12020

Zip code 12020: Ballston Spa, New York

Q: What city is zip code 12020?

12020 is assigned to Ballston Spa, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12020 in?

12020 is in Saratoga County, New York.

Q: What is the population of 12020?

About 34,937 people live in 12020, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12020?

The median household income in 12020 is $107,112.

Q: What zip codes are near 12020?

The closest zip codes to 12020 are 12019, 12863, 12027, 12151, 12866.

Residential delivery areaSaratoga CountyEastern Time

Population

34,937

Median household income

$107K

U.S. $81K

Median home value

$329K

U.S. $333K

Median rent

$1,612/mo

U.S. $1,413

Median age

42.2

U.S. 38.9

Land area

76 sq mi

462 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12020

12020 is a small-town zip code in Ballston Spa, New York (Saratoga County), covering 76 sq mi of land. About 34,937 people live here, or 462 per square mile. The median resident is 42.2 years old, compared with 38.9 nationally.

The median household earns $107,112 a year, 33% above the national median of $80,734. 6.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $329,400, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 70% of occupied homes are lived in by their owners, and renters pay a median of $1,612 a month.

45% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.6 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and sales.

How 12020 compares

Sorted from highest to lowest national percentile

Median earnings per worker$65,023
82nd
StrengthU.S. $49,666 · NY $55,321387th of 1,676 in NY
Government workers19.4%
82nd
U.S. 14.5% · NY 16.4%734th of 1,685 in NY
Per capita income$53,627
78th
U.S. $44,673 · NY $50,712449th of 1,690 in NY
Median household income$107,112
77th
U.S. $80,734 · NY $85,974421st of 1,602 in NY
Median age42.2
73rd
U.S. 38.9 · NY 39.8981st of 1,693 in NY
Bachelor's degree or higher44.6%
72nd
U.S. 35.7% · NY 40.2%479th of 1,691 in NY
Tech workers4%
68th
U.S. 3.8% · NY 3.5%341st of 1,685 in NY
Housing vacancy9.1%
67th
U.S. 10.1% · NY 10%910th of 1,675 in NY
Residents 65 and older18.4%
63rd
U.S. 17.2% · NY 17.9%1,016th of 1,693 in NY
Median gross rent$1,612
62nd
U.S. $1,413 · NY $1,621445th of 1,367 in NY
Population34,937
59th
U.S. 334,922,499 · NY 19,852,366177th of 1,693 in NY
Work from home14.1%
57th
U.S. 15.1% · NY 14.9%615th of 1,685 in NY
Homeownership rate70.2%
54th
U.S. 65.2% · NY 54.3%1,175th of 1,673 in NY
Self-employed workers9.6%
54th
U.S. 10% · NY 9.7%864th of 1,685 in NY
Veterans6%
52nd
U.S. 6.2% · NY 3.7%754th of 1,693 in NY
Median home value$329,400
49th
U.S. $332,700 · NY $423,800651st of 1,614 in NY
Broadband access92%
49th
U.S. 91% · NY 90.8%769th of 1,673 in NY
Average commute25.6 min
47th
U.S. 26.4 min · NY 32.6 min950th of 1,618 in NY
Healthcare workers8.4%
33rd
U.S. 9.7% · NY 11.8%1,105th of 1,685 in NY
Population density462/sq mi
32nd
U.S. 95/sq mi · NY 421/sq mi676th of 1,693 in NY
Residents under 1820.1%
32nd
U.S. 22% · NY 20.5%768th of 1,693 in NY
Foreign-born residents3.7%
22nd
U.S. 14.1% · NY 22.8%959th of 1,693 in NY
Unemployment rate3.3%
21st
U.S. 5.2% · NY 6.4%1,110th of 1,685 in NY
Poverty rate6.1%
19th
StrengthU.S. 12.5% · NY 14%1,201st of 1,679 in NY
Diversity index22.5
15th
U.S. 61.4 · NY 65.5947th of 1,693 in NY
Income inequality (Gini)0.385
12th
StrengthU.S. 0.483 · NY 0.5171,238th of 1,669 in NY
Uninsured rate2.5%
9th
StrengthU.S. 8.4% · NY 5.1%1,104th of 1,689 in NY
Rent-burdened renters35.7%
9th
StrengthU.S. 51.1% · NY 52.1%1,209th of 1,579 in NY

