Zip code 12302: Schenectady, New York

Q: What city is zip code 12302?

12302 is assigned to Schenectady, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12302 in?

12302 is mostly in Schenectady County, but it extends into 1 other county.

Q: What is the population of 12302?

About 28,031 people live in 12302, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12302?

The median household income in 12302 is $98,163.

Q: What zip codes are near 12302?

The closest zip codes to 12302 are 12150, 12008, 12027, 12325, 12301.

Residential delivery areaSchenectady CountyEastern Time

Population

28,031

Median household income

$98K

U.S. $81K

Median home value

$256K

U.S. $333K

Median rent

$1,247/mo

U.S. $1,413

Median age

43.3

U.S. 38.9

Land area

43 sq mi

646 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12302

12302 is a suburban zip code in Schenectady, New York (Schenectady County), covering 43 sq mi of land. About 28,031 people live here, or 646 per square mile. The median resident is 43.3 years old, compared with 38.9 nationally.

The median household earns $98,163 a year, 22% above the national median of $80,734. 4.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $255,700, or 2.6 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 76% of occupied homes are lived in by their owners, and renters pay a median of $1,247 a month.

42% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.1 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and healthcare.

How 12302 compares

Sorted from highest to lowest national percentile

Government workers21.7%
89th
U.S. 14.5% · NY 16.4%534th of 1,685 in NY
Residents 65 and older22.8%
86th
U.S. 17.2% · NY 17.9%571st of 1,693 in NY
Median age43.3
79th
U.S. 38.9 · NY 39.8857th of 1,693 in NY
Median earnings per worker$61,620
78th
U.S. $49,666 · NY $55,321450th of 1,676 in NY
Median household income$98,163
70th
U.S. $80,734 · NY $85,974526th of 1,602 in NY
Per capita income$49,164
70th
U.S. $44,673 · NY $50,712581st of 1,690 in NY
Bachelor's degree or higher42%
69th
U.S. 35.7% · NY 40.2%530th of 1,691 in NY
Homeownership rate75.8%
69th
U.S. 65.2% · NY 54.3%1,007th of 1,673 in NY
Tech workers3.9%
67th
U.S. 3.8% · NY 3.5%356th of 1,685 in NY
Work from home15.3%
62nd
U.S. 15.1% · NY 14.9%519th of 1,685 in NY
Healthcare workers9.9%
57th
U.S. 9.7% · NY 11.8%868th of 1,685 in NY
Veterans6.2%
55th
U.S. 6.2% · NY 3.7%712th of 1,693 in NY
Unemployment rate4.7%
47th
U.S. 5.2% · NY 6.4%822nd of 1,685 in NY
Population28,031
45th
U.S. 334,922,499 · NY 19,852,366232nd of 1,693 in NY
Residents under 1821%
40th
U.S. 22% · NY 20.5%644th of 1,693 in NY
Median gross rent$1,247
39th
U.S. $1,413 · NY $1,621613th of 1,367 in NY
Average commute24.1 min
37th
U.S. 26.4 min · NY 32.6 min1,075th of 1,618 in NY
Population density646/sq mi
36th
U.S. 95/sq mi · NY 421/sq mi613th of 1,693 in NY
Median home value$255,700
35th
U.S. $332,700 · NY $423,800790th of 1,614 in NY
Broadband access89.9%
33rd
U.S. 91% · NY 90.8%995th of 1,673 in NY
Housing vacancy4.7%
30th
U.S. 10.1% · NY 10%1,309th of 1,675 in NY
Rent-burdened renters45.2%
30th
U.S. 51.1% · NY 52.1%936th of 1,579 in NY
Foreign-born residents3.7%
22nd
U.S. 14.1% · NY 22.8%960th of 1,693 in NY
Income inequality (Gini)0.396
18th
StrengthU.S. 0.483 · NY 0.5171,107th of 1,669 in NY
Diversity index19.1
12th
U.S. 61.4 · NY 65.51,045th of 1,693 in NY
Poverty rate4.7%
10th
StrengthU.S. 12.5% · NY 14%1,356th of 1,679 in NY
Uninsured rate2.5%
9th
StrengthU.S. 8.4% · NY 5.1%1,106th of 1,689 in NY
Self-employed workers5.2%
5th
U.S. 10% · NY 9.7%1,460th of 1,685 in NY

