ZipCodeLook
12037

Zip code 12037: Chatham, New York

Residential delivery areaColumbia CountyEastern Time
Population
3,926
Median household income
$90K
U.S. $81K
Median home value
$344K
U.S. $333K
Median rent
$1,067/mo
U.S. $1,413
Median age
50.1
U.S. 38.9
Land area
36 sq mi
109 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12037

12037 is a small-town zip code in Chatham, New York (Columbia County), covering 36 sq mi of land. About 3,926 people live here, or 109 per square mile. The median resident is 50.1 years old, compared with 38.9 nationally.

The median household earns $89,844 a year, close to the national median of $80,734. 16.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $343,900, or 3.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 72% of occupied homes are lived in by their owners, and renters pay a median of $1,067 a month.

52% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.5 minutes each way, and 19% of workers work from home. The most common jobs among working residents are in management, sales and education. 23% of them are self-employed (U.S.: 10%).

How 12037 compares

Sorted from highest to lowest national percentile

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Median age
50.1
Under 18
15.3%
65 and over
25.4%

Race and ethnicity

  • White83%
  • Black0.5%
  • Hispanic4%
  • Asian1.0%
  • Native American0%
  • Pacific Islander0%
  • Other2%
  • Multiracial10%
Diversity index
30.3
U.S. 61.4
Foreign-born
8.3%
U.S. 14.1%
Born in state
60.6%

Language spoken at home (households)

English only
85%
Spanish
3%
Other Indo-European
10%
Asian / Pacific
0.3%
Other
1%

Households

Households
1,839
Average household size
2.1
Family households
60.3%
Married couples
43.5%
Living alone
31.8%
Veterans (of adults)
5.4%
Male / female
48% / 52%

Income and poverty

Household income distribution

<$25k
19%
$25–50k
13%
$50–75k
13%
$75–100k
10%
$100–150k
23%
$150–200k
8%
$200k+
14%

Median household income

12037
$89,844
Columbia Co.
$81,528
New York
$85,974
United States
$80,734
Per capita income
$52,994
U.S. $44,673
Poverty rate
16.8%
U.S. 12.5%
Households earning $150K+
22.5%
U.S. 23%
Income inequality (Gini)
0.483
U.S. 0.483

Housing

Median home value

12037
$343,900
Columbia Co.
$347,100
New York
$423,800
United States
$332,700

Median gross rent

12037
$1,067
Columbia Co.
$1,260
New York
$1,621
United States
$1,413

Types of housing

Single-family
65%
2–4 units
16%
5–19 units
3%
20+ units
6%
Mobile home
11%
Boat, RV, van
0%
Housing units
2,129
Owner-occupied
72.2%
Vacant
13.6%
Median year built
1950
Median rooms
6.2
Renters paying 30%+ of income
46.7%
Renters paying 50%+ of income
24.8%
Home value to income
3.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone
69%
Carpooled
6%
Transit
2%
Walked
2%
Bicycle
2%
Worked from home
19%
Other
1%

Commute time (one way)

<10 min
14%
10–19
33%
20–29
23%
30–44
17%
45–59
7%
60+
6%
Average commute
24.5 min
U.S. 26.4 min
Unemployment
1.9%
U.S. 5.2%
In labor force
58.3%
U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management
16%
Sales
10%
Education
9%
Healthcare
9%
Office and admin
9%
Legal and social services
7%
Transportation and moving
7%
Cleaning and personal care
6%
Arts, media and sports
5%
Production
5%
Business and finance
5%
Engineering and science
4%
Food service
3%
Farming, fishing and forestry
3%
Construction and repair
2%
Computer and math
2%
Police and fire
0.2%

Industries

Health care and social assistance
16%
Education
15%
Retail
12%
Professional and technical services
9%
Finance, insurance and real estate
8%
Public administration
6%
Other services
5%
Construction
4%
Transportation, warehousing and utilities
4%
Admin, support and management
4%
Restaurants and hotels
4%
Agriculture and mining
3%
Manufacturing
3%
Wholesale
2%
Information
2%
Arts and recreation
2%
Median earnings per worker
$51,097
U.S. $49,666
Self-employed
22.8%
U.S. 10%
Government workers
19.2%
U.S. 14.5%
Nonprofit workers
11.8%
U.S. 8.8%

Median earnings by type of work

Type of work12037U.S.
Management, business, science and arts$62,474$74,888
Service$18,500$26,804
Sales and office$45,938$40,476
Construction and maintenance$39,150$49,199
Production and transportation$39,583$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma
4%
High school
22%
Some college
13%
Associate's
9%
Bachelor's
19%
Graduate
32%
High school graduate or higher
95.7%
Bachelor's degree or higher
51.7%
Graduate or professional degree
32.2%
Households with broadband
87.5%
Cable, fiber or DSL
72.2%
No internet access
11.2%
Without health insurance
3.2%
Limited-English households
0%

Geography

City (USPS)
Chatham
Center point
42.3388° N, 73.5658° W
Land area
36 sq mi
Water area
0.2 sq mi
Time zone
Eastern Time (UTC-5, UTC-4 in summer)
Zip type
Residential delivery area

Cities and towns within this zip

  • Chatham3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12037

ZipCityDistanceIncome
12165Spencertown3.4 mi$65,368
12075Ghent4.5 mi$98,047
12136Old Chatham5.6 mi$148,750
12017Austerlitz5.7 mi—
12060East Chatham5.8 mi$101,548
12184Valatie7.2 mi$98,622
12544Mellenville7.5 mi—
12565Philmont7.5 mi$56,563
12106Kinderhook8.3 mi$75,714
12174Stuyvesant Falls8.3 mi$51,131
12130Niverville8.5 mi$104,286
12029Canaan8.9 mi$103,542

Zip codes like 12037 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12037

What city is zip code 12037?

12037 is assigned to Chatham, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12037 in?

12037 is in Columbia County, New York.

What is the population of 12037?

About 3,926 people live in 12037, according to the Census Bureau's American Community Survey.

What time zone is 12037 in?

12037 is in Eastern Time.

What is the median household income in 12037?

The median household income in 12037 is $89,844.

What zip codes are near 12037?

The closest zip codes to 12037 are 12165, 12075, 12136, 12017, 12060.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12037, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.