Zip code 12734: Ferndale, New York

Q: What city is zip code 12734?

12734 is assigned to Ferndale, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12734 in?

12734 is in Sullivan County, New York.

Q: What is the population of 12734?

About 950 people live in 12734, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12734?

The median household income in 12734 is $56,740.

Q: What zip codes are near 12734?

The closest zip codes to 12734 are 12742, 12783, 12754, 12749, 12762.

Residential delivery areaSullivan CountyEastern Time

Population

950

Median household income

$57K

U.S. $81K

Median home value

$383K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

27.8

U.S. 38.9

Land area

14 sq mi

68 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12734

12734 is a small-town zip code in Ferndale, New York (Sullivan County), covering 14 sq mi of land. About 950 people live here, or 68 per square mile. The median resident is 27.8 years old, compared with 38.9 nationally.

The median household earns $56,740 a year, 30% below the national median of $80,734. 10.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $382,800, or 6.7 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 73% of occupied homes are lived in by their owners.

35% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 45.5 minutes each way, and 43% of workers work from home. The most common jobs among working residents are in management; construction and repair; and office and administrative support. 32% of them are self-employed (U.S.: 10%). 24% of households speak a language other than English at home, most often another Indo-European language such as French, German, Russian or Hindi.

How 12734 compares

Sorted from highest to lowest national percentile

Average commute45.5 min
99th
WeaknessU.S. 26.4 min · NY 32.6 min61st of 1,618 in NY
Work from home42.5%
99th
U.S. 15.1% · NY 14.9%31st of 1,685 in NY
Housing vacancy46.6%
99th
U.S. 10.1% · NY 10%145th of 1,675 in NY
Residents under 1845.5%
99th
U.S. 22% · NY 20.5%9th of 1,693 in NY
Self-employed workers32.4%
99th
U.S. 10% · NY 9.7%40th of 1,685 in NY
Homeownership rate73.3%
62nd
U.S. 65.2% · NY 54.3%1,089th of 1,673 in NY
Foreign-born residents13.1%
60th
U.S. 14.1% · NY 22.8%445th of 1,693 in NY
Median home value$382,800
59th
U.S. $332,700 · NY $423,800536th of 1,614 in NY
Bachelor's degree or higher35.2%
57th
U.S. 35.7% · NY 40.2%739th of 1,691 in NY
Broadband access91.8%
47th
U.S. 91% · NY 90.8%791st of 1,673 in NY
Poverty rate10.1%
45th
U.S. 12.5% · NY 14%797th of 1,679 in NY
Median earnings per worker$43,413
34th
U.S. $49,666 · NY $55,3211,278th of 1,676 in NY
Diversity index28.8
22nd
U.S. 61.4 · NY 65.5788th of 1,693 in NY
Median household income$56,740
16th
WeaknessU.S. $80,734 · NY $85,9741,416th of 1,602 in NY
Residents 65 and older11.7%
16th
U.S. 17.2% · NY 17.9%1,546th of 1,693 in NY
Population density68/sq mi
10th
U.S. 95/sq mi · NY 421/sq mi1,170th of 1,693 in NY
Per capita income$25,716
9th
WeaknessU.S. $44,673 · NY $50,7121,589th of 1,690 in NY
Income inequality (Gini)0.368
6th
StrengthU.S. 0.483 · NY 0.5171,376th of 1,669 in NY
Unemployment rate1.7%
4th
StrengthU.S. 5.2% · NY 6.4%1,380th of 1,685 in NY
Median age27.8
2nd
U.S. 38.9 · NY 39.81,644th of 1,693 in NY
Veterans1.2%
2nd
U.S. 6.2% · NY 3.7%1,567th of 1,693 in NY
Population950
1st
U.S. 334,922,499 · NY 19,852,3661,312th of 1,693 in NY
Uninsured rate0%
1st
StrengthU.S. 8.4% · NY 5.1%1,648th of 1,689 in NY
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · NY 52.1%1,555th of 1,579 in NY
Tech workers0%
1st
U.S. 3.8% · NY 3.5%1,604th of 1,685 in NY
Healthcare workers2.1%
1st
U.S. 9.7% · NY 11.8%1,580th of 1,685 in NY
Government workers2.7%
1st
U.S. 14.5% · NY 16.4%1,634th of 1,685 in NY

