pacific

Other

Households

Households: 305
Average household size: 2.3
Family households: 71.8%
Married couples: 28.2%
Living alone: 28.2%
Veterans (of adults): 10.5%
Male / female: 32% / 68%

Income and poverty

Household income distribution

<$25k

20%

$25–50k

24%

$50–75k

30%

$75–100k

10%

$100–150k

$150–200k

12%

$200k+

Median household income

12778

$50,959

Sullivan Co.

$72,382

New York

$85,974

United States

$80,734

Per capita income

$29,427

U.S. $44,673

Poverty rate

18.7%

U.S. 12.5%

Households earning $150K+

15.4%

U.S. 23%

Income inequality (Gini)

0.495

U.S. 0.483

Housing

Median home value

12778

$170,700

Sullivan Co.

$249,000

New York

$423,800

United States

$332,700

Median gross rent

12778

$1,371

Sullivan Co.

$1,106

New York

$1,621

United States

$1,413

Types of housing

Single-family

95%

2–4 units

5–19 units

20+ units

Mobile home

0.8%

Boat, RV, van

Housing units: 920
Owner-occupied: 60.7%
Vacant: 66.8%
Median year built: 1946
Median rooms: 5.6
Renters paying 30%+ of income: 49.4%
Renters paying 50%+ of income: 49.4%
Home value to income: 3.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

Transit

Walked

Bicycle

Worked from home

20%

Other

Commute time (one way)

<10 min

21%

10–19

20–29

34%

30–44

45–59

60+

38%

Average commute

41.2 min

U.S. 26.4 min

Unemployment

11.8%

U.S. 5.2%

In labor force

43.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

24%

Cleaning and personal care

19%

Construction and repair

19%

Sales

16%

Production

Police and fire

Business and finance

Education

Management

Computer and math

Engineering and science

Legal and social services

Arts, media and sports

Healthcare

Food service

Farming, fishing and forestry

Transportation and moving

Industries

Health care and social assistance

19%

Other services

19%

Restaurants and hotels

16%

Construction

14%

Education

10%

Manufacturing

Public administration

Professional and technical services

Transportation, warehousing and utilities

Retail

Finance, insurance and real estate

Admin, support and management

Wholesale

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$35,581

U.S. $49,666

Self-employed

9.8%

U.S. 10%

Government workers

10.3%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	12778	U.S.
Management, business, science and arts	—	$74,888
Service	—	$26,804
Sales and office	$35,494	$40,476
Construction and maintenance	—	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

14%

High school

45%

Some college

Associate's

Bachelor's

26%

Graduate

High school graduate or higher: 86.1%
Bachelor's degree or higher: 30.2%
Graduate or professional degree: 4.6%
Households with broadband: 97.4%
Cable, fiber or DSL: 83.6%
No internet access: 2.6%
Without health insurance: 0%
Limited-English households: 10.5%

Geography

City (USPS): Smallwood
State: New York
County: Sullivan County
Center point: 41.6617° N, 74.8142° W
Land area: 1.7 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Smallwood (unincorporated)84% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12778

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12762	Mongaup Valley, NY	1.2 mi	394	$87,381	—
12749	Kauneonga Lake, NY	2.5 mi	419	$175,083	$170,800
12786	White Lake, NY	2.7 mi	610	—	$172,800
12720	Bethel, NY	4.6 mi	447	$66,597	$424,100
12783	Swan Lake, NY	5.4 mi	1,060	$67,778	$248,200
12701	Monticello, NY	6 mi	12,197	$57,222	$203,100
12734	Ferndale, NY	6 mi	950	$56,740	$382,800
12742	Harris, NY	6.6 mi	253	$148,160	$328,000
12732	Eldred, NY	8 mi	776	$50,125	$245,600
12751	Kiamesha Lake, NY	8.1 mi	1,407	$53,549	$159,500
12726	Cochecton, NY	8.2 mi	1,168	$77,149	$377,000
12727	Cochecton Center, NY · PO box	8.7 mi	—	—	—

Questions about 12778

What city is zip code 12778?

12778 is assigned to Smallwood, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12778 in?

12778 is in Sullivan County, New York.

What is the population of 12778?

About 707 people live in 12778, according to the Census Bureau's American Community Survey.

What time zone is 12778 in?

12778 is in Eastern Time.

What is the median household income in 12778?

The median household income in 12778 is $50,959.

What zip codes are near 12778?

The closest zip codes to 12778 are 12762, 12749, 12786, 12720, 12783.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12778, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.