Zip code 12037: Chatham, New York
Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.
About 12037
12037 is a small-town zip code in Chatham, New York (Columbia County), covering 36 sq mi of land. About 3,926 people live here, or 109 per square mile. The median resident is 50.1 years old, compared with 38.9 nationally.
The median household earns $89,844 a year, close to the national median of $80,734. 16.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $343,900, or 3.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 72% of occupied homes are lived in by their owners, and renters pay a median of $1,067 a month.
52% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.5 minutes each way, and 19% of workers work from home. The most common jobs among working residents are in management, sales and education. 23% of them are self-employed (U.S.: 10%).
How 12037 compares
- 99thU.S. 10% · NY 9.7%130th of 1,685 in NY
- Median age50.195thU.S. 38.9 · NY 39.8351st of 1,693 in NY
- 92ndU.S. 17.2% · NY 17.9%371st of 1,693 in NY
- Housing vacancy13.6%84thU.S. 10.1% · NY 10%688th of 1,675 in NY
- 83rdWeaknessU.S. 0.483 · NY 0.517332nd of 1,669 in NY
- Government workers19.2%82ndU.S. 14.5% · NY 16.4%747th of 1,685 in NY
- 81stStrengthU.S. 35.7% · NY 40.2%317th of 1,691 in NY
- Per capita income$52,99477thU.S. $44,673 · NY $50,712469th of 1,690 in NY
- Poverty rate16.8%76thU.S. 12.5% · NY 14%352nd of 1,679 in NY
- Work from home18.7%74thU.S. 15.1% · NY 14.9%350th of 1,685 in NY
- Median household income$89,84462ndU.S. $80,734 · NY $85,974653rd of 1,602 in NY
- Homeownership rate72.2%59thU.S. 65.2% · NY 54.3%1,119th of 1,673 in NY
- Median earnings per worker$51,09759thU.S. $49,666 · NY $55,321839th of 1,676 in NY
- Median home value$343,90052ndU.S. $332,700 · NY $423,800610th of 1,614 in NY
- Veterans5.4%44thU.S. 6.2% · NY 3.7%845th of 1,693 in NY
- 44thU.S. 14.1% · NY 22.8%632nd of 1,693 in NY
- Average commute24.5 min40thU.S. 26.4 min · NY 32.6 min1,045th of 1,618 in NY
- 36thU.S. 9.7% · NY 11.8%1,065th of 1,685 in NY
- 35thU.S. 51.1% · NY 52.1%874th of 1,579 in NY
- Tech workers1.9%31stU.S. 3.8% · NY 3.5%855th of 1,685 in NY
- Median gross rent$1,06726thU.S. $1,413 · NY $1,621798th of 1,367 in NY
- Diversity index30.324thU.S. 61.4 · NY 65.5750th of 1,693 in NY
- Broadband access87.5%21stU.S. 91% · NY 90.8%1,198th of 1,673 in NY
- Population density109/sq mi14thU.S. 95/sq mi · NY 421/sq mi1,004th of 1,693 in NY
- Uninsured rate3.2%14thStrengthU.S. 8.4% · NY 5.1%906th of 1,689 in NY
- Residents under 1815.3%9thU.S. 22% · NY 20.5%1,297th of 1,693 in NY
- Population3,9266thU.S. 334,922,499 · NY 19,852,366806th of 1,693 in NY
- 5thStrengthU.S. 5.2% · NY 6.4%1,344th of 1,685 in NY
| Measure | 12037 | Columbia | NY | U.S. | National percentile | Rank in NY |
|---|---|---|---|---|---|---|
| Self-employed workers | 22.8% | 16.6% | 9.7% | 10% | 130th of 1,685 | |
| Median age | 50.1 | 49.8 | 39.8 | 38.9 | 351st of 1,693 | |
| Residents 65 and older | 25.4% | 26.2% | 17.9% | 17.2% | 371st of 1,693 | |
| Housing vacancy | 13.6% | 20.3% | 10% | 10.1% | 688th of 1,675 | |
| Income inequality (Gini)Weakness | 0.483 | 0.510 | 0.517 | 0.483 | 332nd of 1,669 | |
| Government workers | 19.2% | 17.3% | 16.4% | 14.5% | 747th of 1,685 | |
| Bachelor's degree or higherStrength | 51.7% | 39.4% | 40.2% | 35.7% | 317th of 1,691 | |
| Per capita income | $52,994 | $54,996 | $50,712 | $44,673 | 469th of 1,690 | |
| Poverty rate | 16.8% | 12.1% | 14% | 12.5% | 352nd of 1,679 | |
| Work from home | 18.7% | 17.4% | 14.9% | 15.1% | 350th of 1,685 | |
| Median household income | $89,844 | $81,528 | $85,974 | $80,734 | 653rd of 1,602 | |
| Homeownership rate | 72.2% | 76.3% | 54.3% | 65.2% | 1,119th of 1,673 | |
| Median earnings per worker | $51,097 | $53,077 | $55,321 | $49,666 | 839th of 1,676 | |
| Median home value | $343,900 | $347,100 | $423,800 | $332,700 | 610th of 1,614 | |
| Veterans | 5.4% | 6.2% | 3.7% | 6.2% | 845th of 1,693 | |
| Foreign-born residents | 8.3% | 7.4% | 22.8% | 14.1% | 632nd of 1,693 | |
| Average commute | 24.5 min | 25.7 min | 32.6 min | 26.4 min | 1,045th of 1,618 | |
| Healthcare workers | 8.6% | 9.9% | 11.8% | 9.7% | 1,065th of 1,685 | |
| Rent-burdened renters | 46.7% | 57.3% | 52.1% | 51.1% | 874th of 1,579 | |
| Tech workers | 1.9% | 2% | 3.5% | 3.8% | 855th of 1,685 | |
| Median gross rent | $1,067 | $1,260 | $1,621 | $1,413 | 798th of 1,367 | |
| Diversity index | 30.3 | 31.3 | 65.5 | 61.4 | 750th of 1,693 | |
| Broadband access | 87.5% | 89.7% | 90.8% | 91% | 1,198th of 1,673 | |
| Population density | 109/sq mi | 96/sq mi | 421/sq mi | 95/sq mi | 1,004th of 1,693 | |
| Uninsured rateStrength | 3.2% | 3.4% | 5.1% | 8.4% | 906th of 1,689 | |
| Residents under 18 | 15.3% | 15.9% | 20.5% | 22% | 1,297th of 1,693 | |
| Population | 3,926 | 61,100 | 19,852,366 | 334,922,499 | 806th of 1,693 | |
| Unemployment rateStrength | 1.9% | 5.4% | 6.4% | 5.2% | 1,344th of 1,685 |
The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.