Measure	12734	Sullivan	NY	U.S.	National percentile	Rank in NY
Average commuteWeakness	45.5 min	28 min	32.6 min	26.4 min	99th	61st of 1,618
Work from home	42.5%	13.2%	14.9%	15.1%	99th	31st of 1,685
Housing vacancy	46.6%	37.1%	10%	10.1%	99th	145th of 1,675
Residents under 18	45.5%	21.4%	20.5%	22%	99th	9th of 1,693
Self-employed workers	32.4%	12.4%	9.7%	10%	99th	40th of 1,685
Homeownership rate	73.3%	67.4%	54.3%	65.2%	62nd	1,089th of 1,673
Foreign-born residents	13.1%	13%	22.8%	14.1%	60th	445th of 1,693
Median home value	$382,800	$249,000	$423,800	$332,700	59th	536th of 1,614
Bachelor's degree or higher	35.2%	30.1%	40.2%	35.7%	57th	739th of 1,691
Broadband access	91.8%	89.4%	90.8%	91%	47th	791st of 1,673
Poverty rate	10.1%	15.9%	14%	12.5%	45th	797th of 1,679
Median earnings per worker	$43,413	$47,194	$55,321	$49,666	34th	1,278th of 1,676
Diversity index	28.8	51.9	65.5	61.4	22nd	788th of 1,693
Median household incomeWeakness	$56,740	$72,382	$85,974	$80,734	16th	1,416th of 1,602
Residents 65 and older	11.7%	19.3%	17.9%	17.2%	16th	1,546th of 1,693
Population density	68/sq mi	82/sq mi	421/sq mi	95/sq mi	10th	1,170th of 1,693
Per capita incomeWeakness	$25,716	$42,334	$50,712	$44,673	9th	1,589th of 1,690
Income inequality (Gini)Strength	0.368	0.495	0.517	0.483	6th	1,376th of 1,669
Unemployment rateStrength	1.7%	5.8%	6.4%	5.2%	4th	1,380th of 1,685
Median age	27.8	41.7	39.8	38.9	2nd	1,644th of 1,693
Veterans	1.2%	5.6%	3.7%	6.2%	2nd	1,567th of 1,693
Population	950	79,721	19,852,366	334,922,499	1st	1,312th of 1,693
Uninsured rateStrength	0%	5.5%	5.1%	8.4%	1st	1,648th of 1,689
Rent-burdened rentersStrength	0%	48.2%	52.1%	51.1%	1st	1,555th of 1,579
Tech workers	0%	1.3%	3.5%	3.8%	1st	1,604th of 1,685
Healthcare workers	2.1%	12.5%	11.8%	9.7%	1st	1,580th of 1,685
Government workers	2.7%	18.4%	16.4%	14.5%	1st	1,634th of 1,685

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

30%

Under 5

15%

5–17

18–24

26%

25–34

35–44

45–54

55–64

65–74

75+

Median age

27.8

Under 18

45.5%

65 and over

11.7%

Race and ethnicity

White84%
Black5%
Hispanic5%
Asian1%
Native American0%
Pacific Islander0%
Other2%
Multiracial2%

Diversity index

28.8

U.S. 61.4

Foreign-born

13.1%

U.S. 14.1%

Born in state

73.1%

Language spoken at home (households)

English only

77%

Spanish

10%

Other Indo-European

13%

Asian / Pacific

Other

Households

Households: 341
Average household size: 2.7
Family households: 37.2%
Married couples: 37.2%
Living alone: 42.8%
Veterans (of adults): 1.2%
Male / female: 44% / 56%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

17%

$50–75k

22%

$75–100k

$100–150k

26%

$150–200k

$200k+

Median household income

12734

$56,740

Sullivan Co.