Measure	12302	Schenectady	NY	U.S.	National percentile	Rank in NY
Government workers	21.7%	20.9%	16.4%	14.5%	89th	534th of 1,685
Residents 65 and older	22.8%	17.9%	17.9%	17.2%	86th	571st of 1,693
Median age	43.3	39.6	39.8	38.9	79th	857th of 1,693
Median earnings per worker	$61,620	$54,742	$55,321	$49,666	78th	450th of 1,676
Median household income	$98,163	$79,623	$85,974	$80,734	70th	526th of 1,602
Per capita income	$49,164	$43,516	$50,712	$44,673	70th	581st of 1,690
Bachelor's degree or higher	42%	36.1%	40.2%	35.7%	69th	530th of 1,691
Homeownership rate	75.8%	64%	54.3%	65.2%	69th	1,007th of 1,673
Tech workers	3.9%	4%	3.5%	3.8%	67th	356th of 1,685
Work from home	15.3%	14.3%	14.9%	15.1%	62nd	519th of 1,685
Healthcare workers	9.9%	10.3%	11.8%	9.7%	57th	868th of 1,685
Veterans	6.2%	5.3%	3.7%	6.2%	55th	712th of 1,693
Unemployment rate	4.7%	5.8%	6.4%	5.2%	47th	822nd of 1,685
Population	28,031	160,369	19,852,366	334,922,499	45th	232nd of 1,693
Residents under 18	21%	21.5%	20.5%	22%	40th	644th of 1,693
Median gross rent	$1,247	$1,194	$1,621	$1,413	39th	613th of 1,367
Average commute	24.1 min	22.8 min	32.6 min	26.4 min	37th	1,075th of 1,618
Population density	646/sq mi	784/sq mi	421/sq mi	95/sq mi	36th	613th of 1,693
Median home value	$255,700	$235,700	$423,800	$332,700	35th	790th of 1,614
Broadband access	89.9%	89.6%	90.8%	91%	33rd	995th of 1,673
Housing vacancy	4.7%	6.1%	10%	10.1%	30th	1,309th of 1,675
Rent-burdened renters	45.2%	53.9%	52.1%	51.1%	30th	936th of 1,579
Foreign-born residents	3.7%	10%	22.8%	14.1%	22nd	960th of 1,693
Income inequality (Gini)Strength	0.396	0.449	0.517	0.483	18th	1,107th of 1,669
Diversity index	19.1	51.7	65.5	61.4	12th	1,045th of 1,693
Poverty rateStrength	4.7%	13.3%	14%	12.5%	10th	1,356th of 1,679
Uninsured rateStrength	2.5%	3.1%	5.1%	8.4%	9th	1,106th of 1,689
Self-employed workers	5.2%	6.2%	9.7%	10%	5th	1,460th of 1,685

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

11%

25–34

12%

35–44

12%

45–54

12%

55–64

12%

65–74

10%

75+

Median age

43.3

Under 18

21%

65 and over

22.8%

Race and ethnicity

White90%
Black2%
Hispanic3%
Asian2%
Native American0.0%
Pacific Islander0%
Other0.6%
Multiracial4%

Diversity index

19.1

U.S. 61.4

Foreign-born

3.7%

U.S. 14.1%

Born in state

78.4%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

0.2%

Households

Households: 11,759
Average household size: 2.3
Family households: 60.9%
Married couples: 49.4%
Living alone: 30.5%
Veterans (of adults): 6.2%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

15%

$50–75k

13%

$75–100k

13%

$100–150k

23%

$150–200k

12%

$200k+

14%

Median household income

12302

$98,163

Schenectady Co.

$79,623

New York

$85,974

United States

$80,734

Per capita income

$49,164

U.S. $44,673

Poverty rate

4.7%

U.S. 12.5%

Households earning $150K+

25.9%

U.S. 23%

Income inequality (Gini)

0.396

U.S. 0.483

Housing

Median home value

12302

$255,700

Schenectady Co.

$235,700

New York

$423,800

United States

$332,700

Median gross rent

12302

$1,247

Schenectady Co.

