Zip code 12565: Philmont, New York

Q: What city is zip code 12565?

12565 is assigned to Philmont, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12565 in?

12565 is in Columbia County, New York.

Q: What is the population of 12565?

About 1,439 people live in 12565, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12565?

The median household income in 12565 is $56,563.

Q: What zip codes are near 12565?

The closest zip codes to 12565 are 12544, 12530, 12075, 12513, 12521.

Residential delivery areaColumbia CountyEastern Time

Population

1,439

Median household income

$57K

U.S. $81K

Median home value

$225K

U.S. $333K

Median rent

$1,193/mo

U.S. $1,413

Median age

37.3

U.S. 38.9

Land area

1.4 sq mi

1,016 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12565

12565 is a suburban zip code in Philmont, New York (Columbia County), covering 1.4 sq mi of land. About 1,439 people live here, or 1,016 per square mile. The median resident is 37.3 years old, compared with 38.9 nationally.

The median household earns $56,563 a year, 30% below the national median of $80,734. 21.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $225,000, or 4.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 61% of occupied homes are lived in by their owners, and renters pay a median of $1,193 a month.

20% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.4 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in healthcare; transportation and moving goods; and construction and repair.

How 12565 compares

Sorted from highest to lowest national percentile

Healthcare workers19.3%
99th
U.S. 9.7% · NY 11.8%88th of 1,685 in NY
Rent-burdened renters73.1%
98th
WeaknessU.S. 51.1% · NY 52.1%159th of 1,579 in NY
Housing vacancy24.2%
96th
U.S. 10.1% · NY 10%401st of 1,675 in NY
Income inequality (Gini)0.530
95th
WeaknessU.S. 0.483 · NY 0.517134th of 1,669 in NY
Uninsured rate14.8%
88th
WeaknessU.S. 8.4% · NY 5.1%60th of 1,689 in NY
Poverty rate21.6%
87th
WeaknessU.S. 12.5% · NY 14%195th of 1,679 in NY
Unemployment rate7.1%
80th
WeaknessU.S. 5.2% · NY 6.4%380th of 1,685 in NY
Self-employed workers10.1%
60th
U.S. 10% · NY 9.7%791st of 1,685 in NY
Foreign-born residents11.6%
56th
U.S. 14.1% · NY 22.8%492nd of 1,693 in NY
Residents 65 and older17%
53rd
U.S. 17.2% · NY 17.9%1,156th of 1,693 in NY
Population density1,016/sq mi
44th
U.S. 95/sq mi · NY 421/sq mi558th of 1,693 in NY
Tech workers2.4%
41st
U.S. 3.8% · NY 3.5%705th of 1,685 in NY
Per capita income$36,895
40th
U.S. $44,673 · NY $50,7121,111th of 1,690 in NY
Median age37.3
37th
U.S. 38.9 · NY 39.81,389th of 1,693 in NY
Veterans4.9%
37th
U.S. 6.2% · NY 3.7%937th of 1,693 in NY
Median gross rent$1,193
36th
U.S. $1,413 · NY $1,621653rd of 1,367 in NY
Diversity index39.1
35th
U.S. 61.4 · NY 65.5580th of 1,693 in NY
Homeownership rate61.1%
34th
U.S. 65.2% · NY 54.3%1,344th of 1,673 in NY
Median earnings per worker$42,500
31st
U.S. $49,666 · NY $55,3211,322nd of 1,676 in NY
Residents under 1819.5%
28th
U.S. 22% · NY 20.5%860th of 1,693 in NY
Median home value$225,000
27th
U.S. $332,700 · NY $423,800903rd of 1,614 in NY
Bachelor's degree or higher20.3%
21st
U.S. 35.7% · NY 40.2%1,304th of 1,691 in NY
Average commute21.4 min
20th
StrengthU.S. 26.4 min · NY 32.6 min1,277th of 1,618 in NY
Work from home7.4%
19th
U.S. 15.1% · NY 14.9%1,239th of 1,685 in NY
Median household income$56,563
16th
WeaknessU.S. $80,734 · NY $85,9741,419th of 1,602 in NY
Broadband access85.8%
14th
WeaknessU.S. 91% · NY 90.8%1,332nd of 1,673 in NY
Government workers8.8%
11th
U.S. 14.5% · NY 16.4%1,526th of 1,685 in NY
Population1,439
2nd
U.S. 334,922,499 · NY 19,852,3661,174th of 1,693 in NY

