Zip code 12306: Schenectady, New York

Q: What city is zip code 12306?

12306 is assigned to Schenectady, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12306 in?

12306 is mostly in Schenectady County, but it extends into 1 other county.

Q: What is the population of 12306?

About 27,865 people live in 12306, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12306?

The median household income in 12306 is $83,202.

Q: What zip codes are near 12306?

The closest zip codes to 12306 are 12325, 12056, 12305, 12150, 12301.

Residential delivery areaSchenectady CountyEastern Time

Population

27,865

Median household income

$83K

U.S. $81K

Median home value

$223K

U.S. $333K

Median rent

$1,228/mo

U.S. $1,413

Median age

38.9

U.S. 38.9

Land area

44 sq mi

634 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12306

12306 is a suburban zip code in Schenectady, New York (Schenectady County), covering 44 sq mi of land. About 27,865 people live here, or 634 per square mile. The median resident is 38.9 years old, compared with 38.9 nationally.

The median household earns $83,202 a year, close to the national median of $80,734. 8.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $222,500, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 69% of occupied homes are lived in by their owners, and renters pay a median of $1,228 a month.

30% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22.1 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in office and administrative support; management; and healthcare.

How 12306 compares

Sorted from highest to lowest national percentile

Government workers25.1%
95th
U.S. 14.5% · NY 16.4%325th of 1,685 in NY
Median earnings per worker$52,406
62nd
U.S. $49,666 · NY $55,321767th of 1,676 in NY
Veterans6.5%
59th
U.S. 6.2% · NY 3.7%671st of 1,693 in NY
Per capita income$41,975
55th
U.S. $44,673 · NY $50,712861st of 1,690 in NY
Median household income$83,202
54th
U.S. $80,734 · NY $85,974781st of 1,602 in NY
Broadband access92.5%
53rd
U.S. 91% · NY 90.8%706th of 1,673 in NY
Healthcare workers9.7%
53rd
U.S. 9.7% · NY 11.8%901st of 1,685 in NY
Residents 65 and older16.7%
51st
U.S. 17.2% · NY 17.9%1,194th of 1,693 in NY
Homeownership rate68.6%
50th
U.S. 65.2% · NY 54.3%1,211th of 1,673 in NY
Tech workers2.9%
50th
U.S. 3.8% · NY 3.5%579th of 1,685 in NY
Median age38.9
49th
U.S. 38.9 · NY 39.81,289th of 1,693 in NY
Housing vacancy6.5%
49th
U.S. 10.1% · NY 10%1,123rd of 1,675 in NY
Work from home12.2%
47th
U.S. 15.1% · NY 14.9%784th of 1,685 in NY
Bachelor's degree or higher29.8%
46th
U.S. 35.7% · NY 40.2%921st of 1,691 in NY
Population27,865
45th
U.S. 334,922,499 · NY 19,852,366237th of 1,693 in NY
Residents under 1821.5%
44th
U.S. 22% · NY 20.5%599th of 1,693 in NY
Unemployment rate4.5%
43rd
U.S. 5.2% · NY 6.4%850th of 1,685 in NY
Median gross rent$1,228
38th
U.S. $1,413 · NY $1,621625th of 1,367 in NY
Population density634/sq mi
36th
U.S. 95/sq mi · NY 421/sq mi616th of 1,693 in NY
Poverty rate8.6%
36th
U.S. 12.5% · NY 14%938th of 1,679 in NY
Diversity index38.2
33rd
U.S. 61.4 · NY 65.5602nd of 1,693 in NY
Rent-burdened renters46.3%
33rd
U.S. 51.1% · NY 52.1%896th of 1,579 in NY
Median home value$222,500
26th
U.S. $332,700 · NY $423,800912th of 1,614 in NY
Foreign-born residents4.5%
26th
U.S. 14.1% · NY 22.8%896th of 1,693 in NY
Average commute22.1 min
24th
U.S. 26.4 min · NY 32.6 min1,236th of 1,618 in NY
Self-employed workers6.6%
15th
U.S. 10% · NY 9.7%1,315th of 1,685 in NY
Uninsured rate3.2%
14th
StrengthU.S. 8.4% · NY 5.1%921st of 1,689 in NY
Income inequality (Gini)0.385
12th
StrengthU.S. 0.483 · NY 0.5171,236th of 1,669 in NY