Measure	12020	Saratoga	NY	U.S.	National percentile	Rank in NY
Median earnings per workerStrength	$65,023	$62,363	$55,321	$49,666	82nd	387th of 1,676
Government workers	19.4%	18.5%	16.4%	14.5%	82nd	734th of 1,685
Per capita income	$53,627	$57,380	$50,712	$44,673	78th	449th of 1,690
Median household income	$107,112	$100,787	$85,974	$80,734	77th	421st of 1,602
Median age	42.2	43.6	39.8	38.9	73rd	981st of 1,693
Bachelor's degree or higher	44.6%	45.4%	40.2%	35.7%	72nd	479th of 1,691
Tech workers	4%	4.1%	3.5%	3.8%	68th	341st of 1,685
Housing vacancy	9.1%	9.1%	10%	10.1%	67th	910th of 1,675
Residents 65 and older	18.4%	20%	17.9%	17.2%	63rd	1,016th of 1,693
Median gross rent	$1,612	$1,394	$1,621	$1,413	62nd	445th of 1,367
Population	34,937	238,284	19,852,366	334,922,499	59th	177th of 1,693
Work from home	14.1%	17.3%	14.9%	15.1%	57th	615th of 1,685
Homeownership rate	70.2%	72.3%	54.3%	65.2%	54th	1,175th of 1,673
Self-employed workers	9.6%	8.4%	9.7%	10%	54th	864th of 1,685
Veterans	6%	6.7%	3.7%	6.2%	52nd	754th of 1,693
Median home value	$329,400	$348,600	$423,800	$332,700	49th	651st of 1,614
Broadband access	92%	92.8%	90.8%	91%	49th	769th of 1,673
Average commute	25.6 min	25.5 min	32.6 min	26.4 min	47th	950th of 1,618
Healthcare workers	8.4%	9.1%	11.8%	9.7%	33rd	1,105th of 1,685
Population density	462/sq mi	294/sq mi	421/sq mi	95/sq mi	32nd	676th of 1,693
Residents under 18	20.1%	19.1%	20.5%	22%	32nd	768th of 1,693
Foreign-born residents	3.7%	5.5%	22.8%	14.1%	22nd	959th of 1,693
Unemployment rate	3.3%	3.3%	6.4%	5.2%	21st	1,110th of 1,685
Poverty rateStrength	6.1%	7.1%	14%	12.5%	19th	1,201st of 1,679
Diversity index	22.5	24.2	65.5	61.4	15th	947th of 1,693
Income inequality (Gini)Strength	0.385	0.446	0.517	0.483	12th	1,238th of 1,669
Uninsured rateStrength	2.5%	2.6%	5.1%	8.4%	9th	1,104th of 1,689
Rent-burdened rentersStrength	35.7%	41.1%	52.1%	51.1%	9th	1,209th of 1,579

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

12%

25–34

14%

35–44

13%

45–54

15%

55–64

11%

65–74

75+

Median age

42.2

Under 18

20.1%

65 and over

18.4%

Race and ethnicity

White88%
Black2%
Hispanic3%
Asian2%
Native American0.0%
Pacific Islander0%
Other1.0%
Multiracial4%

Diversity index

22.5

U.S. 61.4

Foreign-born

3.7%

U.S. 14.1%

Born in state

79%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

Other

0.2%

Households

Households: 14,563
Average household size: 2.4
Family households: 62.9%
Married couples: 50.7%
Living alone: 26.5%
Veterans (of adults): 6%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

13%

$50–75k

13%

$75–100k

14%

$100–150k

24%

$150–200k

14%

$200k+

17%

Median household income

12020

$107,112

Saratoga Co.

$100,787

New York

$85,974

United States

$80,734

Per capita income

$53,627

U.S. $44,673

Poverty rate

6.1%

U.S. 12.5%

Households earning $150K+

31%

U.S. 23%

Income inequality (Gini)

0.385

U.S. 0.483

Housing

Median home value

12020

$329,400

Saratoga Co.