Measure	12565	Columbia	NY	U.S.	National percentile	Rank in NY
Healthcare workers	19.3%	9.9%	11.8%	9.7%	99th	88th of 1,685
Rent-burdened rentersWeakness	73.1%	57.3%	52.1%	51.1%	98th	159th of 1,579
Housing vacancy	24.2%	20.3%	10%	10.1%	96th	401st of 1,675
Income inequality (Gini)Weakness	0.530	0.510	0.517	0.483	95th	134th of 1,669
Uninsured rateWeakness	14.8%	3.4%	5.1%	8.4%	88th	60th of 1,689
Poverty rateWeakness	21.6%	12.1%	14%	12.5%	87th	195th of 1,679
Unemployment rateWeakness	7.1%	5.4%	6.4%	5.2%	80th	380th of 1,685
Self-employed workers	10.1%	16.6%	9.7%	10%	60th	791st of 1,685
Foreign-born residents	11.6%	7.4%	22.8%	14.1%	56th	492nd of 1,693
Residents 65 and older	17%	26.2%	17.9%	17.2%	53rd	1,156th of 1,693
Population density	1,016/sq mi	96/sq mi	421/sq mi	95/sq mi	44th	558th of 1,693
Tech workers	2.4%	2%	3.5%	3.8%	41st	705th of 1,685
Per capita income	$36,895	$54,996	$50,712	$44,673	40th	1,111th of 1,690
Median age	37.3	49.8	39.8	38.9	37th	1,389th of 1,693
Veterans	4.9%	6.2%	3.7%	6.2%	37th	937th of 1,693
Median gross rent	$1,193	$1,260	$1,621	$1,413	36th	653rd of 1,367
Diversity index	39.1	31.3	65.5	61.4	35th	580th of 1,693
Homeownership rate	61.1%	76.3%	54.3%	65.2%	34th	1,344th of 1,673
Median earnings per worker	$42,500	$53,077	$55,321	$49,666	31st	1,322nd of 1,676
Residents under 18	19.5%	15.9%	20.5%	22%	28th	860th of 1,693
Median home value	$225,000	$347,100	$423,800	$332,700	27th	903rd of 1,614
Bachelor's degree or higher	20.3%	39.4%	40.2%	35.7%	21st	1,304th of 1,691
Average commuteStrength	21.4 min	25.7 min	32.6 min	26.4 min	20th	1,277th of 1,618
Work from home	7.4%	17.4%	14.9%	15.1%	19th	1,239th of 1,685
Median household incomeWeakness	$56,563	$81,528	$85,974	$80,734	16th	1,419th of 1,602
Broadband accessWeakness	85.8%	89.7%	90.8%	91%	14th	1,332nd of 1,673
Government workers	8.8%	17.3%	16.4%	14.5%	11th	1,526th of 1,685
Population	1,439	61,100	19,852,366	334,922,499	2nd	1,174th of 1,693

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

10%

5–17

18–24

21%

25–34

10%

35–44

12%

45–54

13%

55–64

10%

65–74

75+

Median age

37.3

Under 18

19.5%

65 and over

17%

Race and ethnicity

White76%
Black17%
Hispanic6%
Asian0.4%
Native American0%
Pacific Islander0%
Other0%
Multiracial1%

Diversity index

39.1

U.S. 61.4

Foreign-born

11.6%

U.S. 14.1%

Born in state

61.5%

Language spoken at home (households)

English only

88%

Spanish

Other Indo-European

Asian / Pacific

Other

12%

Households

Households: 579
Average household size: 2.3
Family households: 58.4%
Married couples: 42.3%
Living alone: 34.2%
Veterans (of adults): 4.9%
Male / female: 60% / 40%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

25%

$50–75k

28%

$75–100k

$100–150k

15%

$150–200k

$200k+

Median household income

12565

$56,563

Columbia Co.