Measure	12306	Schenectady	NY	U.S.	National percentile	Rank in NY
Government workers	25.1%	20.9%	16.4%	14.5%	95th	325th of 1,685
Median earnings per worker	$52,406	$54,742	$55,321	$49,666	62nd	767th of 1,676
Veterans	6.5%	5.3%	3.7%	6.2%	59th	671st of 1,693
Per capita income	$41,975	$43,516	$50,712	$44,673	55th	861st of 1,690
Median household income	$83,202	$79,623	$85,974	$80,734	54th	781st of 1,602
Broadband access	92.5%	89.6%	90.8%	91%	53rd	706th of 1,673
Healthcare workers	9.7%	10.3%	11.8%	9.7%	53rd	901st of 1,685
Residents 65 and older	16.7%	17.9%	17.9%	17.2%	51st	1,194th of 1,693
Homeownership rate	68.6%	64%	54.3%	65.2%	50th	1,211th of 1,673
Tech workers	2.9%	4%	3.5%	3.8%	50th	579th of 1,685
Median age	38.9	39.6	39.8	38.9	49th	1,289th of 1,693
Housing vacancy	6.5%	6.1%	10%	10.1%	49th	1,123rd of 1,675
Work from home	12.2%	14.3%	14.9%	15.1%	47th	784th of 1,685
Bachelor's degree or higher	29.8%	36.1%	40.2%	35.7%	46th	921st of 1,691
Population	27,865	160,369	19,852,366	334,922,499	45th	237th of 1,693
Residents under 18	21.5%	21.5%	20.5%	22%	44th	599th of 1,693
Unemployment rate	4.5%	5.8%	6.4%	5.2%	43rd	850th of 1,685
Median gross rent	$1,228	$1,194	$1,621	$1,413	38th	625th of 1,367
Population density	634/sq mi	784/sq mi	421/sq mi	95/sq mi	36th	616th of 1,693
Poverty rate	8.6%	13.3%	14%	12.5%	36th	938th of 1,679
Diversity index	38.2	51.7	65.5	61.4	33rd	602nd of 1,693
Rent-burdened renters	46.3%	53.9%	52.1%	51.1%	33rd	896th of 1,579
Median home value	$222,500	$235,700	$423,800	$332,700	26th	912th of 1,614
Foreign-born residents	4.5%	10%	22.8%	14.1%	26th	896th of 1,693
Average commute	22.1 min	22.8 min	32.6 min	26.4 min	24th	1,236th of 1,618
Self-employed workers	6.6%	6.2%	9.7%	10%	15th	1,315th of 1,685
Uninsured rateStrength	3.2%	3.1%	5.1%	8.4%	14th	921st of 1,689
Income inequality (Gini)Strength	0.385	0.449	0.517	0.483	12th	1,236th of 1,669

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

15%

25–34

13%

35–44

12%

45–54

14%

55–64

11%

65–74

75+

Median age

38.9

Under 18

21.5%

65 and over

16.7%

Race and ethnicity

White78%
Black5%
Hispanic8%
Asian3%
Native American0.0%
Pacific Islander0.1%
Other0.2%
Multiracial6%

Diversity index

38.2

U.S. 61.4

Foreign-born

4.5%

U.S. 14.1%

Born in state

85.2%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

Asian / Pacific

Other

0.4%

Households

Households: 11,895
Average household size: 2.3
Family households: 58.6%
Married couples: 42%
Living alone: 32.3%
Veterans (of adults): 6.5%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

15%

$50–75k

16%

$75–100k

21%

$100–150k

18%

$150–200k

10%

$200k+

Median household income

12306

$83,202

Schenectady Co.

$79,623

New York

$85,974

United States

$80,734

Per capita income

$41,975

U.S. $44,673

Poverty rate

8.6%

U.S. 12.5%

Households earning $150K+

18.3%

U.S. 23%

Income inequality (Gini)

0.385

U.S. 0.483

Housing

Median home value

12306

$222,500

Schenectady Co.

$235,700

New York

$423,800

United States

$332,700

Median gross rent

12306

$1,228

Schenectady Co.