$72,382

New York

$85,974

United States

$80,734

Per capita income

$25,716

U.S. $44,673

Poverty rate

10.1%

U.S. 12.5%

Households earning $150K+

9.4%

U.S. 23%

Income inequality (Gini)

0.368

U.S. 0.483

Housing

Median home value

12734

$382,800

Sullivan Co.

$249,000

New York

$423,800

United States

$332,700

Median gross rent

12734

—

Sullivan Co.

$1,106

New York

$1,621

United States

$1,413

Types of housing

Single-family

78%

2–4 units

12%

5–19 units

20+ units

Mobile home

10%

Boat, RV, van

Housing units: 639
Owner-occupied: 73.3%
Vacant: 46.6%
Median year built: 1955
Median rooms: 5
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: 6.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

43%

Carpooled

15%

Transit

Walked

Bicycle

Worked from home

42%

Other

Commute time (one way)

<10 min

13%

10–19

10%

20–29

30–44

30%

45–59

60+

33%

Average commute

45.5 min

U.S. 26.4 min

Unemployment

1.7%

U.S. 5.2%

In labor force

66.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

37%

Construction and repair

26%

Office and admin

10%

Transportation and moving

Food service

Arts, media and sports

Legal and social services

Production

Cleaning and personal care

Healthcare

Business and finance

Computer and math

Engineering and science

Education

Police and fire

Sales

Farming, fishing and forestry

Industries

Other services

26%

Professional and technical services

24%

Health care and social assistance

18%

Restaurants and hotels

Manufacturing

Agriculture and mining

Construction

Transportation, warehousing and utilities

Admin, support and management

Education

Retail

Finance, insurance and real estate

Public administration

Wholesale

Information

Arts and recreation

Median earnings per worker

$43,413

U.S. $49,666

Self-employed

32.4%

U.S. 10%

Government workers

2.7%

U.S. 14.5%

Nonprofit workers

5.9%

U.S. 8.8%

Median earnings by type of work

Type of work	12734	U.S.
Management, business, science and arts	$80,438	$74,888
Service	$14,226	$26,804
Sales and office	—	$40,476
Construction and maintenance	—	$49,199
Production and transportation	$28,846	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

38%

Some college

15%

Associate's

Bachelor's

16%

Graduate

19%

High school graduate or higher: 90.4%
Bachelor's degree or higher: 35.2%
Graduate or professional degree: 18.8%
Households with broadband: 91.8%
Cable, fiber or DSL: 86.5%
No internet access: 6.5%
Without health insurance: 0%
Limited-English households: 13.2%

Geography

City (USPS): Ferndale
State: New York
County: Sullivan County
Center point: 41.7346° N, 74.7505° W
Land area: 14 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 12734

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12742	Harris, NY	1.9 mi	253	$148,160	$328,000
12783	Swan Lake, NY	4.3 mi	1,060	$67,778	$248,200
12754	Liberty, NY	4.5 mi	8,296	$67,624	$223,500
12749	Kauneonga Lake, NY	5 mi	419	$175,083	$170,800
12762	Mongaup Valley, NY	5.5 mi	394	$87,381	—
12751	Kiamesha Lake, NY	5.6 mi	1,407	$53,549	$159,500
12747	Hurleyville, NY	5.7 mi	2,234	$71,563	$336,900
12759	Loch Sheldrake, NY	5.9 mi	1,619	$41,506	—
12778	Smallwood, NY	6 mi	707	$50,959	$170,700
12701	Monticello, NY	6.4 mi	12,197	$57,222	$203,100
12787	White Sulphur Springs, NY	6.4 mi	192	$43,102	$456,900
12733	Fallsburg, NY	7 mi	1,865	$56,056	—

Questions about 12734

What city is zip code 12734?

12734 is assigned to Ferndale, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12734 in?

12734 is in Sullivan County, New York.

What is the population of 12734?

About 950 people live in 12734, according to the Census Bureau's American Community Survey.

What time zone is 12734 in?

12734 is in Eastern Time.

What is the median household income in 12734?

The median household income in 12734 is $56,740.

What zip codes are near 12734?

The closest zip codes to 12734 are 12742, 12783, 12754, 12749, 12762.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12734, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.