People
Age
Race and ethnicity
- White83%
- Black0.5%
- Hispanic4%
- Asian1.0%
- Native American0%
- Pacific Islander0%
- Other2%
- Multiracial10%
Language spoken at home (households)
Households
- Households
- 1,839
- Average household size
- 2.1
- Family households
- 60.3%
- Married couples
- 43.5%
- Living alone
- 31.8%
- Veterans (of adults)
- 5.4%
- Male / female
- 48% / 52%
Income and poverty
Household income distribution
Median household income
Housing
Median home value
Median gross rent
Types of housing
- Housing units
- 2,129
- Owner-occupied
- 72.2%
- Vacant
- 13.6%
- Median year built
- 1950
- Median rooms
- 6.2
- Renters paying 30%+ of income
- 46.7%
- Renters paying 50%+ of income
- 24.8%
- Home value to income
- 3.8× (U.S. 4.1×)
Work and commute
How people get to work
Commute time (one way)
Jobs and careers
Occupations
Industries
Median earnings by type of work
| Type of work | 12037 | U.S. |
|---|---|---|
| Management, business, science and arts | $62,474 | $74,888 |
| Service | $18,500 | $26,804 |
| Sales and office | $45,938 | $40,476 |
| Construction and maintenance | $39,150 | $49,199 |
| Production and transportation | $39,583 | $39,989 |
Education, internet and health coverage
Highest education (adults 25+)
- High school graduate or higher
- 95.7%
- Bachelor's degree or higher
- 51.7%
- Graduate or professional degree
- 32.2%
- Households with broadband
- 87.5%
- Cable, fiber or DSL
- 72.2%
- No internet access
- 11.2%
- Without health insurance
- 3.2%
- Limited-English households
- 0%
Geography
- City (USPS)
- Chatham
- State
- New York
- County
- Columbia County
- Center point
- 42.3388° N, 73.5658° W
- Land area
- 36 sq mi
- Water area
- 0.2 sq mi
- Time zone
- Eastern Time (UTC-5, UTC-4 in summer)
- Zip type
- Residential delivery area
Cities and towns within this zip
- Chatham3% of zip
Census places overlapping the zip's area. Mail may use a different city name than the municipality.
Zip codes near 12037
| Zip | City | Distance | IncomeMedian income |
|---|---|---|---|
| 12165 | Spencertown, NY | 3.4 mi | $65,368 |
| 12075 | Ghent, NY | 4.5 mi | $98,047 |
| 12136 | Old Chatham, NY | 5.6 mi | $148,750 |
| 12017 | Austerlitz, NY | 5.7 mi | — |
| 12060 | East Chatham, NY | 5.8 mi | $101,548 |
| 12184 | Valatie, NY | 7.2 mi | $98,622 |
| 12544 | Mellenville, NY | 7.5 mi | — |
| 12565 | Philmont, NY | 7.5 mi | $56,563 |
| 12106 | Kinderhook, NY | 8.3 mi | $75,714 |
| 12174 | Stuyvesant Falls, NY | 8.3 mi | $51,131 |
| 12130 | Niverville, NY | 8.5 mi | $104,286 |
| 12029 | Canaan, NY | 8.9 mi | $103,542 |
Zip codes like 12037 elsewhere
Questions about 12037
What city is zip code 12037?
12037 is assigned to Chatham, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.
What county is 12037 in?
12037 is in Columbia County, New York.
What is the population of 12037?
About 3,926 people live in 12037, according to the Census Bureau's American Community Survey.
What time zone is 12037 in?
12037 is in Eastern Time.
What is the median household income in 12037?
The median household income in 12037 is $89,844.
What zip codes are near 12037?
The closest zip codes to 12037 are 12165, 12075, 12136, 12017, 12060.
Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12037, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.