$81,528

New York

$85,974

United States

$80,734

Per capita income

$36,895

U.S. $44,673

Poverty rate

21.6%

U.S. 12.5%

Households earning $150K+

7.4%

U.S. 23%

Income inequality (Gini)

0.530

U.S. 0.483

Housing

Median home value

12565

$225,000

Columbia Co.

$347,100

New York

$423,800

United States

$332,700

Median gross rent

12565

$1,193

Columbia Co.

$1,260

New York

$1,621

United States

$1,413

Types of housing

Single-family

52%

2–4 units

39%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 764
Owner-occupied: 61.1%
Vacant: 24.2%
Median year built: 1939 or earlier
Median rooms: 5.6
Renters paying 30%+ of income: 73.1%
Renters paying 50%+ of income: 12%
Home value to income: 4.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

83%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

16%

10–19

30%

20–29

35%

30–44

45–59

60+

Average commute

21.4 min

U.S. 26.4 min

Unemployment

7.1%

U.S. 5.2%

In labor force

53.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

19%

Transportation and moving

17%

Construction and repair

16%

Education

Sales

Production

Cleaning and personal care

Business and finance

Arts, media and sports

Food service

Office and admin

Legal and social services

Police and fire

Computer and math

Management

Farming, fishing and forestry

Engineering and science

Industries

Health care and social assistance

24%

Transportation, warehousing and utilities

15%

Other services

14%

Retail

14%

Construction

10%

Education

Manufacturing

Restaurants and hotels

Arts and recreation

Public administration

Agriculture and mining

Admin, support and management

Information

0.8%

Finance, insurance and real estate

0.5%

Professional and technical services

Wholesale

Median earnings per worker

$42,500

U.S. $49,666

Self-employed

10.1%

U.S. 10%

Government workers

8.8%

U.S. 14.5%

Nonprofit workers

16.9%

U.S. 8.8%

Median earnings by type of work

Type of work	12565	U.S.
Management, business, science and arts	$61,685	$74,888
Service	$21,406	$26,804
Sales and office	$41,680	$40,476
Construction and maintenance	$60,278	$49,199
Production and transportation	$34,651	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

50%

Some college

17%

Associate's

Bachelor's

12%

Graduate

High school graduate or higher: 90.5%
Bachelor's degree or higher: 20.3%
Graduate or professional degree: 8.4%
Households with broadband: 85.8%
Cable, fiber or DSL: 74.1%
No internet access: 5.5%
Without health insurance: 14.8%
Limited-English households: 0%

Geography

City (USPS): Philmont
State: New York
County: Columbia County
Center point: 42.2490° N, 73.6469° W
Land area: 1.4 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Philmont86% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12565

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12544	Mellenville, NY	1.4 mi	127	—	—
12530	Hollowville, NY	3.5 mi	270	—	—
12075	Ghent, NY	3.9 mi	3,248	$98,047	$422,900
12513	Claverack, NY	4.3 mi	228	$60,951	$438,000
12521	Craryville, NY	5.4 mi	2,056	$75,652	$338,700
12172	Stottville, NY	5.5 mi	176	$86,587	—
12534	Hudson, NY	5.7 mi	17,176	$72,741	$316,700
12529	Hillsdale, NY	6.4 mi	2,410	$70,750	$384,600
12050	Columbiaville, NY · PO box	7 mi	—	—	—
12037	Chatham, NY	7.5 mi	3,926	$89,844	$343,900
12174	Stuyvesant Falls, NY	8.3 mi	427	$51,131	—
12165	Spencertown, NY	8.5 mi	220	$65,368	$417,500

Zip codes like 12565 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12565

What city is zip code 12565?

12565 is assigned to Philmont, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12565 in?

12565 is in Columbia County, New York.

What is the population of 12565?

About 1,439 people live in 12565, according to the Census Bureau's American Community Survey.

What time zone is 12565 in?

12565 is in Eastern Time.

What is the median household income in 12565?

The median household income in 12565 is $56,563.

What zip codes are near 12565?

The closest zip codes to 12565 are 12544, 12530, 12075, 12513, 12521.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12565, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.