$1,194

New York

$1,621

United States

$1,413

Types of housing

Single-family

72%

2–4 units

5–19 units

11%

20+ units

Mobile home

Boat, RV, van

Housing units: 12,334
Owner-occupied: 75.8%
Vacant: 4.7%
Median year built: 1960
Median rooms: 6.2
Renters paying 30%+ of income: 45.2%
Renters paying 50%+ of income: 22.4%
Home value to income: 2.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

Transit

0.5%

Walked

Bicycle

0.2%

Worked from home

15%

Other

Commute time (one way)

<10 min

11%

10–19

31%

20–29

21%

30–44

28%

45–59

60+

Average commute

24.1 min

U.S. 26.4 min

Unemployment

4.7%

U.S. 5.2%

In labor force

62.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Office and admin

11%

Healthcare

10%

Sales

Education

Construction and repair

Business and finance

Engineering and science

Transportation and moving

Cleaning and personal care

Computer and math

Production

Food service

Legal and social services

Police and fire

Arts, media and sports

Farming, fishing and forestry

Industries

Health care and social assistance

16%

Education

11%

Manufacturing

11%

Retail

11%

Professional and technical services

Public administration

Finance, insurance and real estate

Construction

Other services

Transportation, warehousing and utilities

Restaurants and hotels

Admin, support and management

Arts and recreation

Agriculture and mining

Information

Wholesale

0.5%

Median earnings per worker

$61,620

U.S. $49,666

Self-employed

5.2%

U.S. 10%

Government workers

21.7%

U.S. 14.5%

Nonprofit workers

15%

U.S. 8.8%

Median earnings by type of work

Type of work	12302	U.S.
Management, business, science and arts	$82,852	$74,888
Service	$28,587	$26,804
Sales and office	$47,540	$40,476
Construction and maintenance	$53,906	$49,199
Production and transportation	$45,455	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

22%

Some college

17%

Associate's

14%

Bachelor's

23%

Graduate

19%

High school graduate or higher: 95.7%
Bachelor's degree or higher: 42%
Graduate or professional degree: 18.6%
Households with broadband: 89.9%
Cable, fiber or DSL: 82.5%
No internet access: 3.7%
Without health insurance: 2.5%
Limited-English households: 0.5%

Geography

City (USPS): Schenectady
State: New York
County: Schenectady County
Center point: 42.8782° N, 73.9825° W
Land area: 43 sq mi
Water area: 1.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

12302 spans 2 counties

Schenectady County91% of land
Saratoga County9% of land

Cities and towns within this zip

East Glenville (unincorporated)22% of zip
Scotia4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12302

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12150	Rotterdam Junction, NY	3.6 mi	710	$79,776	$231,600
12008	Alplaus, NY	4.2 mi	422	$125,859	$304,300
12027	Burnt Hills, NY	4.8 mi	4,693	$120,000	$344,100
12325	Schenectady, NY · PO box	4.9 mi	—	—	—
12301	Schenectady, NY · PO box	4.9 mi	—	—	—
12305	Schenectady, NY	4.9 mi	7,356	$53,326	$217,500
12345	Schenectady, NY · PO box	4.9 mi	—	—	—
12308	Schenectady, NY	5 mi	15,511	$63,434	$211,900
12307	Schenectady, NY	5.6 mi	7,050	$24,758	$104,600
12306	Schenectady, NY	5.9 mi	27,865	$83,202	$222,500
12019	Ballston Lake, NY	6.4 mi	15,555	$112,420	$400,400
12148	Rexford, NY	7.6 mi	4,023	$141,984	$427,400

Zip codes like 12302 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12302

What city is zip code 12302?

12302 is assigned to Schenectady, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12302 in?

12302 is mostly in Schenectady County, but it extends into 1 other county.

What is the population of 12302?

About 28,031 people live in 12302, according to the Census Bureau's American Community Survey.

What time zone is 12302 in?

12302 is in Eastern Time.

What is the median household income in 12302?

The median household income in 12302 is $98,163.

What zip codes are near 12302?

The closest zip codes to 12302 are 12150, 12008, 12027, 12325, 12301.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12302, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.