$1,194

New York

$1,621

United States

$1,413

Types of housing

Single-family

68%

2–4 units

16%

5–19 units

20+ units

Mobile home

0.4%

Boat, RV, van

Housing units: 12,727
Owner-occupied: 68.6%
Vacant: 6.5%
Median year built: 1957
Median rooms: 5.7
Renters paying 30%+ of income: 46.3%
Renters paying 50%+ of income: 17.9%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

11%

Transit

0.6%

Walked

0.5%

Bicycle

0.1%

Worked from home

12%

Other

0.7%

Commute time (one way)

<10 min

10%

10–19

32%

20–29

32%

30–44

19%

45–59

60+

Average commute

22.1 min

U.S. 26.4 min

Unemployment

4.5%

U.S. 5.2%

In labor force

66.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

13%

Management

11%

Healthcare

10%

Construction and repair

Sales

Transportation and moving

Cleaning and personal care

Education

Business and finance

Food service

Production

Legal and social services

Computer and math

Police and fire

Engineering and science

Arts, media and sports

0.8%

Farming, fishing and forestry

0.1%

Industries

Health care and social assistance

12%

Retail

12%

Education

12%

Public administration

11%

Finance, insurance and real estate

Manufacturing

Professional and technical services

Other services

Transportation, warehousing and utilities

Restaurants and hotels

Construction

Admin, support and management

Wholesale

Arts and recreation

Information

Agriculture and mining

0.4%

Median earnings per worker

$52,406

U.S. $49,666

Self-employed

6.6%

U.S. 10%

Government workers

25.1%

U.S. 14.5%

Nonprofit workers

9.4%

U.S. 8.8%

Median earnings by type of work

Type of work	12306	U.S.
Management, business, science and arts	$71,474	$74,888
Service	$30,337	$26,804
Sales and office	$48,155	$40,476
Construction and maintenance	$53,658	$49,199
Production and transportation	$43,199	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

29%

Some college

20%

Associate's

16%

Bachelor's

17%

Graduate

13%

High school graduate or higher: 94.7%
Bachelor's degree or higher: 29.8%
Graduate or professional degree: 13.1%
Households with broadband: 92.5%
Cable, fiber or DSL: 81%
No internet access: 3.5%
Without health insurance: 3.2%
Limited-English households: 1.8%

Geography

City (USPS): Schenectady
State: New York
County: Schenectady County
Center point: 42.8054° N, 74.0442° W
Land area: 44 sq mi
Water area: 0.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

12306 spans 2 counties

Schenectady County96% of land
Albany County4% of land

Cities and towns within this zip

Rotterdam (unincorporated)10% of zip
Mariaville Lake (unincorporated)3% of zip
Schenectady2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12306

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12325	Schenectady, NY · PO box	2 mi	—	—	—
12056	Duanesburg, NY	4 mi	1,695	$132,150	$374,500
12305	Schenectady, NY	4.8 mi	7,356	$53,326	$217,500
12150	Rotterdam Junction, NY	5.2 mi	710	$79,776	$231,600
12301	Schenectady, NY · PO box	5.3 mi	—	—	—
12345	Schenectady, NY · PO box	5.3 mi	—	—	—
12307	Schenectady, NY	5.6 mi	7,050	$24,758	$104,600
12137	Pattersonville, NY	5.9 mi	2,077	$83,879	$271,500
12302	Schenectady, NY	5.9 mi	28,031	$98,163	$255,700
12308	Schenectady, NY	6.3 mi	15,511	$63,434	$211,900
12303	Schenectady, NY	7 mi	29,360	$84,375	$238,100
12009	Altamont, NY	7.5 mi	7,934	$120,101	$342,900

Zip codes like 12306 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12306

What city is zip code 12306?

12306 is assigned to Schenectady, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12306 in?

12306 is mostly in Schenectady County, but it extends into 1 other county.

What is the population of 12306?

About 27,865 people live in 12306, according to the Census Bureau's American Community Survey.

What time zone is 12306 in?

12306 is in Eastern Time.

What is the median household income in 12306?

The median household income in 12306 is $83,202.

What zip codes are near 12306?

The closest zip codes to 12306 are 12325, 12056, 12305, 12150, 12301.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12306, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.