$348,600

New York

$423,800

United States

$332,700

Median gross rent

12020

$1,612

Saratoga Co.

$1,394

New York

$1,621

United States

$1,413

Types of housing

Single-family

62%

2–4 units

5–19 units

10%

20+ units

Mobile home

12%

Boat, RV, van

0.1%

Housing units: 16,021
Owner-occupied: 70.2%
Vacant: 9.1%
Median year built: 1989
Median rooms: 5.9
Renters paying 30%+ of income: 35.7%
Renters paying 50%+ of income: 14.3%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

Transit

0.5%

Walked

0.9%

Bicycle

0.4%

Worked from home

14%

Other

0.9%

Commute time (one way)

<10 min

11%

10–19

28%

20–29

21%

30–44

24%

45–59

10%

60+

Average commute

25.6 min

U.S. 26.4 min

Unemployment

3.3%

U.S. 5.2%

In labor force

65.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

13%

Office and admin

11%

Sales

Healthcare

Business and finance

Engineering and science

Education

Transportation and moving

Construction and repair

Cleaning and personal care

Computer and math

Production

Legal and social services

Food service

Police and fire

Arts, media and sports

Farming, fishing and forestry

0.2%

Industries

Health care and social assistance

12%

Education

12%

Manufacturing

10%

Retail

10%

Professional and technical services

Transportation, warehousing and utilities

Finance, insurance and real estate

Public administration

Other services

Restaurants and hotels

Construction

Admin, support and management

Wholesale

Information

Arts and recreation

Agriculture and mining

0.8%

Median earnings per worker

$65,023

U.S. $49,666

Self-employed

9.6%

U.S. 10%

Government workers

19.4%

U.S. 14.5%

Nonprofit workers

12.8%

U.S. 8.8%

Median earnings by type of work

Type of work	12020	U.S.
Management, business, science and arts	$83,390	$74,888
Service	$29,836	$26,804
Sales and office	$54,327	$40,476
Construction and maintenance	$70,903	$49,199
Production and transportation	$41,216	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

22%

Some college

15%

Associate's

12%

Bachelor's

25%

Graduate

20%

High school graduate or higher: 93.9%
Bachelor's degree or higher: 44.6%
Graduate or professional degree: 19.6%
Households with broadband: 92%
Cable, fiber or DSL: 83.7%
No internet access: 3.3%
Without health insurance: 2.5%
Limited-English households: 1.2%

Geography

City (USPS): Ballston Spa
State: New York
County: Saratoga County
Center point: 43.0017° N, 73.8701° W
Land area: 76 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Milton (unincorporated)3% of zip
Ballston Spa2% of zip
Saratoga Springs2% of zip
North Ballston Spa (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12020

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12019	Ballston Lake, NY	4.7 mi	15,555	$112,420	$400,400
12863	Rock City Falls, NY	5.1 mi	910	$96,679	$342,100
12027	Burnt Hills, NY	5.9 mi	4,693	$120,000	$344,100
12151	Round Lake, NY	7.1 mi	967	$98,309	$342,800
12866	Saratoga Springs, NY	8.2 mi	40,057	$101,901	$457,600
12850	Middle Grove, NY	9 mi	2,537	$92,083	$317,300
12118	Mechanicville, NY	9.5 mi	17,069	$92,710	$345,800
12074	Galway, NY	9.8 mi	2,848	$94,583	$304,800
12170	Stillwater, NY	10 mi	5,351	$102,857	$271,600
12302	Schenectady, NY	10 mi	28,031	$98,163	$255,700
12008	Alplaus, NY	10 mi	422	$125,859	$304,300
12833	Greenfield Center, NY	10 mi	5,316	$102,832	$345,600

Zip codes like 12020 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12020

What city is zip code 12020?

12020 is assigned to Ballston Spa, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12020 in?

12020 is in Saratoga County, New York.

What is the population of 12020?

About 34,937 people live in 12020, according to the Census Bureau's American Community Survey.

What time zone is 12020 in?

12020 is in Eastern Time.

What is the median household income in 12020?

The median household income in 12020 is $107,112.

What zip codes are near 12020?

The closest zip codes to 12020 are 12019, 12863, 12027, 12151, 12866.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